Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

5 Ways to Make Your Clothes Last Longer

5 Ways to Make Your Clothes Last Longer

5 Ways to Make Your Clothes Last Longer

Sweat stains? Fading colors? Pilling? Missing buttons? We have all been there with our clothes, and it can be seriously frustrating. The average American spends roughly 4% of their household income on clothing every year — that can add up significantly when you’re on a tight budget. We’ve probably all heard that buying used at thrift… Read More

8 Tips for a Financially Sane Vacation

8 Tips for a Financially Sane Vacation

8 Tips for a Financially Sane Vacation

Have you taken your summer vacation yet? Or has your vacation taken you? Some people travel on autopilot. You cart the kids off to Disneyland because you’re supposed to? Or, you fly to Europe because everyone says you should see Paris before you die. But what do you want? “Most of us don’t take the time to think about what would… Read More

How to Automate Your Way to Wealth

How to Automate Your Way to Wealth

How to Automate Your Way to Wealth

Checking different bank accounts, tracking when bills are due and keeping tabs on your budget and savings goals? Managing your finances can take up a lot of time – and let’s face it, isn’t the most fun use for it. No matter how busy you are, it is important to stay on top of your… Read More

When NOT to File an Insurance Claim

When NOT to File an Insurance Claim

When NOT to File an Insurance Claim

One of the main reasons for having insurance is to offset risk, especially major risks and losses. We pay many insurance premiums throughout our lives to various carriers for a multitude of different risks. When a possible claim occurs, an initial thought might be “I am finally cashing in on some of those premiums!” You… Read More

Help! My Online Order Never Arrived & I Can’t Get a Refund

Help! My Online Order Never Arrived & I Can’t Get a Refund

Help! My Online Order Never Arrived & I Can’t Get a Refund

Question: I ordered a cordless phone system and memory card from Target.com. After a couple of weeks passed, I checked the status of the order and the tracking information showed that it was delivered to the post office in my neighborhood. When I placed the order, I was under the impression that the order would… Read More

5 Ways Complacency Can Cost You Serious Money

5 Ways Complacency Can Cost You Serious Money

5 Ways Complacency Can Cost You Serious Money

“Whatever you do, don’t become complacent to your surroundings.” That was a warning that we all received prior to being deployed to Iraq in 2005. We heard it from our pre-deployment trainers. We heard it from our higher-ranking officers. We even heard it from our family. Don’t become complacent to your surroundings. The second part… Read More

4 Years Later, Congress Still Debates Consumer Watchdog’s Future

4 Years Later, Congress Still Debates Consumer Watchdog’s Future

4 Years Later, Congress Still Debates Consumer Watchdog’s Future

Hidden fees, penalties, surcharges and other “gotchas” drive consumers bonkers, but some companies love them. In the years leading up to the financial crisis, many credit card issuers and other lenders had created a labyrinth of complex fee charts that confused borrowers and made for easier profits. In the aftermath of the Great Recession, Congress… Read More

Is Your Pride Costing You Money?

Is Your Pride Costing You Money?

Is Your Pride Costing You Money?

You probably think you make decisions based on what makes you happy and what is the smart, responsible move. It turns out there are several factors that can blur your logical skills. Pride can often be one of them. Check out some of the ways pride can sabotage your success and how to overcome the… Read More

Citibank to Pay $700 Million to Cardholders Over Credit Card Add-Ons

Citibank to Pay $700 Million to Cardholders Over Credit Card Add-Ons

Citibank to Pay $700 Million to Cardholders Over Credit Card Add-Ons

The Consumer Financial Protection Bureau has ordered Citibank to pay $700 million to consumers who were affected by “unfair and deceptive” practices used in selling credit card add-on services, deceptive marketing and unfair billing practices between 2000 and 2013, the CFPB announced today. Eligible customers will be notified and receive refunds, Citi said in a… Read More

How to Avoid Wasting Thousands on a New Computer

How to Avoid Wasting Thousands on a New Computer

How to Avoid Wasting Thousands on a New Computer

It’s been a ritual as old as the personal computer itself. Microsoft releases a new operating system, and PC sales skyrocket as users buy new hardware to take advantage of the new software. Sure, a hardy few buy the new Windows and try to install it on their old machines, but these are folks who… Read More

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