How Much Is Too Much to Spend on a Car?

Auto Loans

How Much Is Too Much to Spend on a Car?

How Much Is Too Much to Spend on a Car?

Everyone overspends from time to time, but when it comes to big purchases, like a home or vehicle, something that seems like an exciting splurge could end up devastating your finances. The question of, “How much is too much?” is quite personal. To say that you should only spend a certain percentage of your income… Read More

Still Paying Off Holiday Debt? How to Make a Plan

Managing Debt

Still Paying Off Holiday Debt? How to Make a Plan

Still Paying Off Holiday Debt? How to Make a Plan

Outstanding credit card debt increased by $29.2 billion from November to December 2014, reflecting the typical spending frenzy that comes during the holiday season (for comparison, it jumped only $8.2 billion from October to November, according to Federal Reserve data). Of course, a surge in credit card debt is something that can last long after the… Read More

I Paid $450 to Save My Goldfish’s Life

Personal Finance

I Paid $450 to Save My Goldfish’s Life

I Paid $450 to Save My Goldfish’s Life

A man in Norfolk, England, reportedly paid more than $450 (300 British pounds) to have his pet’s digestive issues surgically resolved. The pet, which went unnamed in the news report from the BBC, is a goldfish. The owner noticed his fish was in poor health and brought it to Toll Barn Veterinary Centre, the BBC… Read More

4 of the Weirdest Reasons People Have Gone Into Debt

Managing Debt

4 of the Weirdest Reasons People Have Gone Into Debt

4 of the Weirdest Reasons People Have Gone Into Debt

For more than a decade, I’ve worked in the field of debt resolution, helping thousands of people overcome their debt issues. Most clients come to me in debt due to what I would call “typical” reasons for falling into debt. This includes loss of income or unexpected medical issues in the family, which become difficult… Read More

How to Get Debt-Free Before You Get Married

Managing Debt

How to Get Debt-Free Before You Get Married

How to Get Debt-Free Before You Get Married

A few months ago, my friend Kaila called to invite me over to her house for dinner. We had made plans to meet up that night at one of our favorite local restaurants, but she explained over the phone that eating out didn’t fit into her budget any longer. She was trying to live very… Read More

How Fast Can You Get Out of Debt?

Managing Debt

How Fast Can You Get Out of Debt?

How Fast Can You Get Out of Debt?

You’ve decided enough is enough and you are going to get out of credit card debt. And you probably want to do it as fast as you can. So how long will it take? Don’t have a clue? That’s not surprising, considering you probably have several cards all with different interest rates and monthly payments…. Read More

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