4 Steps to Make Budgeting Easier for Anyone

Personal Finance

4 Steps to Make Budgeting Easier for Anyone

4 Steps to Make Budgeting Easier for Anyone

Budgeting doesn’t have to be time consuming, and it doesn’t have to be difficult. In fact there are some simple steps that anyone can take to make budgeting easier. 1. Make It a Priority The first step is simply deciding you are going to start a budget or make a better budget. Decide that getting... Read More

How Much Can Your Credit Score Drop in a Month?

Credit Score

How Much Can Your Credit Score Drop in a Month?

How Much Can Your Credit Score Drop in a Month?

If you’re dieting, you’d no doubt love to step on the scale and see a big drop in the numbers displayed. But when it comes to things financial — the money in your retirement account, your paycheck, or even your credit scores — seeing those numbers go down is generally not welcome news. When it... Read More

How to Handle a Medical Debt You Don’t Owe

Managing Debt

How to Handle a Medical Debt You Don’t Owe

How to Handle a Medical Debt You Don’t Owe

Recently released data from the National Health Interview Survey (NHIS) found that one in five Americans was in a family having problems paying medical bills. And, one in 10 Americans was in a family with medical bills that they were unable to pay at all.  Not surprisingly, families with an uninsured member increased the odds... Read More

The Most Important Thing on Your Credit Report

Credit 101

The Most Important Thing on Your Credit Report

The Most Important Thing on Your Credit Report

Focusing on just one part of your credit report won’t really help you improve your credit, because there are so many different things that determine your credit standing. You may not want to pore over your lengthy credit report, but failing to do so could mean you overlook something significant. (If you want a guide... Read More

How to Earn Credit Card Rewards for Your Wedding

Credit Cards

How to Earn Credit Card Rewards for Your Wedding

How to Earn Credit Card Rewards for Your Wedding

A wedding is a joyous, yet expensive, occasion. And with so much money being spent, credit card users are wise to look for any possible method to maximize their credit card rewards. Thankfully, there are several ways that couples can leverage their spending to earn considerable rewards points, miles and cash back on their big... Read More

A Brief Chat With a Tax Avoider

Personal Finance

A Brief Chat With a Tax Avoider

A Brief Chat With a Tax Avoider

Vanessa is a person who loathes tax season. LOGAN: We’re approaching a very painful time of year for you. VANESSA: I don’t like to talk about it. Ha, I know. But you said that you would, with me, just this once. To help people. Right, to help people. Because it’s important that people know they’re... Read More

Can a Debt Collector See My Credit Score?

Managing Debt

Can a Debt Collector See My Credit Score?

Can a Debt Collector See My Credit Score?

There’s a perception that only people with serious money problems have to deal with debt collectors. While people struggling to pay their bills may be more likely to have a collection account on their credit reports, debt collectors are going to aggressively pursue a different type of consumer: The kind who will pay up. Collectors... Read More

How Much Money Can My Business Borrow?

Personal Finance

How Much Money Can My Business Borrow?

How Much Money Can My Business Borrow?

Perhaps your small business is growing and you want to invest in new equipment, marketing or a renovation. Or maybe your business has hit a rough patch and you believe that with the right investment you can turn things around. Either way, you’re looking for financing. And while getting a loan – any loan –... Read More

The 10 Credit Commandments

Credit 101

The 10 Credit Commandments

The 10 Credit Commandments

Whether you are thinking of buying a home or getting a new car in the future, you need to pay attention to your credit. You can take certain actions now to be prepared when it’s time to make those big life decisions. Here are 10 credit commandments that will help you on your road to... Read More

4 Things Your Doctor Doesn’t Need to Know

Identity Theft

4 Things Your Doctor Doesn’t Need to Know

4 Things Your Doctor Doesn’t Need to Know

Watch an episode of SVU, Law & Order or CSI on TV, and you’re bound to hear about doctor-patient confidentiality in hushed, almost reverent terms. Go to a new doctor’s office and, amidst all the other paperwork, you’ll be asked to sign a form enumerating your federally-mandated medical privacy rights. Call a hospital to check... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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