Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

We Need a New Way to Evaluate Student Lenders

We Need a New Way to Evaluate Student Lenders

We Need a New Way to Evaluate Student Lenders

Are private education lenders getting a bad rap? After reading the Wall Street Journal’s recent profile on Rohit Chopra, the Consumer Financial Protection Bureau’s student-loan ombudsman, one gets the distinct impression that this might be the case. Apparently, this subset of the financial services industry takes exception to being called out by him for dragging… Read More

The 20 Colleges With the Lowest Student Loan Debt

The 20 Colleges With the Lowest Student Loan Debt

The 20 Colleges With the Lowest Student Loan Debt

Student loan debt is growing. That fact has been the core of many higher education conversations in the past few years, as it should. It affects a lot of people. For people who earned bachelor’s degrees in the 2012-2013 academic year, 69% at public and private nonprofit colleges graduated with debt, with the average debt… Read More

5 Steps for Negotiating Private Student Loan Relief

5 Steps for Negotiating Private Student Loan Relief

5 Steps for Negotiating Private Student Loan Relief

Is it true that all good things come to those who wait? For some struggling student-loan borrowers, that may finally be the case as some private student lenders recently announced plans to take more substantive measures to help. The decision to modify a delinquent loan is a tough pill for lenders to swallow for a… Read More

How I Beat Sallie Mae in Court … 4 Times

How I Beat Sallie Mae in Court … 4 Times

How I Beat Sallie Mae in Court … 4 Times

One of the worst things that can happen to a new graduate is to leave school with no job and tens of thousands of dollars in private student loan debt. Stefanie Gray knows this from firsthand experience, which she recounted in a blistering column for The Guardian. The subject of her ire? Sallie Mae. In… Read More

How to Budget for Student Loan Payments

How to Budget for Student Loan Payments

How to Budget for Student Loan Payments

The annual cost of college education has risen by 130% in the past 20 years, according to the College Board, so it’s no surprise so many of us have student loan debt. Finding out if you can afford your student loan payments is an important preliminary step, but making the payments happen can prove even… Read More

20 Private Colleges With the Highest Student Loan Debt

20 Private Colleges With the Highest Student Loan Debt

20 Private Colleges With the Highest Student Loan Debt

Tuition at private colleges is often much more expensive than at public institutions, and debt levels among private- and public-school graduates have a similar gap: Of the 20 private and 20 public schools that produce graduates with high debt loads, the average debt loads differ by more than $8,000, according to a report from the… Read More

Fraudster Must Repay $564K of Student Loans

Fraudster Must Repay $564K of Student Loans

Fraudster Must Repay $564K of Student Loans

A 32-year-old Texas woman was sentenced to 4 1/2 years in federal prison for taking out more than $564,000 in fraudulent student loans, the U.S. attorney’s office in the Eastern District of Texas announced in a news release Nov. 18. Mindy Ritch, of Flint, was arrested May 31, 2013, on charges of student financial aid… Read More

3 Things to Do Before Tackling Your Student Loan Debt

3 Things to Do Before Tackling Your Student Loan Debt

3 Things to Do Before Tackling Your Student Loan Debt

For some federal student loan borrowers who graduated in May, the time has come: It’s the end of your loan repayment grace period. If you’re about to start shelling out monthly loan payments, just started or are hoping to aggressively tackle your debt, there are a lot of things to do before you start transferring… Read More

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