Identity Theft Is Dead! Long Live Identity Theft!

Identity Theft

Identity Theft Is Dead! Long Live Identity Theft!

Identity Theft Is Dead! Long Live Identity Theft!

Incidents of identity theft held fairly steady last year, according to a new report by Javelin Strategy and Research. It would seem with time-honored methods of ripping people off going the way of Bonnie and Clyde, fraudsters — ever sophisticated, creative and persistent — scrambled to find new ways to increase revenues in 2015. Of... Read More

Can a Good Credit Score Make You Happy?

Credit Score

Can a Good Credit Score Make You Happy?

Can a Good Credit Score Make You Happy?

Everyone has an opinion on what makes them happy, and for many people, it seems having a good credit score is part of the formula. Three out of five American adults (59%) said a high credit score is important to their happiness, and the majority of Americans are trying to get better ones, according to a survey... Read More

Can Improving Your Credit Actually Be Fun?

Credit Score

Can Improving Your Credit Actually Be Fun?

Can Improving Your Credit Actually Be Fun?

Your credit is one of the most important things in your life. Just like you might use your blood pressure or body weight as an indicator of your physical health, your credit (including your credit report and credit score) is an indicator of your financial health. But there’s a problem: People often don’t like talking... Read More

3 Signs You Should Check Your Credit

Credit Score

3 Signs You Should Check Your Credit

3 Signs You Should Check Your Credit

You’ve probably heard that you should check your credit right before applying for a loan since a good credit score entitles you to the best terms and conditions on financing. But there are other times when an immediate credit check is equally or, perhaps even more, in order. Certain red flags indicate that consumers may... Read More

How Long Can Charge-Offs Hurt My Credit?

Credit Score

How Long Can Charge-Offs Hurt My Credit?

How Long Can Charge-Offs Hurt My Credit?

Most of us know that a late payment hurts our credit scores, and that paying on time is important to maintain good credit scores. But what happens when a debt is charged off and it keeps reporting negatively? Will it keep hurting your credit month in and month out? Our reader asks: I have an... Read More

How I Accidentally Hurt My Credit Score & Undid the Damage

Credit Score

How I Accidentally Hurt My Credit Score & Undid the Damage

How I Accidentally Hurt My Credit Score & Undid the Damage

What happens when you find an inquiry on your credit reports and you don’t think it’s accurate? The typical response to a consumer’s question about getting an inquiry removed from his or her credit report is, “It can’t be done.” While that’s generally true, there are some exceptions, as our reader Kris learned. Here’s what... Read More

How Long Does It Really Take to Improve Your Credit?

Credit Score

How Long Does It Really Take to Improve Your Credit?

How Long Does It Really Take to Improve Your Credit?

I was recently looking through last year’s check registers for confirmation of a payment I had made when I noticed my handwriting on several pages looked odd. It took me a moment to realize why: at the time, my right hand was in a cast and I had been writing with my left. I remembered... Read More

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