Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

6 Creative Ways to Lower Your Debt-to-Income Ratio

6 Creative Ways to Lower Your Debt-to-Income Ratio

6 Creative Ways to Lower Your Debt-to-Income Ratio

If you’re struggling to qualify for a personal loan, your debt-to-income (DTI) ratio could be to blame. Your DTI, often expressed as a percentage, compares your debt payments with your gross income each month. Loan companies look closely at your DTI before approving your application. If the ratio is high, lenders take it as a warning sign that you might... Read More

5 Bad Money Habits You Can Break Today

5 Bad Money Habits You Can Break Today

5 Bad Money Habits You Can Break Today

Article Re-Written August 10, 2018 by Elisa Ortiz Everyone has bad habits. It’s just a part of being human. I try to squash a bad habit as soon as I recognize one, and I’m sure you’re in the same boat. It’s easy to develop bad money habits early on in life, and it can be... Read More

Americans STILL Aren’t Saving for the Future

Americans STILL Aren’t Saving for the Future

Americans STILL Aren’t Saving for the Future

Unemployment is low and the stock market is high, two signs which might lead some to believe the U.S. economy is on a roll. But there’s a hidden danger lurking within economic data that suggests trouble could be looming; Americans aren’t saving for the future. Again. The personal savings rate, which had risen sharply in... Read More

7 Ways to Find Your Financial Footing After Graduation

7 Ways to Find Your Financial Footing After Graduation

7 Ways to Find Your Financial Footing After Graduation

For recent college graduates, there is a lot to figure out. But one of the biggest adjustments they will face is their newfound financial freedom, which can be both exciting and challenging. The summer after graduation, then, is the perfect time for these recent grads to take some key steps to get their bearings when... Read More

How To Make The Most Of Your Summer Side Hustle

How To Make The Most Of Your Summer Side Hustle

How To Make The Most Of Your Summer Side Hustle

Warm weather means seasonal part-time jobs are cropping up in abundance! Whether you’re driving people around, renting out surfboards at the beach or scooping ice cream on the weekends, summer is a great time to make some extra cash. But instead of blowing it all by the time the calendar flips to September, consider these... Read More

The Money Advice College Grads Never Get

The Money Advice College Grads Never Get

The Money Advice College Grads Never Get

Recent college graduates get a lot of advice from a lot of directions. Mom, Dad, school friends, crazy Uncle Harry, the Internet, Instagram. Get a job, take a European vacation, don’t buy a car, move somewhere new, buy a professional wardrobe, go to grad school, follow your dreams, take that job offer now. But you’ll... Read More

Budgeting for Your First Summer After Graduation

Budgeting for Your First Summer After Graduation

Budgeting for Your First Summer After Graduation

Without the college experience you once took for granted — dorms, prepaid meals, parental bailouts, etc. — recent graduates are left to brave the tightrope of financial responsibility without a safety net. Post-grad life is as liberating as it is marked by destitution. For one, shortly after commencement, the burden of loan payments, bills, and... Read More

10 Tips to Manage Your Finances While You Job Hunt

10 Tips to Manage Your Finances While You Job Hunt

10 Tips to Manage Your Finances While You Job Hunt

Nothing says adulting quite like hunting for your first post college job. Taking steps to embark on what should, by all indications, be an epic career journey, is equal parts exhilarating and terrifying. While there are a litany of resources available that can help you search, apply, and get hired for your dream job, there... Read More

How College Students Can Save Their Summer Income

How College Students Can Save Their Summer Income

How College Students Can Save Their Summer Income

College students often work summer jobs to gain experience and save up cash for when they return to school. But it can be difficult to build up enough savings for the school year in three months, especially if you don’t make a lot of money. To maximize your savings, you need to dedicate yourself to... Read More

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