Will Child Support Payments Affect My Credit?

Credit Score

Will Child Support Payments Affect My Credit?

Will Child Support Payments Affect My Credit?

As of a 2015 NPR report, more than $113 billion in child support debt was owed in the U.S. And that debt doesn’t just affect those who are waiting on child support checks. Delinquent child support can get listed as a tradeline, or account on your credit report. It is reported to credit bureaus directly... Read More

Is There a ‘Best’ Time to Check My Credit?

Credit 101

Is There a ‘Best’ Time to Check My Credit?

Is There a ‘Best’ Time to Check My Credit?

You’ve probably heard repeatedly that you should be keeping an eye on your credit. After all, the various versions of your credit scores help lenders determine, among other things, the rates they’ll offer you on an auto loan, credit card, mortgage, cell phone plan or insurance policy. Your credit reports can even factor into a company’s application process. But... Read More

Is Bad Credit Contagious?

Credit Score

Is Bad Credit Contagious?

Is Bad Credit Contagious?

If your credit’s not so hot, it could have something to do with the people you hang around with. Not directly, of course. Credit histories don’t get merged. So, unless you’re co-signing for a loan or, say, taking out a mortgage with someone, your friends can’t exactly affect your credit score. But their attitudes toward money could be... Read More

How to Fix Your Credit by Labor Day

Credit Score

How to Fix Your Credit by Labor Day

How to Fix Your Credit by Labor Day

As spring gives way to summer, you’re probably thinking more about long weekends with friends, backyard barbecues and just hanging out poolside than you are about how to improve your credit score. But if you have less-than-stellar credit, there’s no time like the present to turn your financial situation around. The following steps can help... Read More

How Your Credit Card Can Keep You From Buying a Home

Mortgages

How Your Credit Card Can Keep You From Buying a Home

How Your Credit Card Can Keep You From Buying a Home

New changes coming to Fannie Mae’s automated underwriting system next month could have prospective homebuyers rethinking how they pay their credit card bills. Here’s why. Lenders generally use Fannie Mae’s automated underwriting system for every single mortgage loan sold in the secondary mortgage market. This system has always reviewed the mortgage applicant’s credit history, credit... Read More

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