6 Simple Ways to Stretch Your Income

Managing Debt

6 Simple Ways to Stretch Your Income

6 Simple Ways to Stretch Your Income

Ever sat and thought about all the things you could do if you had more money? You’re not alone. But when it comes down to it, there’s probably very little spare change lying around. So, the first step is to figure out where you stand in terms of disposable income and make spending cuts. But deprivation... Read More

5 Quick Ways for Couples to Get Out of Credit Card Debt

Managing Debt

5 Quick Ways for Couples to Get Out of Credit Card Debt

5 Quick Ways for Couples to Get Out of Credit Card Debt

When you exchanged vows, did you take a moment to actually think about what you were committing to financially? In the standard version, there’s something in there about “richer or poorer,” which means that you agreed to stand by your partner’s side even when liabilities exceed assets. But it’s no secret that not all unions last... Read More

Is Pet Insurance Worth It?

Personal Finance

Is Pet Insurance Worth It?

Is Pet Insurance Worth It?

Monthly payments make up a large chunk of people’s budgets. When things are tight, putting one of those stubborn, fixed expenses on the chopping block is sometimes the best way to give your finances flexibility. Some are non-negotiable — student loans, utilities, rent or mortgage — but others can go. Do you really need cable?... Read More

Credit.com in the News 5.16.14

Personal Finance

Credit.com in the News 5.16.14

Credit.com in the News 5.16.14

This week, the European Union’s highest court ruled that Google must comply with its citizens’ requests to remove Internet search results. It’s called “the right to be forgotten,” and it doesn’t exist in the United States. Adam Levin, chairman and co-founder of Credit.com, analyzed the ruling and talked about how U.S. consumers can protect their... Read More

How to Get Paid What You’re Worth

Personal Finance

How to Get Paid What You’re Worth

How to Get Paid What You’re Worth

Talking about money isn’t easy. And it’s certainly not easy to ask for money. But when you are negotiating a pay raise, it’s important to remember you are not asking for a favor. You are providing something, and you should be compensated fairly. You provide a valuable service to your employer. Here are some tips... Read More

Help! We Owe $140K to the University of Phoenix

Students

Help! We Owe $140K to the University of Phoenix

Help! We Owe $140K to the University of Phoenix

Without student loans, Patt Mosley’s husband, Duke, wouldn’t have been able to go back to school, change careers and vastly improve his happiness. Loans enabled him to earn his bachelor’s and master’s degrees, and loans helped her get an MBA. Reaching these goals was a priority for their family, but Patt Mosley doesn’t know how... Read More

3 Parent-Friendly Debit Cards for Kids

Credit Cards

3 Parent-Friendly Debit Cards for Kids

3 Parent-Friendly Debit Cards for Kids

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — American Express Serve. Disclosure: Cards from our partners are mentioned below.] As children grow up, we expect them to take on more and more responsibilities before they become adults. For example, teenagers are often asked to purchase meals... Read More

12 Things You Should Always Negotiate On

Personal Finance

12 Things You Should Always Negotiate On

12 Things You Should Always Negotiate On

Americans typically don’t like to haggle. It’s just not part of our culture. But not haggling could be costing you lots of money. Even if you don’t prefer to be pushy, you should at least politely ask for better deals on these 12 things. 1. Cars Car dealerships, unlike many other retailers, expect you to... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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- The Credit.com Editorial Team