How to Buy a Used Car From a Private Seller

Auto Loans

How to Buy a Used Car From a Private Seller

How to Buy a Used Car From a Private Seller

One of the easiest ways to save money, and avoid debt, is to buy used cars instead of new. But once you decide that used is for you, there’s a second way to potentially save thousands of dollars — buy privately instead of from a dealer. There are plenty of potential pitfalls in private sales, which… Read More

Does Your Credit Report Have a Doppelganger?

Credit Score

Does Your Credit Report Have a Doppelganger?

Does Your Credit Report Have a Doppelganger?

Credit reports often feel like a mystery, particularly if you haven’t seen yours. But what if you discovered you had a second credit report you didn’t know existed? “It’s a pretty rare thing,” says Carla Blair-Gamblian, director of credit education for Veterans United. But every once in a while she’s seen situations where a client ended… Read More

A Hardcore Money Bootcamp for 40-Somethings

Personal Finance

A Hardcore Money Bootcamp for 40-Somethings

A Hardcore Money Bootcamp for 40-Somethings

We should be actively engaged in our finances at all stages of our adult lives, but each stage comes with its own special set of considerations. Once you’re in your 40s, it’s important to re-examine your financial goals – both long-term and the more immediate – and adjust your plan as needed. Here are six… Read More

5 Things You Can Try Before You Buy

Personal Finance

5 Things You Can Try Before You Buy

5 Things You Can Try Before You Buy

Pretty much anyone can go to a store to try on clothes or drive to an auto dealer to test drive a car — trying things out is a routine part of making purchases. It’s just not that enjoyable. Sometimes, trying things out is a hassle or isn’t enough to help you make a confident… Read More

10 States Where Foreclosures Are Stubbornly High

Mortgages

10 States Where Foreclosures Are Stubbornly High

10 States Where Foreclosures Are Stubbornly High

The foreclosure crisis in the U.S. is dying a very slow death. Even though there are many fewer homes entering the foreclosure process now than there were before the housing bubble burst, two-thirds of all home loans in some state of foreclosure were originated between 2004 and 2008, according to the most recent foreclosure report… Read More

My Debt Was Charged Off. What Does That Mean?!

Managing Debt

My Debt Was Charged Off. What Does That Mean?!

My Debt Was Charged Off. What Does That Mean?!

One of the most misunderstood credit terms is the phrase “charged-off.” You may have seen it on your credit report next to an old debt you vaguely remember. At first look, it sounds almost positive, as if implying that a balance has been eliminated, removed and paid off. In reality, however, a charged-off account can… Read More

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