Feel Overwhelmed By Credit Card Offers? You Should.

Credit Cards

Feel Overwhelmed By Credit Card Offers? You Should.

Feel Overwhelmed By Credit Card Offers? You Should.

Do you ever get the feeling that your mailbox is really just a recycling center for credit card offers? You’re not alone. Credit card companies will mail out approximately 2.5 billion card offers in 2010, up from 1.39 billion last year, according to Anuj Shahani, director of competitive tracking services for Synovate. As direct mail… Read More

ID Theft Watch: One iPhone App Too Many

Identity Theft

ID Theft Watch: One iPhone App Too Many

ID Theft Watch: One iPhone App Too Many

My name is Adam and I own an iPhone. In that regard, I’m not alone. I have about 85 million fellow iPhone “friends.” Sure, that’s about 415 million fewer friends than Mark Zuckerberg, the co-founder of Facebook. But still, 85 million is no trifling number. Even more telling, The New York Times reports that iPhone… Read More

Financial News Roundup: Consumer Confidence Rises, Americans’ Financial Willpower Lacking

Personal Finance

Financial News Roundup: Consumer Confidence Rises, Americans’ Financial Willpower Lacking

Financial News Roundup: Consumer Confidence Rises, Americans’ Financial Willpower Lacking

Top Financial News Headlines from Around the Web Today’s top headlines feature Congress’s year-end race to bolster the economy. Plus, see how Americans are handling their personal finances during the economic downturn. November sees significant rise in consumer confidence The Consumer Confidence Index rose from 49.9 in October to 54.1 in November, accounting for the… Read More

The Crusade to Prove Creditworthiness

Credit Score

The Crusade to Prove Creditworthiness

The Crusade to Prove Creditworthiness

For almost a quarter century, Michael Nathans has been fighting to improve credit for renters. Has he finally found the solution? Michael Nathans’ favorite hobby is to take his 38-foot sailboat, High Adventure, out onto the Chesapeake Bay, find a good hard wind, and steer into it. This is the hardest thing to do in… Read More

Employment Credit Checks – Why Leave Anything to Chance?

Credit Score

Employment Credit Checks – Why Leave Anything to Chance?

Employment Credit Checks – Why Leave Anything to Chance?

No doubt about it, in today’s turbulent financial times it is a buyer’s market when it comes to getting a job. Employers have access to a virtual cornucopia of qualified talent, all competing for a limited number of jobs, and a unique understanding of how cyberspace and credit reports can be effectively utilized to better… Read More

FTC Issues Final Rule Protecting Consumers Against Mortgage Scams

Mortgages

FTC Issues Final Rule Protecting Consumers Against Mortgage Scams

FTC Issues Final Rule Protecting Consumers Against Mortgage Scams

The new Mortgage Assistance Relief Services Rule is designed to put a stop to bogus operations that prey on distressed consumers who are looking for a way to keep their home, according to a Federal Trade Commission announcement. Under the new regulations, providers of foreclosure rescue and loan modification services can’t collect a fee until… Read More

More Americans Avoiding Credit Card Debt

Managing Debt

More Americans Avoiding Credit Card Debt

More Americans Avoiding Credit Card Debt

Americans may be changing their credit card ways. According to a new poll by Harris Interactive, a quarter of consumers say they plan to use credit cards less frequently to pay for holiday shopping this year than they did last year. And new data by the credit bureau TransUnion finds that the number of credit… Read More

Kardashian Kredit Kard Kanceled

Personal Finance

Kardashian Kredit Kard Kanceled

Kardashian Kredit Kard Kanceled

Just three weeks after launching their own credit card to a sold-out crowd at a New York City nightclub, the Kardashian sisters announced that they are getting out of the credit card business, according to Forbes magazine.  Widely criticized by consumer advocates and government regulators for its high fees, the Kardashian Kard has been canceled…. Read More

Overdraft Opt-In Working As Planned

Personal Finance

Overdraft Opt-In Working As Planned

Overdraft Opt-In Working As Planned

Now that consumers have a choice, the overwhelming majority of them are opting out of overdraft protection from their banks. According to a recent survey by Consumers Union, only 22 percent of consumers agreed to pay a monthly fee in return for protection from their banks in case they don’t have enough money in their… Read More

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