Is Your Credit Good Enough to Retire?

Credit Score

Is Your Credit Good Enough to Retire?

Is Your Credit Good Enough to Retire?

You’ve checked your savings, and your best strategy for claiming Social Security benefits, but is your credit where you want it for retirement? You might think in retirement — when many are without an employment income — that credit isn’t necessary anymore. Assuming everything goes exactly according to plan, you might be right. Even if… Read More

When’s the Right Time to Pull My Credit Reports?

Credit 101

When’s the Right Time to Pull My Credit Reports?

When’s the Right Time to Pull My Credit Reports?

A close friend recently asked me for advice about reviewing her credit reports and credit scores. A few years ago, when she got a mortgage, her scores were very good — in the 800s — but she has since had a run-in with a department store card that she fears may have had a negative impact on her credit. So… Read More

7 Credit Score Myths That Will Still Surprise You

Credit Score

7 Credit Score Myths That Will Still Surprise You

7 Credit Score Myths That Will Still Surprise You

Surprise! Consumers are still confused about what goes into a credit report and a credit score. Given how opaque these things were for such a long time, it’s entirely predictable that confusion reigns. It’ll be that way for a while. Credit bureau TransUnion recently released a survey with more proof that the mythology built up… Read More

How to Use Your Tax Refund to Build Credit

Credit Score

How to Use Your Tax Refund to Build Credit

How to Use Your Tax Refund to Build Credit

Do you look forward to tax time? For some, it’s exciting because you know you’ll get a refund. It’s found money, like that $20 bill you find in the pocket of a coat you haven’t worn in a long time. But what to do with found money? Usually our thoughts go to all the cool… Read More

How Your Cellphone Can Help You Build Credit

Credit Score

How Your Cellphone Can Help You Build Credit

How Your Cellphone Can Help You Build Credit

Mobile alerts from your credit card issuer can do much more than alert you to possible fraud. You can use that information to help you improve your credit. First, a word about how credit scores work. The two biggest factors are paying on time (35%) and the amount of credit you use relative to your… Read More

5 Essentials for Getting a Good Car Deal

Auto Loans

5 Essentials for Getting a Good Car Deal

5 Essentials for Getting a Good Car Deal

We’ve all heard terrible stories of car salesmen charging more than a car is worth. We’ve also heard of excellent bargainers shaving hundreds (or even thousands!) off of a car’s sticker price. Buying a car is a major purchase, so it’s important to calculate a budget you can afford, put in the necessary research and… Read More

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