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I’ve always identified with Scrooge — both the Scrooge at the end of the story who sees that money well-spent can ameliorate human suffering, and, critically, the Scrooge at the beginning who hates spending so much he doesn’t heat his home or office and dines on free street-cart soup. (One suspects, when Scrooge theorizes Marley... Read More
The old checkbook is becoming a bit of a historical artifact, as far as financial products go. They’re still a favorite tool for fraudsters, and as one woman found out the hard way, they don’t have the same consumer protections as credit cards and debit cards. NBC Los Angeles reported the story: Someone got into Maili McHenry’s unlocked... Read More
The holidays can be expensive — and this year, Americans may be spending more than usual. The National Retail Federation is forecasting that holiday sales will increase by a solid 3.7% in 2015 — significantly higher than the 10-year average increase of 2.5% and bringing total spending in November and December to $630.5 billion. The... Read More
It’s easy to understand why someone would want to keep holiday spending from plunging them into debt — or making existing credit card debt even worse. That’s probably why about two in five shoppers (39%) plan to use debit cards this season, according to the National Retail Federation’s Holiday Consumer Spending Survey. That’s incrementally more than... Read More
Are you happy with your job, or are you comfortable with your job? Are you unhappy or uncomfortable enough to change jobs to find greener pastures? Would you change jobs if the barriers to do so weren’t so high? If you had enough money to maintain the same quality of life for the next three... Read More
Americans must feel pretty good about their budgets this year, because they’re planning on spending a lot on the holidays. The typical American adult plans to drop $830 on Christmas shopping this year, compared to the $720 average last year, according to Gallup. If you take out the share of people who aren’t planning to... Read More
Staying motivated isn’t easy, especially when it comes to financial matters. Between our jobs, families and social obligations, it can be difficult to keep our finances in order. Luckily, there are some simple things you can do to help keep yourself motivated and in good financial shape. 1. Set Goals for the Long-Term & the Short-Term... Read More
No matter how aligned you and your spouse may seem, there are sure to be road bumps in any marriage. Don’t let planning for retirement be one of them. There are many strategies when it comes to saving for retirement and everyone may have an individual style or approach. When it comes to timing, you... Read More
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