Defaulting on Private vs. Federal Student Loans

Students

Defaulting on Private vs. Federal Student Loans

Defaulting on Private vs. Federal Student Loans

It’s a simple equation, really. Expensive College + No Jobs = Student Loan Defaults. With sky-high tuition, an anemic economy and a tight job market, America is approaching the $1 trillion mark for outstanding student debt (surpassing even credit cards). That means more and more people are having real trouble paying back their student loans…. Read More

Stolen Gift? Your Credit Card Might Have Your Back

Credit Cards

Stolen Gift? Your Credit Card Might Have Your Back

Stolen Gift? Your Credit Card Might Have Your Back

This is the time of year when people enjoy buying and giving gifts. Unfortunately, this is also the time of year when thefts increase. Gifts could be stolen from your home or even from your car. During the holidays, shoppers get tired and tend to drop bags off at their cars so they don’t have… Read More

How to Handle the Debts of a Deceased Loved One

Managing Debt

How to Handle the Debts of a Deceased Loved One

How to Handle the Debts of a Deceased Loved One

Although it is a time that may be difficult for many, it’s worthwhile to pay attention to debt, in particular credit card debt, upon the passing of a loved one. The Credit CARD Act of 2009 attempted to provide some assistance in terms of the speedy and fair settlement of estate-related debt. The law requires… Read More

Four Steps to a Healthier Credit File

Credit Score

Four Steps to a Healthier Credit File

Four Steps to a Healthier Credit File

Keeping your credit clean is essential to your overall financial health, and taking a proactive approach can help you stay on top of mistakes or behaviors that may dragging down your credit score. There are four primary steps you can take to give your credit a boost and protect your financial reputation. 1. Examine Your… Read More

How Removing A Tax Lien Affects Your Credit

Credit Score

How Removing A Tax Lien Affects Your Credit

How Removing A Tax Lien Affects Your Credit

We received two questions about tax liens recently, and it give me the opportunity to check in and see how the IRS’s initiative to give taxpayers a “fresh start” after they’ve paid off tax liens is working. My credit scores are 730, 723 and 728 but I have a tax lien filed against me. If… Read More

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