Who Can a Debt Collector Call to Track You Down?

Managing Debt

Who Can a Debt Collector Call to Track You Down?

Who Can a Debt Collector Call to Track You Down?

Can a debt collector contact family, friends, or co-workers in an attempt to find you? Yes, yes, and yes. But she or he can’t say very much. The Fair Debt Collection Practices Act offers consumers a wide set of protections about how collectors can go about their business. But it doesn’t prevent them from contacting... Read More

How to Keep a Debt Collector From Ruining the Holidays

Managing Debt

How to Keep a Debt Collector From Ruining the Holidays

How to Keep a Debt Collector From Ruining the Holidays

The holidays are swiftly approaching, and, while everyone’s generally happy to wait on Santa, there’s one person you surely won’t want calling this time of year: a debt collector. Fortunately, consumers on the receiving end of letters, phone calls, emails or other means of recouping a debt don’t need to let any correspondence ruin their holiday cheer. Here are... Read More

Can a Debt Collector Text You?

Managing Debt

Can a Debt Collector Text You?

Can a Debt Collector Text You?

The good old-fashioned phone call has steadily given way to text messaging in recent years, including, it seems, within the debt collection industry. A Credit.com blog reader recently shared her story of how a debt collector had sent a text to her mother (who had served as a reference on her auto loan application) about an outstanding car payment. While her question... Read More

When a Debt Collector Pretends to Be the Pizza Guy

Managing Debt

When a Debt Collector Pretends to Be the Pizza Guy

When a Debt Collector Pretends to Be the Pizza Guy

When the phone rang, the message on the caller ID display was a surprise. Sometimes it said, “Flower Shop.” Or “Pizza Delivery.” Or the name or number of a family member. Or “Repossession Services.” When consumers answered the phone, the ruse continued. An operator gave the impression that flowers or pizza were on the way,... Read More

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