3 Costly Credit Card Mistakes

Credit Cards

3 Costly Credit Card Mistakes

3 Costly Credit Card Mistakes

For those of us who use credit cards responsibly, there are lots of benefits to be had. Credit cards offer security and convenience that cash does not. But when you don’t use credit cards responsibly, you can rack up fees and easily damage your credit scores. Credit card debt is one of the biggest sources of consumer… Read More

5 Credit Tips for College Students

Students

5 Credit Tips for College Students

5 Credit Tips for College Students

There’s a lot to worry about when you’re in college. There are classes, friends, internships and parties to worry about. But what many of us probably should have been thinking about a lot more was our credit. In fact, now that we’re older and wiser, there are a lot of things we wish we would have… Read More

Don’t Get Plucked in a Snowbird Scam

Identity Theft

Don’t Get Plucked in a Snowbird Scam

Don’t Get Plucked in a Snowbird Scam

Migrating to warm-weather states like Florida and Arizona as the temperature drops “up north”? So are scammers on the lookout for pigeons to pluck during Snowbird Season, which runs from late November through April. Some are part of organized crime rings — boiler-room telemarketers and so-called Gypsy Travelers who specifically target short-time vacationers and longer-staying,… Read More

4 Awkward Credit Card Moments

Credit Cards

4 Awkward Credit Card Moments

4 Awkward Credit Card Moments

Credit cards offer dozens of ways to make life easier: online shopping, rewards programs, automatic payments, financing large purchases and monetary security, to name a few. But using a credit card can cause some problems. There’s no shortage of consumers who have fallen into a cycle of debt after making minimum payments on credit card… Read More

4 Credit Lessons to Teach Your Teen

Credit 101

4 Credit Lessons to Teach Your Teen

4 Credit Lessons to Teach Your Teen

As parents, we want to build up our kids so they can live their best lives. We want to guide and educate them so they can succeed. One of the areas where we can help our kids is credit. As children enter their teen years, they start thinking seriously about the future and preparing for… Read More

How Your Middle Name Could Hurt Your Credit

Credit Score

How Your Middle Name Could Hurt Your Credit

How Your Middle Name Could Hurt Your Credit

In the movie “J. Edgar,” there is a scene when the main character is denied credit at a men’s clothing store because “John Hoover” owes the store money. Dicaprio’s character explains that he was named after his father, John, but he also sometimes goes by the name Edgar. When pushed to choose just one name,… Read More

Experts Warn of Fraud Spike this Holiday Season

Identity Theft

Experts Warn of Fraud Spike this Holiday Season

Experts Warn of Fraud Spike this Holiday Season

During the holiday shopping season, millions of consumers use their credit or debit cards to make purchases at their favorite retailers as they hustle to cross everyone off their shopping list, but experts warn that doing so might come with an inherent risk. Because so many people use their cards to finance purchases at this… Read More

What a Good Store-Brand Credit Card Looks Like

Credit Cards

What a Good Store-Brand Credit Card Looks Like

What a Good Store-Brand Credit Card Looks Like

The list of questions you get asked at the checkout counter seems to grow every year. In addition to the standard “Did you find everything you’re looking for?”, customers may be asked to donate a dollar to a charity or hand over their email address to sign up for newsletters. But the most important question… Read More

Five Reasons to Close Your Credit Card Account

Credit Cards

Five Reasons to Close Your Credit Card Account

Five Reasons to Close Your Credit Card Account

It used to be when I spoke at financial seminars, most of the audience would raise their hand when I asked if they agreed that closing credit card accounts they don’t use anymore would help boost their credit. Now, though, most people know better than that. Instead, I find they are terrified of closing an… Read More

Are Retail Credit Cards Worth It?

Credit Cards

Are Retail Credit Cards Worth It?

Are Retail Credit Cards Worth It?

Almost every major retailer is trying to entice shoppers to sign up for a store-brand credit card, promising discounts and perks to sweeten the deal. The positive upshot of opening this account is made clear by the store employee: You can receive a discount on their purchase that day of as much as 30 percent,… Read More

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