Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

Are You Paying Too Much for Generic Drugs?

Are You Paying Too Much for Generic Drugs?

Are You Paying Too Much for Generic Drugs?

What if you went to your regular pharmacy expecting a co-pay of $10 for a 90-day supply of generic medication and you were told that this time it would be $100? It happened to one of Dr. David Belk’s patients. The drug in question was the generic for Prozac, and the patient decided to look… Read More

The 4 Tax Forms You Should Be Getting Soon

The 4 Tax Forms You Should Be Getting Soon

The 4 Tax Forms You Should Be Getting Soon

You may have already started receiving tax forms in the mail. You know what I’m talking about — the envelopes are marked in big block letters, “IMPORTANT TAX DOCUMENTS ENCLOSED.” If you haven’t received any yet, you should soon, and for some people, you’ll be getting many pieces of mail like that over the next… Read More

The Forgotten New Year’s Resolution: Life Insurance

The Forgotten New Year’s Resolution: Life Insurance

The Forgotten New Year’s Resolution: Life Insurance

We’re not even through January and our great intentions for 2015 have likely already begun to waver. If that doesn’t apply to you, that is amazing, and you should be proud. But, let’s go back to 2014, when we were all excitedly planning our resolutions in the first place. Whether we wanted to get in better… Read More

3 Factors That Affect Your Social Security Benefits

3 Factors That Affect Your Social Security Benefits

3 Factors That Affect Your Social Security Benefits

The U.S. government provides money to retired, unemployed and disabled persons through the Social Security Administration. People who pay into the system through payroll taxes for at least 10 years receive a financial safety net upon retirement. The amount you receive from Social Security is supposed to replace some, but not all, of your pre-retirement… Read More

5 Tips for a Frugal & Fun Valentine’s Day

5 Tips for a Frugal & Fun Valentine’s Day

5 Tips for a Frugal & Fun Valentine’s Day

If you have a significant other, you know how stressful Valentine’s Day can be – stressful and expensive. From cards and gifts to flowers and dinners, your wallet can face a hit worse than during the holiday season. Love-struck consumers dish out billions every year, but you don’t have to go broke to make your… Read More

16 Painless Ways to Save $1,000 by Summer

16 Painless Ways to Save $1,000 by Summer

16 Painless Ways to Save $1,000 by Summer

Do these cold, short days have you dreaming about summer vacation? While you are reading travel site reviews, comparing car rentals and shopping for airline tickets, start a dedicated savings account right now so you can pre-pay part or all of your vacation costs. “The key is to start small but start soon,” says Money Talks News founder Stacy Johnson…. Read More

5 Things Stopping You From Saving Money

5 Things Stopping You From Saving Money

5 Things Stopping You From Saving Money

Spending comes easily to many of us, but learning how to save can help much more in the long run. One reason saving may seem more difficult is all the necessary expenses you incur like rent or mortgage payments and food. You may think you have heard it all before about cutting back spending, but everyday habits and attitudes may… Read More

How to Spot a Tax Scam Before You Get Got

How to Spot a Tax Scam Before You Get Got

How to Spot a Tax Scam Before You Get Got

Happy tax season! Not only do you have to make sure you get everything together you need to file your taxes on time and accurately, you have to deal with people trying to capitalize on your stress. I’m talking about the “IRS” — not the real Internal Revenue Service, but the slew of people impersonating the… Read More

1 in 10 Millennials Overdraft More Than 10 Times a Year

1 in 10 Millennials Overdraft More Than 10 Times a Year

1 in 10 Millennials Overdraft More Than 10 Times a Year

It’s perhaps not surprising that the older folks get, the better they are at handling money and avoiding penalty fees. But you might be surprised at how stark the difference is between younger and older generations when it comes to that super villain of financial penalties, the checking account overdraft. Young adults aged 18-25 are… Read More

What Happens If I Swipe My Debit Card as ‘Credit’?

What Happens If I Swipe My Debit Card as ‘Credit’?

What Happens If I Swipe My Debit Card as ‘Credit’?

It’s a question we’ve all heard when shopping: “Credit or debit?” It seems straightforward, just the cashier asking you what type of payment card you’re using, but there’s actually a lot more history to that question than you might think. Debit and credit transactions are processed differently: Here’s how MasterCard explained it in an emailed… Read More

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