Chase Stops Offering Joint Credit Card Accounts

Credit Cards

Chase Stops Offering Joint Credit Card Accounts

Chase Stops Offering Joint Credit Card Accounts

Like a handful of banks before it, Chase announced joint credit cards are no longer an option for its customers. Existing accounts won’t be affected, and cardholders can still add authorized users to their accounts. While some consumers may see this as fewer products to choose from, the change shouldn’t impact someone’s access to a… Read More

Chase: No More $5 ATM Fees

Personal Finance

Chase: No More $5 ATM Fees

Chase: No More $5 ATM Fees

Chase announced today that it will stop charging non-Chase customers in Illinois $5 to use the bank’s ATMs. Non-customers in Texas will no longer have to pay $4 every time they use a Chase ATM. Instead, fees in both states will revert back to $3, the same rate Chase charges across the country, says Tom… Read More

The best and worst online credit card services

Credit Cards

The best and worst online credit card services

The best and worst online credit card services

A report released today recognized Discover, American Express and Chase as having the best online customer experience. Discover earned praise for having high customer satisfaction with rates and fees and for being the easiest card to apply for online. American Express earned points for being “trustworthy” and Chase was commended for customer service. Click here to download the full PDF report by the Keynote Systems.

Checking in on credit card minimum payments

Credit Cards

Checking in on credit card minimum payments

Checking in on credit card minimum payments

It’s been a month since credit card minimum payments increased across the country. Each credit card company has their own policies, but on average minimums have increased from about 2% of the balance to 4% of the balance each month. Many credit card companies are now using a new formula developed by the Office of the Comptroller of the Currency (OCC) that equals 1% of the balance plus the interest charges and fees. According to MarketWatch:

Rising credit card minimums get noticed

Credit Cards

Rising credit card minimums get noticed

Rising credit card minimums get noticed

The increase in credit card minimum payments that went in to effect this week are starting to gather some much needed media attention across the country. Everyone seems to be waking up to the reality of what doubled minimums actually mean to consumers.

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