Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

How to Spot a ‘Work From Home’ Scam

How to Spot a ‘Work From Home’ Scam

How to Spot a ‘Work From Home’ Scam

“Local mom makes $6,795/month part-time!” How? Easy! Posting links on websites. Helping charities raise money. Signing up friends. And really, it is possible — but then, so is winning the lottery this week. Follow that ‘mom’ offer (how did they know what town I live in?) and you’ll find yourself on a page that explains… Read More

Why You Aren’t Ready to Retire

Why You Aren’t Ready to Retire

Why You Aren’t Ready to Retire

Just because you reach a certain age or achieve a certain milestone, it doesn’t necessarily mean you are ready to stop working. What is it that keeps you in the office? Whether your motivations are financial (a paycheck) or emotional (social interaction), here are some reasons it just may not be time for you to… Read More

5 Things You Might Not Know About Uber

5 Things You Might Not Know About Uber

5 Things You Might Not Know About Uber

The ride-sharing service Uber is available in more than 150 U.S. cities (not to mention many more across 43 countries), so there’s a good chance you’ve used Uber, or heard of it, at the very least. There are plenty of opinions out there about Uber. Some people swear by it. Others have had experiences so… Read More

How to Network Even When You’re Not Looking for a Job

How to Network Even When You’re Not Looking for a Job

How to Network Even When You’re Not Looking for a Job

The magic of networking is one of the most important assets a worker can have. But what can networking really provide you? This term, which essentially means meeting others and making an impression or forming a bond, is often cited as an important part of the job search. But aside from the obviously desired interview or… Read More

Are DIY Home Renovations a Good Idea?

Are DIY Home Renovations a Good Idea?

Are DIY Home Renovations a Good Idea?

My life (or at least my TV habits) changed last year when I bought a new house, moved in my 79-year-old mother and discovered that cable television was going to be essential for her to get her favorite religious channel. And you know what else I discovered? HGTV. Some people like cars; I like houses…. Read More

Don’t Let Debt Ruin the Holidays

Don’t Let Debt Ruin the Holidays

Don’t Let Debt Ruin the Holidays

While the holiday season conjures thoughts of joy and family celebration, for those in credit card debt, it can be a stressful time. This year, don’t let spending and debt fears interfere with your cheer. Consider the following ways to manage and reduce your personal debts while enjoying holiday traditions. First, Tacke Your Everyday Budget Before you… Read More

12 Ways You’re Overspending on Your Kids

12 Ways You’re Overspending on Your Kids

12 Ways You’re Overspending on Your Kids

When I saw the average cost of raising a child, I nearly fainted. It’s a whopping $245,340 (that varies based on your city and income) from birth through their 18th birthday, according to the U.S. Department of Agriculture. And that doesn’t include college. Here are some of the average total costs from the USDA’s report: Housing — $73,260. Transportation… Read More

Could Holiday Shopping Wreck Your Credit?

Could Holiday Shopping Wreck Your Credit?

Could Holiday Shopping Wreck Your Credit?

More than 60% of U.S. consumers have little or no concern about how their holiday shopping will affect their credit, according to a survey from TransUnion. There are two ways to look at that statistic: We can give consumers the benefit of the doubt, inferring they plan to exercise smart credit practices like avoiding debt… Read More

Are You Paying Your Nanny Illegally?

Are You Paying Your Nanny Illegally?

Are You Paying Your Nanny Illegally?

If you employ a nanny, chances are good that you’re paying him or her under the table. Kerri Swope, senior director of Care.com HomePay estimates that just 20% of nannies are paid the way the U.S. government requires. Other sources put the estimate even lower. The chances of getting caught are slim — it usually… Read More

Is Your Life Insurance Worthless?

Is Your Life Insurance Worthless?

Is Your Life Insurance Worthless?

Everyone will tell you about the importance of having life insurance, but life insurance is only valuable when you understand it. Knowing why you need life insurance and comparing policies to find the right one for you is only the beginning. It is just as important to read the fine print, find the exclusions and… Read More

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