3 Important Facts About Small Business Credit Cards

Credit Cards

3 Important Facts About Small Business Credit Cards

3 Important Facts About Small Business Credit Cards

Nurturing a startup or managing a small business requires good strategies in order to avoid financial mishaps. A small business credit card can be a great tool for organized owners, because they help separate work and personal finances, and many offer rewards. While it’s important to distinguish between business and personal expenses, they can never... Read More

New Malware Steals Your Files … Forever

Identity Theft

New Malware Steals Your Files … Forever

New Malware Steals Your Files … Forever

It’s always a good idea to back up your computer files. But now, it’s a great idea. An especially nasty form of ransomware — known as CryptoLocker — was recently discovered, and it puts computer users at risk of losing their files forever. In most forms of ransomware, infected computers “freeze” and essentially are held... Read More

Can You Protect Your Medical Records?

Identity Theft

Can You Protect Your Medical Records?

Can You Protect Your Medical Records?

When you are a victim of identity theft, one of the smartest things you can do to thwart the thief from doing more damage is to place a fraud alert or a credit freeze on your credit reports. An alert will warn creditors to look more closely before extending credit, while a freeze will prevent... Read More

25 Years in Prison for Identity Theft?

Identity Theft

25 Years in Prison for Identity Theft?

25 Years in Prison for Identity Theft?

Gordon Moore, a ringleader of a massive Minnesota-based identity theft ring, was sentenced last week to 25 years in prison, the last of six leaders to be sentenced for the scheme that covered 14 states, involved more than 100 people and cost $2.5 million. The other ringleaders received sentences between 10 and 25 years in... Read More

Help! My Credit Is Bad, But I Need a Credit Card

Credit Cards

Help! My Credit Is Bad, But I Need a Credit Card

Help! My Credit Is Bad, But I Need a Credit Card

What can you do if your credit is bad and you need a credit card? Your choices will obviously be more limited than if your credit were good, but that doesn’t mean you can’t get a credit card. Let’s take a look at what you can do if you’re in this situation. Check Your Credit... Read More

How to Monitor Your Credit After a Data Breach

Identity Theft

How to Monitor Your Credit After a Data Breach

How to Monitor Your Credit After a Data Breach

You’ve received that dreaded email or letter from a service you use: There has been a data breach, and your information may have been compromised. Ugh. It has probably happened to you before, because data breaches happen often. These notifications tend to at least instruct customers to change their passwords, but depending on the level... Read More

Unemployment Benefits Take Yet Another Tumble

Personal Finance

Unemployment Benefits Take Yet Another Tumble

Unemployment Benefits Take Yet Another Tumble

It’s time once again to turn our attention to our weekly jobless benefits claim: Applications for jobless benefits fell by 10,000 for the week ending Oct. 26, bringing the total to 340,000, down from last week’s revised figure of 350,000, the Labor Department announced Thursday. Previous benefits reports had been distorted thanks to the 16-day partial government... Read More

Planning a Remodel? Your Loan Options

Mortgages

Planning a Remodel? Your Loan Options

Planning a Remodel? Your Loan Options

Home equity has reappeared as an option for many homeowners; as such, remodeling projects have a green light. Maybe you’re thinking about renovating the kitchen, adding on a bathroom, how about replacing the roof? All of these and other improvements tend to be costly. So what’s the best way to finance these projects? Here’s a... Read More

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