Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

The Debit Card Dangers College Students Need to Know About

The Debit Card Dangers College Students Need to Know About

The Debit Card Dangers College Students Need to Know About

For many students, going to college marks the beginning of financial adulthood. But figuring out where to start isn’t easy. Credit cards, cash, debit cards — what makes sense for someone learning how to live and manage money independently for the first time? “People right around this time — all year long, but specifically around this... Read More

College Finances 101: How to Adult With Money

College Finances 101: How to Adult With Money

College Finances 101: How to Adult With Money

A lot of parents teach their kids about financial responsibility, like how to balance a checkbook, why it’s important to check your credit scores, how to save for a rainy day, be frugal with your money and not overspend with credit cards. This article isn’t for them. This is a financial primer for those of you leaving... Read More

62% of Kids Expect Their Parents to Just Pay for Their Dream School

62% of Kids Expect Their Parents to Just Pay for Their Dream School

62% of Kids Expect Their Parents to Just Pay for Their Dream School

With the price tag of a good college education seemingly always on the rise, it’s no wonder families worry how they’ll cover this major expense. But, according to a survey by T. Rowe Price Group, a global investment management firm in Baltimore, it’s a concern that most students believe should fall on their parents. In fact, 62%... Read More

The 15 Most Expensive College Towns

The 15 Most Expensive College Towns

The 15 Most Expensive College Towns

There’s no way around it: College is expensive. And it’s not just the tuition and books — you also need somewhere to live. HomeUnion, an online real estate investment management firm, released a list of the college towns with the most expensive off-campus rents throughout the nation. “As college students return to school this month,... Read More

9 Ways to Save on College Textbooks

9 Ways to Save on College Textbooks

9 Ways to Save on College Textbooks

Heading back to college this fall? One of your biggest expenses (outside of tuition, of course) is likely to be textbooks. The College Board estimates that college students will spend anywhere from $1,200 to $1,300 on books and supplies. That’s a big chunk of change, but there are plenty of ways you can save on... Read More

The Student Loan Default Rate Is Way Worse Than You Think

The Student Loan Default Rate Is Way Worse Than You Think

The Student Loan Default Rate Is Way Worse Than You Think

The Wall Street Journal’s Josh Mitchell recently authored an article in which he calls attention to the roughly 16% student loan debt default rate, as measured in terms of number of borrowers. That data point, by itself, is extraordinarily high. In proper context, it’s calamitous. At $125 billion in aggregate value, these defaulted loans represent... Read More

15 Back-to-School Savings Tips You Shouldn’t Overlook

15 Back-to-School Savings Tips You Shouldn’t Overlook

15 Back-to-School Savings Tips You Shouldn’t Overlook

The National Retail Federation (NRF) reported that families in America spent an average of $630.36 per child on back-to-school needs like electronics, clothing, and school supplies in 2015. That’s less than what parents spent in 2014, but it’s still 42% more than families spent a decade ago. With back-to-school season looming, it’s time to start... Read More

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