How to Put Your Credit Cards on Pause

Credit Cards

How to Put Your Credit Cards on Pause

How to Put Your Credit Cards on Pause

If you are starting your new year with more debt than you anticipated, it might be a good time to consider avoiding credit card use for a while. Unfortunately, it’s the convenience of these products that make them so ripe for overspending, and some cardholders will be best served by switching to cash, debit cards,... Read More

Searching for Solutions in a Sea of Confounding Student Loan Statistics

Students

Searching for Solutions in a Sea of Confounding Student Loan Statistics

Searching for Solutions in a Sea of Confounding Student Loan Statistics

Lately there have been some powerful articles profiling college grads and others who are struggling to make their student loan payments. While all of the reporting does a great job of personalizing the debilitating financial distress a generation of young adults is currently experiencing, there are so many numbers being bandied about that it’s hard... Read More

Facing Foreclosure? You Have a Longer Wait.

Mortgages

Facing Foreclosure? You Have a Longer Wait.

Facing Foreclosure? You Have a Longer Wait.

The average homeowner in foreclosure hasn’t made a mortgage payment in 507 days, according to a report published by Lender Processing Services, Inc. That’s a 25% increase from an average of 406 days at the end of 2009. Such long processing times are leading to a huge inventory of houses in some form of delinquency... Read More

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

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- The Credit.com Editorial Team