Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Zombie debt is a broad term that refers to past debts that are still affecting... Read More

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Debt relief won’t hurt your credit alone. However, closing your oldest accounts can drastically lower... Read More

Debt collections come with a statute of limitations. Find out what happens when debt is too old to pursue.

What does it mean when something is charged off as bad debt? Discover how it can impact your credit and what action you can take.

You may need to file the 1099-C form if you have canceled debts. Find out when you need this form and how to file it.

Learn more about what a judgment is, how it works, and what the different types of judgments are. Find out how a judgment may impact your credit score.