Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Not So FAFSA: How to Avoid a Student Aid Scam

Not So FAFSA: How to Avoid a Student Aid Scam

Not So FAFSA: How to Avoid a Student Aid Scam

As July melts into August, many college-age students are once again turning their thoughts (if they haven’t done so already) to that beast of complexity, the FAFSA form – which students must fill out if they want to receive financial aid. While there are many reputable companies that help prepare FAFSA forms, there are a… Read More

The Real Reason Behind Skyrocketing College Tuition

The Real Reason Behind Skyrocketing College Tuition

The Real Reason Behind Skyrocketing College Tuition

Sara Goldrick-Rab is among the loudest critics of America’s structures designed to fund college education. She’s a professor of Educational Policy Studies and Sociology at the University of Wisconsin-Madison, working for a state school that is squarely in the cross-hairs of Wisconsin Gov. Scott Walker’s plans to cut funding and eliminate tenure. Her writings include… Read More

Donald Trump’s Position on Student Loans May Surprise You

Donald Trump’s Position on Student Loans May Surprise You

Donald Trump’s Position on Student Loans May Surprise You

Donald Trump seems to be on the side of many indebted Americans — and some Democrats, actually — that the government shouldn’t profit from student loans, according to an interview he gave to The Hill. The Republican presidential hopeful generally hasn’t attracted descriptions like “empathetic” and “relatable,” but Trump’s opinion on federal student loan profits… Read More

Who Is Sallie Mae?

Who Is Sallie Mae?

Who Is Sallie Mae?

If you took out a private student loan to pay for college, you may be getting some letters and email from a company called Sallie Mae. You definitely need to open those. Sallie Mae is a consumer banking business focused on education, and it originates and services more than 1 million private student loans. It used to… Read More

How Much Student Loan Debt Should Parents Take On?

How Much Student Loan Debt Should Parents Take On?

How Much Student Loan Debt Should Parents Take On?

Chances are you know some college graduates with student loan debt. Perhaps you’re one of them. It’s always better to be the lender than it is to be the borrower, and this is especially true when it comes to student loans. Many types of student loans simply don’t go away until they’re paid. This includes student… Read More

The Student Loan Questions Politicians Still Need to Answer

The Student Loan Questions Politicians Still Need to Answer

The Student Loan Questions Politicians Still Need to Answer

Lots of ideas about higher-education affordability are being scattered around the campaign trail. For the most part, what we’ve heard so far isn’t all that new. Take for example Sen. Marco Rubio’s (R-Fla.) and former Governor Martin O’Malley’s calls for universal income-based repayment plans, Sen. Rand Paul’s (R-Ky.) advocacy for tax-deductible college tuition, Sen. Bernie Sanders’… Read More

Are Student Loans Causing College Tuitions to Skyrocket?

Are Student Loans Causing College Tuitions to Skyrocket?

Are Student Loans Causing College Tuitions to Skyrocket?

Do student loans help students or colleges? A new paper published by the New York Federal Reserve makes a clear, and depressing assertion: Federal student loans and grants are often simply gobbled up by schools through tuition inflation, leaving the students no better off. More dollars chasing the fewer goods cause prices to rise. That’s… Read More

What Happens If You Lie on Your FAFSA?

What Happens If You Lie on Your FAFSA?

What Happens If You Lie on Your FAFSA?

College is expensive, and it’s especially shocking to some parents and students when they start the financing process to learn that one form — the FAFSA — may largely determine their financial fate when it comes to federal student aid. It may be tempting to fudge the numbers on the FAFSA to get more money to… Read More

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