Can a Co-Signer Lower Your Car Payments?

Auto Loans

Can a Co-Signer Lower Your Car Payments?

Can a Co-Signer Lower Your Car Payments?

Imagine you’re out car shopping and you finally find what you think is a reasonably priced set of wheels … and then when the dealer pulls your credit, the monthly payment that seemed so affordable is no longer available to you. You might be offered a subprime car loan at 10% or even 20% interest,… Read More

Can You Finally Afford a Hybrid Car?

Auto Loans

Can You Finally Afford a Hybrid Car?

Can You Finally Afford a Hybrid Car?

There are lots of attractive features of hybrid and alternative-fuel cars, but one of the biggest selling points has traditionally been the potential for saving money: By investing in advanced fuel technology rather than frequently paying for gasoline, you’ll eventually spend less than you would by buying a traditional vehicle with a lower sticker price…. Read More

The 12 Scams of Christmas

Identity Theft

The 12 Scams of Christmas

The 12 Scams of Christmas

Perhaps you’ve noticed: There are scams all over the Internet, run by ill-intentioned people hoping you’re careless or gullible enough to fall into their traps. They want your name, your email address, your passwords and, most of all, your money. Yeah, you get it — people have been warning you about scams for years. You… Read More

BlackEnergy: The Scariest Malware in America?

Identity Theft

BlackEnergy: The Scariest Malware in America?

BlackEnergy: The Scariest Malware in America?

Malicious software that researchers think has been used by hackers to attack critical infrastructure systems, such as trains and power plants in Ukraine and Poland, has been found in similar American systems, the U.S. government says. And while there is no sign hackers have used the software — called BlackEnergy — to wreak havoc by… Read More

US Postal Service Suffers Data Breach

Identity Theft

US Postal Service Suffers Data Breach

US Postal Service Suffers Data Breach

Employee databases, full of sensitive personal information, are a treasure trove for hackers, and the U.S. Postal service on Monday became the latest employer that’s had to deliver bad news about that data to its workers. Computer criminals potentially compromised critical employee data from the USPS, the agency said, including “names, dates of birth, Social Security numbers,… Read More

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