Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

3 Questions to Ask Yourself When Picking a College

3 Questions to Ask Yourself When Picking a College

3 Questions to Ask Yourself When Picking a College

The opportunity of higher education should be available to all, as it is a factor in determining potential income and future career success. Skyrocketing costs associated with college, however, can cause an aspiring and capable student to abandon dreams of secondary education, prevent them from attending their top choice school, or force them into years… Read More

CFPB Takes Action Against 2 Student Loan ‘Debt Relief’ Companies

CFPB Takes Action Against 2 Student Loan ‘Debt Relief’ Companies

CFPB Takes Action Against 2 Student Loan ‘Debt Relief’ Companies

Two firms accused of offering false hope to student loan borrowers seeking lower monthly payments or other debt relief have been sued by the Consumer Financial Protection Bureau, the agency announced Thursday. According to the bureau, both firms “tricked” consumers into paying upfront fees to access federal loan benefits, which in many cases were free…. Read More

How to Plan for Your Child’s College Costs

How to Plan for Your Child’s College Costs

How to Plan for Your Child’s College Costs

Raising children is expensive, especially if you plan (or hope!) to pay for their college education. We all know the best way to put yourself in a position to help your child with higher education costs is to save early and often, but it is also important to know how to save for your child’s… Read More

We Need a New Way to Evaluate Student Lenders

We Need a New Way to Evaluate Student Lenders

We Need a New Way to Evaluate Student Lenders

Are private education lenders getting a bad rap? After reading the Wall Street Journal’s recent profile on Rohit Chopra, the Consumer Financial Protection Bureau’s student-loan ombudsman, one gets the distinct impression that this might be the case. Apparently, this subset of the financial services industry takes exception to being called out by him for dragging… Read More

The 20 Colleges With the Lowest Student Loan Debt

The 20 Colleges With the Lowest Student Loan Debt

The 20 Colleges With the Lowest Student Loan Debt

Student loan debt is growing. That fact has been the core of many higher education conversations in the past few years, as it should. It affects a lot of people. For people who earned bachelor’s degrees in the 2012-2013 academic year, 69% at public and private nonprofit colleges graduated with debt, with the average debt… Read More

5 Steps for Negotiating Private Student Loan Relief

5 Steps for Negotiating Private Student Loan Relief

5 Steps for Negotiating Private Student Loan Relief

Is it true that all good things come to those who wait? For some struggling student-loan borrowers, that may finally be the case as some private student lenders recently announced plans to take more substantive measures to help. The decision to modify a delinquent loan is a tough pill for lenders to swallow for a… Read More

How I Beat Sallie Mae in Court … 4 Times

How I Beat Sallie Mae in Court … 4 Times

How I Beat Sallie Mae in Court … 4 Times

One of the worst things that can happen to a new graduate is to leave school with no job and tens of thousands of dollars in private student loan debt. Stefanie Gray knows this from firsthand experience, which she recounted in a blistering column for The Guardian. The subject of her ire? Sallie Mae. In… Read More

How to Budget for Student Loan Payments

How to Budget for Student Loan Payments

How to Budget for Student Loan Payments

The annual cost of college education has risen by 130% in the past 20 years, according to the College Board, so it’s no surprise so many of us have student loan debt. Finding out if you can afford your student loan payments is an important preliminary step, but making the payments happen can prove even… Read More

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