I’m 27 & I’ve Never Had a Credit Card. Should I Get One?

Credit Cards

I’m 27 & I’ve Never Had a Credit Card. Should I Get One?

I’m 27 & I’ve Never Had a Credit Card. Should I Get One?

Considering all the debt disasters young people witnessed and read about during the financial crisis, it’s unsurprising that credit cards aren’t a popular financial product among today’s 20- and 30-somethings. Several surveys of millennials have found that consumers that age are often debt-averse and favor other forms of payments over credit cards. As someone who... Read More

The Credit Mistake You Can Fix in 30 Days

Credit Score

The Credit Mistake You Can Fix in 30 Days

The Credit Mistake You Can Fix in 30 Days

Trying to find a quick fix for bad credit isn’t easy, because for the most part, the things that go into a good credit score take a while to develop. In the most common credit scoring models, payment history has the most impact on your score, and that takes at least six months to establish. Recovering... Read More

7 Signs You Have Bad Credit

Credit Score

7 Signs You Have Bad Credit

7 Signs You Have Bad Credit

Maybe you’re busy. Maybe you’re afraid of what you’ll see. Whatever the case, it can be all too easy to turn a blind eye to your credit report. Fortunately (or, perhaps, unfortunately), certain red flags can let you know that something is really amiss — and that your credit score has entered the danger zone. (Bad... Read More

How to Avoid Used Car Loan Gotchas

Auto Loans

How to Avoid Used Car Loan Gotchas

How to Avoid Used Car Loan Gotchas

Used cars have always appealed to the budget-conscious shoppers because of their low prices, but there’s always been a drawback — used car loans. Until recently, bank loans for used cars were tricky to get, and were much more expensive than new car loans. But that’s changing. With car dealers successfully edging banks out of... Read More

Can a Bill I Never Received Wreck My Homebuying Chances?

Managing Debt

Can a Bill I Never Received Wreck My Homebuying Chances?

Can a Bill I Never Received Wreck My Homebuying Chances?

Imagine getting ready to deploy halfway around the world. You want to be absolutely certain that nothing goes financially haywire while you are away, and so you make sure you take care of business before you go. Your cellphone’s not going to work in Iraq, so you put that account on hold. And now deployment... Read More

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