What Happens to Your Credit Card Reward Points When You Die?

Credit Cards

What Happens to Your Credit Card Reward Points When You Die?

What Happens to Your Credit Card Reward Points When You Die?

Editor’s Note: Updated October 3, 2013 to reflect new Delta policy. Before one of my relatives passed away from cancer last year, she mentioned to me a couple of times that she wanted one of her heirs to use the rewards points she had accumulated on her credit card. At the time, I thought it... Read More

Et Tu, Bureau: 10 Ways Your Credit Can Betray You

Credit Score

Et Tu, Bureau: 10 Ways Your Credit Can Betray You

Et Tu, Bureau: 10 Ways Your Credit Can Betray You

It never fails. You think you’re doing all the right things when it comes to your credit. You pay off an old delinquent debt, close old accounts, maybe even decide to stay out of debt altogether. Then your credit score takes a dive. You thought you were being financially responsible. What gives? We hear these... Read More

CFPB Takes Aim at Discriminatory Auto Lending

Auto Loans

CFPB Takes Aim at Discriminatory Auto Lending

CFPB Takes Aim at Discriminatory Auto Lending

These days, consumers seem far more eager to take on new credit than they were even a few years ago, and this seems to be particularly true with regard to auto loans. As such, the federal watchdog agency in charge of protecting consumers from problematic practices recently announced it was stepping up enforcement of rules... Read More

Consumers Keep Buying Even as Home Prices Rise

Mortgages

Consumers Keep Buying Even as Home Prices Rise

Consumers Keep Buying Even as Home Prices Rise

The housing recovery has been ongoing for some time now, and this was once again reflected in February, as consumers continued scooping up available properties even as prices rose over those seen in January. Existing-home sales and prices continued their steady upward trends last month as the housing market continued to gain steam, according to... Read More

Hooray: Consumers Have Equity in Their Homes Again

Mortgages

Hooray: Consumers Have Equity in Their Homes Again

Hooray: Consumers Have Equity in Their Homes Again

The housing market’s massive downturn several years ago took a significant toll on homeowners nationwide, and some are only now finally recovering from it. However, that number grew significantly in the fourth quarter of last year. Between October and December, 2012, some 200,000 consumers who had previously been underwater on their home loans were able... Read More

The Top States for Credit Card Fraud

Identity Theft

The Top States for Credit Card Fraud

The Top States for Credit Card Fraud

Identity theft has become a major problem in the U.S. that many financial institutions and government agencies are striving to prevent, and it seems that one type in particular has grown rather popular in the northeastern part of the country. Payment card fraud — including identity theft on debit and credit accounts — is on... Read More

Are We on the Brink of a Home-Buying Frenzy?

Mortgages

Are We on the Brink of a Home-Buying Frenzy?

Are We on the Brink of a Home-Buying Frenzy?

Housing experts have noted that in the last few months, there has been a significant uptick in demand for homes by consumers eager to take advantage of still-low home prices and record-low interest rates. And soon that demand might spike even higher. While there’s been considerable talk about the nation’s shadow inventory — that is,... Read More

Credit Cards With No Annual Fee: How To Pick One

Credit Cards

Credit Cards With No Annual Fee: How To Pick One

Credit Cards With No Annual Fee: How To Pick One

Many credit card users find it absurd to pay a fee to use their credit card, especially when they realize how profitable the products are to the banks that issue them. And between interest charges, foreign transaction fees, cash advance fees, and late fees, it is understandable that some cardholders will wish to avoid paying... Read More

Millennials Rejecting Many Kinds of Credit

Credit Cards

Millennials Rejecting Many Kinds of Credit

Millennials Rejecting Many Kinds of Credit

As the economy continues to recover from the effects brought on by the recent recession and more consumers are starting to feel better about their personal financial situations, many may be once again willing to start using credit and taking on larger balances. However, this seems not to be true of young people in particular.... Read More

9 Mistakes That Kill Your Credit

Credit Score

9 Mistakes That Kill Your Credit

9 Mistakes That Kill Your Credit

Credit can be a tricky thing — some behaviors are obviously harmful to your credit, like paying late (or not at all), or maxing out your cards. But some mistakes aren’t all that obvious, and in fact some actions that might seem beneficial can actually have a terrible impact on your credit.  We’ve compiled the... Read More

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