An Insider’s Guide to Fighting Medical Billing Mistakes

Managing Debt

An Insider’s Guide to Fighting Medical Billing Mistakes

An Insider’s Guide to Fighting Medical Billing Mistakes

When Heather’s daughter developed a reaction to an immunization, she took her back to the doctor. She knew she should not have been charged for the second visit. After all, she spent fourteen years working in medical billing and understood that the follow-up incidental visit should have been covered given the circumstances. However, the claim… Read More

Lenders Trying to Lure More Top Borrowers

Mortgages

Lenders Trying to Lure More Top Borrowers

Lenders Trying to Lure More Top Borrowers

These days, many of the nation’s top credit card lenders are trying to find more borrowers to take on their accounts. However, while many are expanding their efforts to market to subprime borrowers, they would still prefer those whose ratings are high. Many consumers across the country with high credit ratings and a history of… Read More

CFPB Spells Out Credit Reporting Agency Guidelines

Credit Score

CFPB Spells Out Credit Reporting Agency Guidelines

CFPB Spells Out Credit Reporting Agency Guidelines

The federal agency tasked with protecting consumers from deceptive financial practices released new guidelines to ensure that credit reporting bureaus are adhering to government regulations. The federal Consumer Financial Protection Bureau now has issued new details for how its employees should evaluate companies that issue credit-related documents to consumers, according to its Consumer Reporting Examination… Read More

Freddie Mac Offering Mortgage Help for Isaac Victims

Mortgages

Freddie Mac Offering Mortgage Help for Isaac Victims

Freddie Mac Offering Mortgage Help for Isaac Victims

In the wake of the hurricane that swept through parts of the Gulf Coast last week, one of the nation’s largest mortgage backers announced that it would allow some homeowners to put off their mortgage payments if they’re burdened with disaster-related concerns. Hurricane Isaac affected several states as it hit and then ran out of… Read More

What Obama & the DNC Say About Student Loans

Students

What Obama & the DNC Say About Student Loans

What Obama & the DNC Say About Student Loans

With the presidential election right around the corner, both parties are now revealing their platforms. And one of the major planks of President Barack Obama’s re-election platform will involve student loans. The Democrats’ platform talks at length about the strides President Obama has made in increasing protections for consumers from student loan debt. The administration… Read More

6 Steps to Recovering from Bankruptcy

Managing Debt

6 Steps to Recovering from Bankruptcy

6 Steps to Recovering from Bankruptcy

The decision to file bankruptcy is not an easy one. Society has taught us that bankruptcy is the worst thing you can do to your credit and will haunt you for the rest of your life. This is absolutely not true. While bankruptcy does negatively impact your credit, it can be a blessing in disguise… Read More

MegaBanks Finally Ready to Modify Mortgages… Don’t Miss Out!

Mortgages

MegaBanks Finally Ready to Modify Mortgages… Don’t Miss Out!

MegaBanks Finally Ready to Modify Mortgages… Don’t Miss Out!

Hell has frozen over! After years of lawsuits and investigations by federal and state law enforcement agencies — not to mention some hard-ass negotiations by the U.S. Department of Justice and 49 state Attorneys General (shout-outs to AGs Eric Schneiderman of New York, Beau Biden of Delaware, and Kamala Harris of California) — mortgage servicers… Read More

Why are Short Sales So Bad for Your Credit?

Credit Score

Why are Short Sales So Bad for Your Credit?

Why are Short Sales So Bad for Your Credit?

I recently wrote about the negative impact of short sales and foreclosures on credit scores, and how such a mark on your credit report can knock as much as 160 points off your score. While intuitively this kind of severe impact isn’t so surprising in the case of a foreclosure, some people are surprised that… Read More

This Week in Credit News: Hackers & ID Thieves

Personal Finance

This Week in Credit News: Hackers & ID Thieves

This Week in Credit News: Hackers & ID Thieves

The biggest news this week revolves around hackers and identity theft as Apple IDs and one woman’s Medicare card were exposed to the world. A DNC Flub Puts a Woman’s Identity at Risk Last night, in the midst of former President Bill Clinton’s speech at the Democratic National Convention, the camera cut away to an… Read More

Hail to the Thief: Clinton Speech Opens Up ID Theft Possibility

Identity Theft

Hail to the Thief: Clinton Speech Opens Up ID Theft Possibility

Hail to the Thief: Clinton Speech Opens Up ID Theft Possibility

Was it excessive exuberance? Was it judgmental deficiency? Was it the thrill of hearing a barnburner by the President of the World? Well, whatever it was, it was a dangerous mistake. Last night at the Democratic National Convention, during a particularly rousing segment of President Clinton’s forceful and unabashed dissection of the Republican depiction of… Read More

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