Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

5 Ways You Can Erase Your Credit Card Debt

5 Ways You Can Erase Your Credit Card Debt

5 Ways You Can Erase Your Credit Card Debt

There’s no one-size-fits-all approach to handling credit card debt. The cheapest way for you to get rid of it might be more expensive for your neighbor, and vice versa. Here are five ways you can erase your credit card debt. The list starts with the less expensive method. Discover which option is the best and... Read More

Tips for Finding a Job in Your Field After You Graduate

Tips for Finding a Job in Your Field After You Graduate

Tips for Finding a Job in Your Field After You Graduate

The job market for recent college graduates can be very competitive. Openings in your chosen field may be hard to come by; according to data from the New York Federal Reserve, around 43% of recent graduates work a job that doesn’t require a college degree. Stiff competition makes it tough to stand out, and you... Read More

5 Financial Planning Tips for Those Just Starting Their Career

5 Financial Planning Tips for Those Just Starting Their Career

5 Financial Planning Tips for Those Just Starting Their Career

Financial literacy is a skill that’s often honed and improved with time, not something that necessarily comes naturally to those just embarking on their careers. In fact, research from the National Endowment for Financial Education and George Washington University found that only 24% of 23 to 35 year olds showed basic financial literacy and a... Read More

Internships: When is the Cost Not Worth the Experience?

Internships: When is the Cost Not Worth the Experience?

Internships: When is the Cost Not Worth the Experience?

Summer is right around the corner, and many college students who see graduation looming on the horizon use the break from school as a time to take an internship in their field. While internships offer valuable “real world” experience and have seemed to become almost mandatory in many fields, internships often provide very little pay,... Read More

Creating Your Own Pension

Creating Your Own Pension

Creating Your Own Pension

Pension plans used to be an incredibly popular retirement vehicle for countless workers. In 1975, an impressive 88% of private sector American workers had a pension sponsored by an employer. Thirty years later that figure had dropped to 33%. As pensions disappeared, many turned to 401K plans and savings accounts to fill the gap. However,... Read More

What Should You Do If You Miss a Bill Payment?

What Should You Do If You Miss a Bill Payment?

What Should You Do If You Miss a Bill Payment?

Failing to pay a monthly bill on time can have major consequences. Some companies will slap you with late fees, higher interest rates, and other penalties when you miss a due date. If you neglect a bill for too long, it could show up as a late payment on your credit report and hurt your... Read More

7 Ways to Save More for Your Upcoming Vacation

7 Ways to Save More for Your Upcoming Vacation

7 Ways to Save More for Your Upcoming Vacation

Affordable vacations can be difficult to plan. Maybe you have a dream destination, but you can’t quite save up enough for travel costs. Or maybe you can get yourself there, but you’d have to live on bread and water for the entire trip. If your vacation expenses are just out of reach, a few adjustments... Read More

Don’t Let Your Vacation Wreck Your Credit

Don’t Let Your Vacation Wreck Your Credit

Don’t Let Your Vacation Wreck Your Credit

Article Updated by Brian Acton May 22, 2018 Summer vacations are supposed to be carefree and enjoyable, with your biggest challenge being the choice between flip-flops and sandals. But in reality, you need to do a little proactive planning to keep your finances safe. Credit never takes a holiday, and ignoring it on vacation could... Read More

Spring Into Savings: 5 Easy Steps To Ramp Up Savings This Spring

Spring Into Savings: 5 Easy Steps To Ramp Up Savings This Spring

Spring Into Savings: 5 Easy Steps To Ramp Up Savings This Spring

Spring cleaning doesn’t have to be reserved for chores around the house – the months following tax season serve as the perfect time to give your finances a cleanup as well. Because you have recently sorted through your financial documents, you are likely to have a good feel for your financial situation, making now as... Read More

Should You Buy a House if You’re Already in Debt

Should You Buy a House if You’re Already in Debt

Should You Buy a House if You’re Already in Debt

Many people consider buying a house to be the finish line after conquering the hurdles of debt. But that doesn’t always have to be the case. Yes, buying a house is one of the more difficult achievements, especially when you’re sitting on a mound of debt, but that doesn’t mean it’s impossible. You can buy... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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