Are You Born With a Credit Score?

Credit 101

Are You Born With a Credit Score?

Are You Born With a Credit Score?

You may have heard that age impacts your credit, leading you to believe you’re born with a credit score. While it is true that age is a factor, it isn’t your age — it’s actually the age of your accounts that affects your credit scores. So, no, you aren’t born with credit scores (and may... Read More

Why Are Credit Reports So Hard to Understand?

Credit 101

Why Are Credit Reports So Hard to Understand?

Why Are Credit Reports So Hard to Understand?

Does trying to read your credit report feel like you are reading another language entirely? This is a perfectly normal reaction when reading one of your reports for the first time or if you are not in the habit of reviewing your credit reports regularly. “While your credit reports may be hard to read at... Read More

4 Ways Your Credit Scores Can Empower You

Credit Score

4 Ways Your Credit Scores Can Empower You

4 Ways Your Credit Scores Can Empower You

The members of the credit elite — consumers who reside at the top of the scoring ladder — are no strangers to the hard work having good credit requires. Maintaining good or excellent credit can help you qualify for the best financial offers. Here are four ways this can pay off and might leave you... Read More

3 Steps to Take Toward Repairing Your Credit

Credit Score

3 Steps to Take Toward Repairing Your Credit

3 Steps to Take Toward Repairing Your Credit

Building and maintaining good credit is a lifelong process. And if you’re trying to fix your credit, the time it takes depends on several factors, including the type of damage. Here’s what it takes to get started repairing your credit. Review Your Credit If you haven’t already, you should take a look at your credit... Read More

What Exactly Is a Charge Card?

Credit Cards

What Exactly Is a Charge Card?

What Exactly Is a Charge Card?

Charge cards are kind of like a cousin to the standard credit card. These payment cards evolved from systems that allowed customers to “run a tab” at retailers. Today, some charge cards are still offered as an alternative to traditional credit cards, but you may still be wondering exactly what they are. Here’s what you should... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.