8 Signs You Need to Revise Your Budget

Personal Finance

8 Signs You Need to Revise Your Budget

8 Signs You Need to Revise Your Budget

About 40% of households don’t bother budgeting, according to Bankrate. However, we’re aligning with the 58% that said they do! Your budget is one of the most personal things you create; it’s completely dependent on your financial circumstances, expenses, liabilities, and goals. A good budget can help you fulfill your dreams, whether you’re planning on... Read More

A Beginner’s Guide to Your IRA

Personal Finance

A Beginner’s Guide to Your IRA

A Beginner’s Guide to Your IRA

Saving for retirement is one of those financial goals you know is important but you may not know how to go about starting or bolstering your nest egg. It’s a good idea to look into the different kinds of individual retirement accounts, or IRAs. These allow you a tax-advantaged way to save for retirement. As opposed... Read More

A Single Parent’s Guide to Budgeting

Personal Finance

A Single Parent’s Guide to Budgeting

A Single Parent’s Guide to Budgeting

Family finances are hard no matter what, but single parents carry an extra burden. When your relationship collapses or your partner dies, money can suddenly become your biggest worry. Because of the departure of one income, single parents tend to be low on income. To make matters worse, caring for children can make it more... Read More

The Woman Who Stole 700 Identities

Identity Theft

The Woman Who Stole 700 Identities

The Woman Who Stole 700 Identities

A Florida woman who stole more than 700 identities was sentenced to five years and 10 months in federal prison, the Florida Sun-Sentinel reported last week. Earlier this year, Tia Lashonda Miller, 39, pleaded guilty to unlawful possession and aggravated identity theft. Police caught on to Miller’s escapades in 2012, when she was arrested for... Read More

7 Signs You’re Heading Into Bankruptcy

Managing Debt

7 Signs You’re Heading Into Bankruptcy

7 Signs You’re Heading Into Bankruptcy

If you’ve been grappling with a lot of personal debt, ignoring the problem won’t make it go way. At best, your bills will simply continue to pile up, and you’ll wind up paying a small fortune in interest and principal payments. At worst, you could wind up in bankruptcy court. Bankruptcy will obviously damage your... Read More

How to Stop Ignoring Your Finances

Personal Finance

How to Stop Ignoring Your Finances

How to Stop Ignoring Your Finances

Whether you hope to buy a home or retire comfortably (or both!), financial goals can often seem too big and like they will take too long to reach. Dealing with your personal finances may feel like just another thing on your to-do list. That can cause stress, but ignoring the problem will not eliminate it,... Read More

5 Reasons to Live in a Big City

Mortgages

5 Reasons to Live in a Big City

5 Reasons to Live in a Big City

Where you live can have a huge impact on your ability to save and spend, as well as your lifestyle. There are many reasons to choose a place to live. Cost, weather, demographics, crime, recent growth, school performance, and proximity to work may affect your choice on which neighborhood is best for you. If you’re moving... Read More

9 Seriously Unhealthy Meals

Personal Finance

9 Seriously Unhealthy Meals

9 Seriously Unhealthy Meals

We’re missing a word in the English language. We need something that means both mouth-watering and nauseating. As someone who probably eats his weight in bacon annually, that was my initial response to a recent study on extreme eating by The Center for Science in the Public Interest. Just look at “The Big Hook Up”... Read More

Can a Prenup Protect Your Credit Score?

Credit Score

Can a Prenup Protect Your Credit Score?

Can a Prenup Protect Your Credit Score?

You may think a prenup agreement is something only celebrities and those with lots of or assets should consider. If so, think again. “Just the act of creating a prenup, requiring you to discuss each other’s assets and liabilities can help,” says Terry Savage, financial expert and co-author of The New Love Deal: Everything You... Read More

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