Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Student Loan Borrowers Are Getting the Best Deal in 10 Years

Student Loan Borrowers Are Getting the Best Deal in 10 Years

Student Loan Borrowers Are Getting the Best Deal in 10 Years

Here’s something you don’t hear every day: It’s a good time to be taking out student loans. That’s because the interest rate on the most common student loans — undergraduate Federal Direct Loans — just dropped to 3.76% for loans disbursed between July 1 and June 30 of next year. Last year, the interest rate was... Read More

Parents Increasingly Expect Kids to Pay for College

Parents Increasingly Expect Kids to Pay for College

Parents Increasingly Expect Kids to Pay for College

With college tuitions skyrocketing, it’s no surprise parents are worried whether they have enough to cover the cost. According to the fifth annual survey from Discover Student Loans, nearly half (48%) of 1,000 adults surveyed with kids aged 16 to 18 expect their child to pay for most or all their education, up from 39% in 2012. “While... Read More

Do Student Loan Servicers Expect to Be Sued?

Do Student Loan Servicers Expect to Be Sued?

Do Student Loan Servicers Expect to Be Sued?

“Maybe it’s because those who know won’t and those who don’t can’t.” Such was my response to a colleague who, after reading a recent article in the Huffington Post on yet another legal action taken against a student loan servicing company for alleged unfair and abusive practices, asked why there’s little, if any, talk about... Read More

6 Simple Steps to Avoid Student Loan Headaches

6 Simple Steps to Avoid Student Loan Headaches

6 Simple Steps to Avoid Student Loan Headaches

May is the month of Pomp and Circumstance. Of graduation parties, caps thrown in the air and dreams thrown even higher. It’s also the month where many seeds of financial destruction are sown. Student loan borrowers who are graduating have six months to figure out how to start paying back their loans — or how... Read More

4 Things You Need to Do Before Refinancing Your Student Loans

4 Things You Need to Do Before Refinancing Your Student Loans

4 Things You Need to Do Before Refinancing Your Student Loans

Thanks to new programs from banks and specialized student loan refinancing companies, getting a great interest rate on your student loans is easier than ever. But before you apply for a student loan refinance, take a few steps to brush up your credit and be sure you’re really ready. 1. Pull Your Latest Credit Reports... Read More

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