Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

8 Secrets to Getting College Scholarships

8 Secrets to Getting College Scholarships

8 Secrets to Getting College Scholarships

With the cost of college steadily increasing, paying for school can be seriously daunting to prospective students. Student loans may seem like the only option, but there are ways to get money for school that don’t have to be paid back … ever. Check out the following tips to help secure scholarships that can help pay… Read More

Celebrities Donate $500K for College Scholarships

Celebrities Donate $500K for College Scholarships

Celebrities Donate $500K for College Scholarships

For millions of American students, scholarships are crucial to making college affordable and avoiding the sometimes-overwhelming burden of student loan debt. Anthony Anderson, star of the TV show “Black-ish” remembers how difficult it was to pay for college, even 20 years ago. “My parents couldn’t afford sending me to school, so I understand firsthand,” Anderson… Read More

5 Expensive College Financial Aid Gotchas

5 Expensive College Financial Aid Gotchas

5 Expensive College Financial Aid Gotchas

It’s crunch time for high school seniors: May 1 is College Decision Day, the day most college-bound students will let universities and colleges know whether they will be enrolling. For students agonizing over multiple offers, a big factor in choices will (or should be) financial aid. After all, the less you borrow as a student, the… Read More

The First Steps to Take Before You Start Paying Your Student Loans

The First Steps to Take Before You Start Paying Your Student Loans

The First Steps to Take Before You Start Paying Your Student Loans

It’s a whole new world once you leave the cocoon of college and head off into the real world to make a living. You’re no doubt overwhelmed with getting a job and finding a place to live. That’s understandable. But if you paid for your college education with student loans, it’s also incredibly important to… Read More

3 Ways to Increase Your Chance of Receiving a College Scholarship

3 Ways to Increase Your Chance of Receiving a College Scholarship

3 Ways to Increase Your Chance of Receiving a College Scholarship

The cost of attending college increases every year, and that probably isn’t going to change anytime soon. The best way for students to reduce what they’ll be spending is to apply for college scholarships. Everyone knows that good grades and test scores will help, but there are a few other ways to increase the chances… Read More

Could I Owe Taxes on College Scholarships?

Could I Owe Taxes on College Scholarships?

Could I Owe Taxes on College Scholarships?

Paying for college isn’t getting any cheaper, so in order to avoid going into unaffordable education debt, families and students either need to save more money, go to less expensive schools or find someone else to pay for it. There are hundreds of thousands — maybe even millions — of scholarship opportunities out there, but… Read More

Parents: How to Start Planning for College

Parents: How to Start Planning for College

Parents: How to Start Planning for College

Too many parents make the mistake of waiting until the fall of their child’s senior year to start thinking about college. However, by waiting, your child could miss out on a number of opportunities that could end up costing your family thousands of dollars in missed financial aid and scholarships. Ideally, you should have started… Read More

How to Pick the Right College

How to Pick the Right College

How to Pick the Right College

College is a time of self-discovery, intellectual adventure and social exposure — but not every school is right for every student. Preparing for higher education involves long-term saving, hard work and lots of research. When you are entering the final stretch of high school, the time has come to make a decision. Picking which university is… Read More

7 Colleges You Can Attend for Free

7 Colleges You Can Attend for Free

7 Colleges You Can Attend for Free

There are several ways to avoid taking out student loans in order to get a degree. The first: save a ton of money. That’s usually best accomplished over the course of a child’s lifetime. Another tactic: scholarships. Then there’s the option of choosing an inexpensive school you can pay for out of pocket, probably by… Read More

The Myth of the 4-Year College Degree

The Myth of the 4-Year College Degree

The Myth of the 4-Year College Degree

Americans of all ages grapple with the cost of higher education, whether it’s trying to save for the future, choosing a college or repaying student loan debt. Tuition and fees at U.S. colleges has increased an average of 5% every year for the last decade, and the $1.2 trillion in outstanding student loan debt is… Read More

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