5 Times People Went to Jail for a Debt

Managing Debt

5 Times People Went to Jail for a Debt

5 Times People Went to Jail for a Debt

A 1983 Supreme Court ruling made it unconstitutional for judges to send people to prison because they were too poor to pay court fines, but Americans continue to find themselves in jail for unpaid debt. Actually, debtor’s prisons have been outlawed in the U.S. for more than 200 years, but local news and jail records… Read More

3 Shocking Medical Bill Stats

Personal Loans

3 Shocking Medical Bill Stats

3 Shocking Medical Bill Stats

More than half of Americans say they are sometimes or always confused by medical bills, possibly because few patients are offered cost estimates of treatment before they receive it. These findings are outlined in a recent report from TransUnion Healthcare based on a survey of more than 7,000 American household decision-makers with health insurance. Paying for… Read More

How Your Name Could Get You Scammed

Identity Theft

How Your Name Could Get You Scammed

How Your Name Could Get You Scammed

Your personally identifiable information (PII) is all around you, and much of it is impossible to protect. While your driver’s license and Social Security numbers are a significant part of the equation, you can take certain protective measures to keep those from prying eyes. Unfortunately, that’s not the case when it comes to more visible… Read More

5 Times Credit Card Rewards Are Worth It

Credit Cards

5 Times Credit Card Rewards Are Worth It

5 Times Credit Card Rewards Are Worth It

Credit card rewards can be somewhat controversial. Banks love to promote the smiling faces of their cardholders siting on some beach, while critics claim it is all a mirage. Certainly, those who spend more money or rack up debt in order to earn rewards will find that what they receive is never worth it (here… Read More

A Guide to Budgeting With Roommates

Personal Finance

A Guide to Budgeting With Roommates

A Guide to Budgeting With Roommates

Deciding how much rent you can afford can be tricky – and a great way to cut back on costs can be splitting the rent with another person. But when sharing a home with someone, you are inevitably sharing even more (food, utilities, living space, etc.). It’s a good idea to discuss all expectations of personal… Read More

Help! My Credit Limit Was Cut Without Warning

Credit Cards

Help! My Credit Limit Was Cut Without Warning

Help! My Credit Limit Was Cut Without Warning

In an Amazon credit card forum, a customer posted about a dilemma: The poster uses an Amazon store card to finance book purchases for school, but when it came time to buy another semester’s worth of course materials, the consumer couldn’t complete the purchase. The card’s credit limit had been lowered to $1 less than… Read More

Do Renting & Risk Go Hand in Hand?

Personal Finance

Do Renting & Risk Go Hand in Hand?

Do Renting & Risk Go Hand in Hand?

Consumers exhibit more reckless behavior when deciding to rent something rather than buy it, a new study out of the University of Maryland finds. The lack of commitment required when deciding to rent a product leads people to consider fewer options, gather less information and settle for a less appealing product than they would when buying,… Read More

How to Fact-Check Student Loan Advice

Students

How to Fact-Check Student Loan Advice

How to Fact-Check Student Loan Advice

When Johnnie was trying to figure out what to do about his student loans that were in collections, he got more than the run-around. He was almost misled into making what could have easily been a costly, bad decision. Johnnie was thinking of getting a personal loan to consolidate about $12,000 in federal student loan… Read More

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