10 Things You Need to Know before Buying a Car

Auto Loans

10 Things You Need to Know before Buying a Car

10 Things You Need to Know before Buying a Car

Buying a new or used car can be an intimidating experience. Many car salespeople may pressure you to leave the lot with a purchased vehicle, so it’s crucial you’re armed with information about the cars you are interested in, the budget you can afford, and the value of your trade-in—if you have one. With these... Read More

What Credit Score Do I Need to Buy a Car?

Auto Loans

What Credit Score Do I Need to Buy a Car?

What Credit Score Do I Need to Buy a Car?

If it’s time to purchase a new vehicle, you may be wondering about one obstacle that could get in your way: your credit. Maybe you’re unsure how good your credit is and you don’t know what credit score is needed to buy a car either. Unfortunately, there’s no simple answer to this question. No matter... Read More

Looking for Auto Insurance? Here Are 6 Things You Need to Know

Auto Loans

Looking for Auto Insurance? Here Are 6 Things You Need to Know

Looking for Auto Insurance? Here Are 6 Things You Need to Know

Let’s get one thing out there: no one is especially psyched to get car insurance. You get it because it’s a financial safeguard against damage to your car or injury to you or others (and maybe because it also happens to be legally required in some form nearly everywhere in the US). Car insurance is... Read More

What an Interest Rate Hike Could Mean for Your Wallet

Personal Finance

What an Interest Rate Hike Could Mean for Your Wallet

What an Interest Rate Hike Could Mean for Your Wallet

On Tuesday and Wednesday, the Federal Reserve, the U.S. central bank that determines interest rates, plans to meet in Washington. Unless something goes off the rails, chances are the Fed will approve another quarter-point hike in interest rates. You may not think that affects you, but chances are it will. We spoke with a couple of... Read More

The Fed Just Teased a Rate Hike. Will Savings Rates Finally Improve?

Personal Finance

The Fed Just Teased a Rate Hike. Will Savings Rates Finally Improve?

The Fed Just Teased a Rate Hike. Will Savings Rates Finally Improve?

[Update: Some offers mentioned below have expired. For current terms and conditions, please see product agreements. Disclosure: Products from our partners are mentioned below.] Interest rates are likely going up again, and soon, Federal Reserve Chair Janet Yellen told Congress Tuesday, sending up a clear flare for anyone paying attention. “Waiting too long … would be unwise,” she... Read More

You Just Paid Off Your Car — Now What?

Personal Finance

You Just Paid Off Your Car — Now What?

You Just Paid Off Your Car — Now What?

Making the last payment on a car loan is a great accomplishment and, for most of us, a welcome relief. But with the end of that era comes another: life as the owner of a car – “free and clear.” Most people finance their vehicle for five years, said banker Deric Poldberg from American National... Read More

The Average New Car Loan Payment Is $499

Auto Loans

The Average New Car Loan Payment Is $499

The Average New Car Loan Payment Is $499

New car loans continue to set all kinds of records — average monthly payments are now essentially $500 — and a long-feared subprime lending bubble has yet to show signs of popping. But suddenly slumping auto sales raise plenty of questions about the overall health of the car sales market. The car loan market expansion... Read More

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