3 Smart Habits That Can Help Build Your Credit

Credit Score

3 Smart Habits That Can Help Build Your Credit

3 Smart Habits That Can Help Build Your Credit

When it comes to credit scores, a true quick fix is all too rare. While that might be disconcerting to hear, it doesn’t mean all hope is lost. Improving your score basically boils down to two things: following good credit practices and time. While you don’t have any control over time, you can control the… Read More

Money 101: How to Get Your Credit Ready for College

Credit 101

Money 101: How to Get Your Credit Ready for College

Money 101: How to Get Your Credit Ready for College

For many students, the beginning of your college career is also the beginning of your transition to adulthood. You will likely have more freedom — and responsibility — than you have ever had before. One of the most important aspects to being an adult is planning ahead and living with intention, especially when it comes… Read More

Man Named ‘God’ Settles Credit Report Lawsuit

Credit Score

Man Named ‘God’ Settles Credit Report Lawsuit

Man Named ‘God’ Settles Credit Report Lawsuit

A New York man whose first name is God has settled his lawsuit against credit reporting agency Equifax for failing to generate a credit report because its system did not issue credit reports under the name “God.” God Gazarov, 27, of Brooklyn, claimed he had trouble accessing credit because the lack of a credit report with… Read More

$60M in Student Loan Refund Checks: Is Yours in the Mail?

Students

$60M in Student Loan Refund Checks: Is Yours in the Mail?

$60M in Student Loan Refund Checks: Is Yours in the Mail?

Nearly 78,000 U.S. military members will receive $60 million in total settlement payouts from Navient Corp., a student loan servicer formerly part of Sallie Mae, for charging active duty service members excessive interest on their private and federal education loans. Navient and the Department of Justice reached the settlement in May 2014, but the DOJ… Read More

Can You Start a New Credit Report?

Credit 101

Can You Start a New Credit Report?

Can You Start a New Credit Report?

Sometimes, the best way to fix a problem is to start over. It’s probably the most common troubleshooting technique out there, especially when you’re dealing with technology — the power button is a wonderful thing. Unfortunately, there is no restart option when it comes to your credit history. Declaring bankruptcy is the closest thing there… Read More

New Policy at America’s Biggest Banks Could Help a Million People Improve Their Credit Score

Credit 101

New Policy at America’s Biggest Banks Could Help a Million People Improve Their Credit Score

New Policy at America’s Biggest Banks Could Help a Million People Improve Their Credit Score

Bank of America and JPMorgan Chase, two of the nation’s largest banks, will update consumers’ credit reports to remove debts that had been eliminated in bankruptcy, the New York Times reports. Such bills often remain on a consumer’s credit report, despite being legally discharged and no longer owed, and they can seriously damage a consumer’s… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now