Personal Loans

When it comes to personal loans, we want to help you make smarter financial decisions. Our experts explain the in’s & out’s of personal loans, highlight the types of loans available – their advantages and disadvantages – and how to improve your chances of getting approved. We also alert you to personal loan scams you should avoid & highlight how personal loans compare to traditional student loans or auto loans.

How to Make the Most of Your Bad Credit

How to Make the Most of Your Bad Credit

How to Make the Most of Your Bad Credit

It’s getting so a bank can’t make a decent buck these days. The New York district attorney’s office recently subpoenaed Capital One Financial Corp. for its subprime auto lending practices. The bank joins Santander Consumer USA Holdings and Ally Financial (formerly General Motors Acceptance Corp.), institutions that are likewise under investigation by other law enforcement… Read More

7 Money Mistakes That Can Wreck Your Marriage

7 Money Mistakes That Can Wreck Your Marriage

7 Money Mistakes That Can Wreck Your Marriage

Are you wondering whether you and your betrothed will have a love that lasts a lifetime? Then you need to forget about the kids, the in-laws and the s-e-x for a minute. When it comes to whether you’ll remain together until death do you part, it’s all about the Benjamins. Yes, we’re talking money here,… Read More

3 Smart Ways to Use a Personal Loan

3 Smart Ways to Use a Personal Loan

3 Smart Ways to Use a Personal Loan

All things being equal, most of us would prefer not to carry debt. But there are times when it may be unavoidable. When that happens, you want to make sure you try to pick the best way to borrow. Sometimes that may be a low rate credit card, but at other times a personal loan… Read More

How I Got Lenders to Compete for My Business

How I Got Lenders to Compete for My Business

How I Got Lenders to Compete for My Business

Nurse-practitioner Marian Kahn thought she had a pretty good idea of what she was getting into when she opened her own business, a wellness and weight-loss clinic in Michigan. A longtime bone marrow transplant nurse, she had taken a less-stressful job at a weight-loss clinic when her mother-in-law moved into her home in Atlanta. Though she had taken the… Read More

CFPB Targets Payday Lender’s ‘Cash-Grab Scam’

CFPB Targets Payday Lender’s ‘Cash-Grab Scam’

CFPB Targets Payday Lender’s ‘Cash-Grab Scam’

A new, brazen fraud begins with a twist: Instead of losing money, consumers get money, which is unexpectedly deposited into their checking account. But the surprise windfall turns into a big headache, and even bigger bills, the CFPB says in a lawsuit disclosed Wednesday. The cash comes from a payday lender owned by a firm… Read More

Can You Get a Loan to Adopt a Child?

Can You Get a Loan to Adopt a Child?

Can You Get a Loan to Adopt a Child?

What does it cost to adopt a child? The answer a friend gave when she was asked was “a lot less than it’s worth.” But while the value of a child can’t be calculated, would-be adoptive parents need to have some idea of the amount of money they will need as they go through the adoption process…. Read More

3 Shocking Medical Bill Stats

3 Shocking Medical Bill Stats

3 Shocking Medical Bill Stats

More than half of Americans say they are sometimes or always confused by medical bills, possibly because few patients are offered cost estimates of treatment before they receive it. These findings are outlined in a recent report from TransUnion Healthcare based on a survey of more than 7,000 American household decision-makers with health insurance. Paying for… Read More

Legislators Propose Interest Rate Cap, But Will It Work?

Legislators Propose Interest Rate Cap, But Will It Work?

Legislators Propose Interest Rate Cap, But Will It Work?

Congress is taking aim at high-rate, short-term lenders in the U.S. Representatives Matt Cartwright and Steve Cohn are joining forces with Senators Dick Durbin, Barbara Boxer, Richard Blumenthal, Jeff Merkley and Sheldon Whitehouse to establish a national usury limit for consumer credit transactions. Their targets are banks and finance companies that market payday- and account-advance… Read More

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