Sarah met her boyfriend Tim on vacation. After a year of long distance dating, she decided to relocate to be …
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building credit
How does one go about reporting your on-time payments with the utility company to the credit bureau to establish your credit history?
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Opening a visa credit card, using it for one small purchase each month (around $30) and paying the bill on time will go a really long way to helping establish his credit in the US. By the time he gets here next month, it is possible that Gerald might actually have enough of a credit history to get a car lease on his own. He should check his credit reports to see if the account is being reported accurately.
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It seems that some people have a hard time establishing credit. These folks come from several groups. Some are young people who have never had credit. Some are new to this country and don’t have any history of U.S credit to show people. And some folks had credit at one time but, for whatever reason, ended up with trashed credit reports and horrible credit scores. This last group is really trying to re-build credit.
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