How to Maintain Good Credit Without Debt

Credit 101

How to Maintain Good Credit Without Debt

How to Maintain Good Credit Without Debt

Credit is a system of trust, and that trust can only be established through experience. It doesn’t really matter how you get started — a credit card, student loans, a personal loan, asking someone else to co-sign a loan or add you as an authorized user to their credit card — but you have to... Read More

Going Back to Work? Time for a New Budget

Personal Finance

Going Back to Work? Time for a New Budget

Going Back to Work? Time for a New Budget

There are plenty of reasons to get back to work after time off — financial stability, a feeling of empowerment, utilization of your skills, etc. While finding the motivator may be easy, returning to full or even part-time employment after an extended time off does not come without challenges. Whatever your reason for leaving work or... Read More

Are You Making These 6 Costly College Planning Mistakes?

Students

Are You Making These 6 Costly College Planning Mistakes?

Are You Making These 6 Costly College Planning Mistakes?

It’s a common piece of advice students hear year after year: Study hard so you can go to college and land your dream job. But how many discussions transpire in the home about the cost of attending college? Just like almost everything else in life, college comes with a price tag. While parents may not want to... Read More

You’re Debt-Free: What’s Next?

Managing Debt

You’re Debt-Free: What’s Next?

You’re Debt-Free: What’s Next?

There are so many ways to end up in debt — from student loans or car loans to mortgage payments and credit card fees. Debts can add up fast, and paying them back is often a proud moment in your financial history. While conquering debt is cause for celebration, this can also be an opportunity to continue bettering your... Read More

18 Ways to Make Selling Your Home Easier

Mortgages

18 Ways to Make Selling Your Home Easier

18 Ways to Make Selling Your Home Easier

Curb appeal is that undefinable something that draws you to a home at a glance. It is a combination of visual charm, visibly good upkeep, attention paid to landscaping and, especially, an inviting entry. If your home lacks curb appeal, many prospective buyers will reject it without looking further. You also may be unable to... Read More

5 Ways You’re Already Wrecking Your Retirement

Personal Finance

5 Ways You’re Already Wrecking Your Retirement

5 Ways You’re Already Wrecking Your Retirement

Living in a villa in rural Italy. Enjoying the beaches of Florida. Skydiving in the Swiss Alps. Absorbing the culture of major metropolises around the world. No matter what your dream for retirement is, it is never too early to start planning. Achieving a well-planned, financially sound retirement is about making the right choices along... Read More

3 Tips to Stage Your Home for a Quicker Sale

Mortgages

3 Tips to Stage Your Home for a Quicker Sale

3 Tips to Stage Your Home for a Quicker Sale

Whether you are a real estate investor or looking to move to a different home, selling a house can be stressful. While there are all sorts of methods to find success selling your home, one popular way to appear attractive to buyers is through staging. Home staging is the act of preparing a private residence to... Read More

Are Americans More in Debt Than the Rest of the World?

Managing Debt

Are Americans More in Debt Than the Rest of the World?

Are Americans More in Debt Than the Rest of the World?

Americans have a global reputation for being a) bad at soccer (futbol) and b) good at spending money they don’t have. Looks like it might be time to challenge both conventional beliefs. As the surprisingly game Americans took the “pitch” on Tuesday against Belgium, many observers conceded that the U.S. team rightly earned its spot... Read More

The Worst States to Be a Working Mom

Personal Finance

The Worst States to Be a Working Mom

The Worst States to Be a Working Mom

There are 181 countries that guarantee paid leave from work for new mothers and 81 that guarantee it for new fathers — the United States is not among them. This leaves many new parents choosing between time with their new arrivals and time earning a paycheck, which in many situations is an impossible choice. The National Partnership... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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