Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

When Is an Employer Allowed to Take Money Out of Your Check?

When Is an Employer Allowed to Take Money Out of Your Check?

When Is an Employer Allowed to Take Money Out of Your Check?

If you’ve ever received a paycheck, you know there are plenty of deductions that come out of your overall pay: income taxes, Social Security, health insurance premiums, retirement savings and any other amounts you might’ve authorized like automatic savings or union dues. Of course, you could also have amounts from legal garnishments taken out as... Read More

Americans Are Going to Spend a Scary Amount of Money This Halloween

Americans Are Going to Spend a Scary Amount of Money This Halloween

Americans Are Going to Spend a Scary Amount of Money This Halloween

Halloween spending expectations are soaring higher than a witch’s broomstick this year. After a long summer and heightened consumer confidence, total spending for the spooky season is expected to reach a record $8.4 billion, according to the National Retail Federation’s annual survey. This is the highest amount in the survey’s 11-year history. More than 171 million... Read More

10 Money Mistakes You Might Not Know You’re Making

10 Money Mistakes You Might Not Know You’re Making

10 Money Mistakes You Might Not Know You’re Making

If you take a look at your spending, are you really being as smart as possible? It may seem like it at first glance, but if you really sit down and think about it, you may be actually making mistakes with your finances and not even realize it. This can mean you’re overspending or missing opportunities... Read More

A Few Extra Pounds Can Hurt Your Job Chances, Study Says, Especially for Women

A Few Extra Pounds Can Hurt Your Job Chances, Study Says, Especially for Women

A Few Extra Pounds Can Hurt Your Job Chances, Study Says, Especially for Women

Getting soft around the middle may not just trigger a bout of self-consciousnesses — it could throw a wrench into your chances of landing a job. At least that’s according to a study recently published in the journal Plos One, which found weight gain can hamper a job applicant’s prospects, particularly if that applicant is female. The team of Scottish... Read More

Why I Became a Work-From-Home Mom (& What to Consider if You Aim to Do the Same)

Why I Became a Work-From-Home Mom (& What to Consider if You Aim to Do the Same)

Why I Became a Work-From-Home Mom (& What to Consider if You Aim to Do the Same)

In August I celebrated my one-year anniversary of being a work-at-home mother. I was a career businesswoman before I graduated college. And I’ve spent the last 10 years working in the financial field, with all of its rigors and stresses. By the time I became pregnant with our third child, the bough was breaking. I... Read More

This Change to the U.S. Banking System Could Help You Save Money

This Change to the U.S. Banking System Could Help You Save Money

This Change to the U.S. Banking System Could Help You Save Money

A subtle change to the U.S. banking system is about to help workers get paid quicker, and it should soon help consumers avoid last-minute bill paying fees. The change goes by the less-than-sexy name Same Day ACH, but it could save a nice amount of cash for consumers living on a tight month-to-month budget. ACH stands for... Read More

The ‘World’s Best Airline’ Is About to Start Charging to Pick Your Seat

The ‘World’s Best Airline’ Is About to Start Charging to Pick Your Seat

The ‘World’s Best Airline’ Is About to Start Charging to Pick Your Seat

Emirates, lauded as the world’s best airline with the world’s best in-flight entertainment, plans a major booking change beginning next month that flyers may or may not like. Beginning in October, Emirates will charge flyers to choose their seats. An Emirates spokesperson told Credit.com by email that the Dubai-based, government-operated airline will introduce “a minimal charge for those looking to select... Read More

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