The 5 Worst Credit Card Mistakes You Can Make

Credit Cards

The 5 Worst Credit Card Mistakes You Can Make

The 5 Worst Credit Card Mistakes You Can Make

Like any powerful tool, credit cards can be useful or harmful, depending on how they are used. Used wisely, credit cards offer a secure and convenient method of payment along with impressive benefits and valuable rewards. Yet when cardholders make mistakes, it can lead to costly fees, interest charges, debt and ruined credit. So keeping… Read More

6 Credit Card Lies You Should Tell Yourself

Credit Cards

6 Credit Card Lies You Should Tell Yourself

6 Credit Card Lies You Should Tell Yourself

There is probably only one person in the world that you should ever lie to — yourself. Forcing yourself to believe a small lie can be an effective way to help you make smart decisions. For example, pretending that there’s a police car around every corner might be a great way to avoid speeding tickets. Likewise, there are… Read More

Can You Pay a Credit Card With a Credit Card?

Credit Cards

Can You Pay a Credit Card With a Credit Card?

Can You Pay a Credit Card With a Credit Card?

Tight on cash and worried about how you’ll make your credit card payment this month? Waiting for a commission check, tax refund or insurance settlement so you can pay off bills? Or are you trying to use your credit card to pay for as much as possible so you can earn reward points or cash back? … Read More

7 Things to Do When You Get a New Credit Card

Credit Cards

7 Things to Do When You Get a New Credit Card

7 Things to Do When You Get a New Credit Card

A mysterious, non-descript envelope finds its way into your mailbox one day. It weighs a bit more than other letters, so you open it up to find a shiny new credit card. Perhaps you have recently opened a new account, or maybe it is a replacement for a card that has been lost, stolen, or… Read More

Is a Balance Transfer Right for You?

Credit Cards

Is a Balance Transfer Right for You?

Is a Balance Transfer Right for You?

When you’re already in financial trouble, getting a new credit card may seem impractical. And certainly opening up additional lines of credit can sometimes lead to a deeper hole of debt. On the other hand, switching your balance from one card to another can help lower your monthly expenses and buy you time to aggressively pay… Read More

Should You Sign Your Credit Card?

Credit Cards

Should You Sign Your Credit Card?

Should You Sign Your Credit Card?

Take a close look at the back of your credit card, and you will  probably see something along the lines of “Not valid unless signed.” At the same time, there are many cardholders who believe that they should not sign their credit cards for one of several reasons. Some think signing the back of their card gives potential… Read More

It’s Getting Easier to Get a Credit Card With Bad Credit

Credit Cards

It’s Getting Easier to Get a Credit Card With Bad Credit

It’s Getting Easier to Get a Credit Card With Bad Credit

Consumers with below-average credit scores have had an easier time getting credit cards in the last few years, compared to the immediate aftermath of the financial crisis when credit availability was very limited. Still, credit availability remains below pre-recession and recession levels, according to a report from the American Bankers Association: There were 330 million outstanding credit… Read More

How to Find the Right Credit Card for You

Credit Cards

How to Find the Right Credit Card for You

How to Find the Right Credit Card for You

Great reward options or low interest rates? Yes, those could be great credit card options. But there are a few other things to consider before you start charging. Deciding on the right credit card for you includes assessing several criteria including your personal spending style, credit limits, fees and penalties in addition to interest rates and incentives…. Read More

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