Visa vs. Mastercard: What’s the Difference?

Credit Cards

Visa vs. Mastercard: What’s the Difference?

Visa vs. Mastercard: What’s the Difference?

The names Visa and MasterCard are paired nearly as frequently as Minneapolis and St. Paul or Dallas and Fort Worth. But while these major cities are close neighbors, Visa and MasterCard are large payment networks that compete against each other. But to cardholders, Visa and MasterCard sometimes appear to be interchangeable. What’s the Difference? To most credit… Read More

4 Phone Calls That Can Save You a Ton of Money

Personal Finance

4 Phone Calls That Can Save You a Ton of Money

4 Phone Calls That Can Save You a Ton of Money

With late fees, penalty interest rates and complex credit-scoring algorithms, it often feels like the world of personal finance is designed to be unfavorable to the consumer. As challenging as it may be to keep everything in order, there are plenty of things about your finances you can control, even when it seems like someone… Read More

5 Credit Card Mistakes You Can Bounce Back From

Credit Cards

5 Credit Card Mistakes You Can Bounce Back From

5 Credit Card Mistakes You Can Bounce Back From

Few credit card users (if any) get through life without making a financial misstep or two when using plastic. Even something that seems like an innocent oversight could seriously damage your credit standing, but in many cases, a single mistake isn’t a big deal. Before you start kicking yourself, find out if there’s a simple… Read More

5 Credit Cards for New Homeowners

Credit Cards

5 Credit Cards for New Homeowners

5 Credit Cards for New Homeowners

As any homeowner will attest, buying a house is one of those purchases that only comes with more expenses. Maintaining a budget and shopping around for the best deals on big expenses like furniture and home-repair services will help you save money as a homeowner, but taking advantage of good credit card offers can be… Read More

5 Ways to Get a Higher Credit Card Limit

Credit Cards

5 Ways to Get a Higher Credit Card Limit

5 Ways to Get a Higher Credit Card Limit

Do you need more spending power from your credit cards? For some credit card users, a larger line of credit can be necessary to finance their purchases. And even if you avoid interest by paying off your entire statement balance, your credit limit may be insufficient for your monthly spending needs. Here are five of the best ways to… Read More

3 Student Credit Card Mistakes

Credit Cards

3 Student Credit Card Mistakes

3 Student Credit Card Mistakes

Even though college campuses aren’t the playgrounds they used to be for card issuers recruiting customers, a lot of consumers still get their first credit cards as students. That means a lot of first-timer mistakes people make with credit cards coincide with a time in their life when they are just getting familiar with (or… Read More

What’s the Right Way to Close a Credit Card?

Credit Cards

What’s the Right Way to Close a Credit Card?

What’s the Right Way to Close a Credit Card?

The logistics of closing a credit card are actually quite simple: Call your card issuer’s customer service phone number and request an account closure. Whether you should be closing that account is a more complicated matter, and it’s a decision during which a lot of consumers make choices based on misconceptions that could damage their… Read More

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