Why Are My Credit Scores So Different?

Credit Score

Why Are My Credit Scores So Different?

Why Are My Credit Scores So Different?

Q. I checked my credit reports. I have scores of 683, 720 and 735. Is that considered good credit, and why are the scores different? A. We’re glad you’re keeping tabs on your credit. One big reason your scores are different is because they have been calculated using information from three different credit reporting agencies,… Read More

13 States Where People Have the Best Credit

Credit Score

13 States Where People Have the Best Credit

13 States Where People Have the Best Credit

Good credit is synonymous with opportunity: It allows you greater access to things like apartments, auto loans and mortgages, not to mention more affordable interest rates on credit products. Unfortunately, the majority of U.S. consumers have what’s called a subprime credit score, meaning their credit history makes it difficult or impossible to get some services… Read More

The First Steps to Take Before You Start Paying Your Student Loans

Students

The First Steps to Take Before You Start Paying Your Student Loans

The First Steps to Take Before You Start Paying Your Student Loans

It’s a whole new world once you leave the cocoon of college and head off into the real world to make a living. You’re no doubt overwhelmed with getting a job and finding a place to live. That’s understandable. But if you paid for your college education with student loans, it’s also incredibly important to… Read More

How Many FICO Scores Are There?

Credit Score

How Many FICO Scores Are There?

How Many FICO Scores Are There?

There are hundreds of algorithms companies use to score consumers, and even the most common credit scoring company has dozens of models. Fair Isaac Corp., more commonly known as FICO, has about 50 scores (a 2012 report from the Consumer Financial Protection Bureau puts that number at 49). How can there be so many variations on… Read More

5 Common Money Fights Couples Can Avoid

Personal Finance

5 Common Money Fights Couples Can Avoid

5 Common Money Fights Couples Can Avoid

Relationships almost always come with their fair share of disputes, but fighting about money can be another animal entirely. Managing joint finances is rarely easy, but keeping the lines of communication open can go a long way. Take a look at the most common money fights couples have and consider which strategies can help you… Read More

4 Ways You Can Wreck Somebody Else’s Credit

Credit 101

4 Ways You Can Wreck Somebody Else’s Credit

4 Ways You Can Wreck Somebody Else’s Credit

Nothing can sour a relationship faster than abusing trust — and when it comes to credit, it can happen by accident. A friend does you a favor, and then what should have been your problem somehow becomes theirs. Damaging someone else’s credit is easier to do than you might think, and repairing trust can be… Read More

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