The 14 Best Places to Flip a House

Mortgages

The 14 Best Places to Flip a House

The 14 Best Places to Flip a House

For people who like a serious project, house flipping can be quite the money maker. In some parts of the country, flippers see hefty profits from their investments, selling their properties for well over 30% more than they paid for it, according to new data from real estate company RealtyTrac. The best counties for flipping... Read More

Will a Pay Cut Hurt My Credit?

Credit 101

Will a Pay Cut Hurt My Credit?

Will a Pay Cut Hurt My Credit?

Income isn’t reported to credit bureaus, but your paycheck can still have an impact on your credit standing. Still, you don’t need to get nervous about what a pay cut (or raise) will do to your credit score, because there are ways to manage the effects of such a change. How Income Impacts Credit Your... Read More

How I Raised My Credit Score 130 Points

Credit Score

How I Raised My Credit Score 130 Points

How I Raised My Credit Score 130 Points

Tonya Rapley says she knew better; she was raised to know how to manage money — and yet when she was in college (and taking out student loans), she maxed out her credit cards and “just tried to ignore it.” Then she had an opportunity to move to New York City, and she found out... Read More

Elizabeth Warren’s Student Loan Bill Is Dead, But There’s Still Hope for Borrowers

Students

Elizabeth Warren’s Student Loan Bill Is Dead, But There’s Still Hope for Borrowers

Elizabeth Warren’s Student Loan Bill Is Dead, But There’s Still Hope for Borrowers

The Bank on Students Emergency Loan Refinancing Act is dead. We can debate all we like the wisdom of proposing legislation that calls for additional taxation on consumers rather than allocating a portion of the excess revenues from student loans (an exceedingly profitable and, arguably, perpetually sustainable enterprise). In the meantime, here’s what can and... Read More

6 Great Money Tips From 6 Great Dads

Personal Finance

6 Great Money Tips From 6 Great Dads

6 Great Money Tips From 6 Great Dads

Growing up, I’d roll my eyes when my dad would remind me to turn off the lights when I left a room. And when he refused to spring for air-conditioning for his cars I thought he was pinching those pennies a little too tightly. But guess what? I now turn off lights when I leave... Read More

9 Surprising Ways Identity Theft Can Hurt You

Identity Theft

9 Surprising Ways Identity Theft Can Hurt You

9 Surprising Ways Identity Theft Can Hurt You

What ailment is so devastating that its symptoms can range from an incorrect medical diagnosis, to (virtually) killing you, to hurting your kids’ chances of getting college financial aid? That distinctly digital-age malady? Identity theft. In a world of overused metaphors, this one is spot-on: If Franz Kafka were writing today, he wouldn’t haul Josef... Read More

What Really Happens If I Bounce a Check?

Managing Debt

What Really Happens If I Bounce a Check?

What Really Happens If I Bounce a Check?

Most people know they shouldn’t bounce checks: It can be embarrassing, not to mention expensive, because returned checks or bank account overdrafts often result in fees. That may not seem too bad, but if they’re not dealt with, bad checks can cause you a lot of problems. Bouncing Into Debt Checking accounts and credit usually... Read More

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