The States With the Most Credit Card Debt

Managing Debt

The States With the Most Credit Card Debt

The States With the Most Credit Card Debt

The list of states whose residents carry the most credit card debt hasn’t changed much in the last few years — Alaskan credit card holders consistently carry the highest average balances, and most of the 10 states with high debt are along the East Coast. America’s average credit card debt per person has gone up recently,… Read More

Which Debts Should You Pay Off First?

Managing Debt

Which Debts Should You Pay Off First?

Which Debts Should You Pay Off First?

Most everyone who has debt wants out of it, but that’s a huge task. One of the most common questions people ask themselves when they decide to tackle their debt is, “Where do I start?” All financial situations are different, making that question difficult to answer in simple terms. If you have one debt — perhaps… Read More

How Much Will Your Holiday Debt Really Cost You?

Managing Debt

How Much Will Your Holiday Debt Really Cost You?

How Much Will Your Holiday Debt Really Cost You?

Last year, the average holiday shopper spent $407 between Thanksgiving Day and Sunday, according to the National Retail Federation, but that’s sometimes just the beginning of end-of-year spending sprees. Let’s start with a simple scenario of how much this could really cost: You only spent that $407 and finished your holiday shopping during the Thanksgiving weekend, and… Read More

How to Stop the Holiday Food & Shopping Binge

Personal Finance

How to Stop the Holiday Food & Shopping Binge

How to Stop the Holiday Food & Shopping Binge

Well, it’s just about here…Thanksgiving Day and the rest of the holiday season is upon us. Wow, how the year has flown by, right? I just love all of the gatherings, parties, meals, gifts and laughter that we’ll share in the coming weeks with those we love. Along with all the revelry though often comes… Read More

7 Times to Use a Debit Card Instead of a Credit Card

Managing Debt

7 Times to Use a Debit Card Instead of a Credit Card

7 Times to Use a Debit Card Instead of a Credit Card

Credit cards are renowned for their convenience and security, but they are not the best tool for every job. The biggest problem with credit cards is the fact that cardholders can easily use them to get them into debt, which results in costly interest charges. Other potential drawbacks of credit cards include the high fees charged to merchants and… Read More

5 Scary Credit Card Surprises

Credit Cards

5 Scary Credit Card Surprises

5 Scary Credit Card Surprises

As the leaves fall, and the days grow shorter, ’tis the season for all sorts of ghosts, ghouls and zombies to roam the neighborhood in search of fright and fun. Yet for some people, the scariest person to visit their house this fall will the mail carrier, due to the surprises that may be lurking in… Read More

7 Reasons Your Debt Repayment Plan Isn’t Working

Managing Debt

7 Reasons Your Debt Repayment Plan Isn’t Working

7 Reasons Your Debt Repayment Plan Isn’t Working

People across the nation are charging more on their credit cards, signaling growing confidence in the economy. Says credit bureau Equifax: Equifax’s new National Consumer Trends Credit Report revealed that consumers in each of the nation’s 25 largest metropolitan areas increased credit card debt in the second quarter of 2014, compared with the same period… Read More

How Fast Can You Get Out of Debt?

Managing Debt

How Fast Can You Get Out of Debt?

How Fast Can You Get Out of Debt?

You’ve decided enough is enough and you are going to get out of credit card debt. And you probably want to do it as fast as you can. So how long will it take? Don’t have a clue? That’s not surprising, considering you probably have several cards all with different interest rates and monthly payments…. Read More

How I Paid Off $50K of Debt in Less Than 3 Years

Managing Debt

How I Paid Off $50K of Debt in Less Than 3 Years

How I Paid Off $50K of Debt in Less Than 3 Years

Graduating from college debt-free feels really good. When Ja’Net Adams got her degree from South Carolina State in 2003, she was one of those fortunate students who started her adult life without debt, and things went along really well for her. She got married. They bought a house. They bought a new car. They had their… Read More

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