Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Could Your Student Loans Be Making You Sick?

Could Your Student Loans Be Making You Sick?

Could Your Student Loans Be Making You Sick?

College graduates are generally considered better off than those without degrees, but there’s a considerable gap in well-being between graduates without debt and graduates who borrowed more than $50,000 to finance their undergraduate education. Based on new research from Gallup, Purdue University and the Lumina Foundation, student loan debtors aren’t in great shape. How Debt… Read More

New Student Loan Models Attract Borrowers & Investors

New Student Loan Models Attract Borrowers & Investors

New Student Loan Models Attract Borrowers & Investors

It was bound to happen. So-called alternative financing sources for student loans have been popping up all over the place. Some take a peer-to-peer (P2P) approach, where individuals with a few bucks to spare and hopes of a better-than-market return lend to others who are looking for a good deal on a loan. P2P companies… Read More

Is the Secret Deal Between Your College & Your Bank Costing You?

Is the Secret Deal Between Your College & Your Bank Costing You?

Is the Secret Deal Between Your College & Your Bank Costing You?

It’s not all that hard to figure out: When your argument hits too close to home, the other side starts calling you names. So when a vice president for government affairs of payments for the Financial Services Roundtable — the industry’s leading legislative advocate — calls the Consumer Financial Protection Bureau a “school yard bully”… Read More

Should the Newest Student Loan Stats Scare You?

Should the Newest Student Loan Stats Scare You?

Should the Newest Student Loan Stats Scare You?

Only 36% of the most common federal student loans are being repaid on time, according to recently released Department of Education data on the Direct Loan program. While 26% of the $685.7 billion in outstanding loans belong to borrowers still in school or in their grace periods — they’re not expected to be repaying anything… Read More

What’s the ROI of Higher Education?

What’s the ROI of Higher Education?

What’s the ROI of Higher Education?

The demand for college-educated workers is on the rise. In our competitive job market, oftentimes a high school diploma is no longer sufficient, and a college education is more valuable than ever before. The earnings disparity between workers with a four-year degree or more compared to those without is highest among people under 35, according… Read More

How to Budget When You’re Going Back to College

How to Budget When You’re Going Back to College

How to Budget When You’re Going Back to College

When you first started college, you were probably in a different place financially than you are while considering returning to higher education. This means calculating expenses will likely be a bit different as well — and your budget will have to change accordingly. It’s important to consider costs, time, employment and personal goals when you are… Read More

How to Fact-Check Student Loan Advice

How to Fact-Check Student Loan Advice

How to Fact-Check Student Loan Advice

When Johnnie was trying to figure out what to do about his student loans that were in collections, he got more than the run-around. He was almost misled into making what could have easily been a costly, bad decision. Johnnie was thinking of getting a personal loan to consolidate about $12,000 in federal student loan… Read More

Should Student Loan Refinancing Be Mandatory?

Should Student Loan Refinancing Be Mandatory?

Should Student Loan Refinancing Be Mandatory?

In a recently published research paper, three professors from the University of Chicago and Brigham Young University asked a provocative question: Should consumer-borrowers be forced to refinance their mortgages when it is in their best financial interest to do so? After studying a random sample of 1.5 million residential mortgages that were outstanding in December… Read More

The Best Colleges for Entrepreneurs

The Best Colleges for Entrepreneurs

The Best Colleges for Entrepreneurs

Steve Jobs and Mark Zuckerberg decided they didn’t need diplomas to build creative enterprises, but for many people, a college education is an important step toward building a successful business. Like any student with specific career ambitions, an aspiring entrepreneur will research and consider the colleges and universities most likely to help them achieve their… Read More

What Many College Rankings Don’t Tell You

What Many College Rankings Don’t Tell You

What Many College Rankings Don’t Tell You

Fifteen years ago, our oldest child was preparing to head off to college in a distant state. My wife and I had so many thoughts running through our minds at the time that we thought our heads would explode: Will he be OK on his own? Will the curriculum be challenging enough? Will he figure… Read More

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