in the News 6.6.14

Personal Finance in the News 6.6.14 in the News 6.6.14

Do you know how debit and credit cards are different when it comes to consumer protections? Co-Founder and Chairman Adam Levin explains where you should be extra careful using your debit cards. Whether you’re a new grad, looking to buy your first home or just in need of some financial advice, Gerri Detweiler,’s... Read More in the News 5.30.14

Personal Finance in the News 5.30.14 in the News 5.30.14

Budgeting, credit scores, fraud — the experts at can (and do) talk about them all day. Do you know about common expenses that mess up summer budgets? How about the importance of credit scores? Here are a few of the latest explainers from’s Co-Founder and Chairman Adam Levin and Director of Consumer Education... Read More in the News 5.23.14

Personal Finance in the News 5.23.14 in the News 5.23.14

For many consumers, financial hardship stems from circumstances beyond their control. In the case of medical debt, there’s not a lot you can do to prepare for unexpected healthcare costs, but bad luck can turn into serious credit problems. A new report explored how medical debt can unfairly impact consumers’ credit standing, which Director... Read More in the News 5.16.14

Personal Finance in the News 5.16.14 in the News 5.16.14

This week, the European Union’s highest court ruled that Google must comply with its citizens’ requests to remove Internet search results. It’s called “the right to be forgotten,” and it doesn’t exist in the United States. Adam Levin, chairman and co-founder of, analyzed the ruling and talked about how U.S. consumers can protect their... Read More in the News 5.2.14

Personal Finance in the News 5.2.14 in the News 5.2.14

Have you ever hesitated to use a credit card? A lot of people don’t like them, either because credit cards tempt them to overspend or they’re worried about data breaches. Credit cards provide plenty of benefits and protections, but those are valid concerns, and our experts Adam Levin (chairman and co-founder of and Gerri... Read More in the News 4.25.14

Personal Finance in the News 4.25.14 in the News 4.25.14

Tax fraud is a common occurrence this time of year, and even though the deadline for filing tax returns passed last week, concerns about fraud remain. Adam Levin,’s chairman and co-founder, highlighted the possibility of a data breach involving medical doctors, given the increase in tax fraud reported by doctors. You can read about... Read More in the News 4.18.14

Personal Finance in the News 4.18.14 in the News 4.18.14

If you haven’t had time to catch up on the Heartbleed news, we have some info for you. Chairman Adam Levin gave a lot of advice to consumers concerned about the impact of Heartbleed, an Internet security vulnerability that affected about two-thirds of websites. Beyond the big news surrounding Heartbleed, Adam and’s Director of... Read More in the News 4.11.14

Personal Finance in the News 4.11.14 in the News 4.11.14

This week, the news was swamped with reports of Internet security issues, and Adam Levin, chairman and co-founder of, made an effort to share as much helpful information for consumers as possible. Here are some of his tips, from how to handle the Heartbleed bug to tax identity theft and the end of Windows... Read More in the News 3.28.14

Personal Finance in the News 3.28.14 in the News 3.28.14

It’s not a matter of if you’ll be a victim of a data breach, but when — and Adam Levin says that’s the reason why consumers need to stay alert and know what to watch out for. Adam, the chairman and co-founder of, discussed the implications of the massive breach Target experienced last year,... Read More

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Thanks for checking out We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline,, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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The editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of in general and they result in more traffic to us as well.

Our Business Model’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to are also able to register for a free account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

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- The Editorial Team