Should Colleges Foot the Bill for the Student Loan Crisis?

Students

Should Colleges Foot the Bill for the Student Loan Crisis?

Should Colleges Foot the Bill for the Student Loan Crisis?

Forty-two years ago, President Richard M. Nixon—a Republican with impeccable anticommunist credentials—traveled to China for a series of meetings with Communist Party Chairman Mao Zedong. Some two decades later, Star Trek’s Mr. Spock turned that historic event into a political metaphor when he said, “Only Nixon could go to China,” meaning that only those with… Read More

How Do Credit Report Errors Happen?

Credit 101

How Do Credit Report Errors Happen?

How Do Credit Report Errors Happen?

If you have seen wrong information on your credit report — and plenty of people have — you’ve probably wondered how it got there. After all, if the statements you get from your lenders are accurate, shouldn’t your credit reports be? Credit reporting agencies manage billions of pieces of information about our credit histories, though, and there… Read More

Credit Card Companies Warned of Deceptive Balance Transfer Offers

Credit Cards

Credit Card Companies Warned of Deceptive Balance Transfer Offers

Credit Card Companies Warned of Deceptive Balance Transfer Offers

Some credit card issuers are misleading consumers about the real cost of balance transfers and low-interest promotions, the Consumer Financial Protection Bureau announced Wednesday. The agency did not name any culprits, but issued a general bulletin alerting banks that they risk inviting an enforcement action if the deceptive marketing continues. In its bulletin, the bureau… Read More

7 Scams That Just Won’t Die

Identity Theft

7 Scams That Just Won’t Die

7 Scams That Just Won’t Die

As much of a joke as those Nigerian-prince-email scams have become, people sadly fall for them. That “pay me now, you’ll get millions later” operation has been around for decades (the Boston Globe says it’s 200 years old) and has found ways to work from paper letters, emails and texts, and given that longevity, it’s probably… Read More

How I’m Repaying $60K in Credit Card Debt

Managing Debt

How I’m Repaying $60K in Credit Card Debt

How I’m Repaying $60K in Credit Card Debt

Yvette knows she didn’t just wake up one morning hopelessly in debt. She and her husband had good jobs — she is a hospital administrator and he is a property manager — and good incomes. The debt built slowly, over about seven years, and with a series of money decisions like, “we need to book… Read More

Could Apple Kill the Credit Card?

Personal Finance

Could Apple Kill the Credit Card?

Could Apple Kill the Credit Card?

Apple’s next iPhone will have mobile payment functionality, as a result of partnerships with Visa, MasterCard and American Express, Bloomberg reported Monday. The information comes from someone “familiar with the situation” and indicates the mobile payment function will be announced alongside the new hardware at an Apple event next week. Assuming the information is correct,… Read More

5 Reasons Not to Search for Those Nude Celebrity Photos

Identity Theft

5 Reasons Not to Search for Those Nude Celebrity Photos

5 Reasons Not to Search for Those Nude Celebrity Photos

A not-so funny thing happened to the Internet over Labor Day weekend. It was nearly trampled to death in a digital stampede for photographs of nude celebrities including Jennifer Lawrence, Ariana Grande, Mary Elizabeth Winstead, Kate Upton, Rihanna and others. More than 100 celebrities “made” the list. How did the pictures wind up online? The best… Read More

Home Depot Investigates Possible Credit Card Breach

Identity Theft

Home Depot Investigates Possible Credit Card Breach

Home Depot Investigates Possible Credit Card Breach

Home Depot Inc. is investigating a potential credit card data theft incident, the store told security researcher Brian Krebs on Monday, according to a post on Krebs’ website. The theft is similar to the massive hack that hit Target stories last year, Krebs reported, and might include thousands of Home Depot locations. In a subsequent… Read More

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