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credit 101

How Will Opening a New Account Affect My Credit?

How a new account will affect your credit scores depends mostly on your overall credit history and on the type …

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The Top 10 Mistakes That Hurt Your Credit

Credit can be a tricky thing — some behaviors are obviously harmful to your credit, like paying late (or not …

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Credit.com Credit College

We took to the streets to have real consumers like you give us their biggest credit questions. In this video, …

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A Step-By-Step Guide to Disputing Credit Report Mistakes

The information in your credit reports is what’s used to create your credit scores, so you don’t want to let …

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How Refinancing Can Affect Your Credit

It hardly seems possible that mortgage rates can get much lower, but they have. Homeowners are taking notice and refinancing …

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How to Spot Fraud On Your Credit Reports

You find wrong information on your credit report. Is it a simple mistake or something more sinister? Here are some …

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How a Mortgage Can Help - or Hurt - Your Credit

Will a mortgage help — or hurt — your credit? If you’re thinking, “Well, both,” you’re exactly right. But there …

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The Complete Guide to Personal Loans

It started out as a simple question on the Credit.com forum, “Anyone know the difference between a consolidation loan and …

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How Is a Personal Loan Different From Credit?

When you need to borrow money you have a number of choices to make: bank or credit union? Credit card …

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Free Credit Score - Free Credit Report Card

We often talk about how important it is to stay on top of your credit reports and scores. We encourage …

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