The Right Way to Pay Your Credit Card

Credit Cards

The Right Way to Pay Your Credit Card

The Right Way to Pay Your Credit Card

Article updated by Brian Acton June 20, 2018 Unlike most monthly bills, credit card payments give you the ability to decide your payment amount, letting you pay multiple ways. The right way to pay your credit card depends on your budget and financial goals, and you might even switch up strategies month-to-month. But before you... Read More

Can You Negotiate With Your Credit Card Company?

Credit Cards

Can You Negotiate With Your Credit Card Company?

Can You Negotiate With Your Credit Card Company?

Article Updated June 15, 2018 by Brian Acton The terms laid out in your credit card agreement aren’t always set in stone. While some rules, such as special offer restrictions, can’t be changed, there are many things you can negotiate with your credit card provider. But to win concessions from your credit card company, you... Read More

5 Ways You Can Erase Your Credit Card Debt

Personal Finance

5 Ways You Can Erase Your Credit Card Debt

5 Ways You Can Erase Your Credit Card Debt

There’s no one-size-fits-all approach to handling credit card debt. The cheapest way for you to get rid of it might be more expensive for your neighbor, and vice versa. Here are five ways you can erase your credit card debt. The list starts with the less expensive method. Discover which option is the best and... Read More

Considering a Credit Card for Your Teenager? Read This First

Credit Cards

Considering a Credit Card for Your Teenager? Read This First

Considering a Credit Card for Your Teenager? Read This First

Everyone from Dave Ramsey to your neighbor down the street has an opinion about whether teenagers should have credit cards. But the fact is many already do. According to a TransUnion survey, 19% of teens have a credit card. If you want to introduce your child to the world of credit while being mindful of... Read More

Late Credit Card Payments Come with Consequences

Credit 101

Late Credit Card Payments Come with Consequences

Late Credit Card Payments Come with Consequences

Late credit card payments have both short-term and long-lasting consequences. You should avoid missing your payment due date, as it could result in financial penalties and damage to your credit for years to come. Here are four potential consequences of a late credit card payment. Late Fees Most credit card companies will slap you with... Read More

What to Do with Your Old Credit Cards

Credit Cards

What to Do with Your Old Credit Cards

What to Do with Your Old Credit Cards

You know that “starter” credit card collecting dust in your wallet? The one with a high interest rate, lackluster benefits, and zero rewards? Now that you’ve upgraded to a better card, you might be tempted to close your old cards and never look back. Not so fast! Canceling your old credit cards can actually hurt... Read More

Are Cash Back Debit Cards an Alternative to Credit Cards?

Credit Cards

Are Cash Back Debit Cards an Alternative to Credit Cards?

Are Cash Back Debit Cards an Alternative to Credit Cards?

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements.] It’s hardly a secret that millennials loathe credit card debt. They fear it, in some cases more than other very frightening life events. It was widely reported last year that debt conscious millennials are disrupting the credit card industry... Read More

Credit Cards No Longer Require Signatures

Credit Cards

Credit Cards No Longer Require Signatures

Credit Cards No Longer Require Signatures

Earlier this month, the need to provide a signature for credit card purchases quietly and officially went the way of the dinosaur. As of April 14, major companies as Discover, Mastercard and Amex phased out use of signatures to verify credit card transactions at the point of sale. What that means in practice is that... Read More

5 Ways You Can Erase Your Credit Card Debt

Credit Cards

5 Ways You Can Erase Your Credit Card Debt

5 Ways You Can Erase Your Credit Card Debt

There’s no one-size-fits-all approach to handling credit card debt. The cheapest way for you to get rid of it might be more expensive for your neighbor, and vice versa. Here are five ways you can erase your credit card debt. The list starts with the less expensive method. Discover which option is the best and... Read More

Medical Debt and Health Insurance

Personal Finance

Medical Debt and Health Insurance

Medical Debt and Health Insurance

One of the most common questions we get asked is, “my health insurance was supposed to cover a procedure, but it didn’t. Now I’m in collections. Is this legal?” The short answer: yes, it is legal, though you may be able to fight back. The long answer, however, requires a bit of context about how... Read More

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