Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

What’s Missing From Hillary Clinton’s Student Loan Plan

What’s Missing From Hillary Clinton’s Student Loan Plan

What’s Missing From Hillary Clinton’s Student Loan Plan

Little by little, the mass of humanity that’s running for President of the United States is coming to realize something very important: Not only does the $1.2 trillion worth of higher education-related debt pose significant macroeconomic peril to the country, but solving this problem (or, at least, coming close) has the potential to rally widespread,… Read More

The Student Loan Problem No One Is Talking About: Grad School

The Student Loan Problem No One Is Talking About: Grad School

The Student Loan Problem No One Is Talking About: Grad School

Student loan debt isn’t a problem. Having a lot of student loan debt is the problem. That sounds obvious, but it’s a point that’s lost in a lot of discussion involving large numbers like the $1.2 trillion bill being carried around by America’s former students. Look behind the numbers, and you’ll see that the student… Read More

Student Credit Card Offers: Should You Apply?

Student Credit Card Offers: Should You Apply?

Student Credit Card Offers: Should You Apply?

As summer comes to a close, and college students prepare to return to school, many will be able to apply for their own credit card account for the first time. And as students browse through the credit cards offered, they might be tempted to apply for a credit card specifically marketed to students, but is this… Read More

Who Is Navient & Why Are They Calling Me?

Who Is Navient & Why Are They Calling Me?

Who Is Navient & Why Are They Calling Me?

The vast majority of student loan borrowers take on federal education loans, meaning they’ll end up working with a federal loan servicer when it’s time to repay their debts. One of the largest of these servicers is Navient, which is both a new and seasoned player in the student loan space — in 2014, student… Read More

The Credit Card That’s Giving You Cash for Good Grades

The Credit Card That’s Giving You Cash for Good Grades

The Credit Card That’s Giving You Cash for Good Grades

Twenty bucks may not be enough to motivate some students to study more, but what college student wouldn’t want some extra money, just for getting decent grades? For students looking to get a credit card, that may be an option. Discover recently announced a $20 cash-back bonus for new student cardholders who get at least… Read More

Is Student Loan Debt Suffocating American Entrepreneurs?

Is Student Loan Debt Suffocating American Entrepreneurs?

Is Student Loan Debt Suffocating American Entrepreneurs?

Small businesses make up about 99% of all U.S. businesses, but even as crucial as they are to the economy, they’re facing a major roadblock: student loan debt. Rising student loan debt correlates to a decline in formation of small businesses, according to a study from the Federal Reserve Bank of Philadelphia. This is particularly… Read More

What Goes Unsaid When We Talk About Student Loans

What Goes Unsaid When We Talk About Student Loans

What Goes Unsaid When We Talk About Student Loans

Education Secretary Arne Duncan took a couple of field trips to Maryland last week. During his first outing, to the University of Maryland–Baltimore County campus, he delivered a speech outlining the Department of Education’s plan for remediating what has become higher education’s damaged value proposition. On his second visit, to the Maryland Correctional Institution in… Read More

Yikes! Textbook Prices Are Up 1,041% Since 1977

Yikes! Textbook Prices Are Up 1,041% Since 1977

Yikes! Textbook Prices Are Up 1,041% Since 1977

Everyone knows college tuition has increased much faster than people’s ability to pay for it, but that’s not the only cost of college that’s growing like an untamable weed. Textbook prices have gone up 1,041% from January 1977 through June 2015, according to NBC News’ analysis of Bureau of Labor Statistics data. A single new textbook… Read More

Families Spent $3K More on College This Year

Families Spent $3K More on College This Year

Families Spent $3K More on College This Year

For the past four academic years, families tried to reduce the amount of money they paid for college, even as tuition prices steadily grew. For the first time since the 2009-2010 school year, families of undergraduate students spent more than $24,000 on average for a year of college, according to the “How America Pays for… Read More

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