The New Tax Plan’s Impact on Homeowners

Personal Finance

The New Tax Plan’s Impact on Homeowners

The New Tax Plan’s Impact on Homeowners

The new tax plan is now officially law and as the dust continues to settle, there’s much confusion about how its provisions impact homeowners across the nation. The plan includes a handful of changes to take note of, among them a new combined deduction limit of $10,000 for property, state and local income taxes. (Residents... Read More

Teach Your Kids to Avoid These Common Credit Mistakes

Credit 101

Teach Your Kids to Avoid These Common Credit Mistakes

Teach Your Kids to Avoid These Common Credit Mistakes

Achieving financial literacy should be a goal for every American. Adults with a firm understanding of personal finance, credit cards, and credit are more likely to avoid money troubles. And financial education is best started in childhood, before most kids have the power to make independent financial decisions. Despite the importance of financial literacy, many... Read More

7 Bad Credit Card Habits You Can’t Afford to Keep

Credit Cards

7 Bad Credit Card Habits You Can’t Afford to Keep

7 Bad Credit Card Habits You Can’t Afford to Keep

Credit cards can be great financial tools if you use them responsibly. You can earn credit card rewards on your everyday spending and build your credit with a positive payment history But if you use credit unwisely, you can dig yourself into a hole of debt and damage your credit score along the way. Here... Read More

How to Know If Your Credit Score Is High Enough to Buy a House

Mortgages

How to Know If Your Credit Score Is High Enough to Buy a House

How to Know If Your Credit Score Is High Enough to Buy a House

If buying a house is on your radar, you’re probably already browsing online listings and saving up for a down payment. Well, there’s one more thing you need to add to your to-do list: improving your credit score. Just like knowing the credit score you need for other big transactions, you should be aware of... Read More

10 TED Talks that Will Help You Set Financial Goals

Personal Finance

10 TED Talks that Will Help You Set Financial Goals

10 TED Talks that Will Help You Set Financial Goals

TED is a non-profit organization that formed in 1984 with the goal of spreading ideas in areas of technology, entertainment, and design, and has slowly evolved to include everything from global issues to academic topics. Ideas are shared via short “talks” — speeches given by experts in their fields. They’ve gained even more popularity since... Read More

6 Signs You Need to Check Your Credit Report ASAP

Identity Theft

6 Signs You Need to Check Your Credit Report ASAP

6 Signs You Need to Check Your Credit Report ASAP

It pays to be familiar with your credit report. The information it contains determines your credit score, your ability to access credit and loans, and even your chances of landing a job or signing a lease. It’s a good idea to check your credit report on at least an annual basis. But in certain scenarios,... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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- The Credit.com Editorial Team