7 Most Expensive Colleges in the U.S. in 2018

Student Loans

7 Most Expensive Colleges in the U.S. in 2018

7 Most Expensive Colleges in the U.S. in 2018

If you went to a private four-year college 30 years ago, you would’ve paid $15,160 per year, according to the College Board. Today, your tuition fee would be more than twice that amount at $34,740. That number might seem high, but it actually pales in comparison to what some universities are charging. According to The... Read More

How to Start Building Credit Once You Turn 18

Credit Score

How to Start Building Credit Once You Turn 18

How to Start Building Credit Once You Turn 18

Having good credit is imperative to unlocking many financial opportunities in life. Among these advantages, you will see lower interest rates on car loans, credit cards, and mortgages. The key to getting that high credit score is to start building credit at a young age. That is why adults as young as 18 might want to consider getting... Read More

Is There Such a Thing as a Debtor’s Prison?

Managing Debt

Is There Such a Thing as a Debtor’s Prison?

Is There Such a Thing as a Debtor’s Prison?

In this modern world that we live in, consumers are protected and have certain rights when it comes to debt collection. The practices of debt collection agencies have to abide by rules through the Fair Debt Collection Practices Act (FDCPA) as enforced by the Federal Trade Commission (FTC). According to the FTC, consumers are to... Read More

1099-Cs and Your Taxes: What You Should Know

Taxes

1099-Cs and Your Taxes: What You Should Know

1099-Cs and Your Taxes: What You Should Know

Not many know what a 1099-C is or why they receive it. But these forms can be a little scary because they’re tax documents—and no one wants to mess up their taxes. When you get one, it’s because you had a portion or all of a debt canceled. It’s important to understand what a 1099-C... Read More

What Does Charged Off Mean?

Credit 101

What Does Charged Off Mean?

What Does Charged Off Mean?

Finding the words charged off on your credit report isn’t good news. It can be scary and confusing when you don’t understand what it means or how it happened. The name itself isn’t helpful either. People often misinterpret the meaning, which can lead to more costly mistakes with your credit. Learning what charged off means... Read More

Baby Boomer Student Debt by State

Student Loans

Baby Boomer Student Debt by State

Baby Boomer Student Debt by State

Millennials aren’t the only ones racking up billions of dollars in student debt. Turns out, in three out of every four states, “the total outstanding student debt held by borrowers over age 60 increased by more than 50 percent [since 2012].” This data comes from the Consumer Financial Protection Bureau (CFPB), which also found that... Read More

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