How We Started a Business in Our 70s

Personal Finance

How We Started a Business in Our 70s

How We Started a Business in Our 70s

Husband and wife team Rick and Jari Searns, of Williamsville, N.Y., have been entrepreneurs for almost their entire working lives — roughly 45 years. They have successfully launched and sold three staffing companies, one of which was an Inc. 500 company, and co-founded and currently own two marketing companies. They founded RestMark in 2013, spent… Read More

7 Downsides of Low-Interest Credit Cards

Credit Cards

7 Downsides of Low-Interest Credit Cards

7 Downsides of Low-Interest Credit Cards

The one thing that everyone hates about credit cards is paying high interest rates, which can be especially costly. There are credit cards offered with low interest rates that can appeal to cardholders who are frustrated by high interest charges each month. They may offer rates of 10% APR or even less, but it may come at… Read More

Why Some Emails Are So Easy for Scammers to Fake

Identity Theft

Why Some Emails Are So Easy for Scammers to Fake

Why Some Emails Are So Easy for Scammers to Fake

Emails purportedly sent by health insurance companies and large banks are more likely to be fraudulent than those claiming to be from social media companies, a new research study reveals. An email that appears to come from a health insurance company is four times more likely to be fraudulent — or two times more likely from a… Read More

5 Myths About Women & Money

Personal Finance

5 Myths About Women & Money

5 Myths About Women & Money

With only 23% of Certified Financial Planners being women, you might think the fairer sex isn’t all that interested in money matters. You’d be wrong. The idea that women either aren’t interested in or capable of managing money is a myth that seems to bubble under the surface of our consciousness. The politically correct don’t want to… Read More

5 Ways to Help Your Parents Retire

Personal Finance

5 Ways to Help Your Parents Retire

5 Ways to Help Your Parents Retire

When we were young, most of us depended on our parents. They provided the emotional — and financial — support needed to grow. And though it seemed the day would never come, eventually it’s often time for a bit of role reversal. Just as your parents provided what they could to help you achieve the life you want, you find… Read More

Can Living Near a Starbucks Boost Your Home’s Value?

Mortgages

Can Living Near a Starbucks Boost Your Home’s Value?

Can Living Near a Starbucks Boost Your Home’s Value?

The next time you’re looking for a home, consider scanning the neighborhood for a Starbucks location. While you’re at it, look around at the local business scene and look into public transportation options nearby — these things may have a significant impact on your future property value. Real estate site Zillow analyzed the relationship between… Read More

5 Last-Minute Tax-Filing Tips

Mortgages

5 Last-Minute Tax-Filing Tips

5 Last-Minute Tax-Filing Tips

The moment of truth is nearly upon those of us who waited to file our federal income taxes. Nearly one in four Americans wait until the last two weeks to file, the IRS reports. But the longer you wait, the more you increase your chance of making a mistake under pressure. Beat the April 15… Read More

What Makes a Home Affordable?

Mortgages

What Makes a Home Affordable?

What Makes a Home Affordable?

Deciding where to live can be hard. You are probably thinking about proximity to work, to family, friends or significant others, as well as food options, climate, travel accessibility, crime rate, education, culture and of course — affordability. We all know that living within our means is important to maintaining good financial health, but figuring how… Read More

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