5 Scary Credit Card Surprises

Credit Cards

5 Scary Credit Card Surprises

5 Scary Credit Card Surprises

As the leaves fall, and the days grow shorter, ’tis the season for all sorts of ghosts, ghouls and zombies to roam the neighborhood in search of fright and fun. Yet for some people, the scariest person to visit their house this fall will the mail carrier, due to the surprises that may be lurking in… Read More

7 Reasons Your Debt Repayment Plan Isn’t Working

Managing Debt

7 Reasons Your Debt Repayment Plan Isn’t Working

7 Reasons Your Debt Repayment Plan Isn’t Working

People across the nation are charging more on their credit cards, signaling growing confidence in the economy. Says credit bureau Equifax: Equifax’s new National Consumer Trends Credit Report revealed that consumers in each of the nation’s 25 largest metropolitan areas increased credit card debt in the second quarter of 2014, compared with the same period… Read More

How Fast Can You Get Out of Debt?

Managing Debt

How Fast Can You Get Out of Debt?

How Fast Can You Get Out of Debt?

You’ve decided enough is enough and you are going to get out of credit card debt. And you probably want to do it as fast as you can. So how long will it take? Don’t have a clue? That’s not surprising, considering you probably have several cards all with different interest rates and monthly payments…. Read More

How I Paid Off $50K of Debt in Less Than 3 Years

Managing Debt

How I Paid Off $50K of Debt in Less Than 3 Years

How I Paid Off $50K of Debt in Less Than 3 Years

Graduating from college debt-free feels really good. When Ja’Net Adams got her degree from South Carolina State in 2003, she was one of those fortunate students who started her adult life without debt, and things went along really well for her. She got married. They bought a house. They bought a new car. They had their… Read More

A Secret Debt Threatened My Marriage

Personal Finance

A Secret Debt Threatened My Marriage

A Secret Debt Threatened My Marriage

For my first engagement, my ex proposed to me on a gondola in Venice, Italy, with the diamond solitaire I’d said I didn’t want, the entire thing a stage set to match the movie in his mind. Years later, with Erik — a Buddhist and an English teacher — there was no flashy proposal, just two people agreeing over… Read More

How to Keep Track of Your Spending on Multiple Credit Cards

Credit Cards

How to Keep Track of Your Spending on Multiple Credit Cards

How to Keep Track of Your Spending on Multiple Credit Cards

There are some good reasons that credit card users may want to have multiple accounts open at the same time. Often, cardholders are trying to take advantage of the unique benefits of different cards, such as bonus rewards for certain categories of spending. Some earn tremendous amounts of points and miles through generous sign-up bonuses. Others choose… Read More

The States With the Most Credit Card Debt

Credit Cards

The States With the Most Credit Card Debt

The States With the Most Credit Card Debt

Alaskans have consistently carried high credit card balances for the past few years, possibly due to the high cost of living in the state. According to data from the Experian-Oliver Wyman Market Intelligence Reports, sorted using Experian’s IntelliView tool, only Alaska residents have carried an average credit card balance greater than $2,000 in the past three… Read More

How I’m Repaying $60K in Credit Card Debt

Managing Debt

How I’m Repaying $60K in Credit Card Debt

How I’m Repaying $60K in Credit Card Debt

Yvette knows she didn’t just wake up one morning hopelessly in debt. She and her husband had good jobs — she is a hospital administrator and he is a property manager — and good incomes. The debt built slowly, over about seven years, and with a series of money decisions like, “we need to book… Read More

4 People Who Hate Credit Cards

Credit Cards

4 People Who Hate Credit Cards

4 People Who Hate Credit Cards

It’s easy for people to see the benefits of using a credit card. They offer the convenience of carrying around cash, while having protections against loss and theft. And rewards credit card holders can earn valuable points, miles or cash back when they use their cards to make ordinary purchases. For merchants, credit cards offer a… Read More

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