Can You Still Get a Better Mortgage Deal With HARP?

Mortgages

Can You Still Get a Better Mortgage Deal With HARP?

Can You Still Get a Better Mortgage Deal With HARP?

With the housing crisis seemingly behind us, many homeowners are bouncing back and the government programs put in place to help those homeowners are falling out of the national mindset. But can you still use these programs if your home is still in trouble? If you owe more on your mortgage than your house is… Read More

10 Essential Packing Tips for Your Next Cruise

Personal Finance

10 Essential Packing Tips for Your Next Cruise

10 Essential Packing Tips for Your Next Cruise

Not sure what to pack for a cruise? Luxury Cruise News‘ publisher, Angela Vogel, shares her 10 essential packing tips. Even the most experienced cruiser might learn a thing or two — such as why you might need duct tape. Packing Cubes: While it may look they take up extra room, packing cubes are actually… Read More

5 Ways to Optimize Your Student Loans in 2015

Students

5 Ways to Optimize Your Student Loans in 2015

5 Ways to Optimize Your Student Loans in 2015

If you’re the type to make New Year’s resolutions, chances are one of them had something to do with money – save more, spend less, etc. And if you’re one of the 40 million Americans dealing with student loans, chances are your money resolution had something to do with paying down that debt, or getting… Read More

Am I Too Old to Refinance My Mortgage?

Mortgages

Am I Too Old to Refinance My Mortgage?

Am I Too Old to Refinance My Mortgage?

As home interest rates continue to stay low, it’s tempting to think about whether a refinance makes sense. One of our readers asked whether low rates should be a consideration for older homeowners who have mortgages they don’t expect to fully repay in their lifetimes. Here’s part of the question he posed: At what age… Read More

Obama’s Data Security Plan: Do As I Say, Not As I Do

Identity Theft

Obama’s Data Security Plan: Do As I Say, Not As I Do

Obama’s Data Security Plan: Do As I Say, Not As I Do

“If we’re going to be connected, then we need to be protected,” President Obama proclaimed at the Federal Trade Commission on Monday. In wide-ranging remarks, the president expressed what should be a self-evident truth, but is not yet a reality in the new digital age: “As Americans, we shouldn’t have to forfeit our basic privacy… Read More

The Unexpected Cost of a Speeding Ticket

Personal Finance

The Unexpected Cost of a Speeding Ticket

The Unexpected Cost of a Speeding Ticket

It’s a nightmare shared by every driver: You’re cruising along, maybe in a bit of a hurry. You glance down at the speedometer and notice you’re inching up past 10 miles over the speed limit. You know you should slow down, but you’re running late to meet that cute guy/girl or your grandma for dinner,… Read More

5 Smart Ways to Use Your Bonus

Personal Finance

5 Smart Ways to Use Your Bonus

5 Smart Ways to Use Your Bonus

If you get a little something extra in your paycheck, whether it’s once a year or a few times a year, you are probably ready to celebrate. But, before you get started, it’s a good idea to have a plan for this new sum of money in your lap so it doesn’t disappear as quickly… Read More

Could Your Spouse’s Tax Problems Affect You?

Credit Score

Could Your Spouse’s Tax Problems Affect You?

Could Your Spouse’s Tax Problems Affect You?

Dealing with tax problems is stressful enough. But it can be downright maddening to discover that your credit has been damaged over a tax bill you had nothing to do with. A Credit.com blog reader asked: My wife’s credit report shows a tax lien from my taxes from before we were married. Is that legal?… Read More

The States Where Foreclosure Rates Rose in 2014

Mortgages

The States Where Foreclosure Rates Rose in 2014

The States Where Foreclosure Rates Rose in 2014

One in every 118 U.S. homes was in some state of foreclosure during 2014, bringing the national foreclosure rate below 1% for the first time since 2006. The year-end report from RealtyTrac puts the foreclosure rate at 0.85% for 2014, a 17.94% decline from 2013. Only 11 states plus the District of Columbia reported increases in… Read More

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