Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Government Shames Doctors Who Haven’t Paid Their Student Loans

Government Shames Doctors Who Haven’t Paid Their Student Loans

Government Shames Doctors Who Haven’t Paid Their Student Loans

Nothing good comes of defaulting on your student loans, but people who don’t repay Health Education Assistance Loans get special treatment: public humiliation. The Department of Education released its latest edition of the deadbeat doctors, a 25-page list of defaulted borrowers, the city they live in, their discipline (medical doctor, dentist, podiatrist, etc.) and their… Read More

When Refinancing Your Student Loans Can Backfire

When Refinancing Your Student Loans Can Backfire

When Refinancing Your Student Loans Can Backfire

If you’re looking for a way to make your student loan payments more affordable, chances are you’ve looked into or heard of student loan refinancing options. Borrowers with federal student loans can refinance by taking out a Direct Consolidation Loan, or they can take advantage of some non-federal refinancing out there. Keep in mind that… Read More

Who Pulls the Strings on Your Student Loans?

Who Pulls the Strings on Your Student Loans?

Who Pulls the Strings on Your Student Loans?

The call came after we’d already gone to bed. Our younger child—who was working at a summer job a couple of states away—was crying so hard we could hardly make out what she was trying to tell us. It was only after she’d handed the phone to the police officer on the scene that we… Read More

3 Money Tips for New College Grads

3 Money Tips for New College Grads

3 Money Tips for New College Grads

You are (around) 22, educated and out on your own (likely for the first time). So what’s next? For young adults just out of college the world is full of possibilities and that can be both exciting and terrifying. After you properly frame and display that very expensive piece of paper — also known as a… Read More

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

Federal Student Loans Will Be Easier to Get for Parents With Bad Credit

The Department of Education is loosening borrower qualifications for Federal PLUS Loans, which allow graduate students and parents of dependent college students to finance higher education. The updates, published Oct. 23, include a new definition of “adverse credit history,” potentially opening access to federal student loans for millions of families. The changes go into effect July… Read More

Would Free College Tuition Work in the U.S.?

Would Free College Tuition Work in the U.S.?

Would Free College Tuition Work in the U.S.?

Sprechen sie Deutsch? In case you haven’t heard the news, college tuition is now free throughout Germany—and not just for Germans. But before you pack your bags for Berlin, you might want to consider what those who’ve made it through the process and lived to tell the tale have to say about that. Native-language proficiency… Read More

Is Student Debt Holding You Back From Marriage?

Is Student Debt Holding You Back From Marriage?

Is Student Debt Holding You Back From Marriage?

Most people who have never been married peg their relationship status to the fact they haven’t found the right person yet, but there’s more to that decision than feelings. Finances play a huge role in Americans’ decision to marry. Actually, there are nearly as many unmarried Americans who say they’re still looking for their future… Read More

The Surprising Side Effect of Student Loan Forgiveness Programs

The Surprising Side Effect of Student Loan Forgiveness Programs

The Surprising Side Effect of Student Loan Forgiveness Programs

As more people learn about and use public service loan forgiveness and income-based repayment plans to make student loan payments more affordable, the U.S. could run into an economic issue. Such loan forgiveness programs incentivize borrowing, according to a recent report from New America Education. The report authors, Jason Delisle and Alexander Holt, analyzed debt… Read More

Troubled Private Student Loan Borrowers Get Little Help, CFPB Says

Troubled Private Student Loan Borrowers Get Little Help, CFPB Says

Troubled Private Student Loan Borrowers Get Little Help, CFPB Says

Borrowers stuck with oppressive private student loan debts continue to get little mercy from lenders, which is bad for both consumers and the financial institutions, according to a report issued Thursday by the Consumer Financial Protection Bureau. While distressed mortgage holders have several opportunities to appeal for lower monthly payments, and federal student loan borrowers… Read More

How to Get Your Student Loans Forgiven in Bankruptcy

How to Get Your Student Loans Forgiven in Bankruptcy

How to Get Your Student Loans Forgiven in Bankruptcy

“Student loans can’t be discharged in bankruptcy,” has been repeated so often that it’s practically considered gospel. But what if that “fact” is not completely correct – and may be stopping consumers who could benefit from bankruptcy from pursuing it? It’s not just consumers and the media that may be misled. “A wide number of… Read More

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