Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

The Ultimate Holiday Debt Survival Guide for 2017

The Ultimate Holiday Debt Survival Guide for 2017

The Ultimate Holiday Debt Survival Guide for 2017

Millions of Americans have an overwhelming amount of debt, and during the holidays, many consumers spend more than they have. Don’t fall victim to overspending and accruing debt this holiday season. You can still love and celebrate the holiday season without overspending on holiday gifts, food, decorations, lights, and entertaining. After all, the holidays are... Read More

Get Ahead on Your Holiday Shopping with November’s Best Buys

Get Ahead on Your Holiday Shopping with November’s Best Buys

Get Ahead on Your Holiday Shopping with November’s Best Buys

With Black Friday and Cyber Monday just a few weeks away, you may have instituted a shopping moratorium until then. The post-Thanksgiving sales will be undoubtedly great, but sales are going to pop up throughout November, particularly for large appliances, video gaming, and apparel. Take a look at some of this year’s best November deals.... Read More

Skipping Renters Insurance? Why That’s a Bigger Risk Than You’d Think

Skipping Renters Insurance? Why That’s a Bigger Risk Than You’d Think

Skipping Renters Insurance? Why That’s a Bigger Risk Than You’d Think

As a finance writer, I am surrounded by people who know a lot about managing money. But even those with the most money know-how can still miss financial must-haves. For instance, in a recent conversation, a few of my coworkers stated they didn’t have renters insurance. This puts them among the 59% of renters who... Read More

7 Ways to Support Charities, Even If You’re Broke

7 Ways to Support Charities, Even If You’re Broke

7 Ways to Support Charities, Even If You’re Broke

When college student Kara Skinner was short on cash, she started the blog Lover’s Quarrel, reviewing romance novels and including affiliate links in her posts. Thanks to her posts, she earned $60 from those links. But instead of splurging on pizza and a night out with friends, Kara decided to use her money in a... Read More

13 Ways to Give to Charity without Breaking Your Budget

13 Ways to Give to Charity without Breaking Your Budget

13 Ways to Give to Charity without Breaking Your Budget

Giving to charity doesn’t require a lot of disposable income. If you want to make the world a better place, you can still contribute without cutting a big check. Here are 13 ways to give to charity on a budget. 1. Donate Your Time Many charitable organizations survive through the efforts of volunteers. Volunteering is... Read More

6 Common Mistakes Side Hustlers Make—and How to Avoid Them

6 Common Mistakes Side Hustlers Make—and How to Avoid Them

6 Common Mistakes Side Hustlers Make—and How to Avoid Them

Andre Spicer, a business professor, was delighted when his 5-year-old daughter expressed interest in an entrepreneurial endeavor. He couldn’t have foreseen the outcome, though: a firsthand lesson in side hustle mistakes and a nearly $200 fine, according to a July article in the Telegraph. Spicer and his daughter decided on a lemonade stand and set... Read More

How to Get Unemployment Benefits: 3 Expert Tips If You’re Out of Work

How to Get Unemployment Benefits: 3 Expert Tips If You’re Out of Work

How to Get Unemployment Benefits: 3 Expert Tips If You’re Out of Work

For millions of Americans, unemployment benefits provide a lifeline that lets them keep the wolf from the door. But collecting those benefits isn’t always simple. Unemployment claims are often denied, and sometimes for avoidable reasons. But first, let’s answer some basic questions you might have. What Are Unemployment Benefits? Americans who find themselves without a... Read More

12 Tips for Saving Money at Fancy Restaurants

12 Tips for Saving Money at Fancy Restaurants

12 Tips for Saving Money at Fancy Restaurants

An expertly prepared meal at a restaurant is one of life’s great pleasures. When it’s delivered in a great atmosphere with attentive service, the experience is elevated even further. But fine dining establishments can be prohibitively expensive. If you love fancy restaurants but hate getting the check, here are twelve tips to help you save... Read More

10 Smart Financial Retirement Moves You Can Make Today

10 Smart Financial Retirement Moves You Can Make Today

10 Smart Financial Retirement Moves You Can Make Today

Some employers offer financial and retirement advice to their workers, but you may not have been so lucky. And considering that 30% of workers outside of local and state government and the private sector don’t have access to retirement benefits from their employers, it’s no wonder people have anxieties about their futures. But don’t worry!... Read More

6 Tips for Keeping Your Retirement on Track at Age 50

6 Tips for Keeping Your Retirement on Track at Age 50

6 Tips for Keeping Your Retirement on Track at Age 50

When it comes to preparing for retirement, 50 can be a pivotal age. At that age, most people are just 10 to 15 years away from leaving the workforce, and time is relatively limited to save for retirement. But with a decade or more of work still remaining, you have enough time to make changes... Read More

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