The 10 Most Common Student Loan Mistakes

Students

The 10 Most Common Student Loan Mistakes

The 10 Most Common Student Loan Mistakes

Student loans are complicated. And, unfortunately, most freshly-minted freshmen sign those promissory notes without having a clue about student loans (let alone know what a promissory note is). Before you sign on the dotted line, take time to understand your student loan options. And be sure you’re making the best choices. While you’re at it,... Read More

Can Debt Collectors Call My Cellphone?

Managing Debt

Can Debt Collectors Call My Cellphone?

Can Debt Collectors Call My Cellphone?

Getting calls from debt collectors is never fun, but when they keep calling you on your cellphone, it can really send you over the edge. After all, you probably carry your cellphone with you virtually everywhere, and getting those calls when you’re in a meeting at work, at the supermarket or watching your kid’s soccer... Read More

Why Your 20s Are the Time to Save

Personal Loans

Why Your 20s Are the Time to Save

Why Your 20s Are the Time to Save

Graduation season always brings an equal mix of hope and anxiety about the future: Hope for what young, bright minds unleashed into the world might do, and anxiety that they will find a decent job. One part of the future that is rarely part of any graduation party chatter, however, is retirement. And that’s a... Read More

10 Big Cities With the Highest Credit Scores

Credit Score

10 Big Cities With the Highest Credit Scores

10 Big Cities With the Highest Credit Scores

Minnesotans are generally very good with credit. In an analysis of the 20 largest metropolitan statistical areas (MSAs) in the U.S., Minneapolis residents had the highest average credit score. In fact, it was the only big city with an average credit score in the “good” category (all the others were “fair” or “poor”). Minnesota also... Read More

The Little-Known Student Loan Bait & Switch

Students

The Little-Known Student Loan Bait & Switch

The Little-Known Student Loan Bait & Switch

Ever been promised something with a couple of strings attached, only to have more and more added the closer you got to your goal? That appears to be what co-signers of private student loans are experiencing, at least according to the mid-year update from the Consumer Financial Protection Bureau (CFPB). Family members who agreed to... Read More

A Mom’s Guide to Keeping Your Kid’s Identity Safe

Identity Theft

A Mom’s Guide to Keeping Your Kid’s Identity Safe

A Mom’s Guide to Keeping Your Kid’s Identity Safe

Mother’s Day and Father’s Day aren’t only boons to the greeting card business—for parents they provide a welcome break, a chance to sleep in and take it easy, and spend some quality time thinking about… child identity theft. Huh? OK, maybe you aren’t kicking back in your down-time and thinking about the finer points of... Read More

Target CEO Is Out After Data Breach

Identity Theft

Target CEO Is Out After Data Breach

Target CEO Is Out After Data Breach

Today’s candidate for least surprising news of the day: Gregg Steinhafel, Target’s president, CEO and chairman of the board of directors, has stepped down following the 2013 data breach that compromised millions of customers’ credit card, debit card and personal information. Because the breach was so massive, disruptive and frustrating to customers, it makes sense... Read More

Don’t Fall for College Scholarship Scams

Students

Don’t Fall for College Scholarship Scams

Don’t Fall for College Scholarship Scams

A student in Amarillo, Texas, received an exciting phone call last month: Damon Bennett, a high school senior, had been applying for grants and scholarships to help pay for college, and a woman called to tell him he received a $7,000 grant. All he had to do to claim his award was deposit $200 into... Read More

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