Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Rep. Virginia Foxx: The Student Loan Debt Solution Is All About Jobs

Rep. Virginia Foxx: The Student Loan Debt Solution Is All About Jobs

Rep. Virginia Foxx: The Student Loan Debt Solution Is All About Jobs

Many college graduates are delaying some of life’s most important decisions – including starting a family and buying a home – because they face a pile of debt with no job prospects.  A record number of young adults live with their parents and roughly half of college graduates under the age of 26 rely on… Read More

Will Student Loan Rehab Fix Your Credit?

Will Student Loan Rehab Fix Your Credit?

Will Student Loan Rehab Fix Your Credit?

When Lionel Alexander rehabilitated his federal student loan he thought his credit would get back on track. After all, that’s one of the promises of federal student loan rehabilitation: that the default will be removed from the borrower’s credit reports. Student loan rehabilitation is a process that allows borrowers who have defaulted on federal loans… Read More

Should Colleges Foot the Bill for the Student Loan Crisis?

Should Colleges Foot the Bill for the Student Loan Crisis?

Should Colleges Foot the Bill for the Student Loan Crisis?

Forty-two years ago, President Richard M. Nixon—a Republican with impeccable anticommunist credentials—traveled to China for a series of meetings with Communist Party Chairman Mao Zedong. Some two decades later, Star Trek’s Mr. Spock turned that historic event into a political metaphor when he said, “Only Nixon could go to China,” meaning that only those with… Read More

The Quick Guide to Cheap Textbooks

The Quick Guide to Cheap Textbooks

The Quick Guide to Cheap Textbooks

You’re smart enough to get into college; so don’t pay the stupid tax on new textbooks. The simple trick of buying used textbooks could save a regular college student thousands of dollars. The College Board estimates that current freshmen at four-year public schools can expect to pay about $4,800 in total costs for books and… Read More

Can You Use the GI Bill to Pay Off Student Debt?

Can You Use the GI Bill to Pay Off Student Debt?

Can You Use the GI Bill to Pay Off Student Debt?

Johnnie, a veteran, has $12,000 in student loan debt he is struggling to repay. He wrote to us recently, wondering if there is a way to tap his GI Bill benefits to help pay off that debt: I enlisted in the Marine Corps in May of 2002, ended enlisted service in December of 2008 (technically… Read More

Is Student Debt Really Hurting the Housing Market?

Is Student Debt Really Hurting the Housing Market?

Is Student Debt Really Hurting the Housing Market?

Young Americans with student loan debt have to earn 34% more, or an extra $8,969 a year, than their peers without education debt in order to buy a median-priced home, a new analysis from RealtyTrac finds. That may seem upsetting to debtors at first glance, but when you think about it, the figure makes a… Read More

Could Student Loans Cost You Your Social Security Benefits?

Could Student Loans Cost You Your Social Security Benefits?

Could Student Loans Cost You Your Social Security Benefits?

Much like unemployment isn’t going to get you out of repaying student loans, retirement isn’t going to, either. Social Security recipients — whether they’re retired or disabled — can have up to 15% of their checks taken for defaulted federal student loans, and it’s a common problem. Joshua Cohen, a consumer law attorney who bills himself as… Read More

3 Money Lessons for Your Kids Before They Go to College

3 Money Lessons for Your Kids Before They Go to College

3 Money Lessons for Your Kids Before They Go to College

University campuses are bustling once again as students arrive for the fall semester, some moving into their first dorm room or signing up for their first college campuses. As parents send off their children and talk to them during their first days as college students, there are all sorts of things they want to say,… Read More

Could Your Student Loans Be Making You Sick?

Could Your Student Loans Be Making You Sick?

Could Your Student Loans Be Making You Sick?

College graduates are generally considered better off than those without degrees, but there’s a considerable gap in well-being between graduates without debt and graduates who borrowed more than $50,000 to finance their undergraduate education. Based on new research from Gallup, Purdue University and the Lumina Foundation, student loan debtors aren’t in great shape. How Debt… Read More

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