How Landlords Learn Your Secrets: Special Renter Reports

Credit Score

How Landlords Learn Your Secrets: Special Renter Reports

How Landlords Learn Your Secrets: Special Renter Reports

Finding the perfect house or apartment to rent is pretty tough — you have to consider your budget, your commute, your needs and wants and even your credit report, which has become a standard part of the application process. But once you’ve put in a rental application, the landlord may also be scouring a specialty credit report for... Read More

How Long Can Charge-Offs Hurt My Credit?

Credit Score

How Long Can Charge-Offs Hurt My Credit?

How Long Can Charge-Offs Hurt My Credit?

Most of us know that a late payment hurts our credit scores, and that paying on time is important to maintain good credit scores. But what happens when a debt is charged off and it keeps reporting negatively? Will it keep hurting your credit month in and month out? Our reader asks: I have an... Read More

6 Places to Get Free Help With Your Credit Problem

Credit 101

6 Places to Get Free Help With Your Credit Problem

6 Places to Get Free Help With Your Credit Problem

Credit can be confusing, and sometimes overwhelming. But you don’t have to struggle with debt, credit report issues or other financial problems alone. There are reputable sources that can help you get back on track, and many offer low-cost or free credit help. 1. Credit Counselors Financial counseling agencies often do much more than just... Read More

Can Anyone Check Your Credit Without Your Permission?

Credit 101

Can Anyone Check Your Credit Without Your Permission?

Can Anyone Check Your Credit Without Your Permission?

Are you concerned that your stalker ex-boyfriend or nosy neighbor can easily check your credit? You don’t have to be… or at least it isn’t quite that easy. According to the federal Fair Credit Reporting Act, only those with a legitimate need can request – and obtain– a copy of your credit report. However, not all... Read More

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