How Big Will Your Social Security Check Be?

Personal Finance

How Big Will Your Social Security Check Be?

How Big Will Your Social Security Check Be?

Social Security is probably one of those terms you have heard many times and know that you should understand, but might not. This is a government program established as a financial safety net for older Americans (as well as for other purposes). Based on contributions that you make while employed, this special fund pays you… Read More

10 Ways to Get More Out of the Farmers Market

Personal Finance

10 Ways to Get More Out of the Farmers Market

10 Ways to Get More Out of the Farmers Market

With the arrival of farmers market season comes opportunity for savings — and overspending. Farmers markets can be a great way to save money while supporting local businesses, but you have to be careful. For example, produce isn’t always cheaper at the market. And it isn’t even necessarily local. These tips will help you get more… Read More

5 Mortgage Myths That Won’t Die

Mortgages

5 Mortgage Myths That Won’t Die

5 Mortgage Myths That Won’t Die

Buying a home can be a big commitment — emotionally and financially. When picking a property, many of us hope that we will enjoy living there and comfortably afford it for years to come. For this reason, it’s a good idea to spend just as much time and energy finding the right mortgage as you do searching… Read More

The 8 Most Misunderstood Refinancing Terms

Mortgages

The 8 Most Misunderstood Refinancing Terms

The 8 Most Misunderstood Refinancing Terms

If you are having trouble keeping to your budget or at least making your monthly mortgage payments, you may have thought about (or been told to think about) refinancing. Homeowners often refinance their mortgage to secure a lower interest rate, shrink their monthly payments or change the length of the loan. But before you start… Read More

10 Graduation Gifts That Keep On Giving

Students

10 Graduation Gifts That Keep On Giving

10 Graduation Gifts That Keep On Giving

This time of year envelopes containing graduation invitations and announcements start showing up in mailboxes — but ideas for what constitutes a good gift may not be so plentiful. While every graduate — high school or college — would almost certainly welcome a gift of cash, the giver might prefer some assurance that the gift is being… Read More

How Important Is Your Down Payment on a Home?

Mortgages

How Important Is Your Down Payment on a Home?

How Important Is Your Down Payment on a Home?

When buying a home, most people take on a mortgage. There are many things to consider when taking on a mortgage loan, including interest rate, closing costs and the down payment. Once you calculate how much house you can realistically afford, you can start looking at properties and considering how you will afford the house…. Read More

10 Things You Should Never Buy New

Personal Finance

10 Things You Should Never Buy New

10 Things You Should Never Buy New

Some things really are better the second time around. In fact, many used items can be every bit as good as those purchased new. Plus, buying used is almost guaranteed to save you cash. Without further ado, here’s our top 10 list of things you should never buy new: 1. Cars This had to be… Read More

6 Banks With No Overdraft Fees

Personal Finance

6 Banks With No Overdraft Fees

6 Banks With No Overdraft Fees

Spending money you don’t have gets expensive fast. Whether it’s racking up balances (and interest) on credit cards, missing card payments because you can’t afford them or overdrafting your checking account, even one-time slip-ups can seriously strain your finances. It’s true that spending too much on your credit cards can hurt your credit, but relying… Read More

5 Ways to Get a Higher Credit Card Limit

Credit Cards

5 Ways to Get a Higher Credit Card Limit

5 Ways to Get a Higher Credit Card Limit

Do you need more spending power from your credit cards? For some credit card users, a larger line of credit can be necessary to finance their purchases. And even if you avoid interest by paying off your entire statement balance, your credit limit may be insufficient for your monthly spending needs. Here are five of the best ways to… Read More

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