Medical Debt and Health Insurance

Personal Finance

Medical Debt and Health Insurance

Medical Debt and Health Insurance

One of the most common questions we get asked is, “my health insurance was supposed to cover a procedure, but it didn’t. Now I’m in collections. Is this legal?” The short answer: yes, it is legal, though you may be able to fight back. The long answer, however, requires a bit of context about how... Read More

How to Start Building Credit Once You Turn 18

Credit Score

How to Start Building Credit Once You Turn 18

How to Start Building Credit Once You Turn 18

UPDATE: Article Updated by Brian Acton 4/2/18 Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you will see lower interest rates on car loans, credit cards, and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a... Read More

Pros and Cons of Paying Taxes with a Credit Card

Taxes

Pros and Cons of Paying Taxes with a Credit Card

Pros and Cons of Paying Taxes with a Credit Card

Depending on who you talk to, paying taxes with a credit card can either be a brilliant way to earn a plethora of benefits or a financial move that should only be a last resort. To be clear, the Internal Revenue Service does not directly accept credit card payments. But it does accept such payments... Read More

How to Get the Most Out of Your Chase Ultimate Rewards Program

Credit Cards

How to Get the Most Out of Your Chase Ultimate Rewards Program

How to Get the Most Out of Your Chase Ultimate Rewards Program

[UPDATE: This article was updated 3/9/18 by Brian Acton. Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] If you have a Chase credit card, or you’re considering one, you’ve... Read More

9 Ways to Build Credit Without a Credit Card

Credit Score

9 Ways to Build Credit Without a Credit Card

9 Ways to Build Credit Without a Credit Card

UPDATE: Article Updated by Brian Acton 3/9/18 Credit cards are one of the best tools around for building credit. They’re easy to use, offer flexibility and (sometimes) rewards, and they directly affect many aspects of your credit score. But you may want to build credit without the help of a credit card. Maybe you have... Read More

5 Credit Cards for Moving Out on Your Own

Credit Cards

5 Credit Cards for Moving Out on Your Own

5 Credit Cards for Moving Out on Your Own

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] There are many reasons to move out on your own – you might be leaving your childhood home,... Read More

The 25 Cities with the Most Credit Card Debt

Credit 101

The 25 Cities with the Most Credit Card Debt

The 25 Cities with the Most Credit Card Debt

Credit card debt. It seems to be an inevitable part of life for many Americans. And, recent data suggests that it really is. According to the Federal Reserve, American credit card debt hit a record high in 2017, rising to more than $1 trillion. Many people carrying high balances on their credit cards will notice... Read More

4 Rewards Credit Cards for Your Dating Life

Credit Cards

4 Rewards Credit Cards for Your Dating Life

4 Rewards Credit Cards for Your Dating Life

[UPDATE: This article was updated 3/9/18 by Brian Acton. Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Whether you’re playing the field or seeing someone exclusively, dating can be an... Read More

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