Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Want to Get Rid of Your Student Loans? Become a Nun!

Want to Get Rid of Your Student Loans? Become a Nun!

Want to Get Rid of Your Student Loans? Become a Nun!

It takes more than fierce faith to answer a call to religious service. You also have to be debt-free. It’s a logical requirement – you’ll struggle to make necessary loan payments if you’ve taken a vow of poverty – but it’s also emerged as a significant obstacle to people hoping to join religious orders. A 2011 Georgetown… Read More

Looking for Student Loan Help From the Government? Good Luck

Looking for Student Loan Help From the Government? Good Luck

Looking for Student Loan Help From the Government? Good Luck

Ever wonder what a company does about the consumer complaints it receives? If that “company” happens to be the U.S. Department of Education, the answer is nothing — at least according to a scathing report by the DOE’s Office of the Inspector General. In its July 2014 audit of the “Handling of Borrower Complaints against… Read More

A New Hope for Student Loan Defaulters

A New Hope for Student Loan Defaulters

A New Hope for Student Loan Defaulters

A change to the federal student loan program this month presents a huge opportunity to borrowers who have defaulted on their loans from the government. Loan rehabilitation allows borrowers to return to current repayment status, access the benefits offered to borrowers in good standing and have the default removed from their credit history. With changes… Read More

The Surprising Reasons You Could Lose Out on Student Loans

The Surprising Reasons You Could Lose Out on Student Loans

The Surprising Reasons You Could Lose Out on Student Loans

Here’s something you won’t hear often – or ever: “Student loans are a privilege.” (I Googled it: Six results.) Considering loans make it possible for millions of people to get a college education, they’re something to be thankful for. Yes, college can be ridiculously expensive, loans often don’t cover all the costs and unaffordable debt is a… Read More

Sen. Rubio Proposes New Student Loan Forgiveness Plan

Sen. Rubio Proposes New Student Loan Forgiveness Plan

Sen. Rubio Proposes New Student Loan Forgiveness Plan

There’s a new bill in the Senate aimed at making student loan payments more affordable. Sens. Marco Rubio (R-Fla.) and Mark R. Warner (D-Va.) introduced the Dynamic Student Loan Repayment Act on July 16, which proposes an automatic income-based adjustment to monthly payments for loans exceeding $10,000. The effort follows last month’s unsuccessful attempt by… Read More

3 Ways Student Loan Scammers Seduce You

3 Ways Student Loan Scammers Seduce You

3 Ways Student Loan Scammers Seduce You

Millions of Americans dream of the day they’ll be free from student loan debt, but for so many, it feels like that day will never come. Even with President Barack Obama’s recent executive order capping student loan payments at 10% of monthly income, former college students across the nation struggle to afford their loan bills, and… Read More

These Interns Make More Money Than the Average U.S. Family

These Interns Make More Money Than the Average U.S. Family

These Interns Make More Money Than the Average U.S. Family

Unpaid internships are controversial — sometimes illegal — and the issue generated a lot of buzz earlier this year when publisher Conde Nast settled a lawsuit brought on by its unpaid interns. Employers have to abide by Department of Labor internship laws when attempting to use such workers, which are crucial to protecting thousands of career… Read More

The Most Expensive Private Colleges in America

The Most Expensive Private Colleges in America

The Most Expensive Private Colleges in America

Students looking at very specialized schools are likely to have very high tuition bills. New data from the Department of Education ranks the most and least costly institutions of higher education, and when it comes to four-year, private schools, the top of the expensive list is dominated by art schools. Scores of private universities charge… Read More

The Most Expensive Public Colleges in America

The Most Expensive Public Colleges in America

The Most Expensive Public Colleges in America

Students who attend a four-year, in-state public college pay an average of $11,582 a year, according to new data from the Department of Education. Plenty of students pay a lot more than that, with some paying more than double the average. When considering the cost of college, prospective students and their families need to consider… Read More

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