5 Ways You’re Accidentally Wrecking Your Credit

Credit Score

5 Ways You’re Accidentally Wrecking Your Credit

5 Ways You’re Accidentally Wrecking Your Credit

It’s one thing to knowingly make decisions that hurt your credit score. We’ve all been there, and sometimes tough decisions must be made. But it’s an entirely different situation to accidentally wreck your credit. In some cases, we make decisions without realizing the impact on our credit. In other cases we may know that certain… Read More

How Your Cellphone Can Help You Build Credit

Credit Score

How Your Cellphone Can Help You Build Credit

How Your Cellphone Can Help You Build Credit

Mobile alerts from your credit card issuer can do much more than alert you to possible fraud. You can use that information to help you improve your credit. First, a word about how credit scores work. The two biggest factors are paying on time (35%) and the amount of credit you use relative to your… Read More

How Do I Get a Dispute Off My Credit Report?

Credit Score

How Do I Get a Dispute Off My Credit Report?

How Do I Get a Dispute Off My Credit Report?

Sometimes doing what you think is the right thing can have consequences you never intended. Shane, one of our readers, wanted to be sure his credit was in top condition before applying for a loan. He checked his credit reports, noticed an inaccuracy, and he disputed it. And then he applied for a loan. And… Read More

Is a Credit Report Error Costing You Money?

Credit Score

Is a Credit Report Error Costing You Money?

Is a Credit Report Error Costing You Money?

Your credit report could contain material errors. These are mistakes that other people make but you ultimately to pay for — and left uncorrected, you may end up paying for those errors for years and years. According to a recent Federal Trade Commission report, one in five people have flawed credit reports. Not all of… Read More

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