The Most Common Credit Misconceptions

Credit Score

The Most Common Credit Misconceptions

The Most Common Credit Misconceptions

Most of us aren’t clueless about credit scores, but we may be making costly mistakes. A recent annual survey by Consumer Federation of America and VantageScore Solutions about consumer credit knowledge found that a “large majority of Americans know a great deal about credit scores.” But it also identified some common misconceptions about credit that… Read More

5 Quick-Fix Credit Tips That Don’t Work

Credit 101

5 Quick-Fix Credit Tips That Don’t Work

5 Quick-Fix Credit Tips That Don’t Work

There’s nothing wrong with looking for an easy solution to your problems — except for when your quick fix is a waste of time. You can find a lot of tips for improving your credit by searching the Internet, but they’re not all accurate, and some can actually hurt your credit score. Here are a… Read More

6 Credit Myths That Can Wreck Your Finances

Credit Score

6 Credit Myths That Can Wreck Your Finances

6 Credit Myths That Can Wreck Your Finances

Credit is a concept that many Americans struggle with. Although various theories exist, the most effective way to build credit is to make timely payments and keep the balances low. Here are six common credit myths that you should be aware of: 1. You have one single credit score. Although the three major credit reporting… Read More

9 Mistakes That Kill Your Credit

Credit Score

9 Mistakes That Kill Your Credit

9 Mistakes That Kill Your Credit

Credit can be a tricky thing — some behaviors are obviously harmful to your credit, like paying late (or not at all), or maxing out your cards. But some mistakes aren’t all that obvious, and in fact some actions that might seem beneficial can actually have a terrible impact on your credit.  We’ve compiled the… Read More

5 Bankruptcy Myths Debunked

Credit Score

5 Bankruptcy Myths Debunked

5 Bankruptcy Myths Debunked

Bankruptcy is undeniably one of the worst things — if not the worst thing — you can do to your credit, typically causing a credit score loss of more than 200 points. However, you can minimize the impact and hasten the recovery of your credit through better awareness of how credit scores treat bankruptcy. To… Read More

5 Credit Myths to Ditch in 2013

Credit 101

5 Credit Myths to Ditch in 2013

5 Credit Myths to Ditch in 2013

When one year ends and another begins, it’s hard not to look ahead and strive to do better.  And when it comes to credit, we’re definitely creatures of habit. We resolve to spend less, but open store credit cards anyway. We vow to pay off debt, but only put down the minimum due. We aim… Read More

8 Surprising Things That Affect Your Credit

Credit 101

8 Surprising Things That Affect Your Credit

8 Surprising Things That Affect Your Credit

Learning the rules of credit isn’t always as straightforward as you might think. Sometimes, doing something you might think would be great for your credit score can actually have an unintentional negative impact. The first step in understanding what affects your score is to know where you stand by pulling your free credit report once… Read More

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