Five Simple Things You Should Be Doing to Protect Your Identity

Identity Theft

Five Simple Things You Should Be Doing to Protect Your Identity

Five Simple Things You Should Be Doing to Protect Your Identity

For 12 years in a row, identity theft has been the top consumer complaint to the Federal Trade Commission — in 2011, there were 279,156 identity theft complaints filed. There is no air-tight method of preventing the crime totally, however there are steps you can take to make sure you’re not making yourself an easy… Read More

Are Retail Credit Cards Worth It?

Credit Cards

Are Retail Credit Cards Worth It?

Are Retail Credit Cards Worth It?

Almost every major retailer is trying to entice shoppers to sign up for a store-brand credit card, promising discounts and perks to sweeten the deal. The positive upshot of opening this account is made clear by the store employee: You can receive a discount on their purchase that day of as much as 30 percent,… Read More

The Anatomy of a Data Breach Investigation

Identity Theft

The Anatomy of a Data Breach Investigation

The Anatomy of a Data Breach Investigation

My phone rings whenever a client is hacked, suffers a data breach, or is a victim of identity theft via digital means. My job as chief information security officer is to look at all the digital evidence. When possible, I reconstruct the cyber attack. It’s C.S.I. work. By reconstructing the attack, often I can tell… Read More

How Often Does Your Credit Report Change?

Credit 101

How Often Does Your Credit Report Change?

How Often Does Your Credit Report Change?

The emails usually come in the form of a slightly panicked plea, often from individuals who have just used Credit.com’s Free Credit Report Card for the first time. They’ve seen something that they either didn’t expect or think is wrong, or they think their credit scores should be higher. “How long will it take my… Read More

Romney’s Rage Against Regulation

Personal Finance

Romney’s Rage Against Regulation

Romney’s Rage Against Regulation

The people who brought you the Great Economic Meltdown of 2008 have a new idea for you — although if they get their way, you’ll never hear about it. In fact, one of the most striking things about the new push to undo the consumer-friendly financial reforms that followed the crash is the open contempt… Read More

Good News for Home Sellers: Prices on the Rise

Mortgages

Good News for Home Sellers: Prices on the Rise

Good News for Home Sellers: Prices on the Rise

The average cost of a home has been improving for some time now, but June saw prices rise in the 20 largest cities across the country for the first time in two years. Property values in 20 U.S. cities crept upward in June on an annual basis, marking the first such increase since the summer… Read More

NYC Gets a New High-Tech Cybercrime Lab

Identity Theft

NYC Gets a New High-Tech Cybercrime Lab

NYC Gets a New High-Tech Cybercrime Lab

The Manhattan, New York, district attorney’s office recently received approval for funding of a new lab that would help it to more effectively fight cybercrime. The agency will receive $4.2 million from the New York City Council to improve its ability to effectively track down digital clues related to many of its cases, according to… Read More

Hurricane Isaac: 10 Tips to Keep Your Identity Safe

Identity Theft

Hurricane Isaac: 10 Tips to Keep Your Identity Safe

Hurricane Isaac: 10 Tips to Keep Your Identity Safe

Naming tropical storms has been around since 1950, largely to avoid confusion among forecasters when more than one storm is brewing. But Hurricane Isaac, which delayed the Republican National Convention this week and is now projected to hit the Gulf Coast, has taken this anthropomorphic practice to a new level. When Hurricane Isaac was initially… Read More

What You Should Know About Store-Brand Debit Cards

Credit Cards

What You Should Know About Store-Brand Debit Cards

What You Should Know About Store-Brand Debit Cards

It seemed to Jamie like a great deal. She had a large purchase to make at Target, so she signed up for the Target Debit Card, which gave her a 5 percent discount. “I was under the impression that the debit card worked like a debit card,” Jamie writes in response to a recent Credit.com… Read More

The Most-Liked Credit Card Issuers

Credit Cards

The Most-Liked Credit Card Issuers

The Most-Liked Credit Card Issuers

Consumers are once again feeling better about their overall finances as the effects of the recent recession fade, and that, in turn, may be what has led to another increase in satisfaction with their credit cards. Overall consumer approval of their credit cards has grown significantly in each of the last three years, according to… Read More

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