18 Money Experts You Should Follow on Twitter

Personal Finance

18 Money Experts You Should Follow on Twitter

18 Money Experts You Should Follow on Twitter

Social media is a great way to stay informed about the world around you, and the realm of personal finance is no different. The best social networking site for breaking news and updates is Twitter, where you can amass followers and peek into the insights of journalists, celebrities and financial advisers alike. Here are a... Read More

The Smart Way to Pay Off Your Mortgage

Mortgages

The Smart Way to Pay Off Your Mortgage

The Smart Way to Pay Off Your Mortgage

When it comes to debt, I always say the faster you can pay it off, the better. But until recently, not many people thought of a mortgage as debt in the traditional sense. This could partially be due to the fact that most mortgages have a fixed term and a fixed rate, and that a... Read More

Consumers Making Fewer Late Payments

Managing Debt

Consumers Making Fewer Late Payments

Consumers Making Fewer Late Payments

The recent economic downturn caused many Americans to take a hard look at how they handle their finances, changing many of their spending and borrowing habits. That, in turn, has led to the massive declines in delinquency and default during the past few years, and this trend continued through the end of the first quarter... Read More

Is Your Mall Spying on You?

Identity Theft

Is Your Mall Spying on You?

Is Your Mall Spying on You?

Retailers are always trying to understand more about their customers’ habits. Companies want to know what kinds of products you buy, how you purchase them, and why you buy, presumably so they can more effectively market to you. But how far is too far when it comes to obtaining information about your shopping habits? Retailers... Read More

Should You Use Credit or Debit When Shopping Online?

Credit Cards

Should You Use Credit or Debit When Shopping Online?

Should You Use Credit or Debit When Shopping Online?

There’s nothing wrong with shopping online — it’s fast, easy and convenient — but it’s also important to make sure you know and trust the online companies you’re frequenting. We recently received this question from a reader on how to cyber-shop safely: “I use my credit card to make purchases online and usually receive these... Read More

Student Loan Interest Rate Fix at Standstill

Students

Student Loan Interest Rate Fix at Standstill

Student Loan Interest Rate Fix at Standstill

Student loan interest rates doubled July 1 as Congress left for the weeklong holiday recess without passing legislation that would prevent the automatic rate hike. But despite promises to rectify the situation upon their return last week, yet again partisan gridlock derailed attempts to address the issue, with interest rates remaining at 6.8 percent. That... Read More

The Fast Way to Find Out If Your Identity Has Been Stolen

Identity Theft

The Fast Way to Find Out If Your Identity Has Been Stolen

The Fast Way to Find Out If Your Identity Has Been Stolen

Credit.com Co-Founder and Chairman Adam Levin answers a reader’s question about the fastest way to find out if her identity has been stolen, and how she can maintain her credit if it has been compromised. If you’re worried about your identity being stolen, you can monitor your credit for free using the Credit Report Card.... Read More

IRS Exposed Hundreds of Social Security Numbers

Identity Theft

IRS Exposed Hundreds of Social Security Numbers

IRS Exposed Hundreds of Social Security Numbers

Data breaches are becoming quite common, especially for government agencies. The latest such incident involved the Internal Revenue Service, and could potentially leave tens of thousands of people exposed. The breach itself was discovered by nonprofit watchdog group Public.Resource.Org, and could have lasted less than 24 hours, but potentially much longer, according to a report from the... Read More

Younger Generations More Likely to Buy a Home

Mortgages

Younger Generations More Likely to Buy a Home

Younger Generations More Likely to Buy a Home

The economic recovery has brought with it significant improvements in the national housing market. And now many consumers are in a better position to buy a home after dealing with many financial problems just a few years ago. But with that change comes shifting demographics of who homebuyers generally are, according to the inaugural Home Buyer... Read More

Free Trials & Subscription Services: What You Need to Know

Personal Finance

Free Trials & Subscription Services: What You Need to Know

Free Trials & Subscription Services: What You Need to Know

We’ve all been enticed by “free trials” at one point or another — with a month of a subscription service offered at no initial cost, it’s hard to pass up an offer like that. But businesses have tested this model, and let’s face it: they wouldn’t use it if they were going to lose money.... Read More

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