Student Loans

Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

5 Little-Known Ways to Get Your Student Loans Forgiven

5 Little-Known Ways to Get Your Student Loans Forgiven

5 Little-Known Ways to Get Your Student Loans Forgiven

Article Updated July 3, 2018 If you feel burdened under the weight of student loan debt, we have some good news: you may be able to get those student loans forgiven. In 2017, the Consumer Financial Protection Bureau released a report estimating that up to one in four Americans may be eligible for the Public Service Loan Forgiveness program,... Read More

The Impact of Student Debt on the Millennial Mindset

The Impact of Student Debt on the Millennial Mindset

The Impact of Student Debt on the Millennial Mindset

The national student loan debt in America is at a record high of $1.45 trillion. It’s an almost mind boggling number. And it becomes even more staggering when looked at another way: there are 45 million student loan borrowers in this country, each of whom owes an average of $27,975 in educational debt. This colossal... Read More

The Student Loan Crisis Is Worse Than You Think

The Student Loan Crisis Is Worse Than You Think

The Student Loan Crisis Is Worse Than You Think

As young people take steps towards their future and eagerly prepare to enter the world of higher education, they are now faced with the seemingly inevitable notion of graduating with at least some student loan debt. While students intend to land a job after graduation to pay off their loans, that task has become more... Read More

5 Topics You Should Discuss With Your Kid Before Co-signing a Student Loan

5 Topics You Should Discuss With Your Kid Before Co-signing a Student Loan

5 Topics You Should Discuss With Your Kid Before Co-signing a Student Loan

If you’re a parent looking at private student loans for your kid, you’re probably also thinking about becoming a co-signer. According to data firm MeasureOne, the vast majority of undergraduate private student loans — about 92 percent in the 2017-2018 year — are issued to students with a co-signer, such as a parent or other... Read More

What to Do If You’re the Victim of Student Loan Identity Theft

What to Do If You’re the Victim of Student Loan Identity Theft

What to Do If You’re the Victim of Student Loan Identity Theft

Identity theft is a real problem with long-lasting consequences. Over 15.4 million people were victims of identity theft in 2016, up 16 percent from the previous year, according to a Javelin Strategy & Research study. Identity theft can take many forms. Criminals can open up credit cards in your name, apply for car loans, and... Read More

Financial Aid Awareness Month

Financial Aid Awareness Month

Financial Aid Awareness Month

February is financial aid awareness month, and those students who are getting ready to embark on the journey to college will have a lot of decisions to make, including their parents. Students will have to decide what school they are going to attend, what major they will choose as well and whether they should live... Read More

7 Most Expensive Colleges in the U.S. in 2018

7 Most Expensive Colleges in the U.S. in 2018

7 Most Expensive Colleges in the U.S. in 2018

If you went to a private four-year college 30 years ago, you would’ve paid $15,160 per year, according to the College Board. Today, your tuition fee would be more than twice that amount at $34,740. That number might seem high, but it actually pales in comparison to what some universities are charging. According to The... Read More

How to Save Money While Paying Off Student Loans

How to Save Money While Paying Off Student Loans

How to Save Money While Paying Off Student Loans

Surely we’ve all been taught that 10% of our income should go into a savings account, but this can be difficult to do when you’re paying off hundreds of dollars every month in student loans. Those of us with student loans to repay know it can be tough to juggle debts and saving. Even though... Read More

Pros and Cons of Having a Car on Campus During Your Freshman Year

Pros and Cons of Having a Car on Campus During Your Freshman Year

Pros and Cons of Having a Car on Campus During Your Freshman Year

As college drew nearer, I had visions of throwing all my belongings into the back of my Toyota Tacoma and driving off into adulthood. My parents had another idea—leaving the truck at home. They said that not having a car on campus would save me time, money, and the occasional headache. It would allow me... Read More

How Does Student Loan Forgiveness Work?

How Does Student Loan Forgiveness Work?

How Does Student Loan Forgiveness Work?

The student loan forgiveness process can be murky at best. Which loans are eligible for forgiveness—federal loans or private loans? And when are they eligible? Should you hire a lawyer to help you with the process of reducing or eliminating your student debt? Can all of your debt be forgiven or just some of it?... Read More

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