The Mortgage Rule Battle on Capitol Hill

Mortgages

The Mortgage Rule Battle on Capitol Hill

The Mortgage Rule Battle on Capitol Hill

There has been a lot of change in mortgage rules in the last few years, many of which were designed to better protect consumers from predatory or problematic lending practices, and now those protective measures seem to be becoming points of contention. Two regulatory changes to the ways in which mortgages are handled, one which... Read More

Mortgages Still Top Consumer Woe

Personal Finance

Mortgages Still Top Consumer Woe

Mortgages Still Top Consumer Woe

Despite the fact that housing news in 2012 and 2013 has been pretty glowing — home prices are rising and credit is beginning to open up again — American’s top money complaint is still mortgages. The Consumer Financial Protection Bureau released its annual consumer complaint database snapshot Thursday, describing the financial woes that consumers have... Read More

Digital Grave Robbers: The Newest Breed of Identity Thieves

Identity Theft

Digital Grave Robbers: The Newest Breed of Identity Thieves

Digital Grave Robbers: The Newest Breed of Identity Thieves

Identity theft can have massive negative effects on millions of people nationwide every year, but today, even many victims who are no longer living may be susceptible to being ripped off by criminals. These days, there are a number of websites frequented by criminals that contain a wealth of personal information on the recently deceased.... Read More

The Tax Scams You Don’t Want to Mess With

Identity Theft

The Tax Scams You Don’t Want to Mess With

The Tax Scams You Don’t Want to Mess With

Tax identity theft is a growing problem nationwide and the Internal Revenue Service has stepped up its efforts to crack down on this pervasive and growing type of fraud. There are a large number of tax scams that affect consumers every year, with identity theft topping the list once again, but phishing and fraud committed... Read More

Can a Loan Really Rebuild Your Credit Score?

Personal Loans

Can a Loan Really Rebuild Your Credit Score?

Can a Loan Really Rebuild Your Credit Score?

What is a rebuilder loan?  No, it’s not a construction loan. Or then again, maybe it is, as in “re-constructing” your credit. Many consumers find themselves at the stage where they are coming out of a period of unmanageable debt, now have their finances under control, and want to prepare for the future when credit... Read More

The 11 Most Commonly Asked Credit Questions

Credit 101

The 11 Most Commonly Asked Credit Questions

The 11 Most Commonly Asked Credit Questions

At Credit.com, our readers ask us questions every day on every kind of credit problem you can imagine.  While everyone has their own unique concerns, there are also many universal issues out there.  So we rounded up 11 of the more common questions asked and we answer them right here for you. 1. How can... Read More

What’s the Difference Between a Credit Report & a Credit Score?

Credit 101

What’s the Difference Between a Credit Report & a Credit Score?

What’s the Difference Between a Credit Report & a Credit Score?

We took to the streets to have real consumers like you give us their biggest credit questions. In this video, Susan asked us to explain what makes credit scores and credit reports so different. Looking for a breakdown of your credit report and score? Check out the free Credit Report Card. Image: Fuse

Consumers With Fair Credit Are Cutting Their Debt

Managing Debt

Consumers With Fair Credit Are Cutting Their Debt

Consumers With Fair Credit Are Cutting Their Debt

The recent financial downturn caused millions of consumers to significantly alter their attitudes toward borrowing in general, and many may have particularly focused their efforts on cutting credit card debt, which carried higher interest rates and was therefore generally more costly. The amount of credit card debt being carried nationwide has fallen significantly in recent... Read More

The First Thing to Do Before Buying a Car

Auto Loans

The First Thing to Do Before Buying a Car

The First Thing to Do Before Buying a Car

A year and a half ago, I bought my first brand-new car. Until then, I’d always bought used. But thanks to the recession, people were holding on to their cars longer and prices for used cars in good shape with low mileage had risen. As a result, buying new made more sense. While I find... Read More

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