Can I Use One Loan to Pay Off Another?

Managing Debt

Can I Use One Loan to Pay Off Another?

Can I Use One Loan to Pay Off Another?

Many of us have been there. Just when debt payments seem to storm down on you in an insurmountable way, you receive an offer for a lower interest loan or credit card. Sometimes the offer comes with 0% interest for a certain period of time. Sometimes, the line of credit extended is enormous. At least... Read More

Are You Born With a Credit Score?

Credit 101

Are You Born With a Credit Score?

Are You Born With a Credit Score?

You may have heard that age impacts your credit, leading you to believe you’re born with a credit score. While it is true that age is a factor, it isn’t your age — it’s actually the age of your accounts that affects your credit scores. So, no, you aren’t born with credit scores (and may... Read More

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