Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Most For-Profit College Grads Earn Less Than High School Dropouts

Most For-Profit College Grads Earn Less Than High School Dropouts

Most For-Profit College Grads Earn Less Than High School Dropouts

There’s a big push behind making higher education more accessible. “Earning a post-secondary degree or credential is no longer just a pathway to opportunity for a talented few; rather, it is a prerequisite for the growing jobs of the new economy,” says the education page of the White House website. For most graduates of for-profit… Read More

More Reasons Why Your Alma Mater Doesn’t Matter

More Reasons Why Your Alma Mater Doesn’t Matter

More Reasons Why Your Alma Mater Doesn’t Matter

Recently, I wrote an article that asked: who cares where you went to college? It referenced two surveys: one that Gallup and the Lumina Foundation sponsored and the other by the Cooperative Institutional Research Program at UCLA. The Gallup/Lumina survey contrasted the views of 1,102 randomly selected American adults who said that school choice was… Read More

A Small Student Lender Trying to Change the Game

A Small Student Lender Trying to Change the Game

A Small Student Lender Trying to Change the Game

There’s not a lot of love out there for the student loan industry. Sure, they help millions of students who couldn’t otherwise afford it get a college degree, but you’ve no doubt heard a horror story about someone struggling with crippling student loan debt. Some have even called the $1.2 trillion of outstanding education debt… Read More

Why the Student Loan Problem Is Even Worse Than You Think

Why the Student Loan Problem Is Even Worse Than You Think

Why the Student Loan Problem Is Even Worse Than You Think

The Federal Reserve Bank of New York published its latest Quarterly Report on Household Debt and Credit recently, and, as usual, the real story about student loans is buried in its back pages. The report highlights the fact that loan-payment delinquency rates continue to improve (i.e. decline). On average, a little over 7% of all outstanding… Read More

The Hidden Costs of College

The Hidden Costs of College

The Hidden Costs of College

When saving money for a child’s college education, tuition isn’t the only concern. A recent survey by the College Board found on-campus room and board accounts for more than 50% of the total cost at in-state schools. That cost can range on average from $7,500 to $9,500 per year. While financial aid is available to… Read More

Watch Out for the Newest College Scholarship Scams

Watch Out for the Newest College Scholarship Scams

Watch Out for the Newest College Scholarship Scams

As if students don’t have enough concerns about paying for college, here’s another one: scholarship scams. A recent alert from Fraud.org outlined the red flags students and their families should look out for when searching for scholarship money, focusing on what you should (and should not) expect from scholarship-matching services. Don’t Be Fooled The good… Read More

Who Cares Where You Went to College?

Who Cares Where You Went to College?

Who Cares Where You Went to College?

Some 15 years ago, my wife and I attended a barbecue fundraiser for a local nonprofit. As we made our way through the crowd, I bumped into a friend I hadn’t seen in a while. Jack (not his real name) was the CFO of a good-sized public company. After catching up on work, family and… Read More

Teen Sues Her Parents for College Tuition

Teen Sues Her Parents for College Tuition

Teen Sues Her Parents for College Tuition

An 18-year-old who sued her parents to compel them to pay for her college education and other living expenses was denied her request for emergency funds in a court hearing Tuesday. There will be follow-up hearing April 22 to decide whether her parents will be required to pay college tuition. The teen is living with… Read More

The Hard & Easy Ways to Pay for College

The Hard & Easy Ways to Pay for College

The Hard & Easy Ways to Pay for College

You’ve dreamed of the day your child would go off to college. What you didn’t dream of was the cost. For that, you had nightmares. There are two ways to make college affordable; the hard way and the easy way.  The easy way is to start saving the day your child is born. The hard… Read More

Consumer Watchdog Files Suit Against For-Profit College

Consumer Watchdog Files Suit Against For-Profit College

Consumer Watchdog Files Suit Against For-Profit College

Many people have seen an ad for ITT Tech at some point — they’re little features of graduates talking about the opportunities their degrees afforded them, and video of the happy graduates playing with their kids and smiling with their families accompany the anecdotes used to sell an ITT education. Smiles may be scarce at… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay connected to our experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.