Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Will Tuition Ever Stop Increasing?

Will Tuition Ever Stop Increasing?

Will Tuition Ever Stop Increasing?

Since 1978, college tuition and fees have increased by a whopping 1,120%. During that same period, the price of food has increased 244% and medical expenses 601%. In fact, tuition prices have gone up four times faster than the consumer price index, according to a report by Bloomberg. Over the years, the rapidly increasing costs… Read More

5 Ways I Avoided Student Loans

5 Ways I Avoided Student Loans

5 Ways I Avoided Student Loans

The year before I went away for college, I had the sit-down with my parents. I’m referring, of course, to the college talk. “Where do you want to go?” they asked. “What do you want to study?” they prodded. Finally, they cleared their throats and looked uncomfortable. Then they told me how much they could… Read More

Student Loan Debt Inspires 21-Year-Old to Run for Office

Student Loan Debt Inspires 21-Year-Old to Run for Office

Student Loan Debt Inspires 21-Year-Old to Run for Office

Patrick Lockhart is 21 and lives at home — and he couldn’t be happier about it. Instead of going back to Indiana University this fall, he took off a semester to run for a seat in the Indiana General Assembly, hoping to represent his fellow residents of House District 91. On Election Day, he goes head-to-head… Read More

Government Shames Doctors Who Haven’t Paid Their Student Loans

Government Shames Doctors Who Haven’t Paid Their Student Loans

Government Shames Doctors Who Haven’t Paid Their Student Loans

Nothing good comes of defaulting on your student loans, but people who don’t repay Health Education Assistance Loans get special treatment: public humiliation. The Department of Education released its latest edition of the deadbeat doctors, a 25-page list of defaulted borrowers, the city they live in, their discipline (medical doctor, dentist, podiatrist, etc.) and their… Read More

When Refinancing Your Student Loans Can Backfire

When Refinancing Your Student Loans Can Backfire

When Refinancing Your Student Loans Can Backfire

If you’re looking for a way to make your student loan payments more affordable, chances are you’ve looked into or heard of student loan refinancing options. Borrowers with federal student loans can refinance by taking out a Direct Consolidation Loan, or they can take advantage of some non-federal refinancing out there. Keep in mind that… Read More

Who Pulls the Strings on Your Student Loans?

Who Pulls the Strings on Your Student Loans?

Who Pulls the Strings on Your Student Loans?

The call came after we’d already gone to bed. Our younger child—who was working at a summer job a couple of states away—was crying so hard we could hardly make out what she was trying to tell us. It was only after she’d handed the phone to the police officer on the scene that we… Read More

3 Money Tips for New College Grads

3 Money Tips for New College Grads

3 Money Tips for New College Grads

You are (around) 22, educated and out on your own (likely for the first time). So what’s next? For young adults just out of college the world is full of possibilities and that can be both exciting and terrifying. After you properly frame and display that very expensive piece of paper — also known as a… Read More

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

The Department of Education is loosening borrower qualifications for Federal PLUS Loans, which allow graduate students and parents of dependent college students to finance higher education. The updates, published Oct. 23, include a new definition of “adverse credit history,” potentially opening access to federal student loans for millions of families. The changes go into effect July… Read More

Would Free College Tuition Work in the U.S.?

Would Free College Tuition Work in the U.S.?

Would Free College Tuition Work in the U.S.?

Sprechen sie Deutsch? In case you haven’t heard the news, college tuition is now free throughout Germany—and not just for Germans. But before you pack your bags for Berlin, you might want to consider what those who’ve made it through the process and lived to tell the tale have to say about that. Native-language proficiency… Read More

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