What Happens If You Go Over Your Credit Card Limit?

Credit Cards

What Happens If You Go Over Your Credit Card Limit?

What Happens If You Go Over Your Credit Card Limit?

Credit cards certainly have their limits, but it is often possible to go over them. Thanks to new restrictions in the Credit Card Accountability, Responsibility and Disclosure Act, some issuers have stopped allowing cardholders to spend beyond their credit limits. But others still offer what’s essentially a credit card version of overdraft coverage. This option,... Read More

What’s In Your Favorite Super Hero’s Wallet?

Credit Cards

What’s In Your Favorite Super Hero’s Wallet?

What’s In Your Favorite Super Hero’s Wallet?

There was once a time where Hollywood produced a movie about a super hero every year or two, but now there seems to be one or two super hero movies in theaters at any given time. And, since there are hundreds of credit cards offered for people of nearly every hobby, interest, and profession, there has... Read More

The New Credit Card That Lets You Spend Over Your Limit

Credit Cards

The New Credit Card That Lets You Spend Over Your Limit

The New Credit Card That Lets You Spend Over Your Limit

Credit cards give people a certain amount of flexibility when it comes to financing purchases, but there are generally limits to how much you can spend. One issuer, however, is easing these traditional restrictions for a new credit card. American Express recently launched the SimplyCash Plus Business Credit Card, a no annual fee credit card that lets business owners spend beyond their... Read More

How Much Credit Card Debt Does the Average American Have?

Credit Cards

How Much Credit Card Debt Does the Average American Have?

How Much Credit Card Debt Does the Average American Have?

Credit cards can be useful financial tools, but they’re easy to abuse and put millions of Americans in debt. In fact, the average American carries more than two credit cards and a balance of about $4,400 on each card, according to data taken in June 2015 from credit bureau Experian. But those figures don’t provide a full picture of how credit is... Read More

The Dos & Don’ts of Auto-Paying Your Bills

Credit Cards

The Dos & Don’ts of Auto-Paying Your Bills

The Dos & Don’ts of Auto-Paying Your Bills

Missing payments on a loan, credit card or utility bill can do big damage to your credit score. Fortunately, many companies now let customers set up automatic bill payments tied to a card, checking account or third-party service. But there are some things to know before taking advantage. For starters, “you must not use the auto-pay as an excuse not to still check your... Read More

4 Tips for Protecting Your Debit Card

Personal Finance

4 Tips for Protecting Your Debit Card

4 Tips for Protecting Your Debit Card

You may think you know all about debit cards, but they can be dangerous and leave you vulnerable to scammers. In fact, they may feel safer than credit cards since you are spending your existing money instead of borrowing. But if someone gets access to your debit card, they can get access to your checking account. And... Read More

3 Things You Should Absolutely Never Do With a Credit Card

Credit Cards

3 Things You Should Absolutely Never Do With a Credit Card

3 Things You Should Absolutely Never Do With a Credit Card

There are two kinds of credit card advice. What you will most commonly hear are smart recommendations for how to use your credit card. These tips typically include ways to minimize your debt and maximize your rewards while avoiding fees. And while these can be valuable suggestions, some people ignore them and continue to use their credit cards,... Read More

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