Help! I Owe $3,600 in Parking Tickets

Managing Debt

Help! I Owe $3,600 in Parking Tickets

Help! I Owe $3,600 in Parking Tickets

It’s amazing how something small, like a parking ticket, can quickly snowball into something overwhelming. People receive debt collection notices over little things all the time, and while it’s easy to dwell on how the problem could have been prevented, time is much better spent trying to deal with the current issue: a pile of debt… Read More

Your TV Watching Could Be Driving You Into Debt

Managing Debt

Your TV Watching Could Be Driving You Into Debt

Your TV Watching Could Be Driving You Into Debt

Watching TV is among Americans’ favorite ways to spend their free time. Sure, it’s fun to socialize, read and exercise, but TV gets much more of our attention, according to the recently released 2013 American Time Use Survey from the Bureau of Labor Statistics. We spend about half our leisure time watching TV – an average… Read More

The States With the Most Credit Card Debt

Managing Debt

The States With the Most Credit Card Debt

The States With the Most Credit Card Debt

Credit card holders are generally carrying lower balances than last year, with the average outstanding credit card debt at $3,658 per consumer in the first quarter of 2014. However, after average balances declined in every state from 2012 to 2013, some states saw consumers’ credit card debt rise again at the start of this year,… Read More

5 Steps to Negotiating a Debt Settlement

Managing Debt

5 Steps to Negotiating a Debt Settlement

5 Steps to Negotiating a Debt Settlement

Once you are deep in debt, it may feel like there is no way out. Even as you make payments, you might not be seeing your total balance go down, and bankruptcy can have a large negative impact on your credit. There is another option — forming an agreement with your creditors to reduce what… Read More

Why It Doesn’t Pay to Be a Perfectionist

Personal Finance

Why It Doesn’t Pay to Be a Perfectionist

Why It Doesn’t Pay to Be a Perfectionist

Do you dwell on small mistakes for hours, days or even weeks after they occur? Are you crushed when someone points out a small flaw in your work? Have you ever spent four hours fine-tuning a task that could have been completed in 10 minutes? Are you haunted by uncertainty when you finish a task,… Read More

Am I Too Old to Take On Debt?

Managing Debt

Am I Too Old to Take On Debt?

Am I Too Old to Take On Debt?

Taking on debt is always a leap of faith, no matter your age. But taking on debt when you are older should be handled even more carefully. Similar to retirement investing advice, in general, the younger you are, the more risk you can take. You simply have more time to recover from any downturns. Good… Read More

A Soldier’s Guide to Getting Out of Debt

Managing Debt

A Soldier’s Guide to Getting Out of Debt

A Soldier’s Guide to Getting Out of Debt

They were the words no soldier in the field wants to hear: “We’re in trouble here.” Coming from the mouth of an experienced Navy SEAL, while backed into a dead-end alley in the middle of the night in Baghdad Iraq, they were especially ominous. Jeff Rose heard those words when his platoon became turned around… Read More

6 Simple Ways to Stretch Your Income

Managing Debt

6 Simple Ways to Stretch Your Income

6 Simple Ways to Stretch Your Income

Ever sat and thought about all the things you could do if you had more money? You’re not alone. But when it comes down to it, there’s probably very little spare change lying around. So, the first step is to figure out where you stand in terms of disposable income and make spending cuts. But deprivation… Read More

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