Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

10 Things That Could Give You Peace of Mind on Your Next Vacation

10 Things That Could Give You Peace of Mind on Your Next Vacation

10 Things That Could Give You Peace of Mind on Your Next Vacation

Given the recent horrendous acts of terrorism in Nice, Brussels, Paris, Orlando and elsewhere, many travelers are concerned about becoming victims themselves. Although the chances are extraordinarily slim that it could happen to you, the truth is that thousands of people are injured and die every year while on vacation. Therefore, here are some travel-planning steps... Read More

Would You Pay $15 for Early Hotel Check-In?

Would You Pay $15 for Early Hotel Check-In?

Would You Pay $15 for Early Hotel Check-In?

Most of us are familiar with this scenario: Your flight just landed, and you and your bags are off to the hotel, only to discover that check-in time is still hours away. You certainly don’t want to hang around the hotel just to look after your bags and you don’t want to lug them around with... Read More

3 Questions to Ask to Figure Out if You’re Spending for the Wrong Reasons

3 Questions to Ask to Figure Out if You’re Spending for the Wrong Reasons

3 Questions to Ask to Figure Out if You’re Spending for the Wrong Reasons

We’re often asked how we paid off $51,000 in credit card debt. Everyone’s looking for that magical tip or trick to get out of their financial troubles. But just as important as how we paid off our debt is how we acquired it. Save for a few exceptions, it’s not easy to build up that... Read More

1 in 3 Americans Aren’t Taking a Vacation This Summer

1 in 3 Americans Aren’t Taking a Vacation This Summer

1 in 3 Americans Aren’t Taking a Vacation This Summer

If you feel summer means it’s time to pack your bags and cash in those two tickets to paradise, you aren’t alone. According to a new Harris Poll, 42% of Americans have already taken at least one vacation this summer. And 55% have at least one trip coming up before the end of August, whether... Read More

Are Democrats or Republicans Better With Money?

Are Democrats or Republicans Better With Money?

Are Democrats or Republicans Better With Money?

With America being greatly divided these days — be it red versus blue states, Democrats or Republicans, etc. — it’s easy to get caught up in the fray. Americans will argue and try to differentiate themselves in just about every way. Do you believe in the concept of working together toward a common good? You... Read More

7 Free Tools to Help Calm the Back-to-School Chaos

7 Free Tools to Help Calm the Back-to-School Chaos

7 Free Tools to Help Calm the Back-to-School Chaos

Whether you’re working or a stay-at-home parent, back-to-school season can get rough. Between strict schedules, meal planning, homework, and maybe even extracurriculars, life just gets a bit chaotic. Luckily, technology can make things a bit easier on parents. With all the apps available today, there are loads of great free tools that can help you... Read More

Comcast’s Newest Product: Cable Without a Credit Check

Comcast’s Newest Product: Cable Without a Credit Check

Comcast’s Newest Product: Cable Without a Credit Check

It’s no secret many utility and cable companies check your credit when you sign up for services, but that may not always be the case. In fact, Comcast is releasing a new TV package — Xfinity Prepaid Service — which doesn’t require a credit check. Xfinity Prepaid Service is a no contract, pay-as-you-go plan for TV and... Read More

How 50-Somethings Should Plan for Retirement

How 50-Somethings Should Plan for Retirement

How 50-Somethings Should Plan for Retirement

Odds are, if you are in your 50s, you have thought about retirement one time or another. Regardless of whether this is your final decade of working for the man — or being the man — it is important that you start to create a retirement vision. This means putting your 3 p.m. daydreams, at least... Read More

I Need More Money for Retirement. Are There Ways to Catch Up?

I Need More Money for Retirement. Are There Ways to Catch Up?

I Need More Money for Retirement. Are There Ways to Catch Up?

Q. I know there are catch-up contributions for retirement plans. I’ve heard there’s also something called a “lifetime catch-up” contribution. How does that work? — Saver A. Catch-up contributions were added to the tax code by Congress in response to a fear that baby boomers were not saving enough for retirement. They allow taxpayers turning... Read More

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