Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

How to Save Money While Paying Off Student Loans

How to Save Money While Paying Off Student Loans

How to Save Money While Paying Off Student Loans

Surely we’ve all been taught that 10% of our income should go into a savings account, but this can be difficult to do when you’re paying off hundreds of dollars every month in student loans. Those of us with student loans to repay know it can be tough to juggle debts and saving. Even though... Read More

Pros and Cons of Having a Car on Campus During Your Freshman Year

Pros and Cons of Having a Car on Campus During Your Freshman Year

Pros and Cons of Having a Car on Campus During Your Freshman Year

As college drew nearer, I had visions of throwing all my belongings into the back of my Toyota Tacoma and driving off into adulthood. My parents had another idea—leaving the truck at home. They said that not having a car on campus would save me time, money, and the occasional headache. It would allow me... Read More

How Does Student Loan Forgiveness Work?

How Does Student Loan Forgiveness Work?

How Does Student Loan Forgiveness Work?

The student loan forgiveness process can be murky at best. Which loans are eligible for forgiveness—federal loans or private loans? And when are they eligible? Should you hire a lawyer to help you with the process of reducing or eliminating your student debt? Can all of your debt be forgiven or just some of it?... Read More

3 Warning Signs Your Student Debt Is an Emergency

3 Warning Signs Your Student Debt Is an Emergency

3 Warning Signs Your Student Debt Is an Emergency

The average monthly student loan payment is more than $350. This can be a strain on anyone’s budget, but for some, it’s unsustainable and things can go downhill—fast. If this sounds like an all-too-familiar struggle, you may have a student loan emergency on your hands. Here’s how to know for sure and what you can... Read More

10 Ways to Manage Your Student Loans

10 Ways to Manage Your Student Loans

10 Ways to Manage Your Student Loans

Student loans are a hot topic these days, with everyone wondering the same thing: How are current college students or recent college graduates going to repay theses debts? While millions of Americans have been navigating these waters for years, new graduates may be nervous about the total bill for their degree. Education is still a... Read More

How to Stand Up to Your Student Loan Servicer

How to Stand Up to Your Student Loan Servicer

How to Stand Up to Your Student Loan Servicer

Perhaps there’s a bit of irony in the name “student loan servicer.” You can easily find stories about the sometimes less-than-satisfactory customer service that student loan services provide. In fact, as of April 1, 2017, the Consumer Financial Protection Bureau (CFPB) had received about 44,000 complaints about student loan servicers since it began collecting complaints... Read More

5 Little-Known Ways to Get Your Student Loans Forgiven

5 Little-Known Ways to Get Your Student Loans Forgiven

5 Little-Known Ways to Get Your Student Loans Forgiven

If you feel burdened under the weight of student loan debt, we have some good news: you may be able to get those student loans forgiven. In 2017, the Consumer Financial Protection Bureau released a report estimating that up to one in four Americans may be eligible for the Public Service Loan Forgiveness program, but... Read More

How Student Loan Debt Affects Your Mental Health

How Student Loan Debt Affects Your Mental Health

How Student Loan Debt Affects Your Mental Health

Feeling stressed about money isn’t uncommon, but for many people with student loans, the burden takes a toll physically and psychologically. According to a Student Loan Hero survey of more than 1,000 student loan borrowers, respondents reported experiencing anxiety, insomnia, headaches, social isolation, and more as a result of their student loan debt. How Student... Read More

4 Financial Factors to Keep in Mind When Budgeting for College

4 Financial Factors to Keep in Mind When Budgeting for College

4 Financial Factors to Keep in Mind When Budgeting for College

In the US, the amount of student debt has reached over $1.4 trillion. The bad news for students currently planning on attending college is that tuition isn’t getting any cheaper. Insofar as there’s good news, students are being more financially cautious when planning for college, researching their student loan options, opting to stay in state,... Read More

Baby Boomer Student Debt by State

Baby Boomer Student Debt by State

Baby Boomer Student Debt by State

Millennials aren’t the only ones racking up billions of dollars in student debt. Turns out, in three out of every four states, “the total outstanding student debt held by borrowers over age 60 increased by more than 50 percent [since 2012].” This data comes from the Consumer Financial Protection Bureau (CFPB), which also found that... Read More

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