The Best Money I Ever Borrowed

Credit Cards

The Best Money I Ever Borrowed

The Best Money I Ever Borrowed

What’s the best money you’ve ever spent? Research shows that for most of us, money spent on experiences generates the most happiness. But is that worth borrowing money? In some cases, the answer may be yes. We asked people what was the best thing they had ever bought with credit, and got an array of… Read More

The Lie That Could Keep You Safe From Hackers

Identity Theft

The Lie That Could Keep You Safe From Hackers

The Lie That Could Keep You Safe From Hackers

The hack that created millions of morally challenged voyeurs—and, depending upon which celebrity they downloaded, child sex offenders—also provided us with a teachable moment. It exposed the use of security questions in online authentication as a quaint artifact of an antiquated Internet culture. We talk a lot about personally identifiable information (PII) in the data… Read More

Will Student Loan Rehab Fix Your Credit?

Students

Will Student Loan Rehab Fix Your Credit?

Will Student Loan Rehab Fix Your Credit?

When Lionel Alexander rehabilitated his federal student loan he thought his credit would get back on track. After all, that’s one of the promises of federal student loan rehabilitation: that the default will be removed from the borrower’s credit reports. Student loan rehabilitation is a process that allows borrowers who have defaulted on federal loans… Read More

The All-Access Pass Hackers Love

Identity Theft

The All-Access Pass Hackers Love

The All-Access Pass Hackers Love

What do the Target hackers have in common with Edward Snowden? Both successfully breached highly protected networks to steal mountains of sensitive data by abusing privileged accounts. Privileged accounts are the logons that open access to desktops, laptops, servers, firewalls, databases, printers — pretty much any device with a microprocessor tied into a company network. For the… Read More

I Bought a House, Now What?

Mortgages

I Bought a House, Now What?

I Bought a House, Now What?

Congratulations! You now own a piece of the American Dream. But before you sit back and rest in your new piece of real estate, here are a few financial tips for being a homeowner. 1. Use Your Home to Build Good Credit Make your mortgage payments on time every month, because late payments can stay… Read More

3 Fall Financial Goals

Personal Finance

3 Fall Financial Goals

3 Fall Financial Goals

With summer fading away, it is a great time for a financial checkup. While the leaves are changing, school is starting and you are looking toward the holidays, it’s a good idea to review your spending habits and reconsider your budget. The following steps can help you finish 2014 as a fiscally fit individual. 1. Get Organized Being… Read More

Should Colleges Foot the Bill for the Student Loan Crisis?

Students

Should Colleges Foot the Bill for the Student Loan Crisis?

Should Colleges Foot the Bill for the Student Loan Crisis?

Forty-two years ago, President Richard M. Nixon—a Republican with impeccable anticommunist credentials—traveled to China for a series of meetings with Communist Party Chairman Mao Zedong. Some two decades later, Star Trek’s Mr. Spock turned that historic event into a political metaphor when he said, “Only Nixon could go to China,” meaning that only those with… Read More

How Do Credit Report Errors Happen?

Credit 101

How Do Credit Report Errors Happen?

How Do Credit Report Errors Happen?

If you have seen wrong information on your credit report — and plenty of people have — you’ve probably wondered how it got there. After all, if the statements you get from your lenders are accurate, shouldn’t your credit reports be? Credit reporting agencies manage billions of pieces of information about our credit histories, though, and there… Read More

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