How Your Cellphone Can Help You Build Credit

Credit Score

How Your Cellphone Can Help You Build Credit

How Your Cellphone Can Help You Build Credit

Mobile alerts from your credit card issuer can do much more than alert you to possible fraud. You can use that information to help you improve your credit. First, a word about how credit scores work. The two biggest factors are paying on time (35%) and the amount of credit you use relative to your… Read More

5 Essentials for Getting a Good Car Deal

Auto Loans

5 Essentials for Getting a Good Car Deal

5 Essentials for Getting a Good Car Deal

We’ve all heard terrible stories of car salesmen charging more than a car is worth. We’ve also heard of excellent bargainers shaving hundreds (or even thousands!) off of a car’s sticker price. Buying a car is a major purchase, so it’s important to calculate a budget you can afford, put in the necessary research and… Read More

How Do I Get a Dispute Off My Credit Report?

Credit Score

How Do I Get a Dispute Off My Credit Report?

How Do I Get a Dispute Off My Credit Report?

Sometimes doing what you think is the right thing can have consequences you never intended. Shane, one of our readers, wanted to be sure his credit was in top condition before applying for a loan. He checked his credit reports, noticed an inaccuracy, and he disputed it. And then he applied for a loan. And… Read More

7 Common Credit Score Questions

Credit Score

7 Common Credit Score Questions

7 Common Credit Score Questions

One big problems with credit scores is that consumers often find them very confusing. It’s not surprising — complex algorithms spit out numbers that don’t always make sense to the person being scored, and there are more scores than a person could ever hope to keep track of. Despite their issues, credit scores are useful tools… Read More

How to Make Sense of All of Your Free Credit Scores

Credit Score

How to Make Sense of All of Your Free Credit Scores

How to Make Sense of All of Your Free Credit Scores

There’s a lot of good that comes as a result of more banks and credit card issuers providing their customers with free credit scores, like more informed and credit-savvy consumers. At the same time, the increasing number of free scores is a little overwhelming, leaving consumers to wonder how to digest all the information. Depending… Read More

Want to See the FICO Scores Lenders See? Now You Can

Credit Score

Want to See the FICO Scores Lenders See? Now You Can

Want to See the FICO Scores Lenders See? Now You Can

Consumers who want to know everything they can about their credit scores seem to be getting more options by the day. Last month, the White House announced that more than half of American adults would soon have access to free credit scores through their credit card issuers. Soon after, Citi began sharing scores with its… Read More

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