Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

5 Hotels Where Pets Get Treated Like Royalty

5 Hotels Where Pets Get Treated Like Royalty

5 Hotels Where Pets Get Treated Like Royalty

Vacations are often a family affair, but we typically leave our pets at home. While they’re stuck in a kennel or with a sitter at home, we’re off in Tahiti, cocktail in hand, living the good life. Why not let Fido or Whiskers in on the fun? A number of hotels have warmed up to the idea of... Read More

13 Ways to Save at Barnes & Noble

13 Ways to Save at Barnes & Noble

13 Ways to Save at Barnes & Noble

Avid readers delight in everything Barnes & Noble has to offer, from classics like “Wuthering Heights” and “Valley of the Dolls” to newbies like “The Passenger” and “Big Little Lies.” It could be easy to drop a hefty sum of cash here, but you’ll be sure to save if you try out some of these tactics.... Read More

How to Set Up Your First 401K

How to Set Up Your First 401K

How to Set Up Your First 401K

So you’ve decided to save for your retirement using your company’s 401K plan. Congratulations! It’s a great way to save. But now what? Which funds do you choose? How much should you contribute? Are there limits? How do your employer’s matching funds actually work? Can you access the money if you need it before retirement?... Read More

Should You Pay for a Costco Membership?

Should You Pay for a Costco Membership?

Should You Pay for a Costco Membership?

[Disclosure: Cards from our partners are mentioned below.] Shopping at a warehouse store, such as Costco, can feel like a magical treasure hunt. The entire store is yours for the picking, and all you can see are aisles of your favorite products — in supersize. It can be hard to resist purchasing everything in sight.... Read More

The College Grad’s Guide to Backpacking in Europe

The College Grad’s Guide to Backpacking in Europe

The College Grad’s Guide to Backpacking in Europe

So you’ve decided to backpack through Europe now that you’re done with college. But are you versed in the ways of European trains? Or know how to find the best hostels? Unless you’ve done it before, you’re going to need a little guidance. It’s a lot to navigate, but never fear. We’re here for you with our ultimate guide... Read More

A Quick Guide to the Difference Between Medicaid & Medicare

A Quick Guide to the Difference Between Medicaid & Medicare

A Quick Guide to the Difference Between Medicaid & Medicare

Medicare and Medicaid may sound alike, but these government health insurance programs are dramatically different from one another. Here’s a brief overview. What Is Medicare? Administered by the federal government, Medicare is a health insurance program primarily for adults who are 65 years of age or older and have paid into the Social Security system for... Read More

3 Simple Steps to Starting an Emergency Fund

3 Simple Steps to Starting an Emergency Fund

3 Simple Steps to Starting an Emergency Fund

What will you do when faced with an unexpected expense of, say, $400? A 2016 study from the Federal Reserve found 46% of Americans didn’t have enough funds to cover an unexpected expense of that amount. So, how did they manage to pay for it? Possibly by using their credit card or doing the unthinkable and... Read More

7 Ways to Save on Travel With Kids

7 Ways to Save on Travel With Kids

7 Ways to Save on Travel With Kids

Traveling with kids is stressful enough without tacking on the worry of spending a fortune for fun in the sun (or on the slopes, or wherever you’d like to take your kids). If vacationing with your kids is something you’d like to do in the near future, here are seven things you can do to cut... Read More

12 Ways to Save on Prada

12 Ways to Save on Prada

12 Ways to Save on Prada

Prada may just be the gold standard of fashion, but unless you’re rolling in the dough, shopping there might be a pipe dream. Of course, dreams aren’t always out of reach. While Prada sales are hard to come by, there are a few ways you might be able to score that designer shirt you covet... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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