Mythbusting: Do You Need a Credit Check to Use Obamacare?

Credit Score

Mythbusting: Do You Need a Credit Check to Use Obamacare?

Mythbusting: Do You Need a Credit Check to Use Obamacare?

Credit scores have joined the ring of confusion surrounding the Affordable Care Act (ACA) and the newly opened health insurance exchanges. While auto and homeowner’s insurance providers may check your credit score when you apply for coverage, health insurers do not assess applicants’ credit scores as a means to decide health plan costs or whether to... Read More

Credit.com in the News 10.12.13

Personal Finance

Credit.com in the News 10.12.13

Credit.com in the News 10.12.13

So far this month, the Credit.com credit experts have kept busy by answering questions about credit card rewards and managing debt, and they’ve also weighed in on timely topics like smart holiday shopping and identity theft concerns with the Affordable Care Act. Here are a few places where you can find their interviews: Credit.com’s Director... Read More

Will 2014 Be the Year to Buy a New Car?

Auto Loans

Will 2014 Be the Year to Buy a New Car?

Will 2014 Be the Year to Buy a New Car?

Car sales are expected to grow in 2014 and top 16 million for the first time since 2007, according to the 2014 new car sales forecast from car-shopping site Edmunds.com. The estimate is 16.4 million light vehicles sold next year, a 6% increase from the anticipated sales of 15.5 million for 2013 and the most... Read More

Debt After Death: 10 Things You Need to Know

Managing Debt

Debt After Death: 10 Things You Need to Know

Debt After Death: 10 Things You Need to Know

Coping with the death of a loved one is difficult enough without the added pressure of creditors calling you to collect on the deceased person’s credit card debt. But can a bank collect a credit card debt owed by your deceased parent or spouse? The answer depends on a range of factors, from whether it... Read More

Study: Young Borrowers Do Not Equal Bad Borrowers

Personal Finance

Study: Young Borrowers Do Not Equal Bad Borrowers

Study: Young Borrowers Do Not Equal Bad Borrowers

While there are some scary statistics out there on college students’ spending habits and young people’s understanding of personal finance, the default rate is low among those who establish credit early on. Researchers from the Federal Reserve of Richmond and Arizona State University issued a study on this topic recently, looking at whether young consumers... Read More

How to Get Credit Card Rewards on Small Business Saturday

Credit Cards

How to Get Credit Card Rewards on Small Business Saturday

How to Get Credit Card Rewards on Small Business Saturday

Small businesses have been enjoying a moment in the sun for the past few years. Their plight was a much talked-about issue in the last Presidential election. In 2011, the U.S. Senate has even passed a resolution designating that Saturday after Thanksgiving as “Small Business Saturday.” For several years now, American Express has also sought... Read More

A Proposed Law Beer Drinkers Would Love

Personal Finance

A Proposed Law Beer Drinkers Would Love

A Proposed Law Beer Drinkers Would Love

In most states, it’s illegal to over-serve patrons in bars. A law proposed in Michigan would make it illegal to under-serve them, too. The legislation would ban bars and restaurants from delivering anything less than 16 ounces when a customer orders a “pint” of beer. There’s no research to suggest there is widespread stuffing of... Read More

How to Talk to Your Friends About Credit

Credit 101

How to Talk to Your Friends About Credit

How to Talk to Your Friends About Credit

Friends may manage money differently, but everyone deals with personal finance. As a result, money is bound to come up in friendly conversations from time to time. In a group, someone probably knows more about personal finance than others. It’s smart to share experiences and trade tips, but kindly giving advice can be tricky. For... Read More

Another College Promises to Pay Your Student Loans

Students

Another College Promises to Pay Your Student Loans

Another College Promises to Pay Your Student Loans

Corban University, a small private school in Oregon, recently announced a student loan repayment program called the Corban Promise, which will help pay the loans of graduates making below a certain income level. Starting in the fall of 2014, freshmen and transfer students with at least two years of study to complete will be eligible... Read More

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