How I Accidentally Hurt My Credit Score & Undid the Damage

Credit Score

How I Accidentally Hurt My Credit Score & Undid the Damage

How I Accidentally Hurt My Credit Score & Undid the Damage

What happens when you find an inquiry on your credit reports and you don’t think it’s accurate? The typical response to a consumer’s question about getting an inquiry removed from his or her credit report is, “It can’t be done.” While that’s generally true, there are some exceptions, as our reader Kris learned. Here’s what... Read More

How Do I Get a Dispute Off My Credit Report?

Credit Score

How Do I Get a Dispute Off My Credit Report?

How Do I Get a Dispute Off My Credit Report?

Sometimes doing what you think is the right thing can have consequences you never intended. Shane, one of our readers, wanted to be sure his credit was in top condition before applying for a loan. He checked his credit reports, noticed an inaccuracy, and he disputed it. And then he applied for a loan. And... Read More

Watch Out for This Social Security Scam

Identity Theft

Watch Out for This Social Security Scam

Watch Out for This Social Security Scam

The Better Business Bureau issued a warning Monday highlighting an email scam designed to trick recipients into divulging personal information, including names, addresses and Social Security numbers. The scheme involves an email from an account impersonating the Social Security Administration, Service Canada or an organization claiming to represent a government agency. The email says you... Read More

5 Ways to Get Things Off Your Credit Report

Credit Score

5 Ways to Get Things Off Your Credit Report

5 Ways to Get Things Off Your Credit Report

Negative information on your credit can be extremely frustrating. You know it’s not good, and you just want it to go away. Before you pull your hair out or spend thousands of dollars trying to repair your credit, you’ll want to understand the ways this kind of information can be removed from your reports. First,... Read More

8 Rules of an Effective Credit Report Dispute Letter

Credit 101

8 Rules of an Effective Credit Report Dispute Letter

8 Rules of an Effective Credit Report Dispute Letter

Discovering and resolving mistakes on credit reports can be complicated. We often hear from users of our Credit Report Card who’ve noticed a sudden drop in their credit score accompanied by an unexplained delinquency. That leads to more digging and finding an error on one or more of their three bureau credit reports. That’s where... Read More

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