What Should I Do With a Credit Card I Never Use?

Credit Cards

What Should I Do With a Credit Card I Never Use?

What Should I Do With a Credit Card I Never Use?

They are the knickknacks of your personal financial lives: those old credit cards you seldom use. You might dust them off occasionally and charge something, but they often remain tucked away in a drawer or wallet, unused and overlooked. Every once in a while, though, you may wonder what do they do to your credit… Read More

Your TV Watching Could Be Driving You Into Debt

Managing Debt

Your TV Watching Could Be Driving You Into Debt

Your TV Watching Could Be Driving You Into Debt

Watching TV is among Americans’ favorite ways to spend their free time. Sure, it’s fun to socialize, read and exercise, but TV gets much more of our attention, according to the recently released 2013 American Time Use Survey from the Bureau of Labor Statistics. We spend about half our leisure time watching TV – an average… Read More

5 Ways to Get Things Off Your Credit Report

Credit Score

5 Ways to Get Things Off Your Credit Report

5 Ways to Get Things Off Your Credit Report

Negative information on your credit can be extremely frustrating. You know it’s not good, and you just want it to go away. Before you pull your hair out or spend thousands of dollars trying to repair your credit, you’ll want to understand the ways this kind of information can be removed from your reports. First,… Read More

6 Recurring Expenses That Don’t Help Your Credit Score

Credit Score

6 Recurring Expenses That Don’t Help Your Credit Score

6 Recurring Expenses That Don’t Help Your Credit Score

Isn’t it ironic how you can have an excellent payment history but poor credit? Your credit score is one of the most prized possessions in your financial profile, and a low score can be very detrimental to your financial well-being when you need to borrow money. It doesn’t help when you desperately want to improve your score, but are in… Read More

Why Does My Credit Score Change So Often?

Credit Score

Why Does My Credit Score Change So Often?

Why Does My Credit Score Change So Often?

If you monitor your credit score, you may be like this reader — scratching your head wondering why it changes so often. Here’s this week’s reader question: My Discover card started providing my credit score free each month. What I don’t understand is why it was 814 one month, then 794 the next and now it… Read More

Are You Accidentally Hurting Your Credit?

Credit Score

Are You Accidentally Hurting Your Credit?

Are You Accidentally Hurting Your Credit?

If you are aiming for a high credit score, you may find the task overwhelming. What will work? And what won’t? A recent survey by Credit.com found that there are a few things consumers are doing to improve their credit that won’t work — and a few that will. In the 2014 Credit.com Consumer Credit Score… Read More

A Soldier’s Guide to Getting Out of Debt

Managing Debt

A Soldier’s Guide to Getting Out of Debt

A Soldier’s Guide to Getting Out of Debt

They were the words no soldier in the field wants to hear: “We’re in trouble here.” Coming from the mouth of an experienced Navy SEAL, while backed into a dead-end alley in the middle of the night in Baghdad Iraq, they were especially ominous. Jeff Rose heard those words when his platoon became turned around… Read More

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