Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

Medical Debt and Health Insurance

Medical Debt and Health Insurance

Medical Debt and Health Insurance

One of the most common questions we get asked is, “my health insurance was supposed to cover a procedure, but it didn’t. Now I’m in collections. Is this legal?” The short answer: yes, it is legal, though you may be able to fight back. The long answer, however, requires a bit of context about how... Read More

15 Reasons to Plan for Retirement in Your 20s

15 Reasons to Plan for Retirement in Your 20s

15 Reasons to Plan for Retirement in Your 20s

If you’re in your 20s, fresh out of school, and just starting your career, retirement is probably the furthest thing from your mind. That’s understandable. You have at least 40 years until you can actually retire, and that may change as medical advancements continue to help people live increasingly longer lives. Seniors are now healthier... Read More

10 Credit Options to Help Manage Health Care Costs

10 Credit Options to Help Manage Health Care Costs

10 Credit Options to Help Manage Health Care Costs

With the rising cost of healthcare and medical procedures, most Americans are painfully aware of how quickly medical bills can mount. Whether you’re in need of costly medical tests or procedures, or you’re looking into an elective procedure, the financial impact can be enough to deter you from taking care of your medical needs. The... Read More

A Single Parent’s Financial Guide

A Single Parent’s Financial Guide

A Single Parent’s Financial Guide

Raising kids takes a lot of time, patience, love, and of course, money. Life as a single parent is a great deal of work, and you play multiple roles in the rearing and nurturing of your children. Budgeting and financial planning is a challenge for numerous people regardless of their marital or income statuses. As... Read More

Paying Off Your Credit Card With a Personal Loan: Pros and Cons

Paying Off Your Credit Card With a Personal Loan: Pros and Cons

Paying Off Your Credit Card With a Personal Loan: Pros and Cons

Do you feel overwhelmed by credit card debt? Looking at a high interest rate and seeing how long it takes to tackle the principal can be disheartening. When faced with this difficulty, some consumers consider taking out a personal loan to pay off the debt. While it can be a good move to use a... Read More

15 Reasons to Invest After Retirement

15 Reasons to Invest After Retirement

15 Reasons to Invest After Retirement

The time has finally come: you’re ready to retire. For many, this means living off savings or social security, but in reality, now that you’re unemployed it’s time you started making real money. Investing after retirement is a great way to continue making income, cover expenses in lieu of a regular paycheck, and stay plugged... Read More

Four Impacts of GOP Tax Plan for Families Paying for College

Four Impacts of GOP Tax Plan for Families Paying for College

Four Impacts of GOP Tax Plan for Families Paying for College

When it comes to the new GOP tax bill and its impact on those paying for higher education, the good news far outweighs the bad. For instance, the bill did not affect the student loan interest tax deduction, which likely inspired a collective sigh of relief among former students everywhere who are working to pay... Read More

The Gig Economy: How to Get Your Side Hustle On

The Gig Economy: How to Get Your Side Hustle On

The Gig Economy: How to Get Your Side Hustle On

These days, there are countless ways to earn money outside of the traditional 9-5. Whether you have unique scheduling needs or are trying to pad your existing income, we make heads or tails of the Gig Economy and explore the best options for earning cash on the side. Side hustles aren’t new, but up until... Read More

7 Smarter Ways to Use Debt in 2018

7 Smarter Ways to Use Debt in 2018

7 Smarter Ways to Use Debt in 2018

In the world of personal finance, debt often gets a bad rap. Financial gurus sometimes say you should avoid borrowing at all costs and pay for everything in cash. It’s not hard to guess why; debt is the No. 1 source of financial stress for millennials, according to a Student Loan Hero survey. However, debt... Read More

When is the right time for the “Money Talk”

When is the right time for the “Money Talk”

When is the right time for the “Money Talk”

While talking to your partner about money may not be at the top of your to-do list, it should be. Financial issues can wreak havoc on your love life. Not being open about your financial habits can get in the way of your relationship later on. While, you may be thinking you don’t want to... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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