How Getting Out of Debt Can Hurt Your Credit

Managing Debt

How Getting Out of Debt Can Hurt Your Credit

How Getting Out of Debt Can Hurt Your Credit

A common concern you may have when searching for the best debt relief solution is how it will impact your credit score. There are many misconceptions about credit reports and the harm that comes from credit counseling, settling debt for less than what you owe and bankruptcy. Your credit report and credit score will heal… Read More

Mind Over Matter: How I Eliminated $60,000 in Debt

Managing Debt

Mind Over Matter: How I Eliminated $60,000 in Debt

Mind Over Matter: How I Eliminated $60,000 in Debt

LearnVest is giving away two copies of Carrie Rocha’s book Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, & Keep More of What You Make. To enter, go to the LearnVest Facebook page and answer this question: What’s the biggest mental roadblock hindering your finances? Six years ago, Carrie Rocha… Read More

Lawmakers Pressured to Help Troubled Homeowners

Mortgages

Lawmakers Pressured to Help Troubled Homeowners

Lawmakers Pressured to Help Troubled Homeowners

With the looming fiscal cliff, many of the nation’s lawmakers are debating exactly what federal programs and tax breaks to cut in an effort to reduce the national deficit. But some top officials across the country are now fighting for one such allowance. Last week, the attorneys general for 40 states plus Guam wrote a… Read More

How to Check Out a Business to Avoid Getting Ripped Off

Personal Finance

How to Check Out a Business to Avoid Getting Ripped Off

How to Check Out a Business to Avoid Getting Ripped Off

Over the years a common theme has emerged where people feel they are scammed by a company or taken advantage of, and it appears they have not checked them out before giving up their hard earned money for services. Here is my guide on what to do to help you from becoming a victim. Checking… Read More

The FTC Shuts Down Lower-Your-Rate Robocallers

Managing Debt

The FTC Shuts Down Lower-Your-Rate Robocallers

The FTC Shuts Down Lower-Your-Rate Robocallers

Did you receive robocalls over the past couple of years from a company promising to lower your credit card interest rates? Hopefully you didn’t respond. If you did, you may have been one of the thousands of consumers who lost money to a couple of Florida-based telemarketing groups offering debt relief services they didn’t deliver…. Read More

Debt Settlement Fee Ban Takes Effect Today

Managing Debt

Debt Settlement Fee Ban Takes Effect Today

Debt Settlement Fee Ban Takes Effect Today

Today, October 27, 2010, marks a turning point for the settlement industry. Under new debt relief rules issued by the Federal Trade Commission, for-profit debt relief companies will no longer be able to charge upfront fees to consumers. What does this mean for those struggling with debt? We likely won’t be seeing or hearing as… Read More

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