Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

5 Ways to Avoid Going Into Debt for an Engagement Ring

5 Ways to Avoid Going Into Debt for an Engagement Ring

5 Ways to Avoid Going Into Debt for an Engagement Ring

Katherine Schreiber, 26, has twice been engaged to the same man, and neither time involved an expensive trip to the jewelry store. The first time, in September 2013, her fiancé proposed with a ring that had been in his family. Schreiber says that though she’s never been much of a jewelry person, she dutifully wore the ring,… Read More

Should Retailers Have Bank-Level Security for Your Data?

Should Retailers Have Bank-Level Security for Your Data?

Should Retailers Have Bank-Level Security for Your Data?

Seven financial trade associations signed a letter to Congress urging the government to enact federal data breach legislation that would cover not only financial service providers but also all other entities, such as retailers, that store customer financial data. The letter argues that existing laws do not require the same levels of responsibility of entities that… Read More

How iPads Are Turning Us Into Better Tippers

How iPads Are Turning Us Into Better Tippers

How iPads Are Turning Us Into Better Tippers

The amount of tip money people in the service industry take home relies on a remarkable number of variables, like perceived quality of the service provided, a customer’s tipping preferences, the service’s cost and the payment method. That last part — how the actual transaction happens — is having an increasingly significant impact on how… Read More

7 Ways to Make the Most Out of Your Raise

7 Ways to Make the Most Out of Your Raise

7 Ways to Make the Most Out of Your Raise

So your employer has finally rewarded you for all that hard work. Now what? When you receive a raise at work, it can be tempting to set out for a shopping spree, but it’s wise to wait a few weeks before using any of this new cash. It’s important to see how much more your raise… Read More

Are You Paying Too Much for Generic Drugs?

Are You Paying Too Much for Generic Drugs?

Are You Paying Too Much for Generic Drugs?

What if you went to your regular pharmacy expecting a co-pay of $10 for a 90-day supply of generic medication and you were told that this time it would be $100? It happened to one of Dr. David Belk’s patients. The drug in question was the generic for Prozac, and the patient decided to look… Read More

The 4 Tax Forms You Should Be Getting Soon

The 4 Tax Forms You Should Be Getting Soon

The 4 Tax Forms You Should Be Getting Soon

You may have already started receiving tax forms in the mail. You know what I’m talking about — the envelopes are marked in big block letters, “IMPORTANT TAX DOCUMENTS ENCLOSED.” If you haven’t received any yet, you should soon, and for some people, you’ll be getting many pieces of mail like that over the next… Read More

The Forgotten New Year’s Resolution: Life Insurance

The Forgotten New Year’s Resolution: Life Insurance

The Forgotten New Year’s Resolution: Life Insurance

We’re not even through January and our great intentions for 2015 have likely already begun to waver. If that doesn’t apply to you, that is amazing, and you should be proud. But, let’s go back to 2014, when we were all excitedly planning our resolutions in the first place. Whether we wanted to get in better… Read More

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