15 Things to Buy at a Dollar Store

Personal Finance

15 Things to Buy at a Dollar Store

15 Things to Buy at a Dollar Store

Dollar stores lure us in with rock-bottom prices. Sometimes you get what you pay for, but often the things they sell are good products at a tremendous discount — a real bargain. 1. Greeting Cards There is no reason to spend $4 to $5 or more on a greeting card when dollar stores typically have... Read More

5 Ways to Get Ahead at Work

Personal Finance

5 Ways to Get Ahead at Work

5 Ways to Get Ahead at Work

Whether you are looking to get a promotion or make the jump to another company, you are trying to get ahead. Every career and career path is unique, but there are some strategies we can all use to improve our careers. 1. Work Like You Are on a Reality Show I don’t mean act out... Read More

5 Ways Banks Make Your Account Go in the Red

Personal Finance

5 Ways Banks Make Your Account Go in the Red

5 Ways Banks Make Your Account Go in the Red

Overdraft fees continue to be big business for banks, and that’s despite a 2010 Federal Reserve rule preventing banks from automatically enrolling customers in overdraft programs. In 2012, banks pulled in $32 billion from these fees. Of course, consumer money mismanagement contributes to all overdraft fees at some level, but banks aren’t necessarily looking to... Read More

5 Lessons From the Latest Data Breaches

Identity Theft

5 Lessons From the Latest Data Breaches

5 Lessons From the Latest Data Breaches

Son of a breach, two more security incidents are making headlines: Coca-Cola and Michaels Stores. That means we’re looking at four major data loss events in the past few weeks alone—three at national retailers, including Target and Neiman Marcus. Companies can learn from how other organizations respond to a data breach, for better or worse.... Read More

Credit.com in the News 1.31.14

Personal Finance

Credit.com in the News 1.31.14

Credit.com in the News 1.31.14

In case you haven’t heard, there has been a lot of news about scams and data breaches lately. Credit Experts Adam Levin, Gerri Detweiler and Bob Sullivan have focused their efforts on providing helpful information to consumers. [View the story “Credit Experts in the News | 1.31.14” on Storify]

Could Your High Interest Rate Be Illegal?

Personal Finance

Could Your High Interest Rate Be Illegal?

Could Your High Interest Rate Be Illegal?

When you apply for a car loan, a credit card or a mortgage you know you’re going to have to pay interest. The question is how much you’re willing to pay in interest to borrow that money: 5%? 20%? What if you were asked to pay 300% interest? The morality of high interest rates has... Read More

A 3-Step Plan to Save for Vacation

Personal Finance

A 3-Step Plan to Save for Vacation

A 3-Step Plan to Save for Vacation

The first thing I do when I return from vacation is start planning my next one. It doesn’t matter if it’s a weekend visit to my parents’ house or a weeklong beach trip, I like having something to look forward to. Anticipation can be the best part of the vacation. The worst part of the... Read More

Why Do People Check Their Credit?

Credit Score

Why Do People Check Their Credit?

Why Do People Check Their Credit?

If you don’t measure it, you can’t tell if it’s getting better. That’s a common concept when it comes to making improvements, whether in business, health or education. The same applies to credit scores. It’s important to know your scores so you can make good decisions like when to apply for loans, but even if... Read More

How to Trick Yourself Into Being a Better Saver

Personal Finance

How to Trick Yourself Into Being a Better Saver

How to Trick Yourself Into Being a Better Saver

Money and time have a very funny relationship, and by funny, I mean, most people misunderstand it. For example: What’s more valuable to you: $10 today or $20 next month? Next year? The choice to spend or save money is a constant trade-off between having something today vs. having something tomorrow, but we are rarely... Read More

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