Some White Borrowers May Get Refunds in a Racial Discrimination Settlement. Here’s Why.

Auto Loans

Some White Borrowers May Get Refunds in a Racial Discrimination Settlement. Here’s Why.

Some White Borrowers May Get Refunds in a Racial Discrimination Settlement. Here’s Why.

Even under normal circumstances, racial discrimination can be hard to spot. Identifying discrimination in car purchases and loans is particularly challenging, however – auto dealers don’t have to log the ethnicity of borrowers, and car loan terms are often bargained as part of a complex transaction.  Still, the Consumer Financial Protection Bureau promised to be... Read More

5 Fast Ways to Tank Your Good Credit Score

Credit 101

5 Fast Ways to Tank Your Good Credit Score

5 Fast Ways to Tank Your Good Credit Score

Building a good credit score takes time and effort. Damaging your credit, unfortunately, is a different story. There are few major faux pas that could cause a stellar credit score to plummet seemingly overnight. Here are the big missteps to watch out for. 1. A First Missed Payment Payment history is the most important component of major... Read More

The True Cost of Living in America: Columbus, Ohio

Mortgages

The True Cost of Living in America: Columbus, Ohio

The True Cost of Living in America: Columbus, Ohio

When you think Ohio, you probably think Cleveland, and you might think Cincinnati. Almost certainly, you don’t think Columbus, but here’s a secret: Ohio’s capital city is larger than its more famous neighbors to the north and south. In fact, it’s the largest U.S. city to make Credit.com’s top 10 most affordable cities list. By... Read More

Don’t Pay for These 6 Things

Personal Finance

Don’t Pay for These 6 Things

Don’t Pay for These 6 Things

If you feel like you’re getting nickel-and-dimed these days, you’re not alone. But you may be paying for products or services that are available for free – no wallet necessary. Here are six things you can get for free. 1. Wi-Fi (outside your home) If you’re like most people, you pay for Internet service at... Read More

10 Overlooked Expenses That Can Ruin Your Budget

Personal Finance

10 Overlooked Expenses That Can Ruin Your Budget

10 Overlooked Expenses That Can Ruin Your Budget

Drafting a picture-perfect budget is only half the battle if you want to keep your spending in check. Following rules is the other half — and that can be challenging if you underestimate expenses or forget to incorporate a few pieces of the puzzle into your spending plan. Here are some commonly overlooked expenses that can cause you to throw... Read More

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