5 Ways Complacency Can Cost You Serious Money

Personal Finance

5 Ways Complacency Can Cost You Serious Money

5 Ways Complacency Can Cost You Serious Money

“Whatever you do, don’t become complacent to your surroundings.” That was a warning that we all received prior to being deployed to Iraq in 2005. We heard it from our pre-deployment trainers. We heard it from our higher-ranking officers. We even heard it from our family. Don’t become complacent to your surroundings. The second part… Read More

The Impact of Medical Debt on FICO Scores

Credit Score

The Impact of Medical Debt on FICO Scores

The Impact of Medical Debt on FICO Scores

Getting sick has led to millions of Americans paying more for car loans, mortgages and credit card debt – thanks to a medical debt domino effect. But slowly, that’s changing. Several factors are coming together to fundamentally change the way unpaid medical bills impact Americans’ financial lives. The biggest one might also be the most… Read More

Can a Credit Card Improve Your Credit?

Credit Score

Can a Credit Card Improve Your Credit?

Can a Credit Card Improve Your Credit?

Many consumers see credit cards as a gateway to debt. While they certainly give you the opportunity to spend money you don’t have, when used responsibly, their powers can be harnessed for good, not evil. When you closely track your spending and pay your bills on time, your credit card can be a huge financial… Read More

Does Your Credit Report Have a Doppelganger?

Credit Score

Does Your Credit Report Have a Doppelganger?

Does Your Credit Report Have a Doppelganger?

Credit reports often feel like a mystery, particularly if you haven’t seen yours. But what if you discovered you had a second credit report you didn’t know existed? “It’s a pretty rare thing,” says Carla Blair-Gamblian, director of credit education for Veterans United. But every once in a while she’s seen situations where a client ended… Read More

The Secret Way to Get Rid of an Old Debt

Managing Debt

The Secret Way to Get Rid of an Old Debt

The Secret Way to Get Rid of an Old Debt

Resolving a collection account can feel like lifting a weight off your shoulders: You can finally move on. But what happens when it comes back to haunt you again? Can you ever really put a bad debt behind you? A reader with the screen name “Frustrated” shared their story on the Credit.com blog: We used a… Read More

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