7 Ways to Be More Productive in 2014

Personal Finance

7 Ways to Be More Productive in 2014

7 Ways to Be More Productive in 2014

Have you ever noticed that our to-do lists are getting longer, our distractions are getting more high-tech, but our days aren’t adding any more hours? Well, high demands require innovative solutions. If you need some creative strategies for getting more done in 2014, here are seven ways to power up and boost your productivity. 1. Create... Read More

The Pros & Cons of Living With a Roommate

Personal Finance

The Pros & Cons of Living With a Roommate

The Pros & Cons of Living With a Roommate

Housing is a huge financial and personal decision at any age. Most people imagine graduating from college and moving into our own space. But with a struggling economy accompanying a higher cost of living in many major cities, that’s not always possible. More and more people are moving back in with mom and dad or choosing to live with roommates. This... Read More

Student Loans Make Affording College Easier…at a Cost

Students

Student Loans Make Affording College Easier…at a Cost

Student Loans Make Affording College Easier…at a Cost

For many young adults, the transition to college is one of the biggest moments of their lives – bringing with it the first time they will live on their own, and the first time they take financial responsibility for their future. However, the cost of college is often beyond their reach, and their college dreams... Read More

Is This the Age of the Free Credit Score?

Credit Score

Is This the Age of the Free Credit Score?

Is This the Age of the Free Credit Score?

If you feel like there’s more chatter these days about free credit scores, you’re not mistaken. In November, Fair Isaac Corp. (FICO) announced its FICO Score Open Access program, which allows customers of participating financial institutions to regularly view their FICO credit scores for free. So far, the program is available to Barclaycard, First Bankcard... Read More

5 Things Homebuyers Forget to Ask Their Lenders

Mortgages

5 Things Homebuyers Forget to Ask Their Lenders

5 Things Homebuyers Forget to Ask Their Lenders

Getting a mortgage can mean keeping track of a lot of moving parts. Savvy shoppers know to ask lenders about interest rates, closing costs and how much they can borrow. But even seasoned buyers may not know to dig a little deeper. Here’s a look at five key things homebuyers often forget to ask mortgage... Read More

A Credit Card Strategy for the Holiday Overspender

Managing Debt

A Credit Card Strategy for the Holiday Overspender

A Credit Card Strategy for the Holiday Overspender

It’s the most wonderful time of the year, when even the most disciplined spender can end up running a credit card balance.  The holiday spirit often seems in conflict with the budgeting spirit, and January can bring big bills. Here’s one way to minimize – or quarantine! – the damage. When Americans talk about money,... Read More

Consumer Watchdog Targets Arbitration Clauses in Latest Report

Personal Finance

Consumer Watchdog Targets Arbitration Clauses in Latest Report

Consumer Watchdog Targets Arbitration Clauses in Latest Report

About 90% of arbitration clauses in credit card and checking account agreements prevent consumers from participating in class actions, according to a report released today by the Consumer Financial Protection Bureau. Companies and consumers use arbitration to settle disputes outside the court system, and financial service contracts often include “pre-dispute arbitration clauses” — which state... Read More

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