How to Raise Your Credit Card Limit

Credit Cards

How to Raise Your Credit Card Limit

How to Raise Your Credit Card Limit

Banks try to strike a balance when customers open new credit card accounts. On one hand, banks want to offer cardholders a high enough credit limit that will allow them to spend as much as possible. But on the other hand, they want to limit their exposure to unpaid charges. Ultimately, that leaves some cardholders… Read More

How to Boost Your Credit in 15 Seconds

Credit Score

How to Boost Your Credit in 15 Seconds

How to Boost Your Credit in 15 Seconds

One of the most important credit score factors is your credit card debt-to-credit limit ratio (aka debt utilization ratio). Keeping your credit card balances below 10% of your credit limit can do wonders for your credit score. Inversely, having higher balances can really hurt your credit scores.

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