3 Ways to Avoid Letting Bad Credit Control Your Life

Credit Score

3 Ways to Avoid Letting Bad Credit Control Your Life

3 Ways to Avoid Letting Bad Credit Control Your Life

According to a 2015 Corporation for Enterprise Development (CFED) report, 56% of consumers have subprime credit scores. Living with bad credit can often mean you miss out on some of the better financing rates, causing you to pay more in interest. Avoiding the consequences of bad credit can be difficult, but there are a few... Read More

4 Ways You Can Wind Up With Bad Credit & Not Even Know it

Credit Score

4 Ways You Can Wind Up With Bad Credit & Not Even Know it

4 Ways You Can Wind Up With Bad Credit & Not Even Know it

Did you just check your credit scores and find out the numbers are much lower than you expected? “While you might remember missing a payment or defaulting on a loan, there could be many other reasons your credit score can take a dive while you are unaware,” said Cary Carbonaro, managing director at United Capital Financial... Read More

Here’s How to Tell Your Love Your Credit Stinks

Credit Score

Here’s How to Tell Your Love Your Credit Stinks

Here’s How to Tell Your Love Your Credit Stinks

When you find yourself staring down a mountain of debt, you probably want to just find a cave somewhere and hide. But if the way you’re managing your money has the potential to affect your spouse or significant other, it’s worth talking about it, lest you suffer the fallout of financial infidelity later on. While everyone’s financial... Read More

Can Alternative Credit Scores Hurt You?

Credit Score

Can Alternative Credit Scores Hurt You?

Can Alternative Credit Scores Hurt You?

We’ve written quite a bit on alternative credit scores at Credit.com over the years — and on how these non-traditional scores based on things like utility and rent payments can help consumers with “thin” credit files qualify for credit cards and loans. But can the opposite also be true? Can people who have healthy “traditional” credit scores be stymied... Read More

3 Ways Your Credit Score Can Empower You

Credit Score

3 Ways Your Credit Score Can Empower You

3 Ways Your Credit Score Can Empower You

You already know the importance of keeping down debt and making credit card and bill payments on time. But are you aware of the perks that come with having a good credit score? If not, here’s a helpful primer. 1. Credit Cards With Rewards Rewards credits cards, including those for hotels, cash back and airline miles, are typically issued... Read More

See, You Can Get a Mortgage With Bad Credit

Mortgages

See, You Can Get a Mortgage With Bad Credit

See, You Can Get a Mortgage With Bad Credit

The number of people getting mortgage loans with less-than-stellar credit has steadily grown over the last three years, right alongside those getting loans with excellent credit. That was the finding of Equifax’s most recent National Consumer Credit Trends Report, which also shows that total mortgages increased in the first quarter of 2016 by 10.3%, home... Read More

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