Yes, You Can Get Rid of Your Student Loans Through Bankruptcy. Here’s How

Managing Debt

Yes, You Can Get Rid of Your Student Loans Through Bankruptcy. Here’s How

Yes, You Can Get Rid of Your Student Loans Through Bankruptcy. Here’s How

The belief that student loans are never dischargeable in bankruptcy is, simply put, not true. Student loans can be discharged in some limited cases. In fact, according to a study published in 2011 by Jason Iuliano, a student at the Woodrow Wilson School of Public and International Affairs at Princeton University, at least 40% of borrowers who include their... Read More

How to Get a Loan After Bankruptcy

Personal Loans

How to Get a Loan After Bankruptcy

How to Get a Loan After Bankruptcy

A bankruptcy may feel like the worst thing in the world when it comes to your credit. After all, you can be stuck with one on your credit report for up to 10 years from the date you filed. But that doesn’t mean you have to spend a decade completely shut out of the credit marketplace. In fact,... Read More

Help! I’m Drowning in Debt

Personal Finance

Help! I’m Drowning in Debt

Help! I’m Drowning in Debt

What can you do when your outgo exceeds your income? If the situation is temporary, you borrow. But if it isn’t, borrowing is just going to make the situation worse. Here’s this week’s question: I am on Social Security and my husband is on disability. We are paying out more than we take in. Our house... Read More

What Will Leave a Black Mark on My Credit Report?

Credit Score

What Will Leave a Black Mark on My Credit Report?

What Will Leave a Black Mark on My Credit Report?

When you’re looking to apply for a loan, lenders place a major emphasis on your credit report. Your credit history includes your amount of debt and payment history, as well as other factors, and lenders look to your past credit behavior to see whether you’ll be a good credit risk going forward. There are some... Read More

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