9 Mistakes That Kill Your Credit

Credit Score

9 Mistakes That Kill Your Credit

9 Mistakes That Kill Your Credit

Credit can be a tricky thing — some behaviors are obviously harmful to your credit, like paying late (or not at all), or maxing out your cards. But some mistakes aren’t all that obvious, and in fact some actions that might seem beneficial can actually have a terrible impact on your credit.  We’ve compiled the... Read More

My Divorce Ruined My Credit!

Credit Score

My Divorce Ruined My Credit!

My Divorce Ruined My Credit!

Over the years we’ve received an incredible amount of email from people who have gone through a divorce. Their story is almost always very similar. They’ve all had their credit destroyed because of their divorce and they didn’t see it coming. Here is an example of one of the divorce-related emails: Subject Line: Credit Disaster I... Read More

The Tax Form From Hell: The 1099-C Saga Continues

Managing Debt

The Tax Form From Hell: The 1099-C Saga Continues

The Tax Form From Hell: The 1099-C Saga Continues

If you received a 1099-C reporting forgiven or cancelled debt, you may be grappling with how to minimize the taxes you may have to pay as a result. Some taxpayers will be able to avoid paying taxes on part or all of the amount listed as discharged on the 1099-C if they qualify for an... Read More

The First Thing To Do Before Applying For a Credit Card

Credit Cards

The First Thing To Do Before Applying For a Credit Card

The First Thing To Do Before Applying For a Credit Card

Whether you love shopping or loathe it, hunting for a great credit card is one of those shopping expeditions that is well worth it. The deal you snag now on a new card can pay off handsomely in coming years. But before you jump in and start comparing credit card interest rates, fees or rewards,... Read More

To Catch a Thief: Will Techie Upgrades Prevent ID Theft?

Identity Theft

To Catch a Thief: Will Techie Upgrades Prevent ID Theft?

To Catch a Thief: Will Techie Upgrades Prevent ID Theft?

Identity theft is all too common these days, but a shocking new report from the Federal Trade Commission highlights just how bad the situation’s become. Identity theft isn’t just the top complaint in America — which it’s been for the past 13 years — complaints “surged by 32%” in 2012, bringing the total estimated number... Read More

White House Cuts Student Loan Debt Collector Commissions

Students

White House Cuts Student Loan Debt Collector Commissions

White House Cuts Student Loan Debt Collector Commissions

Student loan debt, and instances of delinquency and default on those outstanding balances, has become so rampant nationwide that it has actually turned into a political issue. Now that many federal lawmakers and officials are examining why these problems have become so prevalent, the Obama administration recently made an announcement regarding how it will compensate... Read More

Consumer Lessons from the Celebrity Hacking Scandal

Identity Theft

Consumer Lessons from the Celebrity Hacking Scandal

Consumer Lessons from the Celebrity Hacking Scandal

Last week, a dozen high profile celebrities, government officials and politicians were victims of hackers who posted sensitive financial information online. The victims included Jay Z, Beyonce, Paris Hilton, Ashton Kutcher, Mel Gibson and Michelle Obama. In the beginning, some news outlets dismissed the story as boring, saying there wasn’t anything particularly exciting about the... Read More

The Best High End Reward Credit Cards in America

Credit Cards

The Best High End Reward Credit Cards in America

The Best High End Reward Credit Cards in America

Welcome to the latest installment of our Best Credit Cards in America series. This time we examined the top high end reward cards this month. What is a “high end,” or luxury rewards card? These are products that deliver more than just cash back, points, or miles and some basic benefits. These cards represent the... Read More

ID Thieves Take Aim at Govt. Benefits

Identity Theft

ID Thieves Take Aim at Govt. Benefits

ID Thieves Take Aim at Govt. Benefits

These days, identity theft exists in many different forms — and some types are growing in popularity among thieves. This seems to be particularly true for fraud related to government benefits, which can not only harm consumers’ finances, but land them in other hot water, too. Types of identity theft that target a consumer’s tax... Read More

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