New Spending Habits Pave the Way for Prepaid Cards

Managing Debt

New Spending Habits Pave the Way for Prepaid Cards

New Spending Habits Pave the Way for Prepaid Cards

Americans have drastically changed their spending and card use habits since the end of the recession, and that is being reflected in the types of accounts they carry, as well as the new avenues they are seeking to complete transactions. A number of consumers stopped using credit and debit cards last year, and instead adopted… Read More

More Military Families Struggling With Debt

Managing Debt

More Military Families Struggling With Debt

More Military Families Struggling With Debt

These days, a large number of consumers are still struggling to make ends meet every month as the effects of the recession continue to fade from view. But few Americans are likely struggling as much as military families. While the federal government allows for military members serving in active combat overseas additional pay, housing allowances… Read More

The Pitfalls of Paying the IRS With A Credit Card

Credit Cards

The Pitfalls of Paying the IRS With A Credit Card

The Pitfalls of Paying the IRS With A Credit Card

When consumers receive their annual tax bill, it may be larger than they expected or can afford to pay at once, and in many cases, some may even consider paying the total off with their credit cards. However, there are a number of downsides to paying one’s annual tax bill with credit cards, according to… Read More

Delinquencies to Keep Dropping, Lending to Keep Expanding

Personal Finance

Delinquencies to Keep Dropping, Lending to Keep Expanding

Delinquencies to Keep Dropping, Lending to Keep Expanding

Consumers have been far more conscious of their abilities to stay current on their various outstanding lines of credit in recent months, and now many experts say that this trend will likely continue for at least the next six months. Credit risk experts say that they generally expect to see delinquencies on nearly all types… Read More

Consumers Are Borrowing More, But Credit Card Debt Is Declining

Credit Cards

Consumers Are Borrowing More, But Credit Card Debt Is Declining

Consumers Are Borrowing More, But Credit Card Debt Is Declining

Americans may now be feeling better about the economy in general and their own finances in particular, leading to more borrowing overall, but at the same time, many are still being more cautious with their credit card balances. Though consumer borrowing increased overall once again in the month of February, it did so despite the… Read More

Can the CFPB Help Clear Up College Cost Confusion?

Students

Can the CFPB Help Clear Up College Cost Confusion?

Can the CFPB Help Clear Up College Cost Confusion?

As though finding the money to pay for college weren’t difficult enough, trying to compare the costs of colleges and financial aid offers can be a daunting challenge for students and parents. “Colleges are notorious for producing very confusing and/or misleading financial aid offers,” says Lynn O’Shaughnessy, author of The College Solution book and blog…. Read More

Is it Important to Monitor Your Credit Score?

Credit Score

Is it Important to Monitor Your Credit Score?

Is it Important to Monitor Your Credit Score?

Consumers have probably heard a lot of talk in the last few years about the importance of their credit scores in their everyday life, and it’s certainly true that little three-digit number can play a large role in a variety of situations. Credit scores can be used to determine everything from eligibility for various lines… Read More

Stop Procrastinating: Last Minute Tax Tips

Personal Finance

Stop Procrastinating: Last Minute Tax Tips

Stop Procrastinating: Last Minute Tax Tips

I have a confession: I have not completed my 2011 tax return. Yes, “Ms. Personal Finance Expert” is procrastinating. I have a pretty good excuse: some of the information I need to file won’t be available for a few more months, but the truth is that this is my most dreaded personal finance chore, and… Read More

7 Tips to Improve Your Credit Score After Bankruptcy

Credit Score

7 Tips to Improve Your Credit Score After Bankruptcy

7 Tips to Improve Your Credit Score After Bankruptcy

Declaring bankruptcy is a decision that not only impacts your finances but also the state of your credit score. While your score may decrease after financial hardship, there are practical and real ways to improve it and get back on a better financial path. What Is a Credit Score? Before you start taking steps to… Read More

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