Many people know that they need to have a good credit score to make some pretty big purchases. Without one, it’s hard to qualify for things like loans and credit cards. Sure, credit scores are important—but they can be pretty mysterious for a lot of consumers. Ready to learn more? Check out these interesting facts... Read More

The Federal Trade Commission’s Consumer Sentinel Network report for 2020 notes that 1.4 million people filed complaints about identity theft in 2020. Overall, reports related to fraud and identity theft were up in 2020 compared to 2019. Learning how to prevent identity theft helps you protect yourself against these types of issues. Discover eleven ways to prevent... Read More

Let’s say that you check your credit score every month. And because you’ve been working hard to establish a good credit score, you’re disappointed when you see that your number appears to have dropped over the last 30 days. If it’s a small drop, there’s probably no reason to worry. But if you’re teetering between poor... Read More

If you’ve spent any time on Credit.com, you might’ve heard about ExtraCredit by now. Maybe you’ve read a few of our articles about ExtraCredit. Or maybe you’ve seen an article about ExtraCredit written up on another site (more on that later). Either way, we’re hoping that we’ve piqued your interest just a little bit. Let’s say that you’re... Read More

The views and opinions expressed in this article are those of the author only and are not endorsed by Credit.com. Over the years, the prevalent form of payment has migrated from barter, to cash, to checks, to credit and debit cards. And payment methods continue to evolve — a 2021 GoCardless survey showed that 76%... Read More

Becoming an authorized user is a common tip for individuals trying to build their credit. But what about the people who are being asked to add authorized users? How do authorized users affect you and your credit scores? As long as you’re making payments on time and neither of you run up a lot of... Read More