The Ultimate Guide to Credit Scores

Credit Score

The Ultimate Guide to Credit Scores

The Ultimate Guide to Credit Scores

The questions from readers keep pouring in and they almost all boil down to the same thing: “How do I improve my credit scores?” or “What effect will this action (short sale, credit counseling, etc.) have on my credit scores?” They can both be tough questions to answer. After all, credit scores are calculated using... Read More

What Exactly Is a Divorce Loan?

Personal Loans

What Exactly Is a Divorce Loan?

What Exactly Is a Divorce Loan?

By Stephanie Taylor Christensen Money is cited as the number two reason that couples divorce. Ironically, it can become an even bigger issue once the marriage ends, and divorce proceedings begin. Larry Rich, Divorce Magazine contributor and senior partner at Rich Rotsteinestimates average hourly rates for “intermediate level” lawyers and accountants, at $275 and $250, respectively. Even... Read More

Fight to Halt the College Loan Rate Jump Heats Up

Students

Fight to Halt the College Loan Rate Jump Heats Up

Fight to Halt the College Loan Rate Jump Heats Up

Students nationwide, along with some federal lawmakers, are working hard to ensure that school loan interest rates don’t double this summer — something which may hamper many college-aged consumers in the short and long run. July 1 is the date on which some government student loan types — new subsidized Stafford loans — will see... Read More

Why the Sandwich Generation Doesn’t Have It Easy

Personal Finance

Why the Sandwich Generation Doesn’t Have It Easy

Why the Sandwich Generation Doesn’t Have It Easy

These days it seems that all anyone can talk about is student loan debt. Defaults are on the rise and we’re dangerously close to a bubble burst the size of the mortgage crisis just a few years ago. But with the attention student loan debt gets in the media, there is a group of people... Read More

How Long Does Negative Info Stay on My Credit Report?

Credit Score

How Long Does Negative Info Stay on My Credit Report?

How Long Does Negative Info Stay on My Credit Report?

If you’ve ever had negative information show up on your credit report, you’re probably wondering how much longer it will stay on there — and affect your credit score. Information that can have a negative impact on your score includes hard inquiries, accounts that have gone to collection, bankruptcies, tax liens and judgments. To start... Read More

What Baseball Can Teach Us About Credit Scoring

Credit Score

What Baseball Can Teach Us About Credit Scoring

What Baseball Can Teach Us About Credit Scoring

Spring has sprung! And when I think baseball I think credit scores. Then again, after a 16-year career at FICO, there are few things that don’t make me think of credit scores. So, before putting on our Panda hats and shelling out $9 for a beer (or are they $10 now at AT&T Park?), let’s... Read More

Should You Pay Your Taxes With a Credit Card?

Credit Cards

Should You Pay Your Taxes With a Credit Card?

Should You Pay Your Taxes With a Credit Card?

While the majority of American will expect a tax refund this year, there are still a sizable fraction of us who will have to scrounge up their savings to pay Uncle Sam what they owe. And while some are vaguely aware that there are ways to pay taxes with their credit cards, few really understand... Read More

Bank ATMs Being Hit With Malware

Identity Theft

Bank ATMs Being Hit With Malware

Bank ATMs Being Hit With Malware

These days, consumers are often on the lookout for identity theft scams that may end up compromising many aspects of their finances, but now criminals are doing even more to rip them off, including targeting their banks with malicious software. A new type of malware that targets point-of-sale systems and ATM card readers known as... Read More

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