Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

15 Ways to Get Fit Without Breaking Your Budget

15 Ways to Get Fit Without Breaking Your Budget

15 Ways to Get Fit Without Breaking Your Budget

Getting physically fit can be overwhelming in a number of ways. But the one thing it should never overwhelm is your wallet. With fitness marketing experts mandating the purchase of this, that and the other thing, it’s easy to think you have to spend half your yearly salary to achieve your goals. You don’t, of... Read More

How to Really Budget for a Staycation

How to Really Budget for a Staycation

How to Really Budget for a Staycation

Whether you’re dreaming of an hour-long massage or lazy days lounging under the summer sun, you’ll want to budget wisely for your staycation. After all, you’ve worked hard for this well-deserved treat, and the last thing you want is for your savings account to plummet just when you’ve begun to relax. (Overspending can also tank your credit if you... Read More

50 Ways to Honor the True Meaning of Memorial Day

50 Ways to Honor the True Meaning of Memorial Day

50 Ways to Honor the True Meaning of Memorial Day

If you’ve had a loved one die in military service, you especially understand the importance of Memorial Day, which honors the fallen men and women who served the United States. Whether you’ve lost a loved one or not, doing something to recognize the sacrifices of our fallen heroes this year can be a wonderful way... Read More

How to Save Money to Start Your Own Business

How to Save Money to Start Your Own Business

How to Save Money to Start Your Own Business

Starting a business almost always takes money. When saving up to make the self-employment switch, financial expert Edward Kohlhepp, CFP from Doylestown, Pennsylvania, recommends that you don’t sell yourself short. “Don’t stop when you have enough to just buy the business,” he says. “You’ll need money for operating expenses such as taxes, rent and payroll,... Read More

How to Avoid the Hidden Struggles of a Flexible Work Schedule

How to Avoid the Hidden Struggles of a Flexible Work Schedule

How to Avoid the Hidden Struggles of a Flexible Work Schedule

When I first became a freelance writer I couldn’t have been happier with the decision. The ability to be my own boss (to a certain extent), work with multiple clients and set my own schedule, was immensely appealing. I discovered quickly, however, that if I wasn’t careful, the flexibility of my new career course could... Read More

How to Have Fun After College Without Going Broke

How to Have Fun After College Without Going Broke

How to Have Fun After College Without Going Broke

If money’s tight, you may think it’s hurting your social life, especially if you’re turning down invitations because you can’t seem to make ends meet. This scenario is all-too-prevalent among recent college grads, and no wonder. Student loan repayments, rent, car payments, a wardrobe for work and other bills can add up. (Here are tips... Read More

5 Hotels Where Pets Get Treated Like Royalty

5 Hotels Where Pets Get Treated Like Royalty

5 Hotels Where Pets Get Treated Like Royalty

Vacations are often a family affair, but we typically leave our pets at home. While they’re stuck in a kennel or with a sitter at home, we’re off in Tahiti, cocktail in hand, living the good life. Why not let Fido or Whiskers in on the fun? A number of hotels have warmed up to the idea of... Read More

13 Ways to Save at Barnes & Noble

13 Ways to Save at Barnes & Noble

13 Ways to Save at Barnes & Noble

Avid readers delight in everything Barnes & Noble has to offer, from classics like “Wuthering Heights” and “Valley of the Dolls” to newbies like “The Passenger” and “Big Little Lies.” It could be easy to drop a hefty sum of cash here, but you’ll be sure to save if you try out some of these tactics.... Read More

How to Set Up Your First 401K

How to Set Up Your First 401K

How to Set Up Your First 401K

So you’ve decided to save for your retirement using your company’s 401K plan. Congratulations! It’s a great way to save. But now what? Which funds do you choose? How much should you contribute? Are there limits? How do your employer’s matching funds actually work? Can you access the money if you need it before retirement?... Read More

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Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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