The Credit Score You’ve Never Heard Of

Credit Score

The Credit Score You’ve Never Heard Of

The Credit Score You’ve Never Heard Of

Imagine checking your FICO score and finding out it is 300. You’d probably be crushed; after all that’s the lowest (and worst) score you can get under most FICO credit scoring models. But if you were an entrepreneur applying for a small business loan, you could break out the champagne because when it comes to… Read More

The Student Loan Questions Politicians Still Need to Answer

Students

The Student Loan Questions Politicians Still Need to Answer

The Student Loan Questions Politicians Still Need to Answer

Lots of ideas about higher-education affordability are being scattered around the campaign trail. For the most part, what we’ve heard so far isn’t all that new. Take for example Sen. Marco Rubio’s (R-Fla.) and former Governor Martin O’Malley’s calls for universal income-based repayment plans, Sen. Rand Paul’s (R-Ky.) advocacy for tax-deductible college tuition, Sen. Bernie Sanders’… Read More

How a Wedding Singer Manages Her Money

Personal Finance

How a Wedding Singer Manages Her Money

How a Wedding Singer Manages Her Money

When I first joined the band, I was a little embarrassed telling people about my new gig. Coming from being in a cool, post-punk, New Wave band, and another slick, cabaret-rock band, I honestly couldn’t shake the image of Adam Sandler in the 1998 film, The Wedding Singer. But I now make half my living as… Read More

Are Student Loans Causing College Tuitions to Skyrocket?

Students

Are Student Loans Causing College Tuitions to Skyrocket?

Are Student Loans Causing College Tuitions to Skyrocket?

Do student loans help students or colleges? A new paper published by the New York Federal Reserve makes a clear, and depressing assertion: Federal student loans and grants are often simply gobbled up by schools through tuition inflation, leaving the students no better off. More dollars chasing the fewer goods cause prices to rise. That’s… Read More

What Happens If You Lie on Your FAFSA?

Students

What Happens If You Lie on Your FAFSA?

What Happens If You Lie on Your FAFSA?

College is expensive, and it’s especially shocking to some parents and students when they start the financing process to learn that one form — the FAFSA — may largely determine their financial fate when it comes to federal student aid. It may be tempting to fudge the numbers on the FAFSA to get more money to… Read More

5 Retirement Assumptions You Can’t Make Anymore

Personal Finance

5 Retirement Assumptions You Can’t Make Anymore

5 Retirement Assumptions You Can’t Make Anymore

We’ve all heard the adage “nothing can be certain, except death and taxes.” This line of thought also applies to retirement, as society and financial markets change. Here are a few assumptions many Americans used to be able to make about retirement, and why they can’t rely on them anymore. 1. I’ll Be Married When… Read More

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