Credit.com recently had the opportunity to sit down with Experian Director of Consumer Education and Awareness Rod Griffin. Rod helps Experian help consumers better understand and manage their personal finances and protect themselves from fraud and identity theft. In April 2016, The Institute for Financial Literacy named Rod its “Educator of the Year.” Our goal... Read More

You may already know the common items that appear on your credit reports, like personal identifying details as well as the debts you hold, payments you’ve made and hard inquiries generated whenever you fill out an application for credit with a lender. But knowing all that, you could still find surprises on your credit report. Even if... Read More

You do a lot to make sure your credit is in decent shape. More often than not, you’re paying your bills on time and you do your best to keep your debt utilization ratio where it should be (experts recommend keeping your debts at 30%, ideally 10%, of your total credit limit). So, when you... Read More

No one ever said divorce would be easy, especially when it comes to your finances. But if you’re contemplating a break, hired an attorney or just got served papers, managing your credit should be of utmost importance to you. Your finances, like your personal situation, are going to change, and you’ll need to protect them to secure... Read More

Thanks to the Fair Credit Reporting Act, you’re likely familiar with the three major credit reporting agencies — Equifax, Experian and TransUnion. And you’ve also likely deciphered that you have more than one credit report, given that laws entitle folks to a free one from each bureau every year. (You can get these reports over at AnnualCreditReport.com.) You... Read More

You didn’t pay a bill because you were unemployed. You moved and never received a medical bill because your mail forwarding didn’t quite work as planned. Or maybe you were just running short on cash and decided to not pay that outstanding utility bill when you moved (don’t do this!). Whatever the case, it was... Read More