Do You Have to Get a 30-Year Mortgage?

Mortgages

Do You Have to Get a 30-Year Mortgage?

Do You Have to Get a 30-Year Mortgage?

You have found your dream house and can’t wait to start your new life — but you probably aren’t as excited for the monthly payment part. For many people, becoming a homeowner means taking out a mortgage. But figuring out which mortgage is best for you can be tricky. You will hear a lot of… Read More

4 Steps to Cut Your Cellphone Bill in Half

Personal Finance

4 Steps to Cut Your Cellphone Bill in Half

4 Steps to Cut Your Cellphone Bill in Half

We pay a lot for our cellphone obsession. According to the market research company JD Power, the average American cellphone bill is $70 for a single user and $155 for a family. Most surveys, including one Nielsen released last month, conclude that about two-thirds of Americans own smartphones. But we can save money and still… Read More

The 5 Most Annoying Things About Buying a Home

Mortgages

The 5 Most Annoying Things About Buying a Home

The 5 Most Annoying Things About Buying a Home

When you are looking to enter a new living situation, the rent vs. buy decision can be difficult to make. While your specific situation dictates which option is best for you, many Americans find themselves purchasing a home at least once in their life. In fact, it is likely the biggest financial choice you will… Read More

4 Non-Banks Where You Can Get a Mortgage

Mortgages

4 Non-Banks Where You Can Get a Mortgage

4 Non-Banks Where You Can Get a Mortgage

Getting a home loan doesn’t require a trip to the bank. In fact, 37.5% of mortgages originated in 2014 came from non-bank lenders, according to Inside Mortgage Finance. That share has grown significantly in the last few years, but it’s not a new concept. Non-bank lending declined dramatically during the mortgage crisis, but the current… Read More

Massive Auburn Data Breach Ensnares Applicants, Students & Those Who Never Even Applied

Identity Theft

Massive Auburn Data Breach Ensnares Applicants, Students & Those Who Never Even Applied

Massive Auburn Data Breach Ensnares Applicants, Students & Those Who Never Even Applied

Thousands of students who never even applied to Auburn University have had their personal information, including Social Security numbers, exposed due to a security flaw discovered March 2. Information about 364,012 current, former and prospective students was accessible online between Sept. 1, 2014, and March 2, 2015. “The exposure resulted from configuration issues with a… Read More

7 Colleges You Can Attend for Free

Students

7 Colleges You Can Attend for Free

7 Colleges You Can Attend for Free

There are several ways to avoid taking out student loans in order to get a degree. The first: save a ton of money. That’s usually best accomplished over the course of a child’s lifetime. Another tactic: scholarships. Then there’s the option of choosing an inexpensive school you can pay for out of pocket, probably by… Read More

5 Credit Cards for Teens

Credit Cards

5 Credit Cards for Teens

5 Credit Cards for Teens

When Americans turn 18, they are considered adults under the law. That means that they can vote and be tried as an adult, but it’s also the first time that they are able to apply for a credit card account in their own name, though they’ll have to jump through a few hoops first. Under… Read More

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