This article originally appeared on Arrest Your Debt and has been republished with permission.  For many Americans, screaming, “We’re Debt-Free!” and ultimately living a life without financial stress seems somewhat impossible. The messaging on the internet, social media, news, and even within homes promotes a culture of buying now and paying later.  The consumer system... Read More

Authorized users are secondary account holders on another’s credit account. It usually benefits those that have little credit history and are looking to build it.  Being an authorized user means the account is yours to use, but you won’t be listed as the primary account holder. And therefore, you’re not responsible for bill payments. However,... Read More

It’s been a difficult time for everyone. But coming into the new year, many have found the past twelve months have landed them with lower credit scores than ever before. This can damage not only your financial reputation, but also your prospects. So, what’s the effect of a high or low credit score, and how... Read More

This post originally appeared on The Financially Independent Millennial.  Is your credit card debt behaving like an unruly boy and has gone completely out of your control? Are you spending sleepless nights wondering how to get yourself out of a debt spiral? Or perhaps it’s a burgeoning credit card debt? Worrying about your credit card... Read More

This post originally appeared on The Financially Independent Millennial.  Are you wondering how to pay off debt fast, if you think you have no money? In this article, I’ll cover some strategies you can do today to pay off debt fast. The best way to learn how to pay off debt fast, even with no... Read More

This post originally appeared on Finder.com. Americans fell victim to a reported $1.9 billion in fraud losses in 2019, with more than 270,000 cases reported specifically due to credit card fraud. American adults have seemingly had a consistent amount of credit card fraud victimization, according to a January 2021 survey from Finder. An estimated 15%... Read More