Pay Off a High-Interest Credit Card with Home Equity?

Credit Cards

Pay Off a High-Interest Credit Card with Home Equity?

Pay Off a High-Interest Credit Card with Home Equity?

Some consumers are paying off their high interest credit cards in an inventive way – with a home equity loan. It’s not always the best solution, but it can be a good cure for your high interest headaches under the right conditions. In general, home equity loan interest rates are lower than the rates on… Read More

Financial News Roundup: Modifications Fall Short, Women’s Advancement Wanes

Personal Finance

Financial News Roundup: Modifications Fall Short, Women’s Advancement Wanes

Financial News Roundup: Modifications Fall Short, Women’s Advancement Wanes

Today’s top headlines feature the obstacles to refinancing a home and what Americans are working to salvage post-recession. Plus, see what’s holding women back in the work place. Recession impacted majority of households CNN Money Ninety-three percent of households reported suffering at least one “substantial economic shock” between March 2008 and September 2009, including large… Read More

Who Are Those Guys?

Personal Finance

Who Are Those Guys?

Who Are Those Guys?

One of the most memorable lines from the movies was Butch Cassidy’s query, “Who are those guys?” from the 1969 move Butch Cassidy and the Sundance Kid. He was talking about the expert tracker who was hot on their trail. But when I look at the current economic situation, I have to ask the same… Read More

Holiday Spending Up 12 Percent So Far This Year

Personal Finance

Holiday Spending Up 12 Percent So Far This Year

Holiday Spending Up 12 Percent So Far This Year

During the holiday shopping season, recognized as running from November 1 through the end of last week, consumers spent $21.95 billion on presents, according to a report from comScore. That’s up from $19.69 billion during the same period last year, an increase of 12 percent. In the week between December 4 and 10. Americans spent… Read More

A Loan From Wiki, and Your Friends

Personal Loans

A Loan From Wiki, and Your Friends

A Loan From Wiki, and Your Friends

Asking friends and relatives for a loan is uncomfortable. But with WikiLoan.com, at least it can be well-organized. The company, which went public with its new service last week, is designed to help consumers get loans from people they already know. The service will be different than peer-to-peer lenders like Prosper and Lending Club. Those… Read More

New Cards Help You Shop Locally

Personal Finance

New Cards Help You Shop Locally

New Cards Help You Shop Locally

What to give the person who has everything, and who loves his town? More and more cities are offering downtown gift cards and rebate cards to help people finish their holiday shopping lists and support local businesses at the same time. This could be a banner year for such efforts. According to the National Retail… Read More

Card Smart: More Americans Turning Away From Credit Cards?

Credit Cards

Card Smart: More Americans Turning Away From Credit Cards?

Card Smart: More Americans Turning Away From Credit Cards?

Can eight million Americans be wrong? Credit reporting giant TransUnion is out with a new study showing that eight million Americans have stopped using credit cards over the past year. But those consumers who go cold turkey don’t always do so for the same reasons. The numbers come from TransUnion’s quarterly analysis of credit card… Read More

Financial News Roundup: Recessionary Divorce Rises, Retirement Planning and More

Personal Finance

Financial News Roundup: Recessionary Divorce Rises, Retirement Planning and More

Financial News Roundup: Recessionary Divorce Rises, Retirement Planning and More

Top Financial News Headlines from Around the Web Today’s top headlines feature possible changes to traditional savings accounts and questions consumers should ask themselves about their retirement planning. Plus, see how the recession is affecting marriage in the U.S. Protecting online privacy CNN Americans can lower the risk of jeopardizing their online privacy by implementing… Read More

Fed to Increase Protection on Credit Transactions

Identity Theft

Fed to Increase Protection on Credit Transactions

Fed to Increase Protection on Credit Transactions

On December 13, the Federal Reserve Board proposed a pair of rule changes to more effectively expand coverage of consumer protection regulations, the central bank announced. By doing so, it would insure credit transactions and leases with higher dollars values than it currently does. Effective July 21, 2011, all consumer credit transactions and leases of… Read More

FTC “Do Not Track” Proposal: Q&A With A Privacy Advocate

Identity Theft

FTC “Do Not Track” Proposal: Q&A With A Privacy Advocate

FTC “Do Not Track” Proposal: Q&A With A Privacy Advocate

Earlier this month the Federal Trade Commission formally announced a new world order that would provide more privacy options for Internet users. The cornerstone of that proposal is a universal “Do Not Track” mechanism that would allow web consumers to block access to online marketers. The proposal is viewed by privacy groups as similar to… Read More

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