5 Balance Transfer Credit Cards With No (or Low) Transfer Fees

Credit Cards

5 Balance Transfer Credit Cards With No (or Low) Transfer Fees

5 Balance Transfer Credit Cards With No (or Low) Transfer Fees

Balance transfer credit cards can be a fantastic way to avoid interest charges while you pay off your balance, but they do have an important catch that can trip up prospective cardholders: Most credit cards offering promotional balance transfers impose a 3% balance transfer fee on the amount transferred, which gets tacked on to the new balance. Thankfully, there are just... Read More

5 Credit Cards to Consider If You’re in Serious Debt

Credit Cards

5 Credit Cards to Consider If You’re in Serious Debt

5 Credit Cards to Consider If You’re in Serious Debt

With the holidays behind us, many credit card users are starting 2015 with significant amounts of credit card debt. For some people, incurring serious debt will mean the end of their credit card use, at least for the immediate future. Yet others may decide to continue to use credit cards for a number of possible reasons.... Read More

Do You Need a Balance Transfer Credit Card?

Credit Cards

Do You Need a Balance Transfer Credit Card?

Do You Need a Balance Transfer Credit Card?

Have you spent too much money during the holidays and found yourself struggling with credit card debt? Then a balance transfer credit card might be one way to help you save money while you pay off your debt. Balance transfer credit cards offer 0% APR promotional financing for a limited time on existing balances that... Read More

How to Dig Out of Holiday Debt

Managing Debt

How to Dig Out of Holiday Debt

How to Dig Out of Holiday Debt

The holiday season is a wonderful time, but many families charge too much on their credit cards when they buy gifts, throw parties and travel to visit family. That leaves many of us waking up after New Year’s Day to a mountain of credit card debt. Rather than resign ourselves to paying high interest rates... Read More

6 Balance Transfer Credit Cards With No Fees

Credit Cards

6 Balance Transfer Credit Cards With No Fees

6 Balance Transfer Credit Cards With No Fees

Four leaf clovers can be difficult — but not impossible — to find; they look just like the regular variety unless you look very carefully. In the same way, it is hard to find a credit card with a balance transfer offer that has no balance transfer fee. Balance transfers can be a great way... Read More

The Best Balance Transfer Credit Card in America

Credit Cards

The Best Balance Transfer Credit Card in America

The Best Balance Transfer Credit Card in America

Welcome to the fourth installment of The Best Credit Cards in America. To start the year off on a good note, this is a special “get out of credit card debt” edition. I decided to focus on balance transfers because credit card debt is such a huge problem in the U.S., especially right after the holidays. A very... Read More

Should You Get a Low APR Credit Card?

Credit Cards

Should You Get a Low APR Credit Card?

Should You Get a Low APR Credit Card?

Every consumer’s financial situation is unique, but when seeking out a new credit card, many may be faced with the same questions. Many credit card offers are very generous these days, and it may leave consumers wondering whether they’re better off accepting a card that gives them a low ongoing interest rate, or one that... Read More

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