Increased scrutiny of loan applications means that getting a mortgage loan today can be a nail-biting experience. For some, there is that heart-stopping moment when the loan officer says, “There is a problem with your credit.” What if that “problem” is a mistake and you don’t have a lot of time to fix it? Reader… Read More
Updating an old address, removing an inaccurate late payment, clearing your report of expired records, it seems like it should be fairly easy to do. After all, the credit bureaus want to be able to sell the most accurate data possible, right? Unfortunately, anyone who has tried to dispute inaccurate information on their credit reports knows just what a quagmire the process can be.