10 Credit Options to Help Manage Health Care Costs

Personal Finance

10 Credit Options to Help Manage Health Care Costs

10 Credit Options to Help Manage Health Care Costs

With the rising cost of healthcare and medical procedures, most Americans are painfully aware of how quickly medical bills can mount. Whether you’re in need of costly medical tests or procedures, or you’re looking into an elective procedure, the financial impact can be enough to deter you from taking care of your medical needs. The... Read More

15 Ways for Millennials to Buy a House..

Mortgages

15 Ways for Millennials to Buy a House..

15 Ways for Millennials to Buy a House..

Not long ago, some poor soul suggested (and probably instantly regretted) the reason millennials can’t afford to buy homes is because they spend too much money on avocado toast. While the digital outcry from millennials was instantly indignant, that indigence may have been justified. Home ownership is difficult to achieve if you belong to the... Read More

Are You Helping an ID Thief Get a Credit Card?

Identity Theft

Are You Helping an ID Thief Get a Credit Card?

Are You Helping an ID Thief Get a Credit Card?

You can spot a Nigerian email scam without opening it. You know what you’re doing when it comes to keeping ID thieves from conning you. And if someone tried to get the kind of personal information needed to open credit in your name, well, it just wouldn’t happen. Except it would. Credit gets stolen using... Read More

Understanding Wage Garnishment and How to Avoid It

Credit 101

Understanding Wage Garnishment and How to Avoid It

Understanding Wage Garnishment and How to Avoid It

If you’ve heard horror stories about wage garnishment, you may believe it only happens to “deadbeat parents” or those that owe thousands of dollars in back taxes. In reality, however, wage garnishment can occur for many reasons, so it’s important to understand exactly what it is, and which unpaid debts can leave you subject to... Read More

How to Get a Loan After Bankruptcy

Personal Loans

How to Get a Loan After Bankruptcy

How to Get a Loan After Bankruptcy

UPDATE: Article Updated by Brian Acton 4/25/18 Bankruptcy deals a major blow to your credit and hurts your ability to qualify for credit cards and loans. Depending on the type, your bankruptcy may stay on your credit report for up to ten years. But that doesn’t mean you can’t rebuild your credit and access certain... Read More

Guide to Taxes in All 50 States

Taxes

Guide to Taxes in All 50 States

Guide to Taxes in All 50 States

Benjamin Franklin once said nothing can be said to be certain, except death and taxes. Whether it’s income, sales, property or any other type, taxes are a part of our daily lives. And yet, how much do you actually know about the money you pay to Uncle Sam or why you even do it in... Read More

How to Start Building Credit Once You Turn 18

Credit Score

How to Start Building Credit Once You Turn 18

How to Start Building Credit Once You Turn 18

UPDATE: Article Updated by Brian Acton 4/2/18 Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you will see lower interest rates on car loans, credit cards, and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a... Read More

10 Taxes Determined by your Location

Taxes

10 Taxes Determined by your Location

10 Taxes Determined by your Location

While the U.S. is one unified country, there are 50 different states within our union. And thanks to the tenth amendment, each state has the freedom to do many things according to the preferences of only its state legislature (voted on by that state’s citizens), as opposed to the nation at large. For this reason,... Read More

A Single Parent’s Financial Guide

Personal Finance

A Single Parent’s Financial Guide

A Single Parent’s Financial Guide

Raising kids takes a lot of time, patience, love, and of course, money. Life as a single parent is a great deal of work, and you play multiple roles in the rearing and nurturing of your children. Budgeting and financial planning is a challenge for numerous people regardless of their marital or income statuses. As... Read More

Student Loan Collateral Damage

Personal Loans

Student Loan Collateral Damage

Student Loan Collateral Damage

When we think about the $1.45 trillion student loan crisis, we normally imagine struggling, young, recent college graduates. We often don’t think about the collateral damage among families that overwhelming school debt can inflict, but that’s a fast-growing problem. Almost all private student loans require a co-signer, and increasingly, the parents and grandparents tied to... Read More

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