Students

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

Help! My Kid Wants to Go to an Expensive College

Help! My Kid Wants to Go to an Expensive College

Help! My Kid Wants to Go to an Expensive College

Q. I’m having a disagreement with my son about college. He got into the three he liked best with scholarships — we don’t think we will qualify for federal aid but we will apply anyway. The one he likes best will cost about $9,000 more per year than the other two, and that’s money we... Read More

College Student in Hot Water for Listing Dorm Room on Airbnb

College Student in Hot Water for Listing Dorm Room on Airbnb

College Student in Hot Water for Listing Dorm Room on Airbnb

There are a lot of creative ways to make an extra buck. Unfortunately for Emerson College sophomore Jack Worth, his way may have been a little too creative. Hoping to help offset college expenses, Worth, 19, posted his dorm room on Airbnb, boasting the  private room offered “sweeping views of Boston Common, right in the... Read More

America’s Emerging Second Class: Student Loan Borrowers

America’s Emerging Second Class: Student Loan Borrowers

America’s Emerging Second Class: Student Loan Borrowers

There’s been a lot of talk about citizenship so far during this presidential campaign season: specifically, the rights, responsibilities and privileges that inure to those who are naturally born or otherwise enjoy documented legal status, versus those who have taken up residency unlawfully. What has to this point gone unmentioned, however, is the extent to... Read More

Can You Use Your IRA to Pay for College?

Can You Use Your IRA to Pay for College?

Can You Use Your IRA to Pay for College?

Families or individuals sometimes want to tap retirement assets in an Individual Retirement Account (or IRA) to pay for educational expenses. This has become even more attractive recently, as the rules governing both traditional IRAs and Roth IRAs have been changed to allow withdrawals for qualified higher education expenses. The tax treatment of the funds used to pay for... Read More

Do You Qualify for the New Student Loan Repayment Plan?

Do You Qualify for the New Student Loan Repayment Plan?

Do You Qualify for the New Student Loan Repayment Plan?

At the end of October, the Department of Education finalized changes to a common student loan repayment program, extending the benefit to 5 million more student loan borrowers who didn’t previously qualify for it. The Revised Pay As You Earn Program (REPAYE) became available Dec. 17 and allows anyone with a federal Direct loan to... Read More

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