Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

My Gift Card Was Frozen. Is My Money Gone Forever?

My Gift Card Was Frozen. Is My Money Gone Forever?

My Gift Card Was Frozen. Is My Money Gone Forever?

Question: I am writing to you with the hope of recovering my eBay gift card balance for $135, which is linked to my frozen PayPal account. I bought a $500 eBay gift card from a Safeway store and used $365 of it for a purchase through PayPal. The PayPal account was frozen. Now I can’t… Read More

This 4th of July, Declare Your Financial Independence

This 4th of July, Declare Your Financial Independence

This 4th of July, Declare Your Financial Independence

The Fourth of July — a time of national pride, celebration, ice cream and you guessed it, fireworks. But while you dress in your best red, white and blue and reflect on all the things this country stands for, it can also be a good time to think about where you stand financially. This midway point… Read More

5 Times Being a Good Negotiator Can Really Pay

5 Times Being a Good Negotiator Can Really Pay

5 Times Being a Good Negotiator Can Really Pay

Everyone loves a deal, but sometimes it takes a little extra effort to get the price we want. Negotiating a price down can take some work, but it’s one of the best tools at your disposal when you’re looking to save money. However, while you might know you can haggle on big-ticket items (cars, houses,… Read More

10 Home Improvement Projects You Can Do in a Day

10 Home Improvement Projects You Can Do in a Day

10 Home Improvement Projects You Can Do in a Day

To the uninitiated, home renovations sound daunting and conjure painful images of burning cash. But don’t let that scare you. Many projects can be done in a day, and if you’re smart about it, says Kerrie Kelly, founder of Kerrie Kelly Home Design Lab, they’ll boost curb appeal without breaking your budget. “Whether it’s something… Read More

4 Important Things You Need to Know About Social Security

4 Important Things You Need to Know About Social Security

4 Important Things You Need to Know About Social Security

Retirement sounds exciting, but it can actually be a difficult landscape to understand and navigate. A retirement calculator can help guide your savings goals, both with a total target you are trying to hit and a monthly amount to include in your budget. But figuring out how much you can expect to get in Social Security… Read More

10 Common Mistakes to Avoid When Buying Health Insurance

10 Common Mistakes to Avoid When Buying Health Insurance

10 Common Mistakes to Avoid When Buying Health Insurance

Health insurance costs continue to rise, according to recent news reports, with insurers in many states proposing double-digit increases for 2016. Costs vary widely from insurer to insurer and plan to plan. It is easy to get tripped up by the confusion and end up paying more than necessary. Fortunately, a little homework can help you make the… Read More

How Much Rent Can I Afford?

How Much Rent Can I Afford?

How Much Rent Can I Afford?

When with one of my friends recently, I walked past a building covered in “for rent” signs from a property management group in Chicago, where we live. “Oh, hey, it’s the company that robs me blind every month,” my friend muttered as she saw the logo. A lot of people feel that way when it… Read More

8 Ways Organizing Your Fridge Can Save You Money

8 Ways Organizing Your Fridge Can Save You Money

8 Ways Organizing Your Fridge Can Save You Money

How you arrange your refrigerator can affect how food tastes and how long it keeps. So investing a little time into organizing the fridge can spare you from losing money to spoiled food — and extra trips to the grocery store. Fortunately, implementing the following tips will cost you only a few minutes. 1. Keep Produce at Eye Level The… Read More

5 Reasons Your Budget Isn’t Working

5 Reasons Your Budget Isn’t Working

5 Reasons Your Budget Isn’t Working

Having a plan for your money should help you manage your funds better and ensure that your money is going to support your goals and your values. But just creating a budget does not guarantee that it will work. It’s important to make a budget that you can stick to and then hold yourself accountable…. Read More

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