A Crash Course to Moving On From Bad Credit

Credit Score

A Crash Course to Moving On From Bad Credit

A Crash Course to Moving On From Bad Credit

So, you’ve decided to get serious, fix your credit issues and build healthier credit. Way to go! Often, the first question I’m asked by folks working to improve their credit is, “How long will it take for my credit score to improve so I can … buy a home, pay for my wedding, afford college and... Read More

Your HOA Payments May Now Affect Your Credit Score

Credit Score

Your HOA Payments May Now Affect Your Credit Score

Your HOA Payments May Now Affect Your Credit Score

Homeowner associations can be great for neighborhood maintenance, settling disputes and enforcing community guidelines, but all of those benefits come with a cost: the association dues. A good chunk of American homeowners agree to pay them — nearly 25%, according to RealtorMag.org — but unlike the mortgage, insurance and tax costs those homeowners also must pay,... Read More

Disputing My Credit Report Error Didn’t Work. Now What?

Credit Score

Disputing My Credit Report Error Didn’t Work. Now What?

Disputing My Credit Report Error Didn’t Work. Now What?

There’s nothing more frustrating than seeing something that’s wrong or unfair on your credit report and being unable to fix it. That pain point is especially difficult when you’ve already gone through the process of disputing an error (or many errors) with the major credit reporting agencies and, for one reason or another, your dispute was... Read More

The $600 Savings Some Americans Are Getting From Obamacare

Personal Finance

The $600 Savings Some Americans Are Getting From Obamacare

The $600 Savings Some Americans Are Getting From Obamacare

Love it or hate it, Obamacare seems to be working, at least for low-income Americans who otherwise wouldn’t have access to healthcare. That’s according to a working paper published Monday by the National Bureau of Economic Research, which found that offering health insurance to these consumers helped them avoid insurmountable debt. For those newly covered by Medicaid since 2014,... Read More

Can My Kids See My Credit Report?

Credit Score

Can My Kids See My Credit Report?

Can My Kids See My Credit Report?

To view your credit report, you typically have to provide the credit reporting agencies with your Social Security number. You’re also generally asked to answer some security questions, based on information on your credit file, to verify it is, in fact, you requesting the report. (Sample Q: What is the name of your student loan servicer?)... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.