4 Things That Won’t Affect Your Mortgage

Mortgages

4 Things That Won’t Affect Your Mortgage

4 Things That Won’t Affect Your Mortgage

When you’re hoping to lock down a home loan, the focus is on making sure you look like a safe bet for prospective lenders. Conversation tends to drift to the key pieces of the pre-approval puzzle, from credit score and stable income to acceptable debt levels and suitable assets. No one’s arguing the wisdom there…. Read More

Even Hackers Worry About Getting Hacked

Identity Theft

Even Hackers Worry About Getting Hacked

Even Hackers Worry About Getting Hacked

Hackers have some of the best security knowledge out there, but that doesn’t mean they’re attack-proof: 88% of self-identified hackers surveyed at a recent security conference said they think their personally identifiable information is at risk of being compromised online. At the same time, the vast majority of those surveyed said they believe they’ll never… Read More

4 Reasons to Live in the Country

Mortgages

4 Reasons to Live in the Country

4 Reasons to Live in the Country

Determining how much home you can afford and figuring out where you should live are huge life decisions. One of the most important questions you ask yourself early in the homebuying process is which environment is best for your finances and lifestyle – the debate between the city, suburbia and the country. We’ve covered the perks… Read More

How to Get Bank Fees Reversed

Personal Finance

How to Get Bank Fees Reversed

How to Get Bank Fees Reversed

As you’re examining the latest wave of transactions on your bank or credit card statement, you notice an unfamiliar fee. Should you just bite the bullet and pay it, or should you ask your financial institution to remove it? The latter is the better choice. In fact, a survey conducted last year by Credit.com found that 44% of respondents… Read More

How to Host an Open House

Mortgages

How to Host an Open House

How to Host an Open House

Fortunately for sellers, home values are generally on the rise and interest rates remain historically low, making this a great time to put your house on the market in many parts of the country. Finding a buyer is an important step in the process, and there are some simple steps sellers can take to increase the… Read More

The Dangers of Borrowing Against Your 401K

Personal Finance

The Dangers of Borrowing Against Your 401K

The Dangers of Borrowing Against Your 401K

According to a recent TIAA-CREF survey, almost one in three Americans borrow against their employee retirement plans at one time or another. That must mean it’s a smart move…right? Wrong. As you’ll see, borrowing money from your 401(k) or other retirement plan at work can be one of the very worst financial moves you can… Read More

What’s the ROI of Higher Education?

Students

What’s the ROI of Higher Education?

What’s the ROI of Higher Education?

The demand for college-educated workers is on the rise. In our competitive job market, oftentimes a high school diploma is no longer sufficient, and a college education is more valuable than ever before. The earnings disparity between workers with a four-year degree or more compared to those without is highest among people under 35, according… Read More

How to Create a Get-Out-of-Debt Strategy

Managing Debt

How to Create a Get-Out-of-Debt Strategy

How to Create a Get-Out-of-Debt Strategy

Collection agencies, banks, personal loans – it might feel like reminders about your debt are everywhere. If you find yourself struggling for a repayment system, you may feel like you will never get out of debt. The first step in managing debt is understanding what you owe and how you should begin making the necessary payments…. Read More

How to Budget When You’re Going Back to College

Students

How to Budget When You’re Going Back to College

How to Budget When You’re Going Back to College

When you first started college, you were probably in a different place financially than you are while considering returning to higher education. This means calculating expenses will likely be a bit different as well – and your budget will have to change accordingly. It’s important to consider costs, time, employment and personal goals when you are… Read More

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