10 Common Reasons Your Credit Card Was Rejected

Credit Cards

10 Common Reasons Your Credit Card Was Rejected

10 Common Reasons Your Credit Card Was Rejected

You’ve spent months scouring the Internet for the perfect washer and dryer combo to complement your newly renovated laundry room. Finally, you’ve located what appears to be the perfect match at the right price. Suddenly the deal is off. Your credit card won’t go through, and you have no other immediate form of payment to… Read More

Should I Ask for a Credit Card Limit Increase?

Credit Cards

Should I Ask for a Credit Card Limit Increase?

Should I Ask for a Credit Card Limit Increase?

Sometimes, timing is everything. For instance, credit card issuers may be willing and eager to increase your credit limit, but only if the request is made at the right time. Why Increase Your Credit Limit? There are three main reasons to ask for a credit card limit increase. First, cardholders may regularly need the additional… Read More

Help! I Can’t Get a Credit Limit Increase

Credit Cards

Help! I Can’t Get a Credit Limit Increase

Help! I Can’t Get a Credit Limit Increase

There are several advantages to having a high credit limit: It can improve your overall debt-to-credit ratio, which is important to keeping a high credit score; it allows you to spend more, which can be helpful for making large purchases, as long as you can afford it; and it enables rewards cardholders to maximize their… Read More

When to Request a Credit Limit Increase

Credit Cards

When to Request a Credit Limit Increase

When to Request a Credit Limit Increase

A consumer’s credit utilization ratio has a big impact on his or her credit scores, so it’s best to keep the difference between your debt and credit limit as great as possible. With that in mind, it may seem like a good idea to request a credit limit increase from your card issuer. However, like… Read More

How to Raise Your Credit Card Limit

Credit Cards

How to Raise Your Credit Card Limit

How to Raise Your Credit Card Limit

Banks try to strike a balance when customers open new credit card accounts. On one hand, banks want to offer cardholders a high enough credit limit that will allow them to spend as much as possible. But on the other hand, they want to limit their exposure to unpaid charges. Ultimately, that leaves some cardholders… Read More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to your experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.