Online Threats That Will Throw You Off the Security Balance Beam

Identity Theft

Online Threats That Will Throw You Off the Security Balance Beam

Online Threats That Will Throw You Off the Security Balance Beam

By Ondrej Krehel By now you’ve all seen the video of American gymnast Aly Raisman’s parents wincing, twisting and turning in their seats as they watched their daughter compete for Team USA in the Olympics gymnastics competition. (If you’ve been off the grid, check it out here.) We know how they feel, because when we see… Read More

What to Do When Debt Collectors Break the Rules

Managing Debt

What to Do When Debt Collectors Break the Rules

What to Do When Debt Collectors Break the Rules

Getting a call from a debt collector is never pleasant. But Credit.com reader Sara Shannon is getting a double threat. Not only is a collections agency threatening her with a lawsuit, it also plans to sick the IRS on Shannon’s disabled, 84-year-old mother. “He is threatening to file a 1099-C and said the IRS will… Read More

Do You Need a Hacker-Proof Wallet?

Identity Theft

Do You Need a Hacker-Proof Wallet?

Do You Need a Hacker-Proof Wallet?

Last week, a researcher demonstrated an Adroid phone app that reportedly can steal credit card data through your pocket. So you might be wondering if you need to take steps to defend yourself. One of the easiest ways for identity thieves to get hold of your credit card info is a process known as skimming:… Read More

Smaller Lenders Making It Easier to Get an Auto Loan

Auto Loans

Smaller Lenders Making It Easier to Get an Auto Loan

Smaller Lenders Making It Easier to Get an Auto Loan

Lenders are now making it easier for consumers, even troubled ones, to obtain new financing across nearly all types of credit, and that is true even for smaller banks extending car loans. Recent data shows that credit qualifications for auto loans across much of the lending industry have slackened considerably, and now the same is… Read More

Can You Afford to Be a Full-Time RVer?

Personal Finance

Can You Afford to Be a Full-Time RVer?

Can You Afford to Be a Full-Time RVer?

Have you ever thought about chucking it all and taking to the road full-time? My hubby and I have, though now we can’t seriously consider it until my daughter is out of high school in a few years. But if you’re free to roam, you could join some 1.3 million Americans who are full-time RVers…. Read More

Missouri’s Highest Court Rules for Payday Loan Restrictions

Personal Loans

Missouri’s Highest Court Rules for Payday Loan Restrictions

Missouri’s Highest Court Rules for Payday Loan Restrictions

The Missouri Supreme Court recently issued a ruling that would allow three controversial initiatives to hit state ballots in November, and one such decision involves payday loans. The three initiatives — which also included a change in the state’s minimum wage and a tax on tobacco products — were consolidated into one case a few… Read More

Credit.com in the News 8/4/12

Personal Finance

Credit.com in the News 8/4/12

Credit.com in the News 8/4/12

This week the experts from Credit.com contributed to a wide range of publications on subjects including travel, identity theft, credit scores and credit cards. Check out the hits… Keeping a Secure ID While Traveling On ABC Local 7 with Nina Pineda, Credit.com’s chairman and co-founder Adam Levin lends his advice on protecting one’s identity while… Read More

Google Expands Its Wallet

Credit Cards

Google Expands Its Wallet

Google Expands Its Wallet

One of the Web’s biggest companies was also among the first to launch a mobile wallet program, and that early entry into the field has allowed it to focus more on expanding the system’s capabilities. Now, Google Wallet is available for use on six smartphones and a tablet, is accepted at more than 200,000 locations… Read More

How Can I Erase Judgments From My Credit Reports?

Credit 101

How Can I Erase Judgments From My Credit Reports?

How Can I Erase Judgments From My Credit Reports?

Credit reporting can be very confusing for consumers. We get this question all the time: How do the three major credit bureaus — Equifax, Experian and TransUnion — gather the information in our credit reports, and how come they sometimes disagree? A Credit.com reader using the screen name “Tammy” is wondering exactly these things. Tammy… Read More

FHFA: No Principal Forgiveness From Fannie or Freddie

Mortgages

FHFA: No Principal Forgiveness From Fannie or Freddie

FHFA: No Principal Forgiveness From Fannie or Freddie

The federal government has been considering whether it should allow troubled homeowners to get part of their outstanding mortgage balance forgiven, but the federal agency that oversees two large participants said that such a move will not happen. The Federal Housing Finance Agency recently announced that it would not allow the government-sponsored enterprises Fannie Mae… Read More

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