Why You Shouldn’t Fear Contactless Smart Cards

Credit Cards

Why You Shouldn’t Fear Contactless Smart Cards

Why You Shouldn’t Fear Contactless Smart Cards

When I got my own contactless smart card in the mail, I decided it was high time to write an article that described in Plain English how contactless smart cards work and whether or not it’s a security risk.

How to Survive a ‘Boomerang’ Hit to Retirement Planning

Personal Finance

How to Survive a ‘Boomerang’ Hit to Retirement Planning

How to Survive a ‘Boomerang’ Hit to Retirement Planning

As if planning for a decent 21st-century retirement these days wasn’t challenging enough for most Americans, consider the plight of the not-yet-empty nesters: According to a recent Harris Interactive poll, 40 percent of U.S. adults between 18 and 39 – thirty-nine — who aren’t students are currently living at home with their parents. It isn’t… Read More

Watch Your Credit Report to Keep Your Score Healthy

Credit Score

Watch Your Credit Report to Keep Your Score Healthy

Watch Your Credit Report to Keep Your Score Healthy

These days, you’re probably doing a lot of work to keep your finances in good standing. That can include everything from making sure all your bills are paid on time and in full every month, or that you’re sticking to a sound financial plan. You might also be working hard to reduce the amount you… Read More

One Couple That Should Refi, And One That Shouldn’t

Mortgages

One Couple That Should Refi, And One That Shouldn’t

One Couple That Should Refi, And One That Shouldn’t

Mortgage rates are at historic lows. So is now a good time to refinance your home loan? It depends. Let’s consider two different couples, one for whom it’s a good idea, and one for whom it may not be. First off, it used to be that refinancing was a good idea if you could lower… Read More

The Ups And Downs Of Your Credit Score

Credit Score

The Ups And Downs Of Your Credit Score

The Ups And Downs Of Your Credit Score

If you’re getting tired of seeing your credit score rise and fall like the tides, then you’re not alone. We’ve found that among people’s chief complaints about their scores is the fact that they don’t understand why they go up and down. [Free Resource: Check your credit for free before applying for a credit card]… Read More

Don’t Fret About Decoding Inquiries On Your Credit Report

Credit Score

Don’t Fret About Decoding Inquiries On Your Credit Report

Don’t Fret About Decoding Inquiries On Your Credit Report

A reader went car shopping several weekends ago and now sees that several inquiries from different lenders were posted on his credit report. He is aware that the credit scores apply special treatment logic to auto-related credit searches to accommodate for rate shopping. What he wants to know is, how he can be sure that… Read More

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