Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

Does a Lower Loan Payment Come at a Big Cost?

Does a Lower Loan Payment Come at a Big Cost?

Does a Lower Loan Payment Come at a Big Cost?

Are we looking at yet another consumer bubble? The stock market is up, inflation is down, and although wages have not yet returned to their pre-crash levels, household incomes are beginning to gain ground. So when the Federal Reserve Bank of New York recently reported a $117 billion increase in aggregate household indebtedness, some viewed… Read More

5 Money Moves to Help You Retire Sooner

5 Money Moves to Help You Retire Sooner

5 Money Moves to Help You Retire Sooner

Retirement always seems far away — until it’s a reality. The idea of retiring early may even seem crazy, but if you are realistic about how much you need in retirement, plan carefully and save diligently, you may be able to leave your 9 to 5 behind sooner than you thought. Check out some ideas below… Read More

5 Stories of Extreme Cheapness

5 Stories of Extreme Cheapness

5 Stories of Extreme Cheapness

On the rare occasion I pay for a cup of coffee with cash, I get a little excited. Paying with cash generally means I’ll get some change back, and I’ll put that money in a piggy bank. I also have another reaction in this scenario: As I accept the change from the cashier, I often… Read More

7 Ways to Cut Your Tax Bill

7 Ways to Cut Your Tax Bill

7 Ways to Cut Your Tax Bill

We all complain about how many of our hard-earned dollars go to Uncle Sam. However, with a little time, research and proper planning, we can learn how to keep more of our money when tax time rolls around. 1. Use a Certified Public Accountant I often wonder why couples will spend $200 to go out for… Read More

The 411 on Buying a Rental Property

The 411 on Buying a Rental Property

The 411 on Buying a Rental Property

Picture this: cash rolls in like clockwork every month, and you don’t have to do a bit of work to get it. That’s the promise of rental properties. In theory, they are passive cash-generating machines that deliver you money every month with little to no effort on your part. In reality, they can be a… Read More

5 Simple Steps for Switching Banks

5 Simple Steps for Switching Banks

5 Simple Steps for Switching Banks

Are rude tellers and outrageous fees among your bank’s claims to fame? Enough already! You shouldn’t have to put up with that. There are plenty of other fish, er, banks, in the sea waiting for your business. Why waste your time and money on an institution you hate? You may think switching banks is a… Read More

How to Stand Out at a Career Fair

How to Stand Out at a Career Fair

How to Stand Out at a Career Fair

Job fairs can be intimidating — just as the room is filled with potential opportunities, it is also filled with potential competition. Meeting recruiters and other applicants in the job force face to face can help you make a personal connection impossible to create over email or LinkedIn. It’s important to take advantage of this chance… Read More

What Happens If You Don’t Pay Your Taxes for Years?

What Happens If You Don’t Pay Your Taxes for Years?

What Happens If You Don’t Pay Your Taxes for Years?

Ignoring your tax responsibilities is generally a poor decision for a number of reasons. For starters, failing to pay your taxes can put you in debt and hurt your credit, which makes many everyday things more difficult and stressful. If you’re considering putting off paying your taxes because you can’t afford what you owe, you… Read More

4 Ways to Earn Money Without Lifting a Finger

4 Ways to Earn Money Without Lifting a Finger

4 Ways to Earn Money Without Lifting a Finger

While your salary may sound good in negotiations, it can be a different story when you get your monthly paychecks and start dividing it up to pay your bills. Wouldn’t it be great to have an additional, continuous stream of money coming into your savings and/or checking account? Having multiple jobs can seem overwhelming, but… Read More

Op/Ed: A Bipartisan Approach to Reducing Government Waste

Op/Ed: A Bipartisan Approach to Reducing Government Waste

Op/Ed: A Bipartisan Approach to Reducing Government Waste

Far too often, people focus on our differences instead of what brings us together. Despite what we all may hear, common ground does exist among lawmakers from opposing parties. Although one of us is a Democrat and one of us is a Republican, we both feel things can and should get done in Washington. Our constituents… Read More

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