Can You Buy a Car With a Credit Card?

Auto Loans

Can You Buy a Car With a Credit Card?

Can You Buy a Car With a Credit Card?

Even though your credit card has a $15,000 credit limit, does it mean you should use it to buy a shiny new car? Probably not. An auto loan will almost always have a lower interest rate than a credit card. But some people who already have the cash to pay for a new car and… Read More

CFPB Fines Auto Company $2.75 Million for Distorting Credit Reports

Credit 101

CFPB Fines Auto Company $2.75 Million for Distorting Credit Reports

CFPB Fines Auto Company $2.75 Million for Distorting Credit Reports

It’s every consumer’s worst credit score nightmare — a lender dinging their score repeatedly by sending wrong, negative information to the credit bureaus for years. On Wednesday, the Consumer Financial Protection Bureau said a Texas-based auto lender did just that, sending bad data to credit bureaus through “systemic inaccuracies,” and ordered the firm to pay… Read More

The States With the Most Car Repossessions

Auto Loans

The States With the Most Car Repossessions

The States With the Most Car Repossessions

In many states, once you miss a payment on an auto loan, your creditor can repossess the vehicle at any time. Your loan agreement will state what constitutes default, but in general, you are risking repossession once your payment is more than 30 days past due, which is a chance you don’t want to take,… Read More

8 Fast Cars for Under $30K

Auto Loans

8 Fast Cars for Under $30K

8 Fast Cars for Under $30K

Cost-conscious car-lovers may find themselves having to compromise on vehicle performance in order to buy cars within their budgets, and for someone who drives a lot or really wants to enjoy getting behind the wheel, that can be a brutal choice. Recognizing this dilemma, Cars.com organized a “Cheap Speed Challenge” to identify vehicles that cost… Read More

Is Your Car Loan Too Expensive?

Auto Loans

Is Your Car Loan Too Expensive?

Is Your Car Loan Too Expensive?

As the U.S. economy recovers from the recession, many lenders have eased financing standards, resulting in an increase in loans available to consumers with poor credit. The earliest and strongest recovery came in the auto market, and while a bump in subprime used-car lending has triggered some murmuring of a bubble, it appears to be… Read More

5 Mistakes Car Buyers Make

Auto Loans

5 Mistakes Car Buyers Make

5 Mistakes Car Buyers Make

If you need a new set of wheels, the idea of a change (or at least reliable transportation) has undeniable appeal, but figuring out which car you want and can afford, whether to buy new or used, plus whether you’re getting the best deal, can quickly take the fun out of shopping. It’s easy to… Read More

Can I Really Get a 0% Car Loan?

Auto Loans

Can I Really Get a 0% Car Loan?

Can I Really Get a 0% Car Loan?

Is 0% auto financing just a scam? That’s the question that popped in my mind recently when my mother-in-law, who is fastidious about her finances, was turned down for that rate when she bought a new car. If someone like her, who has a history of no missed payments on any of her bills and… Read More

Why a Car Costs You 157 Weeks of Work

Auto Loans

Why a Car Costs You 157 Weeks of Work

Why a Car Costs You 157 Weeks of Work

That car that’s supposed to provide you with the freedom to get you where you want to go may also be one of the many chains tying you down to a job you’d rather ditch. That’s because the average person will spend years at their job just to pay for a set of wheels. The… Read More

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