How to Fraud-Proof Your House

Identity Theft

How to Fraud-Proof Your House

How to Fraud-Proof Your House

Summer is here. There will be barbecues. Sand will find its way into the strangest places. Your family, extended family, kids’ friends and friends of friends—even complete strangers—will sail in and out of your home. But that’s OK, because you’ve fraud-proofed your house…right? Identity theft is a truly democratic crime: Anyone can do it, anyone... Read More

Can You Escape Your Debt by Moving Overseas?

Managing Debt

Can You Escape Your Debt by Moving Overseas?

Can You Escape Your Debt by Moving Overseas?

If you’re up to your eyeballs in debt and can’t see a way out, the idea of moving to another country and ditching your debts may be very appealing. Kathleen Peddicord, publisher of “Live and Invest Overseas”, says she’s met many people in that situation over the years. “I meet them in Panama, Ecuador, Belize.... Read More

Feds to Banks: Don’t Discriminate Against Pregnant Women

Mortgages

Feds to Banks: Don’t Discriminate Against Pregnant Women

Feds to Banks: Don’t Discriminate Against Pregnant Women

A California-based mortgage lender will pay $48,000 to settle allegations it denied or delayed mortgages to women because they were on maternity leave, the U.S. Department of Housing and Urban Development announced July 1. Women’s mortgage applications cannot be denied because they are pregnant or on maternity leave, because such familial status- and sex-based discrimination... Read More

5 Signs It’s Time to Downsize

Mortgages

5 Signs It’s Time to Downsize

5 Signs It’s Time to Downsize

Traditionally we think of the homeowner path as upsizing. The young couple buys a small starter home until the family grows (they’ve presumably seen an increase in salaries and financial stability) and they move into a larger home. But there are times in your life when smaller spaces might make more sense. Here are some... Read More

Does It Make Sense to Put Your Vacation on a Credit Card?

Managing Debt

Does It Make Sense to Put Your Vacation on a Credit Card?

Does It Make Sense to Put Your Vacation on a Credit Card?

Americans work hard, but we get less paid time off than some of our counterparts in other industrialized countries. So when we do get some time off, we try to make the most of it by taking a well deserved, and often expensive vacation. Some may choose to pay for their vacations using their credit... Read More

How to Tell If You Have a Credit Score

Credit 101

How to Tell If You Have a Credit Score

How to Tell If You Have a Credit Score

It’s a question I get asked more often than you might think: How can I tell if I have a credit score? It’s a basic question, but it’s about a pretty complex topic. It’s not always so easy to understand your credit and how much it can affect our lives these days. So with that... Read More

How to Divide Your House in a Divorce

Mortgages

How to Divide Your House in a Divorce

How to Divide Your House in a Divorce

Stuck paying for a house that’s no longer yours? Buying your spouse out of a property can be dicey, especially if both parties disagree with one another on the debt and equity objectives. So here are some ways to separate and pay off an ex-spouse when getting a mortgage. Net Yet Divorced or Separated? First,... Read More

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