How I’m Rebuilding My Credit After Bankruptcy

Credit Score

How I’m Rebuilding My Credit After Bankruptcy

How I’m Rebuilding My Credit After Bankruptcy

Tracy M. (he asked we not share his full name) is rebuilding his credit for the second time. It’s a long haul but despite numerous obstacles — including six-figure student loan debt that has tripled due to fees and interest — he’s not giving up. His experience with credit started in college when a furniture store offered his a… Read More

Can a Credit Card Improve Your Credit?

Credit Score

Can a Credit Card Improve Your Credit?

Can a Credit Card Improve Your Credit?

Many consumers see credit cards as a gateway to debt. While they certainly give you the opportunity to spend money you don’t have, when used responsibly, their powers can be harnessed for good, not evil. When you closely track your spending and pay your bills on time, your credit card can be a huge financial… Read More

7 Reasons to Love Credit Cards

Credit Cards

7 Reasons to Love Credit Cards

7 Reasons to Love Credit Cards

Not everyone loves credit cards — plenty of people really, really hate them, in fact. But credit cards can also be a great tool to have tucked away in your wallet. Credit cards serve a valuable purpose for many consumers and, when used responsibly, can do a whole lot more — earning you some money, giving you… Read More

3 Smart Habits That Can Help Build Your Credit

Credit Score

3 Smart Habits That Can Help Build Your Credit

3 Smart Habits That Can Help Build Your Credit

When it comes to credit scores, a true quick fix is all too rare. While that might be disconcerting to hear, it doesn’t mean all hope is lost. Improving your score basically boils down to two things: following good credit practices and time. While you don’t have any control over time, you can control the… Read More

Money 101: How to Get Your Credit Ready for College

Credit 101

Money 101: How to Get Your Credit Ready for College

Money 101: How to Get Your Credit Ready for College

For many students, the beginning of your college career is also the beginning of your transition to adulthood. You will likely have more freedom — and responsibility — than you have ever had before. One of the most important aspects to being an adult is planning ahead and living with intention, especially when it comes… Read More

How Your Budget Can Help You Build Credit

Credit Score

How Your Budget Can Help You Build Credit

How Your Budget Can Help You Build Credit

The building blocks of a healthy financial life are all tied to your budget — how much money is coming in, going out and where is it being used? Answering those questions and creating a budget that works for you can have a ripple effect on the rest of your finances. Specifically, a good budget… Read More

How to Boost Your Odds of Getting Approved for a Credit Card

Credit Cards

How to Boost Your Odds of Getting Approved for a Credit Card

How to Boost Your Odds of Getting Approved for a Credit Card

Everyone hates rejection. And while a personal rejection stings, having a credit card application rejected can be even worse. Applicants may feel that a card issuer has made a judgment on their entire credit history and found them lacking. In fact, even people with high credit scores can be declined and wonder why. Thankfully, here are six techniques that you can… Read More

Can You Get a Perfect Credit Score?

Credit 101

Can You Get a Perfect Credit Score?

Can You Get a Perfect Credit Score?

So you’re a little ambitious — competitive, maybe — and the idea of a good credit score seems a little, well, tame. You want a perfect credit score. But is that even possible? Shantai Dixon is hoping so. She wrote recently on the Credit.com blog: Is it possible to get a credit score to reach “perfect”… Read More

How I Raised My Credit Score 130 Points

Credit Score

How I Raised My Credit Score 130 Points

How I Raised My Credit Score 130 Points

Tonya Rapley says she knew better; she was raised to know how to manage money — and yet when she was in college (and taking out student loans), she maxed out her credit cards and “just tried to ignore it.” Then she had an opportunity to move to New York City, and she found out… Read More

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