Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

What’s Your College Degree’s Return on Investment?

What’s Your College Degree’s Return on Investment?

What’s Your College Degree’s Return on Investment?

Are you a high school senior? It’s fast approaching the time of year when you’ll be making your final college decisions, but the criteria that you have traditionally been told to use when making these decisions could lead you to make choices that you’ll regret later. Most students have been told that the quality of… Read More

4 Common Student Loan Problems & How to Deal With Them

4 Common Student Loan Problems & How to Deal With Them

4 Common Student Loan Problems & How to Deal With Them

Many people who have finished college in the last decade have student loan debt, but some have found that repaying that debt is more complicated than they expected it to be. There are many resources for student loan borrowers trying to figure out repayment, and some go to financial planners for advice on how to manage their student loan debt… Read More

How Much Should You Borrow for Your Kid’s College?

How Much Should You Borrow for Your Kid’s College?

How Much Should You Borrow for Your Kid’s College?

The college acceptances are rolling in, and so are the financial aid offers, and now it’s time to run the actual numbers. After years of telling your kid, “If you’ll do your part and work hard, we’ll do our part and help pay for college,” you see the reality of “our part” in dollars and… Read More

What’s the Difference Between Your Student Loan’s Interest Rate & APR?

What’s the Difference Between Your Student Loan’s Interest Rate & APR?

What’s the Difference Between Your Student Loan’s Interest Rate & APR?

When it comes to student loans, most people are curiously uncurious about the interest rate they’re being offered. It makes sense to some extent — after all, federal loans, which make up the majority of outstanding education debt, only offer one interest rate for each type of loan (e.g., 7.21% for Direct PLUS loans, regardless… Read More

The Real Reason Student Loans Should Be Dischargeable in Bankruptcy

The Real Reason Student Loans Should Be Dischargeable in Bankruptcy

The Real Reason Student Loans Should Be Dischargeable in Bankruptcy

President Obama got people thinking when he raised the possibility of discharging certain education loans in bankruptcy within the context of the executive action he signed last week — the one that’s intended to ensure unfettered access to government-sponsored relief programs and a means for registering complaints about unfair treatment. Not to be outdone, 13… Read More

5 Little-Known Ways to Get Your Student Loans Forgiven

5 Little-Known Ways to Get Your Student Loans Forgiven

5 Little-Known Ways to Get Your Student Loans Forgiven

If you’re like most people, your student loans probably feel a bit like a ball and chain that you’ve been dragging through your life for years. Every month, you dutifully make a payment knowing that you’ll be making that same payment next month, the month after that, and so on. But what if you didn’t… Read More

Why Student Borrowers Deserve the Same Tax Break As Homeowners

Why Student Borrowers Deserve the Same Tax Break As Homeowners

Why Student Borrowers Deserve the Same Tax Break As Homeowners

At a time when bipartisanship seems quaint, Senators Dean Heller (R-Nev.) and Debbie Stabenow (D-Mich.) appear to have set aside their ideological differences long enough to collaborate on legislation that would extend the Mortgage Forgiveness Debt Relief Act. Soon after the housing market collapsed, lenders reluctantly began modifying mortgages by abating interest and forgiving loan… Read More

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