Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

6 Members of Congress With the Most Student Loan Debt

6 Members of Congress With the Most Student Loan Debt

6 Members of Congress With the Most Student Loan Debt

Americans sometimes find it difficult to relate to members of Congress, particularly from a financial standpoint. That’s understandable: Lawmakers are, on average, significantly wealthier than the average American, and about half of Congress (50.8%) is made up of millionaires. But there’s another thing above average about legislators’ finances, which might actually resonate with their constituents:… Read More

A Student Loan Repayment Trick That Can Save You Money

A Student Loan Repayment Trick That Can Save You Money

A Student Loan Repayment Trick That Can Save You Money

It’s common knowledge you can save money by paying off loans and other debts quickly or ahead of schedule. You can also save money by making monthly payments as planned, if you put in a little extra effort and do the math. The trick? You can change your repayment period to an extended plan (for… Read More

The College Cost Blame Game Has a New Twist

The College Cost Blame Game Has a New Twist

The College Cost Blame Game Has a New Twist

A new narrative is beginning to take shape on the higher education front. At a recent meeting of the U.S. Senate’s Committee on Health, Education, Labor and Pensions, its chairman, Sen. Lamar Alexander (R-Tenn.), and the chancellors of the University System of Maryland and Vanderbilt University talked about the financial toll that regulatory compliance is… Read More

5 Student Loan Terms Every Borrower Should Know

5 Student Loan Terms Every Borrower Should Know

5 Student Loan Terms Every Borrower Should Know

If you have student loan debt, you’ve probably noticed that your loans have a language all their own – and the last thing you want to do is spend your free time learning it. The good news is that you don’t need to be fluent in loan lingo in order to navigate the world of education debt… Read More

The Way We Look at Student Loan Debt Is Dangerously Wrong

The Way We Look at Student Loan Debt Is Dangerously Wrong

The Way We Look at Student Loan Debt Is Dangerously Wrong

Another calendar quarter has passed and the latest edition of the Federal Reserve Bank of New York’s Report on Household Debt and Credit is on the wire. As usual, there’s plenty of news to pick apart. Take, for example, the reported $117 billion increase in average household debt in the final three months of 2014…. Read More

3 Ways to Minimize Your Student Loan Debt

3 Ways to Minimize Your Student Loan Debt

3 Ways to Minimize Your Student Loan Debt

Taking out student loans will have a significant impact on your future — and whether that impact is positive or negative depends heavily on what you do before you sign a promissory note. Even though borrowers may not have to repay their loans for several years after they receive them, cost needs to be near… Read More

5 Tips for Tackling Your Student Loans as a Couple

5 Tips for Tackling Your Student Loans as a Couple

5 Tips for Tackling Your Student Loans as a Couple

February may be a month for romance, but nothing kills the mood faster than a mountain of shared student loan debt. As more people graduate college with higher student loan balances than ever before, it’s rare to find a couple these days that isn’t dealing with debt. In my work at SoFi, a student loan refinancing… Read More

Are Student Loans Affecting Your Mental Health?

Are Student Loans Affecting Your Mental Health?

Are Student Loans Affecting Your Mental Health?

It seems like most aspects of American society have gotten tangled up in student loan issues. Researchers have tied student loan debt to problems in the housing market and slow economic growth. The latest thing suffering from this glut of education debt is borrowers’ physical well-being, according to researchers from the University of South Carolina… Read More

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