Another College Promises to Pay Your Student Loans

Students

Another College Promises to Pay Your Student Loans

Another College Promises to Pay Your Student Loans

Corban University, a small private school in Oregon, recently announced a student loan repayment program called the Corban Promise, which will help pay the loans of graduates making below a certain income level. Starting in the fall of 2014, freshmen and transfer students with at least two years of study to complete will be eligible... Read More

Can You Get an Investor to Fund Your Dream Home?

Managing Debt

Can You Get an Investor to Fund Your Dream Home?

Can You Get an Investor to Fund Your Dream Home?

Houses and college degrees have two things in common: both cost of lot of money and both depend on specialty financing products to help make them more affordable. But which came first? High prices or budget-friendly payment plans? Consider the latest offering in consumer financial engineering, courtesy of private equity firms and crowdfunding companies. The... Read More

Should All Personal Information Be Encrypted?

Identity Theft

Should All Personal Information Be Encrypted?

Should All Personal Information Be Encrypted?

Last month, the Health Insurance and Medical Privacy Act, or HIPAA, made your electronic medical records a lot safer. As welcome as these changes are, we need to go further. It is time for a federal law requiring encryption of any database that contains personally identifying information (PII). Despite the lunacy now emanating from our... Read More

Is a Balance Transfer Bad for My Credit?

Credit Cards

Is a Balance Transfer Bad for My Credit?

Is a Balance Transfer Bad for My Credit?

When it comes to your credit scores, the amount of credit card debt you’re carrying can have a significant impact on your scores. With that in mind, how does transferring a credit card balance to another card affect your credit score? That’s the basis of this reader’s question:  I’m rebuilding my credit. Do I get... Read More

Consumer Rage: The $798 Ambulance Ride

Personal Finance

Consumer Rage: The $798 Ambulance Ride

Consumer Rage: The $798 Ambulance Ride

Jim Mathes took one bad step out of his apartment in early September and wrenched his back. The pain was so intense he had to crawl back inside on all fours. He needed medical care, but there was no chance he could get himself down three flights of stairs to his car. So he did... Read More

The Best Time to Get Deals on Holiday Gifts

Personal Finance

The Best Time to Get Deals on Holiday Gifts

The Best Time to Get Deals on Holiday Gifts

In terms of spending, there’s a puzzling and frustrating question: When will I get the best bargain? It applies to timing the market for good mortgage rates, scouring travel sites for dates with the best airfare or trying to figure out when the best sales will be for shopping. Buying holiday gifts may seem trivial... Read More

4 Dangers of Credit Card Cash Advances

Credit Cards

4 Dangers of Credit Card Cash Advances

4 Dangers of Credit Card Cash Advances

Cash advances can offer credit card users a smart and convenient way to quickly obtain cash. However, they can turn out to be a nightmare if you don’t fully read the terms and conditions. Here are a few dangers to be aware of if you are considering taking a cash advance. 1. Fees, fees and... Read More

Consumer Credit Up, But Credit Card Usage Down

Credit 101

Consumer Credit Up, But Credit Card Usage Down

Consumer Credit Up, But Credit Card Usage Down

The Federal Reserve released its August report on consumer credit this week, showing an increase in outstanding credit generated by growth in student and auto loans. Consumer credit increased at an annual rate of 5.4% in August. That growth comes despite consistent decline in revolving credit, like credit cards, since June. Revolving credit declined at... Read More

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