Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

How I Missed Out on a Free Year of College

How I Missed Out on a Free Year of College

How I Missed Out on a Free Year of College

A couple of points on the math portion of the SAT tests cost Eva Baker a year of free college tuition. Baker was planning on getting a year of college classes under her belt during her senior year of high school through Florida’s dual enrollment program. Dual enrollment allows high school students to take courses… Read More

10 Things You Need to Know If Your Kid’s Applying for College

10 Things You Need to Know If Your Kid’s Applying for College

10 Things You Need to Know If Your Kid’s Applying for College

It’s college application season, the time of year when parents of high school seniors have to quickly learn about things like the Common Application, FAFSA, SATs and student loans. The sheer volume of information about the application process and the different colleges your child can choose can make your head spin. What you want most… Read More

4 Student Loan Debt Collection Tricks

4 Student Loan Debt Collection Tricks

4 Student Loan Debt Collection Tricks

Debt collectors have been known to use dirty tricks to get consumers to pay, but those collecting student loans have an especially powerful tool on their side. Unlike most other debt, student loan debt cannot be routinely discharged in bankruptcy. And depending on the type of loan, the debts can be collected through wage garnishments… Read More

How Much Are Good Grades Actually Worth?

How Much Are Good Grades Actually Worth?

How Much Are Good Grades Actually Worth?

If your parents paid you for good grades when you were a child (or if you’ve doled out cash to encourage academic achievement), you know what good grades are worth. But, it turns out, people who make good grades in school tend to make more money in their careers (when adjusted for education level and… Read More

Will Tuition Ever Stop Increasing?

Will Tuition Ever Stop Increasing?

Will Tuition Ever Stop Increasing?

Since 1978, college tuition and fees have increased by a whopping 1,120%. During that same period, the price of food has increased 244% and medical expenses 601%. In fact, tuition prices have gone up four times faster than the consumer price index, according to a report by Bloomberg. Over the years, the rapidly increasing costs… Read More

5 Ways I Avoided Student Loans

5 Ways I Avoided Student Loans

5 Ways I Avoided Student Loans

The year before I went away for college, I had the sit-down with my parents. I’m referring, of course, to the college talk. “Where do you want to go?” they asked. “What do you want to study?” they prodded. Finally, they cleared their throats and looked uncomfortable. Then they told me how much they could… Read More

Student Loan Debt Inspires 21-Year-Old to Run for Office

Student Loan Debt Inspires 21-Year-Old to Run for Office

Student Loan Debt Inspires 21-Year-Old to Run for Office

Patrick Lockhart is 21 and lives at home — and he couldn’t be happier about it. Instead of going back to Indiana University this fall, he took off a semester to run for a seat in the Indiana General Assembly, hoping to represent his fellow residents of House District 91. On Election Day, he goes head-to-head… Read More

Government Shames Doctors Who Haven’t Paid Their Student Loans

Government Shames Doctors Who Haven’t Paid Their Student Loans

Government Shames Doctors Who Haven’t Paid Their Student Loans

Nothing good comes of defaulting on your student loans, but people who don’t repay Health Education Assistance Loans get special treatment: public humiliation. The Department of Education released its latest edition of the deadbeat doctors, a 25-page list of defaulted borrowers, the city they live in, their discipline (medical doctor, dentist, podiatrist, etc.) and their… Read More

When Refinancing Your Student Loans Can Backfire

When Refinancing Your Student Loans Can Backfire

When Refinancing Your Student Loans Can Backfire

If you’re looking for a way to make your student loan payments more affordable, chances are you’ve looked into or heard of student loan refinancing options. Borrowers with federal student loans can refinance by taking out a Direct Consolidation Loan, or they can take advantage of some non-federal refinancing out there. Keep in mind that… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to Our Experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.