Negative information on your credit can be extremely frustrating. You know it’s not good, and you just want it to go away. Before you pull your hair out or spend thousands of dollars trying to repair your credit, you’ll want to understand the ways this kind of information can be removed from your reports. First,… Read More
Have you ever had a disagreement with a creditor? If yes, you may want to think about how disputing that account could impact your plans to buy a home. You may not be able to get a mortgage if you have open disputed credit accounts. Here’s how to make sure you can seal the deal. Borrowers… Read More
Discovering and resolving mistakes on credit reports can be complicated. We often hear from users of our Credit Report Card who’ve noticed a sudden drop in their credit score accompanied by an unexplained delinquency. That leads to more digging and finding an error on one or more of their three bureau credit reports. That’s where… Read More
Can you tell me why the three major credit reporting agencies do not have the same information on their credit reports pertaining to the individual. Every one of my reports have different information.
Updating an old address, removing an inaccurate late payment, clearing your report of expired records, it seems like it should be fairly easy to do. After all, the credit bureaus want to be able to sell the most accurate data possible, right? Unfortunately, anyone who has tried to dispute inaccurate information on their credit reports knows just what a quagmire the process can be.
I’m interested in clearing some things off my credit report that I believe are causing damage to my credit ratings… either old accounts or accounts still active for no reason. Can you advise on which accounts I should remove and how to get rid of such entries?