Are You Too Young to Build Credit?

Credit Score

Are You Too Young to Build Credit?

Are You Too Young to Build Credit?

Should high school seniors get a credit card to build credit? For these young adults and their parents, the question isn’t academic. They face this question as soon as they turn 18. The benefits of building good credit are numerous; lower interest rates when you borrow and lower insurance premiums are just two of them…. Read More

The Smart Way to Rebuild Credit

Credit 101

The Smart Way to Rebuild Credit

The Smart Way to Rebuild Credit

Even if you’re not the most organized person, you should have a plan for building a good credit score.  The good news is building credit isn’t complicated — you just need to know a few things to get started. Know What You’re Dealing With If you don’t know what’s broken, you’re going to struggle to… Read More

4 Credit Score Hacks

Credit Score

4 Credit Score Hacks

4 Credit Score Hacks

If you want to use credit or get a loan someday, you should work on raising your credit score. It can take a while to earn a good credit standing, and for the most part, that’s how the game is played: with patience and good behavior. But there are a few tricks to make it… Read More

How Technology Can Help You Build Credit

Credit Score

How Technology Can Help You Build Credit

How Technology Can Help You Build Credit

Is life getting busier? It seems to be. Parents with school-aged children seem to be busier than I was when my daughter was young (she’s just starting college this month!), and I think I was busier than my parents were when I was a child. I’m not here to tell you that things should slow… Read More

5 Podcasts That Will Help You Build Great Credit

Credit Score

5 Podcasts That Will Help You Build Great Credit

5 Podcasts That Will Help You Build Great Credit

Looking to build great credit? Trying to figure out how to get the highest credit score? Listen to these interviews with five nationally recognized credit experts. Together, we’ll demystify those often-confusing, sometimes frustrating three-digit numbers and help you master your credit. (In addition to the links below, many of these interviews are available on iTunes… Read More

How Can I Help My Credit Score?

Credit Score

How Can I Help My Credit Score?

How Can I Help My Credit Score?

The short answer to the question of “how can I help my credit score” is the following: through responsible credit management. That’s what credit-scoring models want to see. This means that you should always pay your bills on time, be sure to keep your revolving (credit card) debt respectable, and don’t shop excessively for credit…. Read More

The Ultimate Guide to Credit Scores

Credit Score

The Ultimate Guide to Credit Scores

The Ultimate Guide to Credit Scores

The questions from readers keep pouring in and they almost all boil down to the same thing: “How do I improve my credit scores?” or “What effect will this action (short sale, credit counseling, etc.) have on my credit scores?” They can both be tough questions to answer. After all, credit scores are calculated using… Read More

The Freelancer’s Guide to Building Credit

Credit Score

The Freelancer’s Guide to Building Credit

The Freelancer’s Guide to Building Credit

The 9 to 5 grind is quickly becoming a thing of the past. According to the Freelancer’s Union, a Brooklyn, N.Y.-based organization, nearly 42 million Americans have gone rogue, either due to the loss of a full-time job or the desire for a flexible lifestyle. That’s good news for employers who’d rather not pay for… Read More

Some Debt Expert Advice You Probably Shouldn’t Follow

Credit Score

Some Debt Expert Advice You Probably Shouldn’t Follow

Some Debt Expert Advice You Probably Shouldn’t Follow

The Credit.com Forum recently saw this post about how credit scores consider authorized users on credit cards: Is Dave Ramsey right about authorized users? “I saw that this was published through several sources within the last week.  I thought being an authorized user could at times be beneficial to the authorized user….” Nationally known author,… Read More

The Secret Decoder Ring for FICO Scores

Credit Score

The Secret Decoder Ring for FICO Scores

The Secret Decoder Ring for FICO Scores

People love good spy stories! That’s why spies like James Bond and Jason Bourne have such enduring popularity. Spies rely on their wits but they also rely on cool tools like exploding pens and secret decoder rings to help them do their job. You might not be an international spy that jets from one exotic… Read More

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