Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Lower-Cost Student Loans? Not Really.

Lower-Cost Student Loans? Not Really.

Lower-Cost Student Loans? Not Really.

Auctions of U.S. Treasury notes and bonds don’t usually attract a lot of attention unless we are in the midst of tumultuous times or when the lending rates for a pretty important loan program are indexed to one of these. At nearly $1 trillion and counting, the Federal Direct Student Loan program deserves all the… Read More

3 Financial Realities New Grads Have to Face

3 Financial Realities New Grads Have to Face

3 Financial Realities New Grads Have to Face

Go to college, study hard, get good grades, land a job and rake in the money. Sounds pretty simple, right? Not so fast. The truth is there are a number of financial realities new graduates have to face in order to be successful with their money. If you’re thinking about attending college or are already in… Read More

10 Graduation Gifts That Keep On Giving

10 Graduation Gifts That Keep On Giving

10 Graduation Gifts That Keep On Giving

This time of year envelopes containing graduation invitations and announcements start showing up in mailboxes — but ideas for what constitutes a good gift may not be so plentiful. While every graduate — high school or college — would almost certainly welcome a gift of cash, the giver might prefer some assurance that the gift is being… Read More

7 Deadly Student Loan Sins

7 Deadly Student Loan Sins

7 Deadly Student Loan Sins

We all know that higher education is expensive, but we also know the professional and personal growth it can provide. For many people, going to college means taking out student loans, a serious credit product that shouldn’t be entered into lightly. It’s a good idea to calculate the monthly student loan payments you will owe before… Read More

Will Student Loan Forgiveness Hurt My Credit?

Will Student Loan Forgiveness Hurt My Credit?

Will Student Loan Forgiveness Hurt My Credit?

Last month, we heard from a reader who has been approved for student loan forgiveness but fears accepting it would damage the good credit he has worked hard to attain. He had tried to get answers but felt frustrated that he couldn’t seem to find out exactly how student loan forgiveness would be reported to… Read More

Student Loan Servicers Aren’t the Only Problem…

Student Loan Servicers Aren’t the Only Problem…

Student Loan Servicers Aren’t the Only Problem…

The Consumer Financial Protection Bureau announced Thursday that it’s launching a public inquiry into student loan industry practices that make repayment “a stressful or harmful process for borrowers.” So, in its search for ways to make that repayment process something other than today’s less-than-awesome experience, the bureau is soliciting comments on student loan servicing policies,… Read More

How to Consolidate Private Student Loan Debt

How to Consolidate Private Student Loan Debt

How to Consolidate Private Student Loan Debt

Judging from the comments we’ve been getting from Credit.com readers lately, borrowers with private student loan debt want to consolidate their loans, but don’t know how.  “I have private student loans, are you able to help me find a way to consolidate to get a lower interest rate?” asks Janice. “I see all these programs… Read More

The Student Loan Realities We Can’t Ignore Anymore

The Student Loan Realities We Can’t Ignore Anymore

The Student Loan Realities We Can’t Ignore Anymore

An alternate view on student-loan payment performance data is challenging the prevailing narrative that tends to greatly downplay the problem. In his recent Wall Street Journal column, Josh Mitchell correctly observes that after accounting for the fact that only half of all student loans are actually in repayment (the other half are deferred because the… Read More

Corinthian’s Failure Is the Government’s Failure, Too

Corinthian’s Failure Is the Government’s Failure, Too

Corinthian’s Failure Is the Government’s Failure, Too

No doubt you’ve heard the news: Corinthian Colleges has flipped the switch, leaving its 16,000 current students in the dark. The for-profit “career college,” headquartered in Santa Ana, Calif., had been the subject of student and staff complaints, investigations by numerous state attorneys general, the Consumer Financial Protection Bureau and the Securities and Exchange Commission…. Read More

The Next Big Company to Offer Free College Tuition: Fiat Chrysler

The Next Big Company to Offer Free College Tuition: Fiat Chrysler

The Next Big Company to Offer Free College Tuition: Fiat Chrysler

Thousands of employees at U.S. car dealerships will have the opportunity to get a free college degree as part of a program announced today by Fiat Chrysler Automobiles and Strayer University. Employees at Chrysler, Jeep, Dodge, Ram Truck and Fiat dealerships across the country will have the opportunity to get associate’s, bachelor’s or master’s degrees… Read More

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