College Students Are Actually Pretty Good With Credit Cards

Students

College Students Are Actually Pretty Good With Credit Cards

College Students Are Actually Pretty Good With Credit Cards

When people think of credit cards and college students, they don’t often conjure up an image of a responsible young adult, either because of stereotypes they’ve been exposed to or their own negative experiences. In reality, college students generally do a decent job managing their credit cards — at least, that’s what one survey suggests.... Read More

6 Creative Ways to Pay Off Debt

Managing Debt

6 Creative Ways to Pay Off Debt

6 Creative Ways to Pay Off Debt

Debt is an essential part of credit health. When used correctly, it can improve your credit scores and lead to positive things like better consumer offers, interest rates and more. When used poorly, it will accomplish the opposite. Debt utilization — how much debt you have in relation to your combined credit limit — represents 30%... Read More

The Credit Card Perk Millennials May Be Missing Out on

Credit Cards

The Credit Card Perk Millennials May Be Missing Out on

The Credit Card Perk Millennials May Be Missing Out on

Even though we have a reputation for being somewhat flighty and irresponsible, millennials are generally savvy consumers. In fact, we’re often more budget-conscious than older consumers. TD Bank’s recent Consumer Spending Index polled 1,500 consumers on their spending habits. On average, Americans spend about $1,000 per month on discretionary items like dining out, retail and... Read More

4 Easy Ways to Pay Off Your Debt

Managing Debt

4 Easy Ways to Pay Off Your Debt

4 Easy Ways to Pay Off Your Debt

If you think paying off debt is just about math, you only know half the story. Sure, the balance is a number. The interest rate is a number. Your payment is a number. The debt is a story. Maybe it’s a student loan that funded your four-year education and has enabled you to get the job you’re... Read More

Maria Bamford Wants Everyone to Talk About Money

Personal Finance

Maria Bamford Wants Everyone to Talk About Money

Maria Bamford Wants Everyone to Talk About Money

“I love personal finance!” Comedian Maria Bamford is on the phone and wants to recommend a bunch of books before we begin our interview: “Personal Finance for Dummies,” “Earn What You Deserve,” “How to Get Out of Debt, Stay Out of Debt, and Live Prosperously.” She devours this kind of stuff, she says. It’s like... Read More

Can You Get High From Deal Hunting?

Personal Finance

Can You Get High From Deal Hunting?

Can You Get High From Deal Hunting?

There are two kinds of people: the ones who live for the hunt, and the ones who prefer to use Seamless. Yours truly is one of the latter. I don’t get my kicks sifting through mountains of clothes, and I’d rather pay full price for something I love than waste a few hours hunting down deals for the same... Read More

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