How to Get a Mortgage With Bad Credit

Mortgages

How to Get a Mortgage With Bad Credit

How to Get a Mortgage With Bad Credit

While a 20% down payment and a great credit history are commonly recommended for buying a home, there are still ways you can be approved for a mortgage without them. The secret is finding your personal strengths as a potential homebuyer and overcoming your weaknesses. Good and Bad Credit for a Home Loan Getting a... Read More

Fingerhut FreshStart: Could This Program Jump-Start Your Credit?

Credit Score

Fingerhut FreshStart: Could This Program Jump-Start Your Credit?

Fingerhut FreshStart: Could This Program Jump-Start Your Credit?

Are you trying to rebuild your credit? Fingerhut, an online mail-order retailer, says it wants to help you with its FreshStart program. It’s a new twist on the catalog card or magazine offers of yesteryear. The program, which involves a special credit card used to shop from Fingerhut’s online product catalog, is designed for customers... Read More

11 Reasons Why Cash Is Still King

Personal Finance

11 Reasons Why Cash Is Still King

11 Reasons Why Cash Is Still King

[DISCLOSURE: Cards from our partners are mentioned below.] All I wanted was some cilantro and onions, and I didn’t have the money. Correction: I had the money, but it was in my bank account, not in my pocket. The corner fruit market I go to when I need a couple of quick ingredients only accepts cash... Read More

Got the Worst Credit? These Cards Can Help You Rebuild It

Credit Cards

Got the Worst Credit? These Cards Can Help You Rebuild It

Got the Worst Credit? These Cards Can Help You Rebuild It

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —OpenSky Visa Secured, Discover it Secured, First Progress MasterCard Select Secured, primor Secured Visa Gold and CreditOne Bank Visa credit card. Disclosure: Cards from our partners are mentioned below.] Chances are, your credit isn’t actually the worst. According to... Read More

5 Credit Cards That Can Help You Get a Fresh Start in 2017

Credit Cards

5 Credit Cards That Can Help You Get a Fresh Start in 2017

5 Credit Cards That Can Help You Get a Fresh Start in 2017

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Credit One Unsecured Visa Card, Capital One Secured MasterCard, Indigo Platinum MasterCard and Discover it Secured. Disclosure: Cards from our partners are mentioned below.] The new year is officially here, and you’ve probably come up with a New Year’s... Read More

3 Ways to Avoid Letting Bad Credit Control Your Life

Credit Score

3 Ways to Avoid Letting Bad Credit Control Your Life

3 Ways to Avoid Letting Bad Credit Control Your Life

According to a 2015 Corporation for Enterprise Development (CFED) report, 56% of consumers have subprime credit scores. Living with bad credit can often mean you miss out on some of the better financing rates, causing you to pay more in interest. Avoiding the consequences of bad credit can be difficult, but there are a few... Read More

4 Ways You Can Wind Up With Bad Credit & Not Even Know it

Credit Score

4 Ways You Can Wind Up With Bad Credit & Not Even Know it

4 Ways You Can Wind Up With Bad Credit & Not Even Know it

Did you just check your credit scores and find out the numbers are much lower than you expected? “While you might remember missing a payment or defaulting on a loan, there could be many other reasons your credit score can take a dive while you are unaware,” said Cary Carbonaro, managing director at United Capital Financial... Read More

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