Who’s Not Allowed to See Your Credit Score?

Credit Score

Who’s Not Allowed to See Your Credit Score?

Who’s Not Allowed to See Your Credit Score?

One of the most common complaints about credit scores isn’t even true — that your employer or potential employer can see your credit score. “That’s probably the most common myth that that I hear about credit reports and scores,” said Rod Griffin, director of public education for credit bureau Experian. Generally, anyone who can legally… Read More

5 Ways Complacency Can Cost You Serious Money

Personal Finance

5 Ways Complacency Can Cost You Serious Money

5 Ways Complacency Can Cost You Serious Money

“Whatever you do, don’t become complacent to your surroundings.” That was a warning that we all received prior to being deployed to Iraq in 2005. We heard it from our pre-deployment trainers. We heard it from our higher-ranking officers. We even heard it from our family. Don’t become complacent to your surroundings. The second part… Read More

The Impact of Medical Debt on FICO Scores

Credit Score

The Impact of Medical Debt on FICO Scores

The Impact of Medical Debt on FICO Scores

Getting sick has led to millions of Americans paying more for car loans, mortgages and credit card debt – thanks to a medical debt domino effect. But slowly, that’s changing. Several factors are coming together to fundamentally change the way unpaid medical bills impact Americans’ financial lives. The biggest one might also be the most… Read More

Can a Credit Card Improve Your Credit?

Credit Score

Can a Credit Card Improve Your Credit?

Can a Credit Card Improve Your Credit?

Many consumers see credit cards as a gateway to debt. While they certainly give you the opportunity to spend money you don’t have, when used responsibly, their powers can be harnessed for good, not evil. When you closely track your spending and pay your bills on time, your credit card can be a huge financial… Read More

The Credit Score You’ve Never Heard Of

Credit Score

The Credit Score You’ve Never Heard Of

The Credit Score You’ve Never Heard Of

Imagine checking your FICO score and finding out it is 300. You’d probably be crushed; after all that’s the lowest (and worst) score you can get under most FICO credit scoring models. But if you were an entrepreneur applying for a small business loan, you could break out the champagne because when it comes to… Read More

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