Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

What Kind of Retirement Is Right for You?

What Kind of Retirement Is Right for You?

What Kind of Retirement Is Right for You?

While many of us like to dream about retirement, too many of us don’t actually take the steps to ensure a financially stable life once your 9-to-5 schedule comes to a close. No matter your age, it’s a good idea to be putting money away for the future. A retirement calculator can help predict how… Read More

Do I Have to File Income Taxes?

Do I Have to File Income Taxes?

Do I Have to File Income Taxes?

If you think the Internal Revenue Service expects to hear from everybody this time of year, here’s a quote that might surprise you. It’s from an IRS spokesperson I’ve interviewed many times, Mike Dobzinski. “We get quite a few returns that come in that really don’t have to be filed. If we can discern from… Read More

How to Create Wealth You Can Pass Down to Your Kids

How to Create Wealth You Can Pass Down to Your Kids

How to Create Wealth You Can Pass Down to Your Kids

Your money is the culmination of hard work, discipline and smart management skills. If you are finding financial success, there are some ways to better sustain that wealth not only for yourself, but for your children and their children after that. However, leaving a legacy of multigenerational wealth is no easy feat. While wealth affords opportunities, it… Read More

Why Refinancing Might Be the Right Move for You

Why Refinancing Might Be the Right Move for You

Why Refinancing Might Be the Right Move for You

Buying a home is usually a long-term commitment. Unless you pay in full with cash to get the keys, signing on the dotted line means taking on a mortgage and agreeing to monthly payments for years into the future. Since a lot can change in that much time, you may be in a very different… Read More

5 Reasons to Fire Your Financial Adviser

5 Reasons to Fire Your Financial Adviser

5 Reasons to Fire Your Financial Adviser

Think about the last time you fired someone. Even if you’ve never been an employer, I’m sure you fired someone or some business for poor service. Perhaps it was a restaurant that served cold food. Maybe it was a landscaper who mowed over your roses. If you receive poor service when you’re paying, you should… Read More

7 Tips for Spring Cleaning Your Finances

7 Tips for Spring Cleaning Your Finances

7 Tips for Spring Cleaning Your Finances

Cold weather often means hibernation, binge-watching television and even ignoring some of the important aspects of life. If your finances took a greater hit than the East Coast this winter, it’s time to get to work. As the temperatures rise and all the snow melts away, make sure you are cleaning more than your home…. Read More

Does My Teen Really Have to File Taxes?

Does My Teen Really Have to File Taxes?

Does My Teen Really Have to File Taxes?

You know you have to file a tax return, but does your teen? The deadline is rapidly approaching, and he or she may — or may not — have received forms relating to income last year. Chances are, your teen does not have to file. John Scherer, a certified financial planner with Trinity Financial Planning in… Read More

5 Ways Americans Are Cutting Back

5 Ways Americans Are Cutting Back

5 Ways Americans Are Cutting Back

The American consumer seems to be on a bit of a frugal streak. At least, that’s what a survey of 2013 spending habits suggests. The U.S. Bureau of Labor Statistics has been conducting an annual survey of consumer spending since 1980, the results of which provide detailed insight into where Americans’ money goes. Part of… Read More

Does a Lower Loan Payment Come at a Big Cost?

Does a Lower Loan Payment Come at a Big Cost?

Does a Lower Loan Payment Come at a Big Cost?

Are we looking at yet another consumer bubble? The stock market is up, inflation is down, and although wages have not yet returned to their pre-crash levels, household incomes are beginning to gain ground. So when the Federal Reserve Bank of New York recently reported a $117 billion increase in aggregate household indebtedness, some viewed… Read More

5 Money Moves to Help You Retire Sooner

5 Money Moves to Help You Retire Sooner

5 Money Moves to Help You Retire Sooner

Retirement always seems far away — until it’s a reality. The idea of retiring early may even seem crazy, but if you are realistic about how much you need in retirement, plan carefully and save diligently, you may be able to leave your 9 to 5 behind sooner than you thought. Check out some ideas below… Read More

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