How to Start Building Credit Once You Turn 18

Credit Score

How to Start Building Credit Once You Turn 18

How to Start Building Credit Once You Turn 18

UPDATE: Article Updated by Brian Acton 4/2/18 Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you will see lower interest rates on car loans, credit cards, and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a... Read More

A Single Parent’s Financial Guide

Personal Finance

A Single Parent’s Financial Guide

A Single Parent’s Financial Guide

Raising kids takes a lot of time, patience, love, and of course, money. Life as a single parent is a great deal of work, and you play multiple roles in the rearing and nurturing of your children. Budgeting and financial planning is a challenge for numerous people regardless of their marital or income statuses. As... Read More

Home Buying Tips for Women in Single Income Households

Mortgages

Home Buying Tips for Women in Single Income Households

Home Buying Tips for Women in Single Income Households

The real estate website Estately recently conducted a study showing how the continued gender wage gap in America affects home affordability and ownership for women. To answer this question Estately used 2016 U.S. Census data to compare men’s and women’s median salaries in the 50 most populated U.S. cities. Based on those salaries (and assuming... Read More

The 25 Cities with the Most Credit Card Debt

Credit 101

The 25 Cities with the Most Credit Card Debt

The 25 Cities with the Most Credit Card Debt

Credit card debt. It seems to be an inevitable part of life for many Americans. And, recent data suggests that it really is. According to the Federal Reserve, American credit card debt hit a record high in 2017, rising to more than $1 trillion. Many people carrying high balances on their credit cards will notice... Read More

7 Smarter Ways to Use Debt in 2018

Personal Finance

7 Smarter Ways to Use Debt in 2018

7 Smarter Ways to Use Debt in 2018

In the world of personal finance, debt often gets a bad rap. Financial gurus sometimes say you should avoid borrowing at all costs and pay for everything in cash. It’s not hard to guess why; debt is the No. 1 source of financial stress for millennials, according to a Student Loan Hero survey. However, debt... Read More

7 Most Expensive Colleges in the U.S. in 2018

Student Loans

7 Most Expensive Colleges in the U.S. in 2018

7 Most Expensive Colleges in the U.S. in 2018

If you went to a private four-year college 30 years ago, you would’ve paid $15,160 per year, according to the College Board. Today, your tuition fee would be more than twice that amount at $34,740. That number might seem high, but it actually pales in comparison to what some universities are charging. According to The... Read More

Is There Such a Thing as a Debtor’s Prison?

Managing Debt

Is There Such a Thing as a Debtor’s Prison?

Is There Such a Thing as a Debtor’s Prison?

In this modern world that we live in, consumers are protected and have certain rights when it comes to debt collection. The practices of debt collection agencies have to abide by rules through the Fair Debt Collection Practices Act (FDCPA) as enforced by the Federal Trade Commission (FTC). According to the FTC, consumers are to... Read More

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