How a Balance Transfer Affects Your Credit Score

Credit Cards

How a Balance Transfer Affects Your Credit Score

How a Balance Transfer Affects Your Credit Score

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —Citi Diamond Preferred, Discover it, Citi Double Cash and Chase Slate.] If you’re struggling with credit card debt that you just can’t seem to get out from under, one of the best ways to break free from that... Read More

5 Balance Transfer Credit Cards With No (or Low) Transfer Fees

Credit Cards

5 Balance Transfer Credit Cards With No (or Low) Transfer Fees

5 Balance Transfer Credit Cards With No (or Low) Transfer Fees

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Slate, QuickSilver One from CapitalOne, Barclaycard Ring MasterCard Disclosure: Cards from our partners are mentioned below.] Balance transfer credit cards can be a fantastic way to avoid interest charges while you pay off your balance, but they do have... Read More

5 Credit Cards to Consider If You’re in Serious Debt

Credit Cards

5 Credit Cards to Consider If You’re in Serious Debt

5 Credit Cards to Consider If You’re in Serious Debt

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Slate, Citi Simplicity, Citi Diamond Preferred and Discover it. Disclosure: Cards from our partners are mentioned below.] With the holidays behind us, many credit card users are starting 2015 with significant amounts of credit card debt. For some people, incurring... Read More

Do You Need a Balance Transfer Credit Card?

Credit Cards

Do You Need a Balance Transfer Credit Card?

Do You Need a Balance Transfer Credit Card?

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Slate, Citi Simplicity, Citi Diamond Preferred and Discover it . Disclosure: Cards from our partners are mentioned below.] Have you spent too much money during the holidays and found yourself struggling with credit card debt? Then a balance transfer credit card... Read More

How to Dig Out of Holiday Debt

Managing Debt

How to Dig Out of Holiday Debt

How to Dig Out of Holiday Debt

The holiday season is a wonderful time, but many families charge too much on their credit cards when they buy gifts, throw parties and travel to visit family. That leaves many of us waking up after New Year’s Day to a mountain of credit card debt. Rather than resign ourselves to paying high interest rates... Read More

6 Balance Transfer Credit Cards With No Fees

Credit Cards

6 Balance Transfer Credit Cards With No Fees

6 Balance Transfer Credit Cards With No Fees

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Slate, Capital One. Disclosure: Cards from our partners are mentioned below.] Four leaf clovers can be difficult — but not impossible — to find; they look just like the regular variety unless you look very carefully. In the... Read More

The Best Credit Cards in America for Balance Transfers 2013

Credit Cards

The Best Credit Cards in America for Balance Transfers 2013

The Best Credit Cards in America for Balance Transfers 2013

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Slate, Citi Simplicity Card.] With the holidays now behind us, many credit card users are left with debt that they will be paying off for some time. Therefore, January seems like the perfect time to explore... Read More

The Best Balance Transfer Credit Card in America

Credit Cards

The Best Balance Transfer Credit Card in America

The Best Balance Transfer Credit Card in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi Simplicity Card. Disclosure: Cards from our partners are mentioned below.] Welcome to the fourth installment of The Best Credit Cards in America. To start the year off on a good note, this is a special “get out of credit card debt”... Read More

Should You Get a Low APR Credit Card?

Credit Cards

Should You Get a Low APR Credit Card?

Should You Get a Low APR Credit Card?

Every consumer’s financial situation is unique, but when seeking out a new credit card, many may be faced with the same questions. Many credit card offers are very generous these days, and it may leave consumers wondering whether they’re better off accepting a card that gives them a low ongoing interest rate, or one that... Read More

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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