The Best Student Credit Cards in America

Credit Cards

The Best Student Credit Cards in America

The Best Student Credit Cards in America

Student credit cards are a double-edged sword, to say the least. On one hand, young adults with access to a line of credit can be tempted to incur debt that can take many years to pay off. On the other hand, the responsible use of the right credit card can allow students to utilize the... Read More

Can Debt Raise Your Blood Pressure?

Managing Debt

Can Debt Raise Your Blood Pressure?

Can Debt Raise Your Blood Pressure?

High debt can mean high blood pressure, a new study from Northwestern University says — at least for young adults. Researchers used data on 8,400 young adults, ages 24-32, to examine associations between debt and health. Here’s what it found: 20 percent of participants said they would still be in debt even if they liquidated all assets.... Read More

10 Ways You Sabotage Your Finances

Personal Finance

10 Ways You Sabotage Your Finances

10 Ways You Sabotage Your Finances

It’s no secret that good financial habits are important to have.  But you may wonder what exactly those good habits are. In order to know which habits are good ones to take up, let’s take a look at which habits are not. Below are ten ways many people run into trouble with their finances. If... Read More

Shocker: Teens Actually Do Care About Privacy

Identity Theft

Shocker: Teens Actually Do Care About Privacy

Shocker: Teens Actually Do Care About Privacy

Kids frequently avoid or uninstall mobile phone apps they feel invade their privacy, and a majority of young women have disabled location tracking features out of privacy concerns, according to a new survey released by the Pew Internet & American Life Project. The study found that teenage girls are nearly twice as likely as boys... Read More

My Credit Is a Mystery. Where Do I Start?

Credit Score

My Credit Is a Mystery. Where Do I Start?

My Credit Is a Mystery. Where Do I Start?

There’s no denying the fact that credit has become a fundamental part of our financial lives. It influences how much we pay in interest on auto loans, mortgages, student loans and credit cards. It also influences our insurance premiums, deposits on utilities and rent, and in some cases, it can even impact our ability to... Read More

A Credit Score Lifehack: Will It Work?

Credit Score

A Credit Score Lifehack: Will It Work?

A Credit Score Lifehack: Will It Work?

Credit.com member Steven is a recent college grad who is already on track to building great credit. He wants to do everything possible to make sure his score is as strong as possible. He writes: I am a recent graduate with a full-time job, and I am doing everything I can to help improve my... Read More

Refinancing Your Mortgage? When to Lock In

Mortgages

Refinancing Your Mortgage? When to Lock In

Refinancing Your Mortgage? When to Lock In

Timing the market and determining the best time to lock in your interest rate when refinancing your mortgage, well that’s a conundrum, isn’t it? As mortgage rates fluctuate just the way stock prices do, identifying the better-priced lender at any given point in time — with the specific credit parameters — can be quite a... Read More

Obamacare Nightmare: Fraud Reports Surfacing

Identity Theft

Obamacare Nightmare: Fraud Reports Surfacing

Obamacare Nightmare: Fraud Reports Surfacing

Regardless of how you feel about the health insurance debate, some industry insiders have argued that one facet of it is indisputable: the Affordable Care Act, aka Obamacare, is a great opportunity… to scam people. Fraud.org, a project of the National Consumers League (NCL), issued a warning about fraudsters looking to capitalize on the confusion... Read More

Are Free Credit Reports Different From Lender Credit Reports?

Credit Score

Are Free Credit Reports Different From Lender Credit Reports?

Are Free Credit Reports Different From Lender Credit Reports?

Here at Credit.com we encourage our readers to ask questions, share their personal stories and even vent their frustrations, as is the case with a reader who recently wrote to us to with this question: Why are free credit reports different from the credit reports provided to lenders and other businesses?! What one gets from a... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.