Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

America’s 10 Most Gridlocked Cities

America’s 10 Most Gridlocked Cities

America’s 10 Most Gridlocked Cities

Nothing in life is guaranteed except death, taxes and traffic. Traffic is arguably the worst driving companion but it’s often the one we spend time with the most. While none of us are immune to complaining about traffic, it’s now possible to claim your city has the worst traffic in America. Auto Insurance Center, an automotive... Read More

15 Must-Have Items for Music Festival Season

15 Must-Have Items for Music Festival Season

15 Must-Have Items for Music Festival Season

So you’ve spent a fortune on your Governors Ball tickets, and now you need to figure out what to pack. This is no ordinary long weekend — long days in the sun or rain require planning, after all. To help you prepare for your summer shenanigans, we’ve rounded up 15 must-haves so practical once the weekend is over, you’ll... Read More

8 Financial Choices You’ll Regret in 5 Years

8 Financial Choices You’ll Regret in 5 Years

8 Financial Choices You’ll Regret in 5 Years

If your goal is getting ahead financially, the formula for success is simple: Maximize tax-advantaged retirement accounts early, boost your savings with a Roth or traditional individual retirement account, choose investments you feel comfortable with and avoid debt like the plague. If you do those four things, you’re bound to enjoy less stress and more... Read More

17 Ways to Save at Sephora

17 Ways to Save at Sephora

17 Ways to Save at Sephora

Product lovers know that Sephora is the place to go for all things beauty-related, but shopping there can be a bit of a hazard, financially speaking, even when you do so with a list of needs in hand. After all, Sephora has everything you never knew you desperately needed. If you’re likely to be tempted by... Read More

Forget Coffee & Toast. Here Are 18 Smart Ways to Use an Avocado

Forget Coffee & Toast. Here Are 18 Smart Ways to Use an Avocado

Forget Coffee & Toast. Here Are 18 Smart Ways to Use an Avocado

Avocados have been a thing for awhile now, but thanks to avocado toast-shaming and something called the avolatte (it is exactly as it sounds), the fruit has gone viral. And while the question of whether avo-everything is keeping millennials from the American Dream remains up for debate, there’s one thing that can’t be disputed. All fruits considered,... Read More

15 Ways to Get Fit Without Breaking Your Budget

15 Ways to Get Fit Without Breaking Your Budget

15 Ways to Get Fit Without Breaking Your Budget

Getting physically fit can be overwhelming in a number of ways. But the one thing it should never overwhelm is your wallet. With fitness marketing experts mandating the purchase of this, that and the other thing, it’s easy to think you have to spend half your yearly salary to achieve your goals. You don’t, of... Read More

How to Really Budget for a Staycation

How to Really Budget for a Staycation

How to Really Budget for a Staycation

Whether you’re dreaming of an hour-long massage or lazy days lounging under the summer sun, you’ll want to budget wisely for your staycation. After all, you’ve worked hard for this well-deserved treat, and the last thing you want is for your savings account to plummet just when you’ve begun to relax. (Overspending can also tank your credit if you... Read More

50 Ways to Honor the True Meaning of Memorial Day

50 Ways to Honor the True Meaning of Memorial Day

50 Ways to Honor the True Meaning of Memorial Day

If you’ve had a loved one die in military service, you especially understand the importance of Memorial Day, which honors the fallen men and women who served the United States. Whether you’ve lost a loved one or not, doing something to recognize the sacrifices of our fallen heroes this year can be a wonderful way... Read More

How to Save Money to Start Your Own Business

How to Save Money to Start Your Own Business

How to Save Money to Start Your Own Business

Starting a business almost always takes money. When saving up to make the self-employment switch, financial expert Edward Kohlhepp, CFP from Doylestown, Pennsylvania, recommends that you don’t sell yourself short. “Don’t stop when you have enough to just buy the business,” he says. “You’ll need money for operating expenses such as taxes, rent and payroll,... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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