6 Places to Get Free Help With Your Credit Problem

Credit 101

6 Places to Get Free Help With Your Credit Problem

6 Places to Get Free Help With Your Credit Problem

Credit can be confusing, and sometimes overwhelming. But you don’t have to struggle with debt, credit report issues or other financial problems alone. There are reputable sources that can help you get back on track, and many offer low-cost or free credit help. 1. Credit Counselors Financial counseling agencies often do much more than just… Read More

How to Pick a Good Credit Counseling Agency

Managing Debt

How to Pick a Good Credit Counseling Agency

How to Pick a Good Credit Counseling Agency

When unexpected bills wipe out your savings or force you to max out your credit cards, you may be tempted to sign up with a credit counseling agency that promises to help you out of a financial jam. After all, many ads from credit counseling companies say they can eliminate your debts, stop creditor calls,… Read More

7 Bad Pieces of Get-Out-of-Debt Advice

Managing Debt

7 Bad Pieces of Get-Out-of-Debt Advice

7 Bad Pieces of Get-Out-of-Debt Advice

Asking for advice is one of those things that can either be helpful or disastrous — it depends on the topic and who’s offering tips. When it comes to get-out-of-debt advice, the stakes are high, so choose your advisers carefully and keep an open mind when it’s time to make decisions. It’s not so much… Read More

How Getting Out of Debt Can Hurt Your Credit

Managing Debt

How Getting Out of Debt Can Hurt Your Credit

How Getting Out of Debt Can Hurt Your Credit

A common concern you may have when searching for the best debt relief solution is how it will impact your credit score. There are many misconceptions about credit reports and the harm that comes from credit counseling, settling debt for less than what you owe and bankruptcy. Your credit report and credit score will heal… Read More

Debt Consolidation vs. Credit Counseling: What’s the Difference?

Managing Debt

Debt Consolidation vs. Credit Counseling: What’s the Difference?

Debt Consolidation vs. Credit Counseling: What’s the Difference?

When escaping the country and hiding from the law are your best ideas for dealing with debt, you know you’re in trouble. Pamela has gone through “a few bad years,” she says. Hurricane Katrina hitting her Gulf Coast community followed by a series of low-paid jobs left her with almost $60,000 in debt. Pamela has… Read More

Seniors: Who’s Managing Your Debts?

Managing Debt

Seniors: Who’s Managing Your Debts?

Seniors: Who’s Managing Your Debts?

Fran Hansen seemed to be doing just fine. She had a mortgage and credit cards, and she “never missed a payment” on any of her cards and always “paid my mortgage on time faithfully!” a Credit.com reader using the screen name Fran Hansen said in a recent comment to the blog. But Hansen’s children were worried…. Read More

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