Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

The Most Expensive Public Colleges in America

The Most Expensive Public Colleges in America

The Most Expensive Public Colleges in America

Students who attend a four-year, in-state public college pay an average of $11,582 a year, according to new data from the Department of Education. Plenty of students pay a lot more than that, with some paying more than double the average. When considering the cost of college, prospective students and their families need to consider… Read More

How My Student Loans Ballooned From $8K to $36K

How My Student Loans Ballooned From $8K to $36K

How My Student Loans Ballooned From $8K to $36K

Confusion over student loan payments left an Arizona woman owing nearly five times the amount she took out to finance her education, though she insists she repaid the balances years ago, KTVK-3TV reports. Michelle Hudman took out three loans totaling $8,400 in the 1980s. As she explained to a local reporter, Hudman repaid one loan… Read More

Are You Making These 6 Costly College Planning Mistakes?

Are You Making These 6 Costly College Planning Mistakes?

Are You Making These 6 Costly College Planning Mistakes?

It’s a common piece of advice students hear year after year: Study hard so you can go to college and land your dream job. But how many discussions transpire in the home about the cost of attending college? Just like almost everything else in life, college comes with a price tag. While parents may not want to… Read More

Think Your Parents Will Pay for College? Think Again

Think Your Parents Will Pay for College? Think Again

Think Your Parents Will Pay for College? Think Again

Everyone from researchers and reporters to politicians and educators has an opinion on student loan debt’s impact on the economy, but that’s not the only thing up for debate. The rise of student loan debt and conversations surrounding it has changed the family dynamic, as more people are approaching higher education as a financial partnership… Read More

5 Avoidable Student Loan Mistakes

5 Avoidable Student Loan Mistakes

5 Avoidable Student Loan Mistakes

The rising cost of higher education is one reason why so many students find themselves graduating with record levels of student loan debt. It’s a problem that defies simple solutions or quick fixes. But at the same time, some students find themselves graduating with a mountain of student loan debt in part because they didn’t… Read More

Student Loan Rates Rise Today: Will You Be Paying More?

Student Loan Rates Rise Today: Will You Be Paying More?

Student Loan Rates Rise Today: Will You Be Paying More?

Federal student loan interest rates increased today as expected, rising from 3.86% to 4.66% for undergraduate borrowers whose loans will be disbursed between now and June 30, 2015. Unsubsidized graduate loans now carry an interest rate of 6.21%, and PLUS loans for parents and graduate students are 7.21%. Everyone knew this was coming. Last year, President… Read More

The Truth Behind Starbucks’ Tuition Plan

The Truth Behind Starbucks’ Tuition Plan

The Truth Behind Starbucks’ Tuition Plan

Starbucks’ “free college” announcement was probably the public relations coup of the year. CEO Howard Schultz earned gushing ink from the New York Times and gushing praise from Jon Stewart on the same day. As details dribbled out about the Starbucks College Achievement Plan, however, it became clear that the program is neither as generous… Read More

No, There Actually Is a Student Loan Crisis

No, There Actually Is a Student Loan Crisis

No, There Actually Is a Student Loan Crisis

The Brown Center on Educational Policy at the Brookings Institution published yet another report on student loan debt. This time, its researchers are challenging the popularly held view that we are at the dawn of a financial crisis to rival the one we experienced just a few short years ago. Their determination? That broad-based policy… Read More

Help! I’m Marrying Into $166K of Student Loan Debt

Help! I’m Marrying Into $166K of Student Loan Debt

Help! I’m Marrying Into $166K of Student Loan Debt

Couples may find that one of the most challenging adjustments when forming a life together is combining their finances. In many ways, it’s great to join financial forces by increasing household income, sharing costs and having someone to work with as you pursue savings, retirement and spending goals. It can also be a total nightmare…. Read More

The States With the Most Student Loan Debt

The States With the Most Student Loan Debt

The States With the Most Student Loan Debt

As student loan debt continues to climb, President Barack Obama recently announced plans to expand loan relief programs, including a cap on monthly payments at 10% of household income. Whether or not these changes are the solution to what some have called a student loan debt crisis, people who struggle to make their monthly payments… Read More

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