A Simple Guide to the Different Kinds of Credit Bureaus

Credit 101

A Simple Guide to the Different Kinds of Credit Bureaus

A Simple Guide to the Different Kinds of Credit Bureaus

You may hear people talk about their credit report as if there is only one, coming from one source. But that’s just not the case. There are many credit reports and credit bureaus out there. When you review your credit, chances are that it is coming from one of the “big three” — Equifax, Experian... Read More

7 Things You Can Do to Get a Better Credit Card

Credit Cards

7 Things You Can Do to Get a Better Credit Card

7 Things You Can Do to Get a Better Credit Card

Do your credit cards have high interest rates, costly fees, or substandard rewards and benefits? If so, you don’t need to continue to use a card when there are other options available. Here are seven things that you can to to get a better credit card. 1. Ask for a Lower Rate Many credit cards... Read More

5 Cyber-Security Myths We Need to Ditch

Identity Theft

5 Cyber-Security Myths We Need to Ditch

5 Cyber-Security Myths We Need to Ditch

Pick a subject, any subject, and there are myths and pure nonsense that someone will buy into. Birds will die if they eat the uncooked rice flung at newlyweds. (Nope) If you eat Mentos and drink Diet Coke simultaneously your stomach will explode. (Hardly) You only have one credit score. (Wrong) Napoleon was short. (At... Read More

Can I Check My Dead Relative’s Credit Reports?

Credit 101

Can I Check My Dead Relative’s Credit Reports?

Can I Check My Dead Relative’s Credit Reports?

Losing a loved one can be incredibly difficult, particularly if you are responsible for handling their estate. On top of the emotion and loss, there is the planning, paperwork and daunting task of paying off any debts they might owe — daunting because sometimes finding all their accounts can be difficult. Fortunately, the three major credit... Read More

Can I Let Someone Else Use My Credit Score?

Credit Score

Can I Let Someone Else Use My Credit Score?

Can I Let Someone Else Use My Credit Score?

During times when people need cash, they can get pretty desperate. Especially if they aren’t sure if they have any skills or own anything valuable to sell. But we all hear how good credit opens doors, and, if you’re one of the privileged few who has a high credit score, it might be tempting to try to... Read More

Report: Another 665K People Just Dumped Cable TV

Personal Finance

Report: Another 665K People Just Dumped Cable TV

Report: Another 665K People Just Dumped Cable TV

Are consumers getting bolder about cutting the cord? That’s the takeaway from Leichtman Research Group, a media and research firm, which found the 11 largest pay-TV providers, making up about 95% of the pay-TV market in the U.S., lost about 665,000 net subscribers in the second quarter of 2016. Though the second quarter is traditionally a slow... Read More

6 Student Loan Mistakes to Avoid at All Costs

Students

6 Student Loan Mistakes to Avoid at All Costs

6 Student Loan Mistakes to Avoid at All Costs

Every time I read the news, I hear how America’s problems with student loan debt have gotten worse. For example, I learned recently that collective student loan debt surged to over $1.4 trillion nationally. And in an article in the Wall Street Journal, I learned that more than 7 million student borrowers were at least one year behind on... Read More

7 Things You Never Knew Impacted Your Car Insurance

Personal Finance

7 Things You Never Knew Impacted Your Car Insurance

7 Things You Never Knew Impacted Your Car Insurance

When searching for an auto insurance policy, there are things we expect will impact our rates: demographic details like age, home address, even credit score. But in the world of car insurance, there are still surprises, believe it or not. Below, you’ll find the top seven most surprising things that can impact your car insurance rates,... Read More

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