Help! I Can’t Pay My Credit Card This Month

Credit Cards

Help! I Can’t Pay My Credit Card This Month

Help! I Can’t Pay My Credit Card This Month

When you’re not sure if you can pay your credit card bill each month, it can be excruciating just to look at your statement. When this happens, your total outstanding balance will jump out at you, and even the amount of your minimum payment can cause your pulse to race. If you are having trouble... Read More

Can I Use One Loan to Pay Off Another?

Managing Debt

Can I Use One Loan to Pay Off Another?

Can I Use One Loan to Pay Off Another?

Many of us have been there. Just when debt payments seem to storm down on you in an insurmountable way, you receive an offer for a lower interest loan or credit card. Sometimes the offer comes with 0% interest for a certain period of time. Sometimes, the line of credit extended is enormous. At least... Read More

Who Is Responsible for My Debt When I Die?

Managing Debt

Who Is Responsible for My Debt When I Die?

Who Is Responsible for My Debt When I Die?

Debt is persistent. In many cases, not even death can erase it, and you can rest assured your creditors will attempt to collect what you owe when you pass away. You may be worried that, upon your death, your outstanding debt could negatively affect your loved ones. The parties responsible for your debt depend on... Read More

What To Do if You Find a Collection Account on Your Credit Report

Credit Score

What To Do if You Find a Collection Account on Your Credit Report

What To Do if You Find a Collection Account on Your Credit Report

A collection account is bad news for your credit score, and the damage can last for years. During that time, you may miss opportunities to save on interest rates and insurance premiums, see an increase in offered interest rates if you want to finance a home or car, and generally stall your finances. But how do you... Read More

Insured Woman Gets $18K Bill for Using an In-Network Doctor

Managing Debt

Insured Woman Gets $18K Bill for Using an In-Network Doctor

Insured Woman Gets $18K Bill for Using an In-Network Doctor

“I’ve always paid my bills. I had excellent credit.” That’s Nancy Gomez speaking with CBS Los Angeles about her ordeal. She’s a Californian with PPO insurance — and thousands of dollars in medical debt. Though Gomez is fully insured, she says she received an $18,000 bill for a treatment with an Encino pain specialist in her network,... Read More

Even 3-Year-Olds Know When You Owe Them

Personal Finance

Even 3-Year-Olds Know When You Owe Them

Even 3-Year-Olds Know When You Owe Them

Perhaps we can all be grateful that toddlers aren’t professional debt collectors. Hypothetically speaking, let’s say you’re in debt and someone sent a 3-year-old to your door. One glance at those large, innocent eyes looking up at you and asking you to settle up would probably send you running for your checkbook. I doubt you’d even... Read More

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