Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

20 Private Colleges With the Highest Student Loan Debt

20 Private Colleges With the Highest Student Loan Debt

20 Private Colleges With the Highest Student Loan Debt

Tuition at private colleges is often much more expensive than at public institutions, and debt levels among private- and public-school graduates have a similar gap: Of the 20 private and 20 public schools that produce graduates with high debt loads, the average debt loads differ by more than $8,000, according to a report from the… Read More

Fraudster Must Repay $564K of Student Loans

Fraudster Must Repay $564K of Student Loans

Fraudster Must Repay $564K of Student Loans

A 32-year-old Texas woman was sentenced to 4 1/2 years in federal prison for taking out more than $564,000 in fraudulent student loans, the U.S. attorney’s office in the Eastern District of Texas announced in a news release Nov. 18. Mindy Ritch, of Flint, was arrested May 31, 2013, on charges of student financial aid… Read More

3 Things to Do Before Tackling Your Student Loan Debt

3 Things to Do Before Tackling Your Student Loan Debt

3 Things to Do Before Tackling Your Student Loan Debt

For some federal student loan borrowers who graduated in May, the time has come: It’s the end of your loan repayment grace period. If you’re about to start shelling out monthly loan payments, just started or are hoping to aggressively tackle your debt, there are a lot of things to do before you start transferring… Read More

These Public Colleges Spit Out Grads With the Most Student Loan Debt

These Public Colleges Spit Out Grads With the Most Student Loan Debt

These Public Colleges Spit Out Grads With the Most Student Loan Debt

Pennsylvania has some pretty dismal student loan debt figures: Graduates of Pennsylvania colleges and universities have some of the highest average debt loads in the U.S., a huge portion of students take out loans and nine of the 20 public schools with high-average debt loads are in Pennsylvania. Earlier in November, the Institute for College Access… Read More

The States With the Highest Student Loan Default Rates

The States With the Highest Student Loan Default Rates

The States With the Highest Student Loan Default Rates

The national student loan default rate declined this year, but that’s not saying much, considering 13.7% of borrowers defaulted on their loans within three years of entering repayment. The Education Department released this data over the summer, and while much of the news coverage focused on the drop in the three-year default rate (it was 14.7%… Read More

Is Now the Right Time to Go Back to School?

Is Now the Right Time to Go Back to School?

Is Now the Right Time to Go Back to School?

With application deadlines quickly approaching, you may be debating about whether to go back to school. Between considering the financial implications of college or graduate school tuition and the career benefits you hope to reap, this decision depends entirely on your personal situation. It’s important to consider the reasons you want to return to school… Read More

Can I Consolidate Federal & Private Student Loans Together?

Can I Consolidate Federal & Private Student Loans Together?

Can I Consolidate Federal & Private Student Loans Together?

If you have student loans, chances are you’re dealing with multiple interest rates, multiple loan servicers and multiple monthly payments – a surefire recipe for multiple headaches. The idea of consolidating all your loans together sounds like a great way to simplify, but is that even possible when you have both private and federal loans?… Read More

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