3 Ways Parents May Accidentally Harm Their Child’s Credit

Credit Score

3 Ways Parents May Accidentally Harm Their Child’s Credit

3 Ways Parents May Accidentally Harm Their Child’s Credit

It’s possible, and sometimes common, for teens and young adults to unknowingly damage their credit, as they aren’t fully aware of how their spending habits are truly affecting them. But sometimes it can go a step beyond youthful mistakes and parents are the ones ultimately prompting the damage to their child’s credit. (You and your... Read More

Can I Check My Dead Relative’s Credit Reports?

Credit 101

Can I Check My Dead Relative’s Credit Reports?

Can I Check My Dead Relative’s Credit Reports?

Losing a loved one can be incredibly difficult, particularly if you are responsible for handling their estate. On top of the emotion and loss, there is the planning, paperwork and daunting task of paying off any debts they might owe — daunting because sometimes finding all their accounts can be difficult. Fortunately, the three major credit... Read More

Can I Let Someone Else Use My Credit Score?

Credit Score

Can I Let Someone Else Use My Credit Score?

Can I Let Someone Else Use My Credit Score?

During times when people need cash, they can get pretty desperate. Especially if they aren’t sure if they have any skills or own anything valuable to sell. But we all hear how good credit opens doors, and, if you’re one of the privileged few who has a high credit score, it might be tempting to try to... Read More

Help! My Credit Report Dispute Got Denied

Credit Score

Help! My Credit Report Dispute Got Denied

Help! My Credit Report Dispute Got Denied

You found an error on your credit report and tried to correct it. You might have even spent hours on the phone to get ahead of it. But then, what seemed like a straightforward appeal to you, was nixed and your dispute got denied. Now what? Does it mean you have to live with a ding in your credit... Read More

The Craigslist Rental Scam You Should Know About

Identity Theft

The Craigslist Rental Scam You Should Know About

The Craigslist Rental Scam You Should Know About

Sometimes searching for a rental home on Craigslist can feel like looking for a needle in a haystack. And identity thieves have allegedly found a way to throw a monkey wrench into the process. According to one Reddit user, fraudsters are using the online classifieds site to pilfer prospective renters’ personal information. The gimmick is simple: When a renter... Read More

How Long Can I Shop Around for a Mortgage Without Really Damaging My Credit Score?

Mortgages

How Long Can I Shop Around for a Mortgage Without Really Damaging My Credit Score?

How Long Can I Shop Around for a Mortgage Without Really Damaging My Credit Score?

“Shop around for the best mortgage rate.” It’s a good rule of thumb you’ve probably heard before. But it seems to conflict with another best practice: “Don’t file too many credit applications at once, you’ll hurt your score.” Given how integral a good credit score is to getting a mortgage and how important a competitive mortgage rate is... Read More

I Have No Credit History. What Does That Mean?

Credit 101

I Have No Credit History. What Does That Mean?

I Have No Credit History. What Does That Mean?

In case you haven’t noticed, we get really excited about people checking their credit. We know that when people know what’s affecting their credit, then they will have a better idea of how to make their credit better. It’s not just us — a survey recently came out saying that regularly checking your credit can... Read More

6 Universal Truths About Credit Reports

Credit 101

6 Universal Truths About Credit Reports

6 Universal Truths About Credit Reports

Credit reports: They’re complicated. You can’t really argue with that sentiment: They are long and often unwieldy; there are three major versions of them, and they can affect more facets of your life — like, say, your ability to get certain jobs — than you may think. Fortunately, there are some things that are true, no matter... Read More

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