5 Steps to Buying a Home After Bankruptcy

Mortgages

5 Steps to Buying a Home After Bankruptcy

5 Steps to Buying a Home After Bankruptcy

In the past decade, the American Dream of owning a home has become more like the American Nightmare. With more than 7 million homes foreclosed over the past eight years and unemployment hitting record levels, buying a house has been the last thing on people’s minds. To make matters worse, perhaps you have had to… Read More

10 States With the Highest Bankruptcy Rates

Managing Debt

10 States With the Highest Bankruptcy Rates

10 States With the Highest Bankruptcy Rates

Every year, hundreds of thousands of Americans file for bankruptcy. Even though it damages the consumer’s credit for years and many people would do almost anything to avoid bankruptcy, it’s sometimes the best and fastest way for a debtor to recover from financial hardship. It’s not a decision to make lightly, but it’s also an… Read More

Beth’s Story: Should I Consider Bankruptcy?

Managing Debt

Beth’s Story: Should I Consider Bankruptcy?

Beth’s Story: Should I Consider Bankruptcy?

For more than a decade I have used a fairly specific approach to help people find their way when struggling to keep up with their bills. I generally focus on six mainstream options to deal with debt, including filing for bankruptcy, debt consolidation loans and negotiations with creditors and debt collectors. Once I gather some… Read More

How to Get a Car Loan After Bankruptcy

Auto Loans

How to Get a Car Loan After Bankruptcy

How to Get a Car Loan After Bankruptcy

Buying a car can feel stressful enough, but when you have been through bankruptcy it may feel downright terrifying. No matter what the circumstances that led to your filing — large medical bills or a job loss, for example — you probably feel embarrassed and afraid that no one’s going to want to give you the time… Read More

How Avoiding Bankruptcy Can Backfire

Managing Debt

How Avoiding Bankruptcy Can Backfire

How Avoiding Bankruptcy Can Backfire

In the world of personal finance, credit concerns and debt issues, there is no single issue that is more misunderstood than bankruptcy. Recently the Federal Reserve Bank of New York came out with an exceptional report on the bankruptcy reform of 2005 — which made it tougher for people to file bankruptcy, and was the… Read More

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