Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

5 Tips for How to Tip

5 Tips for How to Tip

5 Tips for How to Tip

There seems to regularly be a lot of discussion about the death of tipping, but is this tradition really on its way out? Even with minimum wages on the rise, you likely want to be sure you are behaving appropriately and paying a reasonable amount so you and those in the service industry can stick… Read More

5 Habits That Transformed Ordinary People Into Self-Made Millionaires

5 Habits That Transformed Ordinary People Into Self-Made Millionaires

5 Habits That Transformed Ordinary People Into Self-Made Millionaires

Of all of your daily activities, 40% of them are habits, according to the Society for Personality and Social Psychology. This means 40% of the time you’re on auto-pilot, every day. Habits save the brain work and conserve brain fuel. There is very little processing power involved with respect to habits. So what does that… Read More

5 Ways to Make Sure You Get Your Security Deposit Back

5 Ways to Make Sure You Get Your Security Deposit Back

5 Ways to Make Sure You Get Your Security Deposit Back

Moving into a new apartment can be exciting, but it can also be stressful. Whether you decide to buy or rent, you will have to provide some cash upfront. If you go the rental route, you will likely have to pay first month’s rent, a large security deposit and sometimes even the last month’s rent. You… Read More

10 Ways to Get Free Lodging on Vacation

10 Ways to Get Free Lodging on Vacation

10 Ways to Get Free Lodging on Vacation

We’re deep into summertime, and vacations are in full swing. Unfortunately, the cost of travel isn’t getting any cheaper. And lodging is one of the more expensive items on the list. Wouldn’t it be nice to eradicate that hefty travel expense? This may sound like a stretch, but it’s possible. Following are 10 ways to cut… Read More

12 Ways to Trim the Cost of Haircuts

12 Ways to Trim the Cost of Haircuts

12 Ways to Trim the Cost of Haircuts

Unless you desire tresses that fall to your waist, you’ll eventually need a haircut. For some, this could mean spending anywhere from a handful of dollars to more than $100, depending on the stylist and where you live. But there are many ways to remain stylish on a budget while maintaining the appearance of your mane. Following… Read More

Salary vs. Paycheck: Where’s All My Money Going?

Salary vs. Paycheck: Where’s All My Money Going?

Salary vs. Paycheck: Where’s All My Money Going?

Gross salary? Net salary? FICA? You may notice when you add up a years’ worth of paychecks, the sum doesn’t match your promised salary. Check out some of the reasons these numbers aren’t equal below. 1. Income Tax Income in the U.S. is taxed at the federal, state and local government levels. The IRS administers federal income tax progressively,… Read More

8 Ways to Avoid Overpaying for a Hotel Room

8 Ways to Avoid Overpaying for a Hotel Room

8 Ways to Avoid Overpaying for a Hotel Room

For years now, getting a good price on a hotel room has become quite the cat-and mouse game. The Internet made comparison shopping incredibly easy, putting price pressure on hotels. They responded by inventing tack-on surcharges like “resort fees” to obscure the bargain-hunting process. Then they beefed up hotel rewards programs in an effort to steer… Read More

I Saved $800 in 6 Months By Quitting Smoking

I Saved $800 in 6 Months By Quitting Smoking

I Saved $800 in 6 Months By Quitting Smoking

It’s not like anyone starts smoking thinking it’s a good financial decision, but it’s amazing how expensive the habit can be. If you’re a smoker, you might be surprised to learn how much money you’ll save if you quit. Dan Baier, 22, quit smoking in March, and as of the start of August, he had… Read More

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