What’s Your Credit Score IQ?

Credit 101

What’s Your Credit Score IQ?

What’s Your Credit Score IQ?

Most people know a good credit score is crucial to getting an affordable loan or credit card, but there are a lot of misconceptions out there about credit scoring. If you want to boost your score, you first need to understand a few basics. Do you think you know them? Find out by taking this short… Read More

Will Congress Overhaul Credit Reporting Laws?

Credit Score

Will Congress Overhaul Credit Reporting Laws?

Will Congress Overhaul Credit Reporting Laws?

Nearly every day we hear from consumers who feel like their credit reports and scores are holding them back. Some have been battling mistakes they are having trouble getting fixed, others feel like they are stuck in credit purgatory because their credit reports still contain negative information from homes they lost or loans they defaulted… Read More

CFPB Fines Auto Company $2.75 Million for Distorting Credit Reports

Credit 101

CFPB Fines Auto Company $2.75 Million for Distorting Credit Reports

CFPB Fines Auto Company $2.75 Million for Distorting Credit Reports

It’s every consumer’s worst credit score nightmare — a lender dinging their score repeatedly by sending wrong, negative information to the credit bureaus for years. On Wednesday, the Consumer Financial Protection Bureau said a Texas-based auto lender did just that, sending bad data to credit bureaus through “systemic inaccuracies,” and ordered the firm to pay… Read More

3 Reasons to Check Your Credit Reports Regularly

Credit 101

3 Reasons to Check Your Credit Reports Regularly

3 Reasons to Check Your Credit Reports Regularly

Are you afraid to check your credit reports and scores because you are concerned that doing so will lower your scores? It’s a worry we hear all the time from consumers. But what if you learned that checking your credit won’t hurt your credit scores – and may even help them? That’s what happened to me… Read More

3 Ways You Can Get Your Credit Score for Free

Credit Score

3 Ways You Can Get Your Credit Score for Free

3 Ways You Can Get Your Credit Score for Free

Lenders and some service providers use your credit history as part of their decision to do business with you. Credit scores (numbers based on the information in your credit history) are an easy way for those people to understand how risky a borrower you are, and while credit standing isn’t the only factor in lending… Read More

How I Got My Credit Score to 847

Credit 101

How I Got My Credit Score to 847

How I Got My Credit Score to 847

Before I had a credit card — before I even knew what a credit card was — I knew credit card debt was something to be avoided at all costs. I hadn’t yet graduated from banking of the piggy variety, and my mom already had me thinking about debt. She used my childhood curiosity as… Read More

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