Should You Trust HR With Your Personal Info?

Identity Theft

Should You Trust HR With Your Personal Info?

Should You Trust HR With Your Personal Info?

Your human resources department plays a vital role in how your company gets things done. It makes sure you are staffed properly, that benefits are administered and many other important obligations are met in a timely manner. Everyone knows the pitfalls of the HR department. If they recruit a bad player, it can hurt morale,... Read More

5 Ways Debt Is Holding You Back

Managing Debt

5 Ways Debt Is Holding You Back

5 Ways Debt Is Holding You Back

Getting out of debt isn’t just about the money you save. The perks of becoming debt-free can be far-reaching, and lead to greater rewards than you imagined. But the downsides can be an even better motivation to get debt-free. Here are some of the ways debt can hold you back. 1. It Keeps You From... Read More

4 Reasons to Refinance

Mortgages

4 Reasons to Refinance

4 Reasons to Refinance

As many people look to buy or sell homes this spring, you may be perfectly happy in your current home. But even if you stay put, you might want to look into whether refinancing makes sense for you. Here are some reasons to refinance. 1. You Want a Lower Interest Rate This is the most... Read More

What to Do With That Pile of Tax Forms

Personal Finance

What to Do With That Pile of Tax Forms

What to Do With That Pile of Tax Forms

The other day I picked up my tax returns from the accountant. Between my personal and corporate returns and the documents supporting them, it was at least 75 pages — probably closer to 100. Then I shredded the entire stack. It wasn’t easy. As a CPA of more than 30 years, I’m genetically predisposed to... Read More

Will Going Back to School Solve Your Money Problems?

Students

Will Going Back to School Solve Your Money Problems?

Will Going Back to School Solve Your Money Problems?

Returning to school is a big decision that often comes with a big price tag. Before you start school again, whether you are completing an undergraduate degree or going for graduate work, it’s a good idea to evaluate how you can best prepare to get the most out of it. 1. Consider the Investment For... Read More

13 Simple Ways to Save on Summer Vacation

Personal Finance

13 Simple Ways to Save on Summer Vacation

13 Simple Ways to Save on Summer Vacation

Summer is nearly upon us, and you know what that means? It’s vacation time! Well, at least for most of us. In fact, a survey last year by Orbitz revealed that nearly 80% of Americans planned to take a vacation during the summer months. Unfortunately, some destinations are more popular than others and are almost guaranteed to... Read More

Credit.com in the News 4.18.14

Personal Finance

Credit.com in the News 4.18.14

Credit.com in the News 4.18.14

If you haven’t had time to catch up on the Heartbleed news, we have some info for you. Credit.com Chairman Adam Levin gave a lot of advice to consumers concerned about the impact of Heartbleed, an Internet security vulnerability that affected about two-thirds of websites. Beyond the big news surrounding Heartbleed, Adam and Credit.com’s Director of... Read More

What to Do If You Were Caught in the Michaels Data Breach

Identity Theft

What to Do If You Were Caught in the Michaels Data Breach

What to Do If You Were Caught in the Michaels Data Breach

Approximately 2.7 million consumer credit and debit cards may have been compromised by attacks on the payment systems at Michaels, a giant craft-supply retailer, and Aaron Brothers, its sister company. Michaels informed customers in January of a potential breach, shortly after the revelation that hackers stole the credit and debit card information of millions of... Read More

How Real People Can Actually Use Bitcoins

Personal Finance

How Real People Can Actually Use Bitcoins

How Real People Can Actually Use Bitcoins

Bitcoin enthusiasts gathered at a trade show in New York City last week to show off their latest digital currency creations. Heading the discussion: Efforts to make sure bitcoins are accepted and available as broadly as possible. To that end, word leaked that a bitcoin-based debit card may soon make its way to the U.S.... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team