Want a Student Loan? Take the Test First.

Students

Want a Student Loan? Take the Test First.

Want a Student Loan? Take the Test First.

Colleges, universities, banks and the government should all take cue from Tidewater Community College, in Virginia. Beginning next fall, the two-year college will require students to complete two budget worksheets in order to be eligible for student loans. According to USA Today, the school’s federal loan applicants will need to accurately describe their financial situation… Read More

A Bill of Rights for Internet Advertising

Identity Theft

A Bill of Rights for Internet Advertising

A Bill of Rights for Internet Advertising

Two former presidential candidates came together last week to propose a new bill of rights for online consumers. The bill, introduced by senators John Kerry and John McCain, would force companies that gather data about consumers to notify people that their personal information is being tracked, and give individuals the chance to opt-out of behavioral… Read More

Financial News Roundup: Fed Dismisses Inflation Fears, Rich Indulge In Luxury Items

Personal Finance

Financial News Roundup: Fed Dismisses Inflation Fears, Rich Indulge In Luxury Items

Financial News Roundup: Fed Dismisses Inflation Fears, Rich Indulge In Luxury Items

Today’s top news headlines feature new advice for parents planning to pay their children’s college bill and highlights that affluent American’s increased spending on luxury goods in 2011. Plus, find out why the Federal Reserve continues to deny severe inflation. Fed Brushes Off Inflation Concerns The Huffington Post The Federal Reserve is insisting Americans need… Read More

Mired Down in Debt? Find Inspiration Here

Managing Debt

Mired Down in Debt? Find Inspiration Here

Mired Down in Debt? Find Inspiration Here

If you have debt or are bad with money, it’s tempting to look around at all the people who have it better than you do. And it’s not hard, either: we all have friends who make more, who have saved more…

How to Get (Even More) Free Credit Reports

Credit Score

How to Get (Even More) Free Credit Reports

How to Get (Even More) Free Credit Reports

You may be able to get free copies of your credit reports in addition to those made available annually on AnnualCreditReport.com. I’m not talking about free-but-you-get-billed-if-you-don’t-cancel offers. These are additional free copies that credit reporting agencies are required to provide under state or federal law, if you qualify. The first trick is knowing when you… Read More

Senate Committee: Greed, Complacency Caused the Crisis

Mortgages

Senate Committee: Greed, Complacency Caused the Crisis

Senate Committee: Greed, Complacency Caused the Crisis

Wall Street banks got greedy. Credit rating agencies acted as enablers. Congress and federal regulators looked the other way. It’s become the familiar refrain for those investigating what caused the financial crisis, as reported earlier on Credit.com. Now a new, authoritative report confirms it. In a 635-page tome released Wednesday, the Senate Permanent Committee on… Read More

March Charge Offs Slip Slightly for Capital One

Personal Finance

March Charge Offs Slip Slightly for Capital One

March Charge Offs Slip Slightly for Capital One

The latest regulatory filing from Capital One Financial revealed that the company saw instances of accounts it had to strike from its records as being uncollectable slip once again in March, according to a report from Dow Jones Newswires. During the month, charge offs fell to 5.87 percent of all accounts, down from the 5.91… Read More

Nationwide Foreclosure Declines in First Quarter of 2011

Mortgages

Nationwide Foreclosure Declines in First Quarter of 2011

Nationwide Foreclosure Declines in First Quarter of 2011

There were 681,153 separate foreclosure filings in the U.S. during the first quarter of 2011, a 15 percent drop from the fourth quarter of 2010, according to the latest statistics from RealtyTrac. This was also a 27 percent drop from the first quarter of 2010. [Related Article: FHA’s Foreclosure Backlog an All-Time High] Foreclosure filings… Read More

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