Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

6 Common Money Mistakes College Freshmen Make

6 Common Money Mistakes College Freshmen Make

6 Common Money Mistakes College Freshmen Make

College freshmen across the country are settling in at school for the first time and, with the high cost of tuition, money is in short supply. But even if they’ve gotten great deals on their textbooks and saved money on their school supplies, are they prepared to be responsible now that they’re making their own financial… Read More

6 Things to Consider When You Start Paying Your Student Loans

6 Things to Consider When You Start Paying Your Student Loans

6 Things to Consider When You Start Paying Your Student Loans

If you’re like many recent college graduates, you live in fear for that day when your first student loan payment is due. Given that the average graduate has more than $30,000 in student loan debt, it’s understandable that you might worry about how you’ll pay it all back. But paying back your student loans doesn’t… Read More

11 Myths About Student Loan Forgiveness

11 Myths About Student Loan Forgiveness

11 Myths About Student Loan Forgiveness

If you have more student loan debt than you can handle, or if you’ve been paying and paying (and paying) and can’t make headway, chances are you’ve wondered about student loan forgiveness. As you look into your options, keep in mind that everything you read (or hear — even from your student loan servicer) may not be accurate…. Read More

Is a 529 College Savings Plan Right for You?

Is a 529 College Savings Plan Right for You?

Is a 529 College Savings Plan Right for You?

With back-to-school season in full swing, you may be one of many parents with future college expenses on your mind. Between tuition, room and board, textbooks and other supplies, it’s easy to get overwhelmed by the cost of a higher education. Thankfully there are plenty of long-term savings solutions to help you ease the burden… Read More

How to Use the GI Bill to Pay for Your Kid’s College

How to Use the GI Bill to Pay for Your Kid’s College

How to Use the GI Bill to Pay for Your Kid’s College

Ingrid Bruns admits that she and her husband, Arch, probably didn’t save as much for their two daughters’ college educations as they should have. Though the couple is careful with their money (Ingrid became an Accredited Financial Counselor while living overseas as a military spouse, and now serves as director of Military Life Advice at… Read More

4 Tips to Help You Tackle Student Loan Debt

4 Tips to Help You Tackle Student Loan Debt

4 Tips to Help You Tackle Student Loan Debt

Higher education is expensive — and prices continue to rise. Because of this climbing tuition and inadequate parent savings, student loan debt now plagues 40 million Americans. Your student loans were an investment in your education and career, but now you need to start making your payments. It’s important to not get overwhelmed, intimidated or… Read More

Is Anyone Paying Attention to the Worsening Student Loan Problem?

Is Anyone Paying Attention to the Worsening Student Loan Problem?

Is Anyone Paying Attention to the Worsening Student Loan Problem?

The Federal Reserve Bank of New York released its latest Report on Household Debt and Credit Developments, and the news isn’t good for student-borrowers. As of the second calendar quarter ending June 30, seriously delinquent student loans (which the FRBNY describes as those whose payments are 90 or more days past due), increased to 11.5%… Read More

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