When Should You Wait to Buy a Home?

Mortgages

When Should You Wait to Buy a Home?

When Should You Wait to Buy a Home?

Whether you are hearing about great interest rates available from mortgage lenders or great deals friends are getting from real estate agents, you may be thinking it’s time for everyone to buy a home. Not necessarily. A house is one of the biggest purchases you will likely make in your life and you don’t want... Read More

The Best Cars for Fuel Economy

Auto Loans

The Best Cars for Fuel Economy

The Best Cars for Fuel Economy

Are you in the market for a new car? If you’re looking for a vehicle that’s easy on the wallet, especially when it comes to fuel economy, then you’re in luck. Consumer Reports tested a number of cars and ranked them according to the best and worst gas mileage. Here are some of CR’s top-ranked vehicles... Read More

How Crime Rings Use ‘Invisible Ink’ to Take Over Your Computer

Identity Theft

How Crime Rings Use ‘Invisible Ink’ to Take Over Your Computer

How Crime Rings Use ‘Invisible Ink’ to Take Over Your Computer

LAS VEGAS – Cyber gangs have begun using the digital equivalent of invisible ink to disguise the malicious coding that helps them take control of your computer and put it to criminal use. Steganography—the craft of hiding something seemingly out in the open—is an old secret agent trick. Now cybercriminals have adapted the technique to... Read More

10 Common Reasons Your Credit Card Was Rejected

Credit Cards

10 Common Reasons Your Credit Card Was Rejected

10 Common Reasons Your Credit Card Was Rejected

You’ve spent months scouring the Internet for the perfect washer and dryer combo to complement your newly renovated laundry room. Finally, you’ve located what appears to be the perfect match at the right price. Suddenly the deal is off. Your credit card won’t go through, and you have no other immediate form of payment to... Read More

Can a Debt Collector Call My Friends?

Managing Debt

Can a Debt Collector Call My Friends?

Can a Debt Collector Call My Friends?

Have you ever experienced that gut-wrenching fear that a secret you shared with someone you thought you could trust would be leaked? Or maybe it actually happened and you felt betrayed, embarrassed or ashamed. While it’s sometimes tough to know who you can trust with confidential information, one thing you shouldn’t have to worry about is... Read More

The Craziest Résumé Lies Employers Have Found

Personal Finance

The Craziest Résumé Lies Employers Have Found

The Craziest Résumé Lies Employers Have Found

More than half of hiring managers have caught applicants lying on their résumés, according to a new survey from CareerBuilder, and the lies range from small embellishments to unrealistic claims. The magnitude of the lie doesn’t matter, because any form of intentionally misleading a prospective employer is sure to hurt your chances of getting the... Read More

Are Schools Protecting Your Kids’ Data?

Identity Theft

Are Schools Protecting Your Kids’ Data?

Are Schools Protecting Your Kids’ Data?

A 40-year old federal law protects kids’ school records from the prying eyes of outsiders, but the law is in desperate need of a 21st-Century overhaul. Efforts to do that began last week with the introduction of the Protecting Student Privacy Act in Congress by Senators Edward J. Markey (D-Mass.) and Orrin Hatch (R-Utah), but... Read More

How to Eat Organic Without Breaking the Bank

Personal Finance

How to Eat Organic Without Breaking the Bank

How to Eat Organic Without Breaking the Bank

Plenty of people will tell you how important eating properly can be and how organic foods will positively impact your health and life. Understanding organic is a great place to start. Organic foods are fruits, vegetables and grains are grown without conventional pesticides or synthetic fertilizers while meat and dairy products are cultivated without antibiotics... Read More

The New FICO Score: Better for Debtors?

Credit Score

The New FICO Score: Better for Debtors?

The New FICO Score: Better for Debtors?

If you’ve ever had a debt collector call you, Thursday’s announcement from credit scoring company FICO may be good news for you. FICO just released the newest edition of its general credit scoring model, FICO Score 9. The big changes come in the area of debt collection: The score will not include paid collection accounts,... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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