A Millennial’s Guide to Getting Your First Car Loan

Auto Loans

A Millennial’s Guide to Getting Your First Car Loan

A Millennial’s Guide to Getting Your First Car Loan

Buying a car is almost a rite of passage. Making that first car purchase, negotiating with the seller, and arranging financing (if you need an auto loan) all require a certain amount of savvy. And, once you successfully achieve the car-buying milestone, another signpost looms in the distance: Refinancing. Whether you’re getting an auto loan... Read More

Leasing a Car: 7 Reasons Why You Should Consider It

Auto Loans

Leasing a Car: 7 Reasons Why You Should Consider It

Leasing a Car: 7 Reasons Why You Should Consider It

Would you like to spend less money up-front, drive away from the dealership in a brand-new car, and spend less time and money on vehicle maintenance? Consider leasing your next car. What Does Leasing a Car Mean? Leasing a car is a lot like renting one—but for a much longer period of time. When you... Read More

10 Things You Need to Know before Buying a Car

Auto Loans

10 Things You Need to Know before Buying a Car

10 Things You Need to Know before Buying a Car

Buying a new or used car can be an intimidating experience. Many car salespeople may pressure you to leave the lot with a purchased vehicle, so it’s crucial you’re armed with information about the cars you are interested in, the budget you can afford, and the value of your trade-in—if you have one. With these... Read More

5 Steps for Getting a Car Loan

Auto Loans

5 Steps for Getting a Car Loan

5 Steps for Getting a Car Loan

When you are looking to buy a vehicle, the first thing you should do is apply for a preapproved loan. The loan process can seem daunting, but it’s easier than you think. Here are five steps for getting a car loan. 1. Check Your Credit Before you shop for a loan, check your credit report.... Read More

What Credit Score Do I Need to Buy a Car?

Auto Loans

What Credit Score Do I Need to Buy a Car?

What Credit Score Do I Need to Buy a Car?

If it’s time to purchase a new vehicle, you may be wondering about one obstacle that could get in your way: your credit. Maybe you’re unsure how good your credit is and you don’t know what credit score is needed to buy a car either. Unfortunately, there’s no simple answer to this question. No matter... Read More

Looking for Auto Insurance? Here Are 6 Things You Need to Know

Personal Finance

Looking for Auto Insurance? Here Are 6 Things You Need to Know

Looking for Auto Insurance? Here Are 6 Things You Need to Know

Let’s get one thing out there: no one is especially psyched to get car insurance. You get it because it’s a financial safeguard against damage to your car or injury to you or others (and maybe because it also happens to be legally required in some form nearly everywhere in the US). Car insurance is... Read More

What an Interest Rate Hike Could Mean for Your Wallet

Personal Finance

What an Interest Rate Hike Could Mean for Your Wallet

What an Interest Rate Hike Could Mean for Your Wallet

On Tuesday and Wednesday, the Federal Reserve, the U.S. central bank that determines interest rates, plans to meet in Washington. Unless something goes off the rails, chances are the Fed will approve another quarter-point hike in interest rates. You may not think that affects you, but chances are it will. We spoke with a couple of... Read More

You Just Paid Off Your Car — Now What?

Personal Finance

You Just Paid Off Your Car — Now What?

You Just Paid Off Your Car — Now What?

Making the last payment on a car loan is a great accomplishment and, for most of us, a welcome relief. But with the end of that era comes another: life as the owner of a car – “free and clear.” Most people finance their vehicle for five years, said banker Deric Poldberg from American National... Read More

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