9 Money Lessons I Learned From My Parents

Personal Finance

9 Money Lessons I Learned From My Parents

9 Money Lessons I Learned From My Parents

My parents are a couple that anyone can look up to financially — not because they drive fancy cars or have a home in Boca (spoiler: they don’t) but because they are resourceful and forward-looking with the money they earn. I’ve always known that financial responsibility is important to my parents, especially my mom. I… Read More

7 Holiday Savings Tips for Newlyweds

Personal Finance

7 Holiday Savings Tips for Newlyweds

7 Holiday Savings Tips for Newlyweds

If this is your first holiday season together as a married couple, and you’re still learning how to budget as a household for this time of year, know that there are many ways enjoy the season without breaking the bank. Here are a few ways my husband, James, and I are planning to celebrate while… Read More

Can You Cash In By Lending Your Body to Science?

Personal Finance

Can You Cash In By Lending Your Body to Science?

Can You Cash In By Lending Your Body to Science?

If your income isn’t cutting it, there are some ways to supplement your housing fund, retirement savings or spending cash that may seem a little out there. While researching creative and easy ways to make extra cash, you may discover that scientific experiments and donations can really pay off. However, before you consider some of… Read More

Cyber Monday: Are You Really Saving?

Personal Finance

Cyber Monday: Are You Really Saving?

Cyber Monday: Are You Really Saving?

The holiday shopping season is stressful. I always have the hardest time figuring out what to get my boyfriend. For others, they struggle with what to get the women in their lives or whether they need to buy something for the mailman or their boss. On top of this, there is pressure to save money… Read More

7 Times to Use a Debit Card Instead of a Credit Card

Managing Debt

7 Times to Use a Debit Card Instead of a Credit Card

7 Times to Use a Debit Card Instead of a Credit Card

Credit cards are renowned for their convenience and security, but they are not the best tool for every job. The biggest problem with credit cards is the fact that cardholders can easily use them to get them into debt, which results in costly interest charges. Other potential drawbacks of credit cards include the high fees charged to merchants and… Read More

5 Budget ‘Serial Killers’

Personal Finance

5 Budget ‘Serial Killers’

5 Budget ‘Serial Killers’

You went over your monthly budget — again. Now you’re looking at bills and bank accounts, figuring out how to shuffle money around so you can pay everything and avoid this awful feeling next month. Good luck with that. Everyone has different financial priorities, but no matter who you are, there are some expenses that… Read More

Why You Feel Like You’re Broke

Personal Finance

Why You Feel Like You’re Broke

Why You Feel Like You’re Broke

You have a steady job, but when it comes to paying the bills, you feel like you’re living paycheck to paycheck — what’s up with that? “I think there are a lot of people out there who feel that way,” said Kendra Hudson, a certified financial planner at Woodward Advisors in North Carolina. “It’s true… Read More

How to Freeze Your Spending Now to Save for the Holidays

Personal Finance

How to Freeze Your Spending Now to Save for the Holidays

How to Freeze Your Spending Now to Save for the Holidays

Editor’s Note: Inspired by this article, several Credit.com staffers are tracking their own personal spending freeze on social media. You can follow their progress as they stop spending and start preparing for the holidays using the hashtag #spendingfreeze on Facebook and Twitter. We’re all aware that “the most wonderful time of the year” is also typically… Read More

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