What Credit Cards Should I Avoid?

Credit Score

What Credit Cards Should I Avoid?

What Credit Cards Should I Avoid?

Between television commercials, and advertisements on the Internet and in your mailbox, there is no shortage of information about credit cards. But when it comes to determining which one you should get, a pretty good place to start, when sorting through the hundreds of cards on the market, is to eliminate those you should avoid…. Read More

The Most Credit Card Hungry States

Personal Finance

The Most Credit Card Hungry States

The Most Credit Card Hungry States

There are many reasons to open a new credit card: Maybe you want to take advantage of its great rewards, transfer a balance from a different card with a higher interest rate, finance a large purchase, make ends meet in an emergency or increase your available credit limit. But in some states, credit card holders… Read More

Can You Negotiate With Your Credit Card Company?

Credit Cards

Can You Negotiate With Your Credit Card Company?

Can You Negotiate With Your Credit Card Company?

So you’re wondering if you can negotiate with your credit card company? The short answer: it depends. Credit card companies may negotiate on some things — credit line increases, due dates and even minimum payments. But other things — like special offer terms — aren’t really negotiable. The key is understanding what you can negotiate… Read More

Help! I Hate My Credit Card

Credit Cards

Help! I Hate My Credit Card

Help! I Hate My Credit Card

Some people just don’t get along with their credit cards. Maybe it’s the fees and interest charges, or perhaps they are infuriated by indifferent customer agents. At the same time, many of these aggravated credit card users still rely on cards for the convenience and security that can’t be matched by cash, checks or debit… Read More

4 Credit Cards for Geeks

Credit Cards

4 Credit Cards for Geeks

4 Credit Cards for Geeks

There was a time when the word “geek” was an insult. That was before the most prominent geeks made billions and we all relied on our favorite geeks to offer solutions our everyday technical challenges. Today, many of us are proud to geek out on our favorite computers, tablets, smartphones and other devices. Another aspect… Read More

Where Did Credit Cards Come From?

Credit Cards

Where Did Credit Cards Come From?

Where Did Credit Cards Come From?

U.S. credit card spending reached $2.2 trillion in 2012, an 8.4% increase from 2011, according to an analysis by MasterCard. That’s a lot of money going back and forth by way of plastic, especially when you consider the fact that credit cards have only been around for about 50 years. Credit cards as we know… Read More

How to Pick the Perfect Credit Card

Credit Cards

How to Pick the Perfect Credit Card

How to Pick the Perfect Credit Card

Credit cards are convenient and secure methods of payment, but they are by no means simple financial instruments. Those who are looking for a new card can be confounded by confusing terms, conditions and offers of rewards. With cardholder agreements and guides to benefits that consume dozens of pages, how much of this information is… Read More

How to Read a Credit Card Offer

Credit Cards

How to Read a Credit Card Offer

How to Read a Credit Card Offer

Being a credit card user is a lot like being the best looking person in the room. Credit card issuers are constantly trying to get your attention online, through the mail, and even at kiosks in the airport. With so many offers to consider, how can credit card applicants figure out which one is best?… Read More

What Is Credit Card Churning?

Credit Cards

What Is Credit Card Churning?

What Is Credit Card Churning?

Do you ever wonder how many times you can receive a bonus just for signing up for a credit cards? Among credit card reward enthusiasts, there is a popular technique for earning large quantities of points, miles and even cash back. The strategy of applying for numerous credit cards in order to earn multiple sign-up… Read More

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