How Should I Use My Bonus?

Personal Finance

How Should I Use My Bonus?

How Should I Use My Bonus?

Many companies are bringing back the bonus. If you are lucky enough to work for one of these companies, there are some ways you can maximize this extra money coming in. Don’t let the money disappear on you. 1. Assess the Situation Before you start treating everyone at the bar to drinks, take a step… Read More

When Should I Dip Into My Emergency Fund?

Personal Finance

When Should I Dip Into My Emergency Fund?

When Should I Dip Into My Emergency Fund?

It’s fun to think of the things you can buy with savings — a car, an education, new furniture, a down payment on a house — so when you’re working on your budget, it’s unlikely you’ll start the process by enthusiastically saying, “Let’s set aside a huge chunk of money for when something terrible happens…. Read More

How to Save for Your Wedding in Less Than a Year

Personal Finance

How to Save for Your Wedding in Less Than a Year

How to Save for Your Wedding in Less Than a Year

Weddings are expensive. The national average cost of a wedding (excluding the honeymoon) is a whopping $28,427, according to a 2013 annual survey from TheKnot. With costs so high, it seems impossible not to go into debt for your wedding — or at least settle for a 20-year engagement so you can save up! But… Read More

3 Fad Diets for Your Budget

Personal Finance

3 Fad Diets for Your Budget

3 Fad Diets for Your Budget

Looking to lose weight and clean up your finances in time for summer? Why not put your budget on the same diet you use for your body? Here’s how three of today’s most popular fad diets can help you save money. 1. Atkins This long-running fad diet based on no-to-low carbs still has sticking power,… Read More

Do You Really Need a Budget?

Personal Finance

Do You Really Need a Budget?

Do You Really Need a Budget?

Personal finance is largely a matter of preference. You don’t need to use a budgeting strategy to manage your money any more than you need a car to get around your city. Some people see it as the easy mode of transportation, while others find the maintenance, insurance and fuel costs a hassle. Whatever you… Read More

How to Budget When You Hate Budgeting

Personal Finance

How to Budget When You Hate Budgeting

How to Budget When You Hate Budgeting

Budgeting doesn’t have to be so mind-numbingly tedious. It’s as if everything we now know about budgeting was written by accountants for people who think like accountants. The rest of us need intuitive tools fit for English majors. I must confess that I have never, not once, balanced my checkbook. A recent survey of Bogleheads… Read More

How to Budget for One-Time Expenses

Personal Finance

How to Budget for One-Time Expenses

How to Budget for One-Time Expenses

Even if you’re an old hand at budgeting, you probably get tripped up by the occasional “unexpected” expense. One-off expenses like car registration fees, annual HVAC maintenance appointments, and even routine medical expenses can throw even the most detailed budget for a loop. If you’re ready to be better prepared – instead of being surprised… Read More

4 Steps to Make Budgeting Easier for Anyone

Personal Finance

4 Steps to Make Budgeting Easier for Anyone

4 Steps to Make Budgeting Easier for Anyone

Budgeting doesn’t have to be time consuming, and it doesn’t have to be difficult. In fact there are some simple steps that anyone can take to make budgeting easier. 1. Make It a Priority The first step is simply deciding you are going to start a budget or make a better budget. Decide that getting… Read More

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